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Re:On the Experience of Being Poor-Ish, for People Who Aren't by throwaway-0987 on Monday March 01, 2021 @09:37AM (#26303121)
Throwaway because I don't want my co-workers to know.

I was poor. My father left home when I was a kid in middle school. My mom worked part time cleaning houses and left us when she found a new husband. I dropped out of high-school in the 9th grade and went to work. Low paying jobs. I lived with my aunt on the bad side of town.

Fast-forward 35 years. Today, I make about 200K per year. I got a GED, went to trade school, then got into college (full Pell Grant because I was so poor) and came out with a few degrees.

Everything I own is fully paid for. House, cars, etc. because I'm always afraid I'm going to be poor again. Of course, I only own modest things. Nothing fancy.

If you have never been poor, you may not realize how awesome Small houses and Toyota Corollas are.

My fears about being poor again drive my wife and kids crazy. They think I'm nuts and say I need counseling. I probably do.

Anyway, people think I'm 'privileged' now because I earn a lot of money, but they have no idea that I used to sleep on the floor and eat in soup lines.

I made it and you can too. Poverty has no color. It impacts everyone. You can't tell just by looking at someone.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by whack on Monday March 01, 2021 @12:02PM (#26304945)
> I made it and you can too. Poverty has no color. It impacts everyone. You can't tell just by looking at someone.

I love your story. There's also a ton of people who will delight in cherry-picking your story, as justification for not expanding the social safety net. "throwaway-0987 did it, and you can too! You just need to stop being so lazy"

A few factors to consider:

- You had an aunt you could live with

- As a youth, you were wise enough to go to trade school and college

- As a youth, you were wise/careful enough to not have babies. Furthering your education would be far tougher when you have kids to take care of

- You had access to government programs such as Pell Grants, which many people would deride as being "government handouts"

- As a youth, you were wise enough to avoid crimes that would disqualify you from educational/employment opportunities in your adult life

Stories like yours are wonderful in inspiring people to make something of themselves. But it doesn't change the fact that we as a society should do more to help people who are caught in a poverty trap, especially because of poor decisions made when they were teenagers. Just because someone ran a 4-minute-mile doesn't mean it's reasonable to expect everyone to do so.

> Anyway, people think I'm 'privileged' now because I earn a lot of money, but they have no idea that I used to sleep on the floor and eat in soup lines.

As always in such discussions, privilege is on a spectrum and has many dimensions. To give an obvious example, even as a youth, you were privileged to be an American citizen, with all the rights, assistance and opportunities it entails. If you were born in the same circumstances in Mexico or Congo, you would find yourself facing a far different outcome.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by chmod600 on Monday March 01, 2021 @02:03PM (#26306705)
When wearing your policymaking hat, I agree that you should consider what people actually do (which is not always wise) rather than just what they should do.

But when actually struggling (or perhaps even when comfortable), you should forget about policy and fairness and just make the best decisions you can and keep trying to do the right thing, and that gives you or your children or grandchildren the best chance to make it to a comfortable place.

You are obvioualy wearing your policymaking hat. Unfortunately, policymaking is and endless mess of arguing and distracts real people from doing the right thing. Calling things "unfair", even if true, is discouraging for struggling people and makes them less likely to succeed if they listen to you.

The fact is that there's a lot of opportunity here, and a lot of people in the world realize that and come here to realize the opportunity.

Any message of unfairness, in my opinion, should be coupled with the context that the best way forward is still by prudent choices and a multi-generational outlook. Like so many immigrants have.

You call poverty a "trap", but part of that is imposed by a given location. That coal mining town might never come back, and opportunities will be scarce. But growing cities will always offer opportunity to newcomers. It's much easier to "immigrate" from a declining city/town to a growing one than from another country.

This is not to say that we can't improve policy. We can. But the constant drumbeat of unfairness and victimhood is a counterproductive tactic in the policymaking process.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by estaseuropano on Monday March 01, 2021 @04:37PM (#26308776)
How about a reality hat: the world does not offer everyone equal chances. You live in a country surrounded by fences and border patrol exactly to keep those that were less lucky from trying to get some of that luck.

Even when born in the country, there are better and worse schools, better and worse social infrastructure, a billion different glass ceilings according to color, gender, age, accent or faith.

Your comment perpetuates the eternal lie that everyone can rise to the top, but we all know that some have a 50% chance and others a 0.0005% chance to 'make it'. It's absurd to blame the kid with a bad school and no breakfast for not living up to the highest moral standards and take all the right decisions when they have probably barely to no good advice, guidance or role models.

Its easy to judge, but try to empathise. That's not a policy hat, it's acknowledging reality.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by s1artibartfast on Monday March 01, 2021 @06:05PM (#26309737)
Think of it another way:

What advice would you offer a young poor student looking to get out of poverty

A) The cards are stacked against you, but your best chance is to work hard, get good grades, keep a clean criminal record, go to college, and get a good job.

B) You are the victim of a broken system and this system needs to be fixed.

Both are true, but only one of these messages is actionable and relevant for the student.

Yes, the system us unfair, but people can and do rise out of poverty every day. In fact, most children born into poverty make it out of poverty (66% according to this PEW paper [1])

https://www.pewtrusts.org/~/media/legacy/uploadedfiles/pcs_a...

Re:On the Experience of Being Poor-Ish, for People Who Aren't by anemoiac on Tuesday March 02, 2021 @10:13AM (#26316106)
I don't understand why you can't tell the hypothetical young, poor student both 'A' and 'B.' In fact, not doing so seems a bit manipulative (regardless of your intentions).

A potential consequence of perpetually leaving 'B' out of the discussion is that, while some of these young, poor students will escape poverty and others will not, neither group may realize that the status quo reflects decisions made by human beings, not some invisible law of nature.

Telling poor and disenfranchised people that hard work is the solution to all of their problems sounds just like a recipe for inducing learned helplessness [1] to me. Sure, some hard-working poor people will escape poverty, but plenty won't. The difference between the two groups often lies in factors outside of their control.

1 - https://en.wikipedia.org/wiki/Learned_helplessness

Re:On the Experience of Being Poor-Ish, for People Who Aren't by endominus on Tuesday March 02, 2021 @02:44PM (#26319570)
I would assume the opposite; tell someone that if they work hard, they have a chance is less likely to induce despair in my opinion and experience than telling them that their efforts are meaningless because every part of society is arrayed against them, the odds are laughable, and their failure is all but guaranteed. How could that not make someone feel hopeless? Opportunities and success are not and never will be evenly distributed, but effort still plays a part. Inculcating a victimhood complex in children seems extremely antithetical to the cause of bettering their prospects in life.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by anemoiac on Wednesday March 03, 2021 @07:55AM (#26327693)
> tell someone that if they work hard, they have a chance is less likely to induce despair in my opinion and experience than telling them that their efforts are meaningless because every part of society is arrayed against them, the odds are laughable, and their failure is all but guaranteed. How could that not make someone feel hopeless?

I must not have done a very good job communicating my thoughts, because this is explicitly not what I was advocating for. The post I responded to claimed that both "A) The cards are stacked against you, but your best chance is to work hard..." and "B) You are the victim of a broken system and this system needs to be fixed", then suggested leaving B out of the discussion - even while acknowledging that both 'A' and 'B' were true.

My suggestion was simply to not leave out true, relevant information for the sake of provoking some desired behavioral response from the target audience. That just seems manipulative and paternalistic to me.

This isn't a revelation, however. It's certainly not uncommon for members of marginalized groups to tell their children that they'll have to work twice as hard as other children to end up in the same place.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by s1artibartfast on Tuesday March 02, 2021 @01:07PM (#26318292)
My fundamental concerns are threefold:

First, is learned helpless. As the article you linked points out, learned helplessness is not the result of working hard and encountering challenges. It is the brain's default assumption in the absence of of encouragement. People's brains are already predisposed to inaction and helplessness by millions of years of evolutionary biology. Humans are already predisposed to fallacies and heuristics that overestimate the challenges and obstacles, and reinforcing them is actively damaging. Poor people already know how hard their life is, they don't need other people to reinforce this.

Second, discussion systemic problems is almost never accompanied by a quantification of the relative impact of hard work vs social policy. Is it 90% hard work and 10% luck, or the the inverse.

Last is relevance. A poor child cant wait 30 years for political solutions to improve social mobility by a few percentage points. They can't go back and be born to a richer household. Pursuing an education and clean record has vastly greater impact on outcomes today, and will continue to be more impactful in the future.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by anemoiac on Wednesday March 03, 2021 @09:33AM (#26328756)
My point wasn't that we should gather all of the world's poor and disenfranchised together and hold a giant pity party, it was that being honest with people about the reality of the (unfair) status quo is better than trying to manipulate them with the sort of self-help mumbo-jumbo you might find at a multi-level marketing conference.

In both the contemporary understanding of learned helplessness and its predecessor, that is to say, whether helplessness is the default state of human existence or a conditioned response, what's being considered is a person's view towards their ability to reach a desired outcome through their actions.

Decontextualizing the actions of those who face increased environmental challenges is likely to provide discouragement, not encouragement, as the actions of those facing greater challenges will seem less impactful in comparison to the more fortunate. In more practical terms, this means that the relative under-performance of the disadvantaged may be interpreted as some form of personal inadequacy rather than an expected response to greater-than-average challenges. This relates to something you said, quoted below:

> Poor people already know how hard their life is, they don't need other people to reinforce this.

This actually isn't true, at least in many important ways, and that's a major part of the problem. While poor Americans may realize that their house/neighborhood/car/etc. isn't as nice as those they see on TV, they can't understand what they haven't experienced - for example: the impact of stable finances, well-educated parents, or a high-performing school district on academic performance. This phenomenon also holds true for other segments of society - those more fortunate generally can't fully understand the disadvantages faced by those less fortunate than them.

This is why it's important to have honest discussions about the differing realities faced by those across society. If we don't understand the context of our actions, we can't understand the impacts of our policies, nor can individuals make realistic choices that optimize for their specific environment.

> discussion systemic problems is almost never accompanied by a quantification of the relative impact of hard work vs social policy

I don't think this is at all feasible. The lived experience of every individual is too unique, with an almost infinite array of immeasurable factors contributing to visible outcomes.

>A poor child cant wait 30 years for political solutions to improve social mobility by a few percentage points...Pursuing an education and clean record has vastly greater impact on outcomes today

I don't want to sound overly blunt here, but the entire point of my previous comment was that we can encourage disadvantaged young people to take the actions most likely to lead to success while acknowledging that 'the system' is broken and trying to fix it. Where did you get the impression that we can't tell children to study and avoid crime while also telling them that they should be aware of unique challenges they could face?

And, again, I'm not trying to sound blunt, but what poor child doesn't want to be successful? What poor child wouldn't want "an education and a clean record?" I think it's important to consider why many of them won't achieve those goals. To me, ignoring the disadvantages some children face and simply telling them to work hard seems both naive and insensitive, but, most importantly, unlikely to lead to a satisfactory outcome.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by nostrademons on Monday March 01, 2021 @05:17PM (#26309214)
I saw nothing of the sort in chmod600's comment. They even led with "When wearing your policymaking hat, I agree that you should consider what people actually do."

Policymakers in Washington and poor immigrants on the streets need different advice, because they control different things. If you are President or Congressperson in the U.S.A, then by all means: let's have a more humane immigration system, and universal health care, and a social safety net.

But if you're a poor immigrant in this country, none of that policy is up to you. Non-citizens don't get to vote; Congresspeople do not listen to them. They risk being deported for the slightest infraction. They often require their employer to sponsor their continued stay in the U.S. They lack financial resources, and oftentimes job skills. They lack cultural capital and a support network.

But they can control several things. They can control where they choose to settle, and move to areas with more opportunity. They can control what they choose to spend money on, and not let anything out the door that isn't absolutely essential for survival. They can control what they do with their time, and allocate that to building new skills and pursuing new opportunities. If they don't do all of those things, they will fall behind, through the cracks, because that's how life is for poor non-citizens in America. It's usually worse for poor non-citizens in the countries they came from, too.

Being able to think systemically, act collectively, and be free from any sort of reprisal or consequence is itself a form of privilege. I thought that chmod600's comment acknowledged reality more than yours did, because not everybody has that privilege. And if you're one of the many people who don't, your best option is to think about your own enlightened self-interest, act according to the options available to you, consider consequences carefully, and not feel too guilty about doing the best that you can.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by chmod600 on Monday March 01, 2021 @06:05PM (#26309733)
Yes, thank you. An important element of my argument is to focus on what's in your control.

It's not exclusively about immigrants. In fact, immigrants are less likely to be caught up in notions of fairness because they probably thought to themselves before they came something like "this is going to suck and be unfair, but it will be worth it for my children and grandchildren". So they just make the best of it and compare with the country they came from, not some ideal utopia.

The ability to vote is some tiny amount of control, but democracy is a blunt instrument to actually affect your life in a positive way. Policies and their implementation rarely live up to expectations even when enacted, so people waiting for them just get more discouraged. And a lot of policies that might sound good have bad unintended consequences, which is why there are endless arguments.

I don't mean to give up on policy, just to recognize that it's not going to be the salvation you're waiting for. Sensibly spend some effort to understand issues and vote for good representatives, but don't hold your breath. Focus on ordinary good advice and encouragement that work regardless of the policies.

Most of the goodness in the world is not some well-crafted policy, but ordinary people doing ordinary good things. Be positive and encouraging and give credit when people do those good things, don't be dismissive because you think people will misinterpret the story and craft bad policy out of it.

The way we build on success as a society is when people share their success stories. If every time someone shares their success, the response is instantly about how privileged or lucky they are, then our culture is sick. We should listen to and support those stories.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by sorisos on Monday March 01, 2021 @07:51PM (#26310567)
> If every time someone shares their success, the response is instantly about how privileged or lucky they are, then our culture is sick. We should listen to and support those stories.

I would argue that a culture which attributes success in life to personal effort or choices is sick. This makes people blame themselves for not trying hard enough etc, when in reality there are more decisive factors such as who your parents are (or luck).

Re:On the Experience of Being Poor-Ish, for People Who Aren't by s1artibartfast on Monday March 01, 2021 @08:12PM (#26310717)
For me, This is a very strange take.

Don't we want a culture where success in life is associated with personal choice and an economic environment which allows it to be true?

For now, it is at least a half truth where some individuals are successful because of their hard work and others due to luck.

In what world would we want a culture where success is viewed as entirely random? how would this be better?

Re:On the Experience of Being Poor-Ish, for People Who Aren't by sorisos on Monday March 01, 2021 @09:04PM (#26311077)
I think we already have a culture that exaggerates this aspect. Tried-but-failed stories do not sell very well. Not everyone can be successful and pretending this is case makes people that feeling left out blame them self (or maybe immigrants). I am not advocating a "entirely random" view, just a more nuanced and perhaps more realistic one. Also, I do not think humans will ever stop struggling to achieve things in life, even if we had a society where success where attributed to pure luck.

(Perhaps we should define "success" in this conversation)

Re:On the Experience of Being Poor-Ish, for People Who Aren't by s1artibartfast on Tuesday March 02, 2021 @01:34AM (#26312479)
I think our impressions are colored about by our different observations of those around us, and this conversation is probably colored by our definitions of success.

This thread kicked off with someone who escaped poverty and made it to the middle class. I am not talking about the fetishization of the hyper-rich.

I do think that with persistence, hard work, and an average allocation of luck most people are capable of achieving a comfortable job and a happy middle class life.

In my observations, a lack of personal responsibility for improving your situation is much more harmful than idealizing the successful. For every person I know held back by some sense of inferiority, blaming themselves, I know 10 stuck in a shitty situation by complacency. I see skilled people in miserable jobs who could be interviewing, people lonely or shitty marriages they should change. I see people who are unhappy with their heath but make no change. Many of these people think, "I am just unlucky" and resign themselves to their situation.

While you don't think people will ever stop struggling, I'm not convinced. People can become disillusion and hopeless if you tell them their effort has no correlation with their success in life.

Some say that the "American Dream" of getting ahead with hard work is a lie, but I think the idea that your efforts have no impact on outcomes is an even bigger lie, and a more dangerous one.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by ncmncm on Tuesday March 02, 2021 @11:49AM (#26317272)
Sad to say, $200k is not middle class. $300k is the line, nowadays. Very few of us are middle class, in the sense that our grandparents could be even on a regular wage. That is, there is essentially no middle class in the US anymore. Income is distributed strictly bimodally.

None of this is accidental: it is the consequence of a specific program started about 1970, outlined in the Powell Memorandum, to grab control of the levers of power. Perhaps the most important factor was using military-grade propaganda methods to get the poorer half of voters voting against their own interests. It has been running for 50 years now, and has been a roaring success.

Kids come out of college now saddled with decades of crushing debt, facing homelessness after one medical or legal hiccup; scared voters are easily manipulated. Half the nation actually voted for an out-and-out con man--twice!--pretending to represent them while doing everything imaginable to grind them down further. Meanwhile the opposition has been forced to pray to the same gods, and depend on hedge funds to finance a half-hearted alternative that has to use a vocabulary created by the propaganda machine.

The amount of money generated by the US economy has gone up and up and up since 1945, but the amount collected by regular people--the less-than-99%-ers--leveled off in 1975. All the rest has gone straight to the pockets of those at the very top, even minting billionaires left and right. Make no mistake, we could all be fantastically better off given pretty small policy changes.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by s1artibartfast on Tuesday March 02, 2021 @01:21PM (#26318484)
>Sad to say, $200k is not middle class. $300k is the line, nowadays. Very few of us are middle class, in the sense that our grandparents could be even on a regular wage. That is, there is essentially no middle class in the US anymore. Income is distributed strictly bimodally.

If you think <300k/yr is not middle class, I think we are coming from such different places that we cant have a meaningful discussion.

I'm just going to put this out there:

https://www.statista.com/statistics/203183/percentage-distri...

Re:On the Experience of Being Poor-Ish, for People Who Aren't by ncmncm on Tuesday March 02, 2021 @02:24PM (#26319280)
You have displayed just the left-hand lobe of the bimodal US income distribution. The other bump is way off to the right. Middle-class, if there were one anymore, would be at the dip in the middle, where I said, just off-screen. The goal has been to develop and maintain a permanent underclass who are just barely well enough off that any change seems to threaten to knock them into homelessness, yet imagine they are doing lots better than people with brown skin.

The propaganda message is that any improvement for the people at far left (with brown skin, in particular) would be at the expense of people immediately to their right. The other lobe, off-screen, that could afford everything, is invisible. The program has been a fantastic success. Champagne corks are popping every year, but most especially in 2020, when the right lobe shifted quite a ways further right.

I have some relatives in the other lobe. Their lives are very different from ours. Their kids' lives are very different from our kids'.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by s1artibartfast on Tuesday March 02, 2021 @02:48PM (#26319619)
This is the entire distribution. The last bucket is everything greater than 200k. When you look at it plotted out, it is a long tail.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by ncmncm on Tuesday March 02, 2021 @09:59PM (#26324183)
To track where the money is going, you have to multiply the count in each bucket by the value on the bucket.

And, get the income not reported as "household income". Income of most millionaires does not show up on there. Jeff Bezos's and Trump's incomes are not on there.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by ncmncm on Tuesday March 02, 2021 @03:27PM (#26320165)
I guess you don't know about family trusts.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by WalterBright on Monday March 01, 2021 @10:37PM (#26311644)
> a culture which attributes success in life to personal effort or choices is sick.

Then what is the point of making better choices, such as staying in school, avoiding drugs and not committing crimes?

Re:On the Experience of Being Poor-Ish, for People Who Aren't by ncmncm on Tuesday March 02, 2021 @12:39PM (#26317919)
Meaning, why bother not just rotting in prison? Or, why stay in school when it will make no difference anyway? When you and I were kids, one hourly wage was enough raise a family on, and two (often enough the kid's) to send them to college. Now that is impossible. They graduate today with a lifetime of debt.

The US has the highest incarceration rate in the world, both per capita and in absolute numbers (even counting, e.g., Chinese concentration camps). Cities have quotas now, where they are obliged to send a specific number to prison each year to maintain their contract. The prisons and police forces cost much more to operate than would be needed to lift every American out of poverty.

When you and I were young, no city police force had a billion dollar budget. Crime rates plummeted about 18 years after we stopped poisoning everyone with lead, so there is much less legitimate work for the police. They keep busy, though.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by WalterBright on Tuesday March 02, 2021 @04:02PM (#26320686)
> one hourly wage was enough raise a family on

Having worked at minimum wage as a teen, I can guarantee you could not support a family on it.

> They graduate today with a lifetime of debt

The ones that did not google "starting salaries for major X" and compare that against the expected debt they'd incur, yes.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by Grustaf on Tuesday March 02, 2021 @07:38AM (#26314656)
A culture that didn't do that at all would of course be doomed to failure. If people think it's all about luck, they won't make an effort. In reality it's of course not only about luck at all.

Yes you do need lucky genetics (and insane amounts of hard work) if you want to join the NBA, but if you're willing to work hard and make sacrifices it's more than enough to be born average (not too poor, not too sick), you'll be able to have a very decent life.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by chmod600 on Monday March 01, 2021 @09:34PM (#26311283)
It's not about attribution. It's about learning from success, because we can't learn from luck.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by novembermike on Tuesday March 02, 2021 @02:55AM (#26312940)
Sure, but there's another part of it where applying statistical averages to individuals promotes helplessness. Expecting people to suck it up and achieve despite adversity is not realistic at a population level and you should not promote that as a solution there, but individuals can and do achieve despite adversity. Telling people that they are real humans that can make decisions and do things is healthy and you don't want to take that away. It's a line you need to walk but only going with the population level approach has a lot of downsides.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by screye on Monday March 01, 2021 @05:15PM (#26309196)
> When wearing your policymaking hat, I agree that you should consider what people actually do (which is not always wise) rather than just what they should do.

> But when actually struggling (or perhaps even when comfortable), you should forget about policy and fairness and just make the best decisions you can and keep trying to do the right thing, and that gives you or your children or grandchildren the best chance to make it to a comfortable place.

This exact dichotomy comes up when I give advice. I have started calling it 'advice for persons' vs 'advice for peoples' (the grammatical peculiarity is on purpose). Both are often completely different.

OP's advice is great for persons. It doesn't work for policy making which is decidedly about peoples. But, I don't think that was its intention to begin with.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by Gravityloss on Monday March 01, 2021 @03:05PM (#26307668)
Seems high crime rate decreases the efficiency and well being of societies a lot.

The person can't live in a dense area and must have a car, to avoid other people since they are potentially dangerous. Also their workplace is in a dangerous area. So a large portion of their money goes to transportation and housing.

What if they were just as poor but the crime rate in general was just lower? They could live in dense housing and use public transport all day, as could the spouse and the kids.

To an outsider, this seems like a really big factor.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by polished85 on Tuesday March 02, 2021 @12:31PM (#26317834)
Thank you for this response. As a first generation immigrant from a third world country, I don't understand this phenomenon of lightly chastising anyone who doesn't attribute their success to privilege, as if afraid someone might be inspired and succeed in something. I suppose its all a matter of perspective. If you haven't experienced poverty in the third world, its easy to whine about privilege and inequality in the USA. If you have experienced it, then you already know life is not fair and there is always someone better off than you.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by alienthrowaway on Tuesday March 02, 2021 @01:54PM (#26318906)
I'm an immmigrant from a 3rd world country as well - I understand the phenomenon perfectly - it's not about "chastising anyone who doesn't attribute their success to privilege" - it's just pointing out the survivorship bias that's inherent in "If I made it through hard work, anyone can, if they just work hard". Implicit in that statement is that those who do not make it are lazy - this is just not true, but it also co-opts the "Just-world" fallacy.

I am doing better than the average American, in large part, because I'm not burdened by the things that hinder the average American (hyper-infation is one way of easily getting rid of your student loan, but the other aspects of your life will be terrible - I do not recommend it)

> If you haven't experienced poverty in the third world, its easy to whine about privilege and inequality in the USA. If you have experienced it, then you already know life is not fair and there is always someone better off than you.

Shouldn't it be a point of pride - that the USA has less inequality than third world countries. Americans should absolutely "whine" about it, and avoid moving closer to third-world standards. That should be taken as well as saying "If you haven't been detained for months without trial in the freezing gulags, it's easy to whine about mass surveillance and unlawful arrests in the USA".

Re:On the Experience of Being Poor-Ish, for People Who Aren't by baby on Monday March 01, 2021 @05:08PM (#26309109)
> But the constant drumbeat of unfairness and victimhood is a counterproductive tactic in the policymaking process.

I don't get it, do you think the system is fair? Do you think it's fine to have so many homeless people in the US because they were given a fair chance? Do you think it's fair that you can go bankrupt due to a medical issue?

Re:On the Experience of Being Poor-Ish, for People Who Aren't by chmod600 on Monday March 01, 2021 @06:41PM (#26310059)
No, of course life is not fair. But in the limited time we have, we can either discuss how to make the world more fair, or succeed despite unfairness.

Each discussion has its place. We shouldn't derail every success story with comments about how "privileged" someone is for having an aunt.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by baby on Monday March 01, 2021 @10:27PM (#26311581)
I disagree, because people often focus on success story to argue that we don’t need to improve the situation, the market will figure out itself, and that’s what we’re seeing at play.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by chmod600 on Tuesday March 02, 2021 @12:26AM (#26312174)
The opposite problem can also happen, where people focus on unfairness instead of taking advantage of the opportunities that they have. That probably causes more actual harm.

It depends on the situation, of course. Slavery was so oppressive that it needed to be abolished before any other progress could happen. But that's just not the situation today -- lots of progress can happen without policy changes. I know that policy makers (or politically-obsessed people) like to believe that policy is everything, but it's really not. Policy is important but it's just one piece of a complex social system.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by dahfizz on Monday March 01, 2021 @12:59PM (#26305774)
3 of the 5 factors you list boil down to "OP made good decisions and worked hard". I'm not sure how that is a counter argument to "throwaway-0987 did it, and you can too! You just need to stop being so lazy". From their description, it doesn't sound like living with his Aunt was a tremendous boon either.

I don't mean to argue against a social safety net (free college in this example was certainly a good thing). I just mean to say that you can't discount the importance of hard work and good judgement. The government can not and should not lift people out of poverty if those people refuse to work to better themselves.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by nemothekid on Monday March 01, 2021 @02:03PM (#26306709)
>"OP made good decisions and worked hard"

On a national or even global scale I try to avoid generalizations like this because trivially they don't lead to good policy outcomes. It's almost a little like stock picking. If 5/100 hedge funds make a positive return over the year, my first thought isn't "the other 95 refused to work to better themselves".

It's easy to understand this with hedge funds, but people commonly make this mistake when talking about human beings. You wouldn't be taken seriously if you said those hedge funds lost money because "they refused to work hard". I feel most people are the same way - I don't think any rational actor refuses to better themselves, rather it is a fallacy we tell ourselves to explain why things the way they are. I've seen plenty of "hard working" people relegated to poverty because their kid got sick.

Finally, the best solution is not to focus on individual funds, but on the index. Providing a better baseline for all companies leads to a better overall index and having a strong economy involves having a section of it the "wastes" a lot of money investing in the in the future.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by lostcolony on Monday March 01, 2021 @02:49PM (#26307428)
Thank you for this analogy.

Because...yes. So much yes. Even had this person engaged in crime ('to feed his family!'), but still come out of it on top, we'd be saying "see? Even with those slip ups, he did the right thing most of the time and came out on top", but then we turn around and three strikes, lock someone else up for decades. And we don't know the people who failed, despite doing everything 'right', who died homeless and malnourished.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by dionidium on Monday March 01, 2021 @04:28PM (#26308665)
This is a good framing for thinking about policy, but if you were talking to an individual company that seemed not to be working hard or executing on their goals, then you would give them all the standard advice about correcting that behavior.

This difference between individual advice and group-level policymaking (mentioned elsewhere in this thread by chmod600) accounts for a lot of talking past one another in political debates. They are two totally separate levels of analysis.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by playingchanges on Monday March 01, 2021 @03:24PM (#26307897)
I like your analogy but I’m not sure it’s perfect. In the finance world I don’t think anyone would presume to say more work === more success. There is a talent component that is not perfectly replicable across hedge funds. BUT in real life more work very often does equal more success because so many careers really do not require a high level of ‘talent’.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by nemothekid on Monday March 01, 2021 @03:46PM (#26308166)
Your counter argument seems to imply that people who work in finance don't share the same reality as the rest of us. I think that plays into a fundamental human error; for some reason when looking at individual industries we can see that the people can put in more or less the same amount of effort and get different results, but on a national scale we attribute effort much more highly, to the point we call losers lazy.

To be clear I'm not saying there isn't a level of difference in talent or work ethic; what I'm arguing is that viewing the world that way makes for terrible government policy. When someone says something like "welfare makes people lazy", they are making the mistake you are. Somehow the imaginary "real life work" is directly correlated with effort, but actual finance jobs are not.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by lostcolony on Monday March 01, 2021 @03:46PM (#26308168)
Certainly, ingredients such as hard work and talent help make success more likely.

There are successful companies and products that don't seem to have a lot of either behind them beyond the initial work to find a successful niche, that they've leveraged to great success. And companies and projects have failed despite having both of those because of circumstances outside of their control.

Just like people, companies are products of their environment. Why -doesn't- someone work hard? Or make the right choices? Because either of their environment, what they've learned, or because of who they were born as. Neither of those is under their control. And even if they do, and it doesn't pan out, why didn't it pan out? Again, factors outside of their control.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by andi999 on Monday March 01, 2021 @03:59PM (#26308341)
Actually for most funds it is the hindsight component. Your bank sets up 20 funds, and then after two years promotes the ones which performed well.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by nostrademons on Monday March 01, 2021 @05:30PM (#26309353)
Judging from the folks I know in the finance industry, they would probably say 'those hedge funds lost money because "they refused to work hard"'. Bloomberg built a massive business off the idea that finance professionals need to be constantly informed about everything that goes on in the markets or else they'll be one of the losers.

Perhaps there are some fund managers out there that are just like "Yep, it's a rigged system, I'm going to be the one getting rich off rigging it", but I haven't met one personally yet.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by whimsicalism on Monday March 01, 2021 @01:05PM (#26305859)
> The government can not and should not lift people out of poverty if those people refuse to work to better themselves.

I think everyone is deserving of not living in poverty. Even "lazy" people.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by ClumsyPilot on Monday March 01, 2021 @03:08PM (#26307713)
I think most people here are guily of double-think. Either you believe in capital punishment, or you believe in universal income, the third option is hypocracy.

If you don't believe in state sanctioned murder, then we have to clothe and feed and house people that commited horrible crimes.

Surely if a rapist deserves to be fed, so does an innocent person who can't find a job? Being useless is not a crime.

Also i dispute this qualification as lazy - some people are disorganised, not very clever, etc. You can only claim laziness if we had like a right to a job no matter what.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by covidthrow on Monday March 01, 2021 @03:39PM (#26308074)
> Surely if a rapist deserves to be fed, so does an innocent person who can't find a job?

The State actively deprived the rapist of their ability to act autonomously to care for themselves, so they are obligated to do so on their behalf. The State (typically) does not actively deprive an innocent person who can't find a job of their autonomy. (There are some arguable scenarios in which they do, however, such as excessive fines, but obligation to pay those are dependent on ability, and feeding ones-self supercedes that in most jurisdictions.)

> some people are disorganised, not very clever, etc. You can only claim laziness if we had like a right to a job no matter what.

It is ethical to care for those who are unable to care for themselves. It's not as clearly ethical to force someone else to care for those who are unable to care for themselves.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by ClumsyPilot on Monday March 01, 2021 @03:45PM (#26308146)
The state could put the same deal to the rapist as it does to everyone else: work if you want to eat. It does not.

Calling the unemployed lazy is a lie untill you offered them a job and they refused.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by dahfizz on Monday March 01, 2021 @04:19PM (#26308559)
> The state could put the same deal to the rapist as it does to everyone else: work if you want to eat. It does not.

And you would be okay with that? You're advocating for actual slavery of inmates?

Re:On the Experience of Being Poor-Ish, for People Who Aren't by ClumsyPilot on Monday March 01, 2021 @05:33PM (#26309386)
Not at all, I am just pointing out that the previous ethics argument does not seem to make sence
Re:On the Experience of Being Poor-Ish, for People Who Aren't by dahfizz on Monday March 01, 2021 @08:24PM (#26310807)
And my point is that you are making a false equivalence. The prisoner is not in the same position as a free person. If the government deprives a person of all of their freedom, and then tells them "work or die", that's slavery.

A free has has to eat, because of the nature of the universe, but he is free. He can choose his job, has recourses with his employers, etc.

Your statement implies that it's the government which gives everyone the deal "work or starve", but that's simply not the case. The free man is simply existing in the world, surviving as he sees fit. By taking away his capability to survive on his own, you have the ethical responsibility to feed him.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by ClumsyPilot on Monday March 01, 2021 @09:13PM (#26311145)
It sounds like you are not aware of all the 'innovation' UK has explored in 16-18th century, where people had to pay for being in jail, were charged for being judged, we had debt prisons and people ran their business from them! Also we gave cocaine to kids when their teeth hurt.

These ideas are preposterous by modern standards, but people can and have come up with arrangements where a person works from jail without becoming a slave.

Can a 'free man' survive 'however he sees fit'?

You can't even walk around 'freely', some guy in Uk was trying to cross the country naked and spent 2 years in prison.

Build a house in the woods, plow the land, hunt without a license, and someone will show up to deal with you. Sing a song in the street? You are breaking copyright and some public nuisance or antisocial behaviour laws. You built something with your own hands and sold it? Might have broken some patents.

About the only thing a free man may do is work for a man freer than him. I appreciate we have a civilised society, but compared to free day of olde, it's a total straigh jacket.

So no, these situations are not equivalent but they are comparable enough that I don't buy the categorical moral judgement you are casting.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by dahfizz on Monday March 01, 2021 @11:57PM (#26312039)
Either the government allows the prisoner to go free 8 hours a day to make a living he sees fit, or the government dictates how the prisoner labors. In the first case, the prisoner is not a prisoner but becomes a free man. The second case is slavery.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by ClumsyPilot on Tuesday March 02, 2021 @04:55AM (#26313612)
So you just straight up ignore my point about prisons in british empire and keep repeating the same thing over an over again?
Re:On the Experience of Being Poor-Ish, for People Who Aren't by greedo on Tuesday March 02, 2021 @09:53AM (#26315898)
Many states in the US force work. It's legal under the Constitution.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by criticaljudge on Monday March 01, 2021 @01:38PM (#26306313)
I think people quickly tire of it when they have to take care of those lazy people directly. I'm not saying nothing should be done. Just that it is a fallacy to think the government simply has infinite money to spend.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by xyzzyz on Monday March 01, 2021 @02:23PM (#26307021)
When your friend Steve comes to you to "borrow" $100 (that he'll never return), because he's short on rent, and he blew last of his cash on hookers and booze, it seems pretty reasonable and perfectly morally justified to either refuse outright, or condition your help on requirement that Steve gets a job, and quits his hookers and booze habit. Certainly, nobody would ever suggest that you have any obligation to enable Steve to live his desired lifestyle of leisure, hookers and booze.

However, when it's the government that comes and asks you to give them $100, so that they could in turn give it to Joe, an acquaintance of Steve living the same lifestyle that you have never even met, somehow now it is your moral obligation to pay up, as Joe clearly deserves your money. How does that work?

Re:On the Experience of Being Poor-Ish, for People Who Aren't by lasfter on Monday March 01, 2021 @03:12PM (#26307760)
Because some of the money also goes to Sally who genuinely needs help. I don't understand how you can be okay with people starving or working themselves to death to survive and provide for their families, just because others do things you disapprove of.

You're also ignoring the fact that someone who is eligible for this kind of social security and spends it all on booze is probably unwell and needs treatment for addiction and the conditions that cause it. In many cases, the cause of addiction is poverty itself.

This fear of being "scammed" by the Joes and Steves of the world is completely irrational. The government is taking a big chunk of your money anyways. What's being proposed is that instead of spending tax dollars on killing poor people abroad, you spend it on helping poor people at home, regardless of their work ethic.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by someguydave on Monday March 01, 2021 @09:23PM (#26311218)
“ The government is taking a big chunk of your money anyways” I think the idea is that if the government took less money, there would be more money in the hands of people to help take care of local misery.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by jpetso on Tuesday March 02, 2021 @01:55PM (#26318919)
The government doesn't generally tax poor people much, so most tax savings benefit those that can better afford life already. The whole purpose of taxes is to take enough from the ones that are still doing okay and redistribute it to stuff that more wealthy people wouldn't necessarily choose to spend it on, but that are still a net benefit to society over other causes.

So, say government increases the income limit for one of the lower tax brackets by $5,000. That's great for people who make more than that, which btw isn't all poor people, but at the same time it also gives more money to everyone who was already doing okay. Meaning inflation will soon eat up the extra money and we're right back where we started.

In order to help the poor with upgrading to non-poor, the government has to explicitly avoid extending that benefit to the rest of society, has to continue taking from middle and upper income people. It needs to be targeted, and tax cuts are a great way to target middle/upper classes while helping poor people less.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by eecc on Monday March 01, 2021 @04:24PM (#26308617)
well said, thank you.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by RobertKerans on Monday March 01, 2021 @02:52PM (#26307485)
It works because that's not the calculation being made. You're not giving up money specifically to a "Steve" or "Joe". What you are doing is putting money into a pool. From that pool, the money is redistributed in such a way as to provide baseline income to people in need. Most of the people it is redistributed to are not "Steve" or "Joe", and the calculation is that it is cheaper to ignore free riders such as Steve/Joe as they are a small minority. The calculation is also that not providing this baseline is both economically bad (providing a baseline seems to be much more cost effective than dealing with effects of not doing that) and morally bad (most of the people in need of the baseline are in need of it not [directly] through fault of their own)
Re:On the Experience of Being Poor-Ish, for People Who Aren't by landryraccoon on Monday March 01, 2021 @03:26PM (#26307928)
Paying Steve $100 isn't the only option.

If my alcoholic friend from college came to me because he was short on rent or needed to buy them groceries, I wouldn't give them $100. I'd offer to buy them groceries or write a check to the landlord directly.

The government can do the same thing. If someone needs healthcare or education and can't afford it, pay for the healthcare or education. A social net doesn't mean a blank check.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by datavirtue on Monday March 01, 2021 @04:45PM (#26308871)
What if he blew his budget buying cable TV and soda? I lived in poverty, and had many aquaintances who were also in poverty. Everyone had children, and so many of them had $30-40k a year in benefits (welfare). Everyone had gaming consoles and very large modern TVs and computers, endless soda on tap (that is all they would drink), and everyone had cable TV and bought drugs (cocaine, weed)...and cigarettes. Everyone I knew. This was just their life with no serious ambitions. I forgot to mention that most households pulling in government benefits were engaged in fraud. Often the fraud was a live-boyfriend who contributed money but who's income was not counted on the mothers' benefit calculation because she claimed to live alone with her children.

Before you make soap box comments you should be aware of reality. You might think I'm arguing against welfare benefits but I am not. The whole time I watched this state of affairs I seethed because it was middle class tax payers making up the difference in pay for walmart and other corporations who pay poverty wages.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by mattbk1 on Monday March 01, 2021 @03:00PM (#26307596)
To add to https://news.ycombinator.com/item?id=26307485, the government may be in a position to turn that $100 directly into food or housing for Steve.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by xyzzyz on Monday March 01, 2021 @03:03PM (#26307643)
The $100 Steve asked me to borrow will also turn directly into housing. He said that he needs it to meet his rent, and he's not lying: he will use it to pay his rent. Nevertheless, that just enables him to continue his hookers and booze habit.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by mattbk1 on Monday March 08, 2021 @01:27PM (#26389516)
If he can continue to both pay his rent and continue [his habits that you disagree with], is there a problem? Is the problem that Steve won't pay you back, or that he won't pay you back because he spent money on [habits that you disagree with]?
Re:On the Experience of Being Poor-Ish, for People Who Aren't by mcguire on Monday March 01, 2021 @03:40PM (#26308087)
In your mind, is blowing the "last of his cash on hookers and booze" the median behavior of people who are short on rent?
Re:On the Experience of Being Poor-Ish, for People Who Aren't by xyzzyz on Monday March 01, 2021 @03:47PM (#26308180)
No, but the point is that when my friends ask me for help, I can use the circumstances under which they got themselves into needing help in my decision of whether I help them, and whether there is any moral obligation on me to help them. With government, there is no such option: they will take my money by force, use it for anything at all that they might possibly want, and all I can say is something on the order of one or two bits of feedback every 4-5 years.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by dahfizz on Monday March 01, 2021 @04:21PM (#26308575)
In your mind, does that description fit absolutely nobody who is short on rent?
Re:On the Experience of Being Poor-Ish, for People Who Aren't by mcguire on Tuesday March 02, 2021 @01:25PM (#26318547)
Not enough to make it a serious problem. But then I'm neither a Puritanical moralist nor a "better 10 (or 100) good people starve than one bad person gets benefits", either.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by vinger on Monday March 01, 2021 @05:06PM (#26309096)
If society agrees to give $100 to the military you have no say in how they spend it.

If society agrees to give $100 to Steve then you have no say in how that move is spent.

If you think it's better not to give to Steve anything and you lobby to change the law and are successful. When Andre is affected by this change he decides to make up the difference by breaking into your place and killing you. At least Steve doesn't have his hookers right?

Re:On the Experience of Being Poor-Ish, for People Who Aren't by ska on Monday March 01, 2021 @03:23PM (#26307890)
> How does that work?

Because to a first approximation, that's not what ever happens. "Steve" is far more a political talking point than a real person.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by xyzzyz on Monday March 01, 2021 @03:27PM (#26307950)
Interesting to hear this, when I modeled “Steve” after two people I personally know. One is my family member, and the other is my middle school acquaintance. Their lifestyle is exactly enabled by the money they get from government. Should I believe you, or my own lying eyes?
Re:On the Experience of Being Poor-Ish, for People Who Aren't by ska on Monday March 01, 2021 @03:50PM (#26308212)
> Should I believe you, or my own lying eyes?

Neither of course! Either believing your own experience to generalize well or believing someone random on the internet would be crazy talk.

What you should believe is the research on this, which admittedly is difficult with anything this politicized. What I base it on is a combination of reading some of that (though I'm no expert) and knowing some people quite well who have had state level responsibility for programs of this kind.

Fraud, and "Steves" certainly exist, but it seems that the numbers are small enough they don't have much systemic impact, there are many much bigger issues.

That's what I meant by "to a first approximation"; not that it doesn't exist, but the effect isn't of 1st order importance.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by dv_dt on Monday March 01, 2021 @01:49PM (#26306518)
I am confused by this. The comment is against taking care of lazy people directly, but also hits on government spending which would be the way to make direct personal care of lazy people indirect. As to the infinite money - we have more than enough productive capacity to supply basics of life to everyone without trying to somehow further weigh if their laziness needs to be punitively motivated for basic living support.

Is this some fear that if we provide basic supports for everyone that "too many" people would not move beyond basics? That really seems unlikely.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by criticaljudge on Monday March 01, 2021 @02:51PM (#26307458)
I was replying to an absolute statement, "every lazy person deserves x". My point is that there are probably more aspects to consider in general.

Your claims that we have "more than enough" are unproven, imo.

Let's take housing. Is your claim that there is enough good housing around for everybody, or that it could be built quickly? How quickly - how many houses are needed, by your estimate? How many building workers are available, and how fast could they build? How many heavy machines (cranes, trucks, bulldozuers...) are available on short notice, to speed up the building?

I don't think many such machines are sitting around idly, and the same goes for construction workers. That means housing is already being built at maximum capacity, and yet there still aren't enough affordable houses.

Just because Apple can make billions of dollars of surplus, doesn't mean there is the equivalant of building machines sitting around idly, waiting to be hired with Apple's money (taking Apple as an example of a rich surplus company).

In fact that money is just debt, literally IOUs - "I owe you". Apple selling an iPhone to people for 1000$ means they trust those people will someday repay them with something worth roughly 1000$. That something could be a building machine. But that machine does not have to exist yet - at the point of sale, all there is is Apple's trust in "the people" to at some point provide that building machine.

Now if Apple were to say today "screw it, we are spending all our money on building houses for the poor", it would probably result in the equivalent of a bank run. Apple would try to rent or buy 10000 construction machines in a single go, but that many machines don't exist. So "the people" would have to go oopsie and say "actually, you can not get a bulldozer for your money".

Re:On the Experience of Being Poor-Ish, for People Who Aren't by ClumsyPilot on Monday March 01, 2021 @03:01PM (#26307622)
Its actually quite a good claim, for example if we examine UK: we have more empty houses than we have homeless people, and we have more food thrown away as waste than what would be needed to feed said homeless people.

Furthermore, suppose you were to budget 3000 calories of basic food for every person in Uk, you'd find it's a tiny fraction of national budget.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by criticaljudge on Monday March 01, 2021 @03:05PM (#26307672)
So the only reason those homeless people don't get their houses is that nobody wants to give them to them? I rather doubt that number. More likely those empty houses are in places where nobody wants to live, or that are unsuitable for homeless (because the environment to support them is missing in the location).
Re:On the Experience of Being Poor-Ish, for People Who Aren't by ClumsyPilot on Monday March 01, 2021 @03:33PM (#26308009)
The empty houses in UK and especially London is a well-known and researched problem, they are prime real estate where the owner decided that renting them out is not worth the trouble, they are just land-banking and waiting for their 'investment' to grow. Many (of those) owners don't even live in UK.

We had a 'homeless' guy build his house in a forest, but ofcourse the government showed up to remove him. Many people would sort themselves out if we did not prevent them from doing so.

The narrative of shortage is an obsolete idea from the 19th century. We produce more food, steel, oil, and every other real industrial good than we know what to do with. These discussions are like fighting WW2 with medieval tactics.

Today's economy is not limited by production like it was 100 years ago, its limited by consumption. By growing inequality and pushing people into poverty, the '1st world' is reducing consumption and destroying it's economy.

Think about it - how can we have abandoned factories, unemployed workers and surplus of all materials?

Think what 'productivity growth' means - if 40 hours a week was enough to feed and clothe everyone 70 years ago, and productivity went up 400%, how many hours do we need now?

That why we have useless hobs, and 60% of employees believe their job is useless.

The problem is not about morally corupt rich people being in charge, its about morons being in charge. If they were clever but evil, at least the system would not crash every 8 few years

Re:On the Experience of Being Poor-Ish, for People Who Aren't by dahfizz on Monday March 01, 2021 @05:44PM (#26309505)
> By growing inequality and pushing people into poverty

I am sick of hearing about poverty as a growing problem. It simply isn't.

Median income, and the lowest income quintile, have grown steadily. The percent of Americans living in poverty has been declining. Median wealth is still lower than it was before the 2008 crisis, but it was growing strongly before and has grown strongly since the Great Recession.

All trends are upwards. Do not confuse growing inequality with growing poverty. Some are getting richer faster than others, but statistically everyone is getting richer.

Is there a specific metric in mind when you say people are being pushed into poverty? Or is it something you have just heard elsewhere?

Re:On the Experience of Being Poor-Ish, for People Who Aren't by dv_dt on Monday March 01, 2021 @09:06PM (#26311094)
In the US, even before the 2008 the percentage poverty rate was higher than the 1970's. It was about to come down lower than the 1970's just before the pandemic hit. After the pandemic I presume we will be back to worse than the 1970's rate. But the poverty rate measure has been flat or worse for 50 years.

However, even though the overall rates were returning to flat before the pandemic - the percent of people below 50% of the poverty line in the US has been historically higher by 50% than it has been in history since the beginning of the measure.

https://poverty.ucdavis.edu/faq/what-current-poverty-rate-un...

If you're an HN reader, you have to realize that for the most part you are in an incredibly fortunate bubble of being in a job that is in demand in a financially supported sector of our economy - it is not that way for many Americans (or many other citizens of other nations).

Re:On the Experience of Being Poor-Ish, for People Who Aren't by criticaljudge on Wednesday March 03, 2021 @04:07AM (#26326210)
"Poverty rate" is usually defined of terms of earning less than the average income minus some %. It does not imply people actually being poor, in the way people imagine poverty (not being able to afford food, clothes, housing...).

Today even an "average poor" person can live better than a king 400 years ago.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by DataWorker on Monday March 01, 2021 @06:00PM (#26309692)
Homelessness is obviously increasing though it’s difficult to measure with precision. Homelessness is worse than poverty and homeless aren’t even counted in official poverty calculations. The census can’t sample them.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by mariojv on Monday March 01, 2021 @09:34PM (#26311284)
If you are in the US, you may be observing a local trend rather than one representative of the whole country. It's very difficult to measure, but this site has an estimate: https://www.statista.com/statistics/555795/estimated-number-...

It shows about a 12% drop in homeless people 2007-2019. The US population overall grew just under 10%, too, so the drop on a per capita basis is higher than that. I imagine 2020 led to a large increase again, though. I also can't vet their sources without registering so take it with a grain of salt.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by dahfizz on Monday March 01, 2021 @08:27PM (#26310827)
As someone who doesn't live on the west coast and rarely interacts with homeless people, could you explain how this is "obvious" if there's no measure of it?
Re:On the Experience of Being Poor-Ish, for People Who Aren't by ClumsyPilot on Monday March 01, 2021 @08:48PM (#26310970)
Firstly, 12 years is the relevant time period, not 100 or 500 years ago.

Specifically in UK in-work poverty has been going up and up for the past ten years.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by criticaljudge on Wednesday March 03, 2021 @04:05AM (#26326196)
The housing situation in London may be special, and I would bet you can find socialist laws behind it that make renting out properties nonviable (like rent controls and making it impossible to get rid of bad tenants). Here in Berlin there is a similar discussion, some people claim empty houses are the cause of the crisis, others say it is a myth. Since I had that debate recently I looked up the articles who found no such surplus, but the "believers" just want to believe, because it is such a handy explanation.

I don't think number of houses is the problem, either. People need houses in certain places. That's why homeless hang out in San Francisco where a flat costs 1 million dollars, while a couple of hundred of miles away it would presumably be much, much cheaper.

As for your production, it still all costs energy, and getting energy also costs labor (and even wars, remember the wars about oil).

Abandoned factories simply have turned out to be not economically viable. If you think you can do better, why don't you pool your money with some friends, buy such a factory and start it up again?

You merely display the typical arrogance of socialist who always believe they could run everything better with a "planning economy". And when they finally get to try it out in the real world, they get a major painful reality check.

Take your factories: since they were not economically viable, it would be wasteful and a net loss for society and the economy to start them up again.

You are partially right about increased productivity, and it actually has improved the lives of many people. I personally am very glad that I don't have to spend my waking hours doing hard labor on a field just so that I can harvest some potatoes. Most people in the west have enough to eat, and clothes they can wear, many even have a nice smartphone on top.

Some resources are still limited, though, such as nice places to live in.

And the world population has also grown by a couple of billion people compared to 100 years ago. Your job that fed a family at the beginning of the 20th century still feeds a family today, only in China.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by ClumsyPilot on Wednesday March 03, 2021 @08:16AM (#26327866)
Ah yes, the good old: 'this guy dares criticise the status quo, must be a socialist"!

You post is narrow minded and presumptious - I am not socialist, we don't have rent controls in London, and there are economic terms other than 'socialist' and 'capitalist'. Try 'Shumpeterian'

But if you want to go on believing that the only choices are socialism or economic collapse every 8 years, go on.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by overlords on Monday March 01, 2021 @04:08PM (#26308430)
Do they need to be typical houses?

About 10 million cars are produced in the USA every year. An RV/Trailer type thing is like a car - so quite easily you could imagine producing that many of these 'tiny houses' every year with car style factories.

About 600k people are homeless in the USA. That's about equal to the number of RV's produced every year.

So that solves 'physical' homelessness quite quickly if there was an effort to. (that disregards that some homeless choose to homeless out of mental illness etc)

Re:On the Experience of Being Poor-Ish, for People Who Aren't by hellbannedguy on Monday March 01, 2021 @02:40PM (#26307308)
I don’t think they are lazy.

Many have emotional problems.

Most people complain about their jobs, or multiple jobs, but know it provides so much more than money. Half the people I know would have 0 friends, O social life, if not for those lousy jobs.

It’s ironic you say the government doesn’t have infinite money to spend.

We are about to throw close to two trillion out of a helicopter. There is not a person, well one, on my block in Marin County that has not benefited financially from the virus, but will be getting $1400 to blow.

I am worried about inflation.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by retrac on Monday March 01, 2021 @03:17PM (#26307820)
Most of the people I know who don't work who are sometimes dismissed as lazy have mental issues. In the family of ADHD, or anxiety. Unable to focus on pursuing a particular path long enough for it to pay off. Easily frustrated and prone to giving up when frustrated. And often a crippling doubt that they're capable of doing anything worth being paid for in the first place.

I suspect clever lazy people without barriers to social or economic participation usually seek out, and often obtain, jobs where they're paid to do approximately nothing. Lazy people, assuming that category is even meaningful, aren't masochists who want to live in poverty. There's more going on there.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by Viliam1234 on Monday March 01, 2021 @07:33PM (#26310451)
> Most people complain about their jobs, or multiple jobs, but know it provides so much more than money. Half the people I know would have 0 friends, O social life, if not for those lousy jobs.

Without the job, they would have extra 8 hours (plus commute time) a day to meet their non-job friends.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by criticaljudge on Monday March 01, 2021 @03:03PM (#26307645)
The OP was specifically a bout "lazy people", so your claim that they are not lazy does not make any sense at all.

You can argue that there may be no actual lazy people, but that is another discussion.

"We are about to throw close to two trillion out of a helicopter."

Are you really not aware that the bill for that will simply come later (as it is a debt taken out on behalf of the population), and in the process of creating those two trillion, existing money has already been devalued?

Re:On the Experience of Being Poor-Ish, for People Who Aren't by whimsicalism on Monday March 01, 2021 @01:41PM (#26306375)
Probably also a fallacy that it would take infinite amounts of money to alleviate poverty (:
Re:On the Experience of Being Poor-Ish, for People Who Aren't by criticaljudge on Monday March 01, 2021 @02:54PM (#26307510)
Since people can multiply, infinite amounts is a possible scenario. Also scarcity - think of "a kingdom for a horse". If there are 1000 apples and 1001 people, and everybody who doesn't get an apple starves to death, the 1001th apple would be worth an infinite amount of money to the 1001th person at least, or to the person who wants to save them by all means.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by whimsicalism on Monday March 01, 2021 @03:17PM (#26307819)
> Since people can multiply, infinite amounts is a possible scenario

Unless my physics course misled me, no, it isn't.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by criticaljudge on Wednesday March 03, 2021 @04:09AM (#26326219)
The value can be infinite. If you are about to die, you would give everything to prevent it - more than you have.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by xxpor on Monday March 01, 2021 @02:04PM (#26306732)
> Just that it is a fallacy to think the government simply has infinite money to spend.

They create the money so they literally do. Doesn't mean it shouldn't be deployed wisely of course.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by dahfizz on Monday March 01, 2021 @02:10PM (#26306826)
If you want to be pedantic, they have the ability to create infinite nominal dollars. They cannot create infinite wealth.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by criticaljudge on Monday March 01, 2021 @02:41PM (#26307314)
If they print money, they devalue the money people already have, so in the end again it is the people, not "government", who pay.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by EvilEy3 on Monday March 01, 2021 @02:38PM (#26307272)
They "create" money out of your pocket.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by hcurtiss on Monday March 01, 2021 @06:33PM (#26309997)
I disagree, and I think most people disagree. This is the ant and the grasshopper, man. Most people are not inclined to enslave the ant for the benefit of the grasshopper.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by dahfizz on Monday March 01, 2021 @01:12PM (#26305940)
For some definition of "deserving", I would agree. Certainly, everyone should have the tools and opportunities they need to build the life they want.

Society has limited resources. Until we manage the post-scarcity utopia, I would prefer my tax dollars go to someone who will use them to build a better life.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by 35fbe7d3d5b9 on Monday March 01, 2021 @01:39PM (#26306351)
This is a lie. The world has enough resources to feed, clothe, and house everyone. We've chose to build a system that does not.

Perhaps you find that defensible, perhaps you find that appalling, but argue that position, not one that isn't true.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by leetcrew on Monday March 01, 2021 @02:20PM (#26306970)
> The world has enough resources to feed, clothe, and house everyone.

this is kind of reductive claim. in one sense, it's trivially true that the earth has more raw resources than humans can consume even over the course of centuries. AFAIK it's also true that, under the current system of organization, the global economy produces enough finished goods to feed, clothe, and house everyone (though people often bring up logistical caveats here, eg, distributing stuff in places where there are no paved roads or airfields).

the real question here is whether we would still have that quantity of finished goods under a different system of organization with different incentives. to be clear, I don't discount the possibility that we might have even more! but it seems more likely to me that people would simply produce less stuff if they didn't get to keep the surplus by default.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by lostcolony on Monday March 01, 2021 @02:52PM (#26307486)
Just like how that increase in marginal tax rate prevents anyone from climbing into the upper tax brackets (and why we never had millionaires back when the top bracket was > 90%), eh?

Of course people can keep the surplus. Some of it. But we're a far, far cry from the point where people will stop working when only getting a percentage of their labor's worth (or their parent's labor's worth, as is often the case).

Re:On the Experience of Being Poor-Ish, for People Who Aren't by leetcrew on Monday March 01, 2021 @03:11PM (#26307739)
> and why we never had millionaires back when the top bracket was > 90%

some caveats apply to this offhand quip (very different tax laws and perhaps even widespread evasion meant almost no one was paying an effective tax of 90%, regardless of actual income). I suspect you know this.

I'm sure there's a lot of slack in the tax brackets. I doubt we are close to a laffer curve inflection point. all I'm saying is I'm not convinced by the style of argument that goes "we already have enough food for everyone; we just need to radically reorganize the economy and then no one will go hungry!". more analysis is needed.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by sriram_sun on Monday March 01, 2021 @06:20PM (#26309877)
> and why we never had millionaires back when the top bracket was > 90%

Over 20% of the money in circulation in the US was printed last year. i.e. the pot is much bigger now. Also, while tax rates were high back then, loopholes were proportionately larger!

Re:On the Experience of Being Poor-Ish, for People Who Aren't by inglor_cz on Monday March 01, 2021 @03:41PM (#26308105)
"We've chose to build a system that does not."

The kind of poverty where you starve and have to wear rags is becoming rare even in Africa. From this point of view, the system has clearly worked and the pendulum even went too far, with obesity becoming a serious problem in places that aren't typically considered rich (Mexico, Brazil).

Housing is a different problem. We have a housing crisis because many people want to live in a few select urban hotspots of the world.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by idrios on Monday March 01, 2021 @04:14PM (#26308502)
This statement reads to me the same as something like "Computers have the resources to find the cure for cancer, but we've chosen not to find that cure." You're using the word "chosen" as if we know how to build the system you're describing. Our understanding of technology is sufficiently advanced to build a system that feeds, clothes and houses everyone, but our understanding of social sciences is not there yet.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by ctdonath on Monday March 01, 2021 @02:47PM (#26307407)
We only have that much because of the incentive to produce. Redistribute, by compulsion, the fruits of one’s labors and most will soon stop laboring. I may be able to support >10, but compel me to and my productivity will plummet.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by mandmandam on Monday March 01, 2021 @05:27PM (#26309321)
"compel me to and my productivity will plummet."

What you call incentive is really compulsion, just of a more extreme form.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by criticaljudge on Monday March 01, 2021 @02:57PM (#26307548)
Sustainable resources? Food production relies heavily on fossil fuels, for example. But I suspect the same people who make that claim you make also make the claim that it would be easy to solve the climate crisis, we'd just have to act more sensibly.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by whimsicalism on Monday March 01, 2021 @01:38PM (#26306333)
Half of all private wealth is inherited, not earned through work, by the wealthiest 5% of households.

In that context, why focus on giving small portions of wealth to those in poverty (even if they aren't working as hard as you think they ought to)?

Re:On the Experience of Being Poor-Ish, for People Who Aren't by covidthrow on Monday March 01, 2021 @04:15PM (#26308505)
If one were to redistribute all of the top 5%'s wealth at once:

- it wouldn't be liquid, so you'd be giving part ownership in assets

- the value would be slightly less than median yearly income per recipient. At a pretty sizeable 5% average return, the individuals would net about $2,000 a year.

- if they chose to sell the assets, they would end up with about one year's median income and then it's gone

I'm not sure how much money you think lives up at the top, but redistributing it is not sustainable, and it's certainly not enough to magically pull everyone out of poverty indefinitely. (Or even for very long, at that.)

There are a ton of reasonable discussions to be had about imbalanced power structures between socioeconomic groups, but this whole redistribution thing is just a fantasy.

One can look at a million/billionaire and say, "oh, this person has 50 cars. That's way too many cars for one person to have! Let's give them away to people who actually need cars!" So you seize them and give them away—along with the other 12,000 super wealthy people that own 50 or more cars—and then you have... 200,000 people who still don't have cars.

For groups that preach so frequently about global and ecological sustainability, there's a disturbing blind spot for economic sustainability. I think that's more a feature of envy than responsibility, unfortunately.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by whimsicalism on Monday March 01, 2021 @05:35PM (#26309422)
> For groups that preach so frequently about global and ecological sustainability, there's a disturbing blind spot for economic sustainability

What you've done is described a position ("redistributing all of the top 5%'s wealth at once"), described the problems with it, and then criticized my obvious blind spots due to this oversight. Forgotten in this tale is that I never held that position in the first place! You are criticizing your own invented argument.

Also, even if I did favor redistributing all wealth in the top 5% of families, a simple back-of-napkin calculation shows that your argument is wrong.

107 * 10^12 (total networth of US households [0]) * 0.619 (share owned by top 5% [0]) * 0.05 (rate of return) / (315*10^6 (population of US)) = $10k/yr for every person in the US just off of the returns from that wealth, which is 5x your estimate. The US Census poverty threshold is making below $13k/yr. If that wealth was held for you until you were 18, that would be every young person starting their life with $180k in savings, which is another $9k/yr with 0.05 rate of return.

Obviously, there's a whole host of issues with this, including some of the ones you mentioned, and (of course) price inflation, but I am not sure how you calculated your numbers.

[0]: https://en.wikipedia.org/wiki/Wealth_inequality_in_the_Unite...

Re:On the Experience of Being Poor-Ish, for People Who Aren't by covidthrow on Monday March 01, 2021 @07:37PM (#26310481)
Very solid reply, thank you.

upvoted

Re:On the Experience of Being Poor-Ish, for People Who Aren't by dahfizz on Monday March 01, 2021 @05:21PM (#26309249)
> I'm not sure how much money you think lives up at the top, but redistributing it is not sustainable, and it's certainly not enough to magically pull everyone out of poverty indefinitely.

People just do not understand this. You could take away every penny from every billionaire in this country. If you sold everything they had, you would not have enough money to fund the federal government for even one year. And now the money is gone; you can no longer collect tax from the ex-wealthy.

Nevertheless, "just tax the rich" is treated as the solution to all problems. I guess people hear all the talk about the "top one tenth of one percent" and they imagine literally bottomless bank accounts.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by criticaljudge on Monday March 01, 2021 @02:59PM (#26307590)
The notion that children don't deserve the spoils of their parents is really crazy to me. Parents work so that they can give their children a better life. Heck, they even choose their partners to maximize odds for a better life for their offspring (wealth, good genes, and so on - it does not even depend on capitalism).

To take that away from people is truly dehumanizing, but sounds like a typical socialist scheme (destroy the family, destroy individualism, everything has to be the same).

Re:On the Experience of Being Poor-Ish, for People Who Aren't by overlords on Monday March 01, 2021 @04:19PM (#26308551)
1 rich person saving his money so his 3 children never have to work is bad for the economy.

It's better the 1 rich person is forced to consume that in his lifetime. By doing so that money is redistributed back to the economy, and his 3 kids are also productive.

In scenario 1 only 1 out 4 people work. In scenario 2, 4 out of 4 people work.

Also - it's hypocritical for 'pull yourself by your bootstraps' for children born poor, and 'guaranteed basic income' for children born rich. That is more dehumanizing than not being allowed to pass off inheritance.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by dahfizz on Monday March 01, 2021 @05:26PM (#26309316)
Its hard for me to imagine being so full of envy that you would like to see the children of rich people stripped of everything they have. Equality means nothing if you achieve it by pulling everyone down to the lowest level.

> 1 rich person saving his money so his 3 children never have to work is bad for the economy.

"Your rights are bad for the economy, we are taking everything from you. Back to work, pleb".

Re:On the Experience of Being Poor-Ish, for People Who Aren't by AnIdiotOnTheNet on Monday March 01, 2021 @06:50PM (#26310135)
> Its hard for me to imagine being so full of envy that you would like to see the children of rich people stripped of everything they have.

I think you misread the sentiment. What a lot of us would like to see is a more meritocratic system, where children start off on more equal footing and either earn their wealth or not. But inherited works against that. It is difficult to listen to arguments against taxing the wealthy heavily "because they earned it" while at the same time hearing support for what amounts to aristocracy.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by dahfizz on Monday March 01, 2021 @08:39PM (#26310894)
Right, but you're trying to achieve your meritocracy by pulling people down instead of helping people up. This isn't a footrace, and it's not a zero sum game. When you say something like "we need to take money away from rich kids so they have to work like everyone else", you're doing nothing but harm. You may feel the people you're harming have it coming, but that's still what you're doing.

The idea that we have to come up with a good reason _not_ to heavily tax people is backwards. The only reason you need is that people have rights. A man owns what is his and you have absolutely no right to it.

This is all beside the pont anyway. Increasing tax revenue will not solve any of the problems you are trying to solve. As I said elsewhere, you could tax 100% of every billionaire in this country, leaving them homeless, and you would not have collected enough money to fund the federal government for even one year. You could sell off your entire "aristocracy" and it wouldn't make a dent. The strategy of "just spend more money" does not work.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by AnIdiotOnTheNet on Tuesday March 02, 2021 @07:21AM (#26314523)
> Right, but you're trying to achieve your meritocracy by pulling people down instead of helping people up.

And how are we to do that without taking money from somewhere and using it to help people up?

> The idea that we have to come up with a good reason _not_ to heavily tax people is backwards. The only reason you need is that people have rights. A man owns what is his and you have absolutely no right to it.

Case in point. You can't take money away from rich kids via inheritance tax (nevermind that they'd still have innumerable advantages from growing up in a wealthy household), you can't tax the wealthy, but you're somehow supposed to help poor children up anyway. Who's paying for that?

Furthermore, I disagree with the statement on the grounds that national infrastructure and protections are doubtless large contributors to anyone being able to amass that kind of wealth in the first place, therefore it is not unreasonable to expect that a portion of that wealth be contributed back.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by criticaljudge on Tuesday March 02, 2021 @03:35PM (#26320265)
Children already start of pretty well in most parts of the world. Every child gets an education, for example.

I think you would find that to make everything equal, you would have to take children away from their parents at an early age. Because having caring, loving parents is also an advantage. At least so far not all kids in a school turn out the same, even thought they all have the same teachers and lessons. Must be the parents that make the difference.

I don't think that would be desirable. I don't want my children to be raised in a government institution to make them exactly the same as everybody else, just for the sake of an arbitrary metric ("equality" measured in some arbitrarily chosen terms).

In fact why not get rid of parents altogether, and create children in labs? I bet that is the socialist dream fulfilled.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by gota on Monday March 01, 2021 @07:23PM (#26310386)
"Back"?

(Sorry about the cheap comment - I couldn't resist)

Re:On the Experience of Being Poor-Ish, for People Who Aren't by criticaljudge on Tuesday March 02, 2021 @03:31PM (#26320209)
You misunderstand the nature of money. Money means society owns something to the holder of the money. By not spending money, society is temporarily richer.

Also, sorry, but I don't care how productive other people's kids are, or "the economy". I care about the well-being of my kids. yes, I want everybody to be happy if possible, but my kids have priority to me.

And what exactly is "hypocritical"? What are you referring to? You assume everybody should have the same starting position in life, and I reject that notion.

Children of course are not at fault for the actions of their parents (like if they are drug addicts and have an unwanted child they can't afford, the child is not to blame - but neither are other people's children or parents). But that doesn't mean every child should automatically get the same "starting money". This is not a game of monopoly.

As I said - people compete to give their children the best odds. That is not even unique to humans, it is true for all of nature.

If you take that away, why bother with anything? Why should you bother to get a good job to be able to support your family? Just fuck and live the good life, and dump your children on society to be taken care of.

Already in the west everybody gets a pretty good deal in the form of an education.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by gizmondo on Monday March 01, 2021 @05:42PM (#26309482)
When rich person pays others to, let's say, build a luxurious castle, the money is both redistributed back to the economy AND the castle is there to use, for a few centuries at least. That's how investing* makes the society wealthier over time, and promoting consumption instead is nuts.

* There is a caveat that it should be a new investment rather than a purchase of the existing one, the latter is zero-sum.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by criticaljudge on Tuesday March 02, 2021 @03:51PM (#26320495)
In the latter case, the person who sold the castle can use the money to build a new castle.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by gizmondo on Friday March 05, 2021 @07:26AM (#26356060)
Sure, but they can also choose not to do that, so the purchase doesn't necessarily increase overall wealth.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by whimsicalism on Monday March 01, 2021 @03:51PM (#26308222)
So you are only deserving of a life free of poverty (even if you're lazy) if your parents happened to be rich?

Yeah, I disagree. We're talking about on the order of tens of millions of dollars or more being passed from one parent to one child.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by dahfizz on Monday March 01, 2021 @08:46PM (#26310948)
You're right. We should kick that kid out on the street, sell all his belongings, and write a check to ever american for a fat 10 cents. Problem solved.

> So you are only deserving of a life free of poverty (even if you're lazy) if your parents happened to be rich?

This is such a twisting of my words I am not even sure how to respond. Are you saying the only way out of poverty is to steal everything you want from the rich?

Re:On the Experience of Being Poor-Ish, for People Who Aren't by criticaljudge on Tuesday March 02, 2021 @03:26PM (#26320159)
Why don't parents who work hard to give their children a good live deserve to do so? It is not their fault if other people have children while they are poor.

Everybody should have a fair chance, but people who worked harder should also be allowed to benefit. Why should anybody be entitled to the fruits of their labor?

Re:On the Experience of Being Poor-Ish, for People Who Aren't by whack on Monday March 01, 2021 @03:54PM (#26308265)
There's an extra layer of nuance missing in your reply. 3 of the 5 factors boil down to "op made good decisions and worked hard" AS A TEENAGER. OP's formula won't work for a 30-year old who is trying to work equally hard and making equally good decisions... if they are saddled with poor educational qualifications, kids to take care of, and/or a criminal history. At which point, we as a society are faced with 2 options:

1. We can tell them it's their own fault for not making great decisions when they were teenagers, and therefore, they deserve to remain stuck in a poverty trap for the rest of their lives

2. Or, we can acknowledge that they are now in a situation where hard work alone is unlikely to solve their problems. And we can provide them with the tools they need to help themselves, and also become more valuable assets to society. For example, subsidized/free college or job training. Free/subsidized childcare. Safe living environments. Better access to healthcare. Better public transit so they can actually get to work. Etc

Re:On the Experience of Being Poor-Ish, for People Who Aren't by renewiltord on Monday March 01, 2021 @01:43PM (#26306430)
The way I see it is that we should optimize less for the theory of pure agency. It's like the Polgar sisters - bootstrapping with structure yields benefits.

So it's less about "refuse to work to better themselves" and more about correctly placing incentives on the growth path for individuals so that they become the kind of people who want to "better themselves".

Of course there are those who, provided any amount of support, will not become productive individuals and it makes sense to continuously evaluate for growth.

But it is beneficial to society and to each participant to offer a minimum childhood to adulthood transition experience that optimizes for productive adults.

Of course, this is usually only important for the poor because most wealthier people are better at bringing up children.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by jasonlotito on Monday March 01, 2021 @02:47PM (#26307413)
3 of the 5 factors you list boil down to being able to make the right decision because of outside factors. In this case, the aunt. Without that single person, I imagine things might have been different.

> The government can not and should not lift people out of poverty if those people refuse to work to better themselves.

3 of those 5 factors began with "As a youth..."

The government can and should help the youth lift themselves out of poverty regardless of the situations of their parents or other situations. They lack many rights that adults have, and in exchange for that, they deserve better support then demanding children should simply "work to better themselves."

Re:On the Experience of Being Poor-Ish, for People Who Aren't by quietbritishjim on Monday March 01, 2021 @01:58PM (#26306645)
I think the ones you are thinking of are those that specifically called out as being made as a child or only just out of childhood. Yes people who work hard in school or university should be rewarded (both in principle and because, as a practical matter, they make a financially greater contribution to society). But the converse to that doesn't fully hold: people that make bad decisions as a child should still be given a chance to redeem themselves, somehow, later in life.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by varjag on Monday March 01, 2021 @01:10PM (#26305920)
I think the point is, with a middle-class (let alone wealthy) background few of those poor decisions in the youth spiral out into lifetime handicaps.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by ska on Monday March 01, 2021 @03:16PM (#26307806)
> of hard work and good judgement.

The common mistake here, which I think you mostly avoided but didn't make explicit, is to believe that if someone didn't make it they didn't work hard or have good judgment.

It's also problematic how little good judgment we require of young people coming from most backgrounds, compared to underprivileged ones. There is also a common and mostly false trope that many/most poor people are lazy and that is why they are poor. The truth is at minimum more nuanced than that.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by dahfizz on Monday March 01, 2021 @08:56PM (#26311021)
I agree with you, and I appreciate that you have extended a bit of generosity.

Currently, hard work is a prequisite. In order to achieve equility of opportunity, which would allow anyone to succeed, we need to provide for the "unlucky" scenarios people fall into. Access to childcare and education are two big things in particular that should be improved.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by charlesu on Monday March 01, 2021 @03:53PM (#26308254)
> The government can not and should not lift people out of poverty if those people refuse to work to better themselves.

At some point automation will leave us in a place where many, if not most, people’s labor is literally worthless because they’re not mechanics or engineers. Then what? Should those people starve even as we live in a time of abundance instead of scarcity? At what point does this concept of deservedness do more harm than good?

Re:On the Experience of Being Poor-Ish, for People Who Aren't by lc9er on Monday March 01, 2021 @01:34PM (#26306267)
> The government can not and should not lift people out of poverty if those people refuse to work to better themselves

Who do you think wakes up and thinks, "I love poverty. This life is so easy"?

Re:On the Experience of Being Poor-Ish, for People Who Aren't by dahfizz on Monday March 01, 2021 @02:16PM (#26306916)
Lots of people wake up and never evaluate their life at all. People win the lottery and end up homeless with a drug addiction. If millions of dollars can't help them, do you think the government should keep writing those people checks?
Re:On the Experience of Being Poor-Ish, for People Who Aren't by thebradbain on Monday March 01, 2021 @02:33PM (#26307181)
This is a strawman argument, because this is in no way representative of the many people who live in poverty, but I’ll address it because it doesn’t change my final opinion:

Yes, because obviously what someone who won (and lost) millions of dollars needs is not money, but help and support.

Not to mention, by the construction of your own strawman, if they’ve won such a jackpot they’ve probably also then paid millions in taxes.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by dahfizz on Monday March 01, 2021 @02:59PM (#26307584)
I don't see how this is a strawman. My argument is an existence proof. There exists people who cannot be lifted out of poverty by giving them money. I can trivially prove my claim by giving examples of such people[1]. I never claimed that all or most people are like this. But its undeniable that some people are simply irresponsible / lazy.

[1] https://www.thestar.com/news/gta/2016/08/15/5-million-lotto-...

Re:On the Experience of Being Poor-Ish, for People Who Aren't by thebradbain on Monday March 01, 2021 @08:06PM (#26310677)
"Some people" is not "all people" and certainly not "almost all" people or even "most people".

I'm curious to know your position on those who are homeless -- as if mental illness, systemic neglect, and abuse combined with skyrocketing housing costs such that even otherwise-able people are just a few missed paychecks away from foreclosure) are incidental, and it's really a result of being "lazy".

Re:On the Experience of Being Poor-Ish, for People Who Aren't by dahfizz on Monday March 01, 2021 @09:08PM (#26311112)
I don't have any personal experiences with homeless people, but my understanding is that the vast majority of the homeless suffer from serious mental illness / addiction. I think that's a categorically different thing than those unwilling to improve themselves (which I do have personal experience with).

Being homeless would rob nearly every opportunity from you. I don't think it would be fair to dismiss those people as lazy, if all the hard work in the world wouldn't do them any good.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by nindalf on Monday March 01, 2021 @02:53PM (#26307494)
> 3 of the 5 factors you list boil down to "OP made good decisions and worked hard"

One of those "decisions" was avoiding prison. OP says people call him privileged, so he probably didn't belong to a race that is jailed disproportionately for crimes that white people are let off for.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by relaxing on Monday March 01, 2021 @01:04PM (#26305840)
Living with anyone beats being out on the street. And probably beat being in the foster system.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by sigstoat on Monday March 01, 2021 @01:30PM (#26306197)
> Living with anyone beats being out on the street

a lot of folks on the street disagree

Re:On the Experience of Being Poor-Ish, for People Who Aren't by raverbashing on Monday March 01, 2021 @02:43PM (#26307357)
Some have left unsustainable situations, but some were the a-hole of the situations.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by zouhair on Monday March 01, 2021 @02:46PM (#26307393)
> "OP made good decisions and worked hard"

OP could as easily "made the wrong decisions", it's literally a crapshoot.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by heurist on Monday March 01, 2021 @01:43PM (#26306423)
You'd throw impoverished and depressed people under the bus because they can't muster the energy to "better" themselves?
Re:On the Experience of Being Poor-Ish, for People Who Aren't by EvilEy3 on Monday March 01, 2021 @02:41PM (#26307313)
Why is it "throw under the bus" or help them?
Re:On the Experience of Being Poor-Ish, for People Who Aren't by lc9er on Monday March 01, 2021 @01:28PM (#26306151)
> There's also a ton of people who will delight in cherry-picking your story, as justification for not expanding the social safety net. "throwaway-0987 did it, and you can too! You just need to stop being so lazy"

> we as a society should do more to help people who are caught in a poverty trap, especially because of poor decisions made when they were teenagers. Just because someone ran a 4-minute-mile doesn't mean it's reasonable to expect everyone to do so.

Yes. Thank you. Lots of people start out poor and make it out. I did. Many friends did. But just as many did not. And it had _zero_ to do with "hard work". Almost all of it had to with the lack of a robust safety need and the need to (endlessly) prioritize survival.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by asoneth on Monday March 01, 2021 @02:03PM (#26306706)
In my experience, an individual who believes that success is the result of hard work will end up being more successful than a similar individual who believes that success is primarily due to starting conditions or luck.

At the same time, government policies that acknowledge that success is hugely dependent on starting conditions and luck seem to result in more equitable societies. (i.e. higher Gini coefficient or Shorrocks index)

I don’t think there's an inherent conflict between those perspectives -- it's boiling them down to two-dimensional strawman arguments that makes them look that way.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by opportune on Monday March 01, 2021 @03:16PM (#26307814)
Fully agreed. At an individual level, there are often decisions you can make regarding career choices, saving, when to have children, etc. that can greatly impact your financial situation down the line.

At a societal level, not every single person can be a software engineer, UI designer, realtor, etc. And additionally some fraction of people simply will make mistakes or not-strictly-optimal decisions. It’s a balancing act recognizing that individual decisions can have an impact on outcomes, that some portion of people will still suffer anyway, and alleviating that suffering as much as possible without creating a cycle of dependence/socializing the costs of easily fixed issues.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by rossdavidh on Monday March 01, 2021 @01:21PM (#26306064)
If you're talking to the people in the professional class already, your points are valid. If you're talking to someone in OP's situation back then, your points are dispiriting. I know you didn't mean it that way, but it is important to a person who is in a disadvantaged situation to not hear well-meaning members of the professional class saying what sounds like, "you can't make your situation better until the whole system is changed". I think OP's statement of "I made it and you can too" was clearly aimed, not at you or me probably, but a person in the same situation that OP was in years ago.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by jrochkind1 on Monday March 01, 2021 @01:33PM (#26306246)
you make a good point.

The trick is separating "Don't give up" from "it's your fault if you haven't escpaed poverty."

Cause it's also dispiriting to have worked your ass off for 10+ years and still be poor and have someone telling you if you were trying hard enough you would be in a different position.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by rossdavidh on Monday March 01, 2021 @08:01PM (#26310637)
I agree with that as well.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by jrochkind1 on Tuesday March 02, 2021 @08:24AM (#26315008)
As I come back to this again I guess here's what I think it's really about:

The implication that there's some correlation between how hard you work and poverty. But most poor people I know work way harder than most "professional" people I know. If there's a correlation, it seems to me to be the reverse, poor people are, by neccessity to survive, as a general rule hustling a lot harder than wealthier people.

As the OP actually kind of outlines.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by asdfasgasdgasdg on Monday March 01, 2021 @12:57PM (#26305748)
Does it really help to inform someone sharing a story of their privation that they could have had it worse? I mean I am on board with the notion that there are various aspects of privilege, and that someone who had it hard in some dimension might have some privilege in others. But it doesn't seem like an appropriate response in this context.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by alephu5 on Monday March 01, 2021 @01:01PM (#26305798)
Read the conclusion again.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by birdyrooster on Monday March 01, 2021 @01:11PM (#26305935)
The conclusion is that poverty from systemic racism doesn’t exist. I don’t know how he ended up there but now I understand the need for a throwaway.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by ljm on Monday March 01, 2021 @02:22PM (#26307002)
The conclusion is that it is a class problem, and there are many mechanisms at play that keep the rich rich and the poor poor.

That's the compassionate read on it.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by jimbokun on Monday March 01, 2021 @04:36PM (#26308767)
I don't like your take, either, as it suggests we shouldn't push young people to make good decisions where possible.

I think what both approaches miss, is the biggest underlying problem is Cost Disease:

https://slatestarcodex.com/2017/02/09/considerations-on-cost...

Reeling in out of control price increases on the most important expenses like health care, education and housing would do more to improve the lot of the poor than any redistribution scheme.

Now, redistribution may be a necessary part of lowering costs. Like establishing government run health care to control cost increases and investing in public universities to radically reduce or eliminate tuition.

This approach helps everyone, but disproportionately helps the poor. And controlling costs will help the poor more in the long run, I believe, than any redistribution scheme that doesn't address skyrocketing costs.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by Siira on Tuesday March 02, 2021 @04:10AM (#26313370)
“Wise enough” is not quite the word for some of these points, “self-controlled enough” is. And giving bail-outs, either to individuals or big corporations, will always distort their incentives to take more risks, save less, spend more, and generally act more selfishly. If you’re going to give bail-outs, at least make sure you give more to responsible, “wise enough” people, or your recipients will experience a shrewd lapse of judgement.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by throwaway846 on Monday March 01, 2021 @10:37AM (#26303726)
Similar story I'm now late 30s; father left when i was 2 died of aids when I was 6

Mother washed dishes then was unemployed from age 12-now and we bounced around her boyfriends houses

My metric (edit: for myself) "have you been poor" is gathering extra condiments from a gas station and having mustard on bread for a meal. We had food stamps, and a small social security check. I always had a bed, and food, but barely and i was aware how close we were as we midnight moved at least once.

I got my college degrees through federal grants and employer sponsorship; now making north of 200k I reflect on how privileged I am to get here. My mother kept me in an upper middle class public school system using a po box, I'm a white man who loved computers in the 90s. I ended up with a social network and a background that looks upper middle class.

I don't subscribe to that "I made it and so can you" I see my story as a I had privilege, how can we make privilege into equity.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by LocalH on Monday March 01, 2021 @11:32AM (#26304487)
Equity should operate just as much, if not more so, by boosting people up than by cutting people down. It should also favor the individual and small business over large megacorporations.

I fear that the concept of equity presents a real possibility of a race to the bottom if we're not careful to prevent a Harrison Bergeron situation. That doesn't mean I think we should avoid equity, just that we should be cognizant of the potential pitfalls along the way to determining the exact implementation.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by nostromo on Monday March 01, 2021 @12:45PM (#26305595)
Your fear is well-founded, that's already what is happening. Boston Public Schools, for example, just suspended placements in AP courses for all students out of equity concerns.

It turns out it's much easier to achieve equity by pushing people down (no more AP courses for anyone) than by lifting people up (getting more black and latino students into AP courses).

Re:On the Experience of Being Poor-Ish, for People Who Aren't by throwaway0a5e on Monday March 01, 2021 @01:48PM (#26306514)
>just suspended placements in AP courses for all students out of equity concerns.

The "ruling" class were angry that the plumbers' kids weren't paying a full 4yr of dues to the state colleges so now they're making it so you need to go to private school if you want to get a head start at college gen-eds. And they sold the idea to the masses in the name of making all the animals equal.

I'm being cynical. More likely the people responsible just don't know or care and pushing everybody down is just the easiest way to appease the pro-equity crowd.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by eplanit on Monday March 01, 2021 @07:35PM (#26310467)
"Equity should operate just as much, if not more so, by boosting people up than by cutting people down."

This is central to the whole problem with this concept of "equity". If the implementation, as you say, _at all_ involves cutting someone down, then it's morally bankrupt. Who decides who gets cut down? Does the person being cut down have a voice? Are they told how they're supposed to feel about it? Is that not creating a newly marginalized group? This will lead to lots of division, and understandably so.

There's a lot of truth to the adage "two wrongs don't make a right". Equity seems to be about saying that everyone should have the same outcome, by force if necessary.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by bzbarsky on Monday March 01, 2021 @03:01PM (#26307616)
This is a very reasonable thing to fear. The concept of "уравниловка" in Russian exists precisely because the government tried to do just that in many cases. Making everyone the same (in terms of equality of outcomes) is a lot easier to do by making all the outcomes bad.

I should note that "equity" need not mean "equality of outcomes", but when pressed for how one evaluates "equity" far too many proponents fall back to "equality (and proportionality) of outcomes" in practice....

Re:On the Experience of Being Poor-Ish, for People Who Aren't by JKCalhoun on Monday March 01, 2021 @12:13PM (#26305125)
Oh wow, similar for me as well. Mom kept us in the "good schools" though by renting the smallest place you could in said Good School District.

Also, lots of weekends at public libraries.

(Thanks, mom!)

Re:On the Experience of Being Poor-Ish, for People Who Aren't by newswasboring on Monday March 01, 2021 @10:56AM (#26303984)
> My metric for "have you been poor" is gathering extra condiments from a gas station and having mustard on bread for a meal.

Do you really mean that or is that hyperbole? Because if you really mean that, thats a bit gate keeperish, isn't it? What if someone had their own mustard but dinner was still bread mustard? Its a ridiculous example, I know, but so is this yardstick.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by throwaway846 on Monday March 01, 2021 @10:59AM (#26304013)
Metric for myself; not others. I can't pretend to know what "line" people have in their mind that gives them anxiety around money. (I'll edit for clarity)

It ends up being a discussion point with my wife for lots of topics where I'm not picky about the quality of food because it's not mustard on bread.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by newswasboring on Monday March 01, 2021 @11:09AM (#26304163)
Oh in that case I understand your trauma. But you need to understand that it is trauma and not facts of life. I am, for the past few years, learning how to be happy. I realized that most of my life training has been around learning how to survive because that's how it is where I was born. And because that's all I knew, I thought that was somehow superior. Our media also tries very hard to glamorize "struggling", there are no stories about how to be happy because it will be laughed out of room. It will be counted as either "privileged people being privileged" or they will tie it to family/love as the only posed answer.

Seriously man, I want to be happy and nobody out there wants to tell me how. I am slowly discovering it for myself, but I feel like this is a deficiency in our media.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by meepmorp on Monday March 01, 2021 @11:17AM (#26304256)
>Oh in that case I understand your trauma. But you need to understand that it is trauma and not facts of life.

Thank god you now understand their trauma well enough to explain how they don't comprehend reality the right way.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by newswasboring on Monday March 01, 2021 @11:37AM (#26304560)
I did not comment upon their trauma at all. Just that I think it is trauma. I have gone through my share of poverty without the first world safety nets. That is what I was talking about.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by syops on Monday March 01, 2021 @10:12AM (#26303443)
I very much enjoyed reading your post. You made a statement that, taken literally, I disagree with and wonder if you care to elaborate more on it.

I made it and you can too.

It seems to me that luck plays a huge role in each success story like yours. My wife had a similar trajectory and makes quite a bit of money. However, along the way, there were hundreds of decisions made that could have gone the wrong way. She's smart and ambitious and quite lucky.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by chunkyfunky on Monday March 01, 2021 @12:00PM (#26304920)
As someone who came from a fairly poor background (not half as as bad as the OP to be fair) and who has managed to "break out" I can say for sure that looking back I had a ton of lucky breaks - but, and this to me is crucial, only after I stopped worrying about what might go wrong and focus on what I could do right. If I had predicated my success on somehow getting lucky I don't think I would have made it.

So to me - and not wanting to speak for the OP of course - but the way I look at this is that the simple encouragement of "I made it and you can too" is more motivating than "I made it but then again looking back I had a ton of lucky coincidences that you probably won't have so, sure, try it, but don't expect success" :)

Re:On the Experience of Being Poor-Ish, for People Who Aren't by wwweston on Monday March 01, 2021 @12:14PM (#26305140)
Thanks for articulating this. I'd already wondered why I both like and dislike "I made it and you can too" and you captured it.

It's good for motivation and ... less good for social policy.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by taurath on Monday March 01, 2021 @06:45PM (#26310095)
I only think of it as “failure is understandable and doesn’t reflect on you as a person” - but you bring up a good point. I have no patience for people who say “because I made it everyone else can too” which is a really common attitude. People play up their adversity (understandable; it’s the adversity one has had) and downplay their advantages. Lack of empathy and help for those struggling is unacceptable to me. As people succeed they tend to stop congregating around those that don’t, and I think that’s fine but to sit around those successful and vote against policies to help those not succeeding is to me a moral failing.

For those struggling through poverty - one must know that one CAN succeed, or else you end up in a psychological hole waiting for the next nibble of luck. A tempered balance of both optimism and also a real social safety net seems like the best of both worlds to me.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by sologoub on Monday March 01, 2021 @11:40AM (#26304614)
As someone who has experienced pretty rough times (different from the OP), but doing just fine myself, of course luck has a lot to do with it, but why in the world so many people feel so compelled to belittle the accomplishment of OP climbing out and then encouraging others to at least hope for the same?

I’m pretty sure things would be very different today if I didn’t have that hope. Don’t take the hope from people even if it’s a long shot.

For all those reading this who are in a bad place financially or otherwise - YOU CAN DO IT! Do not listen to nay sayers and just do your best (or better yet, do even better - you can never really know your own limits/potential unless you try). It’s not a done deal, but is better than the alternative.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by solidasparagus on Monday March 01, 2021 @12:20PM (#26305248)
If you read "you can do it" as encouragement to others in the same situation, it's a good thing. When you read it as a justification for why we shouldn't expand the social net, it's pretty terrible. No one is trying to belittle OP's accomplishments, but "I did it and you can too" sounds like a line from an anti-welfare politician so it shouldn't be surprising that many people take issue with it.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by pmiller2 on Monday March 01, 2021 @01:57PM (#26306632)
Agreed. "It can be done" would be a more appropriate phrasing, IMO. I dug myself out of worse circumstances than OP described, but it took a lot of luck, persistence, and a good amount of risk taking to get there. I guess it helped that I was at a point where I didn't have much to lose, so, risk taking seemed less risky than staying where I was.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by sologoub on Monday March 01, 2021 @03:22PM (#26307881)
OPs context does not touch on safety nets at all, so where are you getting this from?

Seems like such thinking is a symptom of our current political BS. Having experienced some pretty crappy times, would you honestly think I’d oppose NOT subjecting others to the same misery?! Of course not, no one should experience these and everyone deserves basic dignity.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by solidasparagus on Monday March 01, 2021 @04:50PM (#26308936)
It’s just the social context in the US right now and for better or worse, this is often a very US-centric forum. “I pulled myself up by my bootstraps and you can too” is very strongly associated with the political view that people should receive minimal/no help from the government. It’s a talking point by that side and one that is heavily parodied/mocked by the other side. You can’t use a phrase like that without many people seeing a connection - as seen in this comment section.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by sologoub on Monday March 01, 2021 @05:59PM (#26309681)
That’s a very unfortunate and cruel situation.

For what it’s worth, I don’t actually know of an implemented system that is sufficient in preventing/mitigating enough of the poverty. (EDIT: if we had basic income, that would probably do it, without means testing/etc) US situation is unbelievable in that regard - not only do we not have a safety net to speak of, our medical care system is a fast track to poverty and bankruptcy.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by syops on Monday March 01, 2021 @03:14PM (#26307783)
Thanks for that distinction. This is the right framing and clarifies things for me.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by nameequalsmain on Monday March 01, 2021 @12:06PM (#26305009)
I don't think the point is to belittle their accomplishments, but rather a realistic take on poverty. A lot of people try really hard, and still cannot get out of poverty.

This is something we as a society need to deal with, and not disregard a systematic problem with anecdotal success stories and saying "You can too!"

Re:On the Experience of Being Poor-Ish, for People Who Aren't by dahfizz on Monday March 01, 2021 @01:05PM (#26305854)
> why in the world so many people feel so compelled to belittle the accomplishment of OP climbing out and then encouraging others to at least hope for the same?

It is very sad if you ask me. Some people hold the worldview that becoming poor and staying poor are things entirely outside of one's own control. Success stories threaten that worldview, so people admonish those who "made it" and remind them that they are nothing but lucky.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by Forgotmypass101 on Tuesday March 02, 2021 @01:24PM (#26318521)
How do you keep believing "YOU CAN DO IT"? I have been looking for stable employment for three years, only finding temporary gigs or underemployment. The past year, I've pretty much given up. I know I'm doing something wrong, I just don't know what.

Today I am forcing myself to go through the motions of an application - and I am constantly asking myself why am I doing this, because they will just find fault with me and not respond.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by birdyrooster on Monday March 01, 2021 @01:16PM (#26305989)
He said poverty doesn’t have a color implying that black people aren’t impoverished because of systemic racism, but because they don’t work hard enough. It’s racist drivel.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by camelite on Monday March 01, 2021 @04:25PM (#26308631)
An interesting social science result is that one (in my mind, the primary) result of wokeness is deminished empathy for impoverished whites. I took ops comment to mean "hey, don't disregard my struggle because i happen not to be black", rather than seeing, as you apparently have, "racist drivel". A point I'm sure has been made a million times, and which you are no doubt impervious to, but one that remains valid nonetheless.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by pmiller2 on Monday March 01, 2021 @02:00PM (#26306670)
Keep in mind, you're referring to a comment on a message board that took maybe 30 minutes to write, and likely less, not an op-ed in the NYT. Read more charitably, and in context, "poverty doesn't have a color" sounds more like "people of any race can end up poor."
Re:On the Experience of Being Poor-Ish, for People Who Aren't by EvilEy3 on Monday March 01, 2021 @02:46PM (#26307391)
What does this have to do with black?
Re:On the Experience of Being Poor-Ish, for People Who Aren't by vorpalhex on Monday March 01, 2021 @10:23AM (#26303566)
I didn't have it as hard as the parent, but I remember choosing between bus fare and meals quite a few times. My first paycheck was spent on white bread and a tube of sausage, and now I live a pretty comfortable life.

Most everyone in my orbit has improved their situation too. Sometimes that was with help from a family member, but generally things have gotten better for friends who were in the same circumstances I was.

The two exceptions are those who got into drugs and never got out (a few folks I know seemed to never have issues, but they're the exception and not the rule) and a single friend who has some non-drug problems that probably need counseling work.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by andromeduck on Monday March 01, 2021 @12:38PM (#26305504)
This is my experience too - almost everyone who hung out with me in the library, computer lab or metal shop seemed to do fairly well for themselves - not like 200k tech job well but like 80k blue collar or white collar when most of us grew up with less than 40k combined household income. Half of us first or second generation immigrants and refugees, lots of broken families, lots of substance abuse, lots from Romania, Serbia, Irab, Iraq, China.

IMO it was passion for reading and building things with our hands that that seperated our cohort from the rest - that and the bond between those of us who knew we hadn't much of a safety net to rely on.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by cammikebrown on Monday March 01, 2021 @02:14PM (#26306869)
I’m not sure of your age, but for instance, my dad, the sole breadwinner at the time, made $40k/year in 1989 when I was born, which is equivalent to $84k today. So, making $80k now and being raised on $40k/year then are the same thing if you adjust for inflation. (Furthermore, I’d argue healthcare, college, and housing are much more expensive now than they were then.)
Re:On the Experience of Being Poor-Ish, for People Who Aren't by andromeduck on Monday March 01, 2021 @03:58PM (#26308315)
I'm 28 now so this was about a decae ago. I personally never expected to make much more than 50k out of college, 100k by 35 career wise until my first internship. I think I can still live quite happily with ~60k by myself or ~90k with a loving family.

Good books and good company were all I had and all I think I'll ever need - that and the satisfaction of a job well done be it a piece of code well written, a field well groomed and raked or a McDonalds well wiped and scrubbed.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by PragmaticPulp on Monday March 01, 2021 @11:12AM (#26304208)
The important part is to focus on the things you can control. Luck always plays a role, but your own actions decide how prepared you are to capitalize on lucky breaks when they arrive.

Luck is important, but it’s a mistake to try to attribute the success of others purely to luck. Someone winning the lottery is lucky. Someone who gets hired because a company noticed their quality GitHub commits to a project relevant to their needs is also lucky, but their success isn’t the result of luck alone.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by andromeduck on Monday March 01, 2021 @12:52PM (#26305693)
Yeah there's also thousands of potential opportunities like that over course of years, each with the potential to open new doors. One lucky break does not success make and a lucky break without the talent or drive to back it quickly collapses.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by jbluepolarbear on Monday March 01, 2021 @10:56AM (#26303980)
I think it’s not so much luck, but perseverance. I have a similar poor upbringing and I have built a pretty comfortable life by never letting myself get too down and always keep working towards a better life. Being smart helps, but really the best thing that works for me is being okay with failure. When you’re poor you fail a lot, being able to take that failure and learn from it separates the successful and the unsuccessful. If you’re rich none of this matters because life isn’t fair.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by newswasboring on Monday March 01, 2021 @11:02AM (#26304055)
See you are disregarding all the luck a person had while being born in the right side of the world. I would say being born in the first world, even if poor, is a huge privilege which large parts of the world can't get. You win that lottery, and you already have a huge leg up. Now I don't want to convert this thread into misery olympics, all sadness is valid if felt genuinely and just because you are privilege in one sense doesn't mean your life is not incredibly hard. But if you think the large amounts of generationally poor, even in the first world, lack perseverance then you don't understand the game.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by jbluepolarbear on Monday March 01, 2021 @03:23PM (#26307894)
I can only pull from my experiences, but I have witnessed many in my family and other poor families that only work hard enough to get what they need. And very few go beyond that and work for what they want. It’s hard, exhausting work. I regularly slept less than 4 hours because I’d be up all night working jobs, projects, anything to get a better life. My mom is mixed and my dad is white, I look like my mom but with really light skin. Being mostly white and not having my moms Arabic name helped get interviews and my foot in the door. What some see as luck is others using absolutely every advantage they can muster to go further than they would be able to otherwise.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by andi999 on Monday March 01, 2021 @04:08PM (#26308431)
Actually most of the third world has been progressing as well (with exceptions of course)
Re:On the Experience of Being Poor-Ish, for People Who Aren't by kungito on Monday March 01, 2021 @11:33AM (#26304496)
I think this issue is very important and when I think about it I cannot help but think the answer lies all the way down in the question whether we have free will. Some people say "you have to be perseverant like me and you will make it and often time we think about people who have simply cannot be perseverant enough but they are good people. Can they be better "if they wanted it more" or "if someone helped them" and who would that person be? People especially here have stories with "I was in a bad situation but I worked hard learning coding" while many people were in a similar situation but didn't pick up coding as these people did. Are they to blame and did the other people pick coding because they knew it would launch them to great heights?
Re:On the Experience of Being Poor-Ish, for People Who Aren't by PragmaticPulp on Monday March 01, 2021 @11:43AM (#26304645)
> Are they to blame

I think we’ve become so afraid of giving the impression of victim-blaming people who are down on their luck that we’re afraid to acknowledge that people can and do work their way into better life circumstances.

Even if we think of luck as the central determinant of a person’s success in life, then we still have to acknowledge that the person’s own choices and actions will pivot their destiny around that luck. Licking in to a dream job through connections and serendipity doesn’t go very far if someone decides not to put in the effort required to succeed at the job, for example.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by kungito on Monday March 01, 2021 @12:42PM (#26305553)
Maybe where you are from but here in eastern Europe you can get a cushy job and work at 20% of effort and live an upper middle class life just from 1 good connection. Then you can work you ass off in college but in the wrong industry where there are no "well paid jobs for hard working people" around where you are and live a barely middle class life. The sad part is people do succeed from here by working hard but byoving away to where the job is, often half a world away, leaving behind everything, friends, family. Did they work hard and "succeed"? Yes, but at what cost. Meanwhile lucky people were born at the right time in the right family. We should both equalize the starting positions and especially make sure your lowest low still gives you medical insourance, a place to stay and food to eat. At least it's laughable how many people in USA don't have proper health care
Re:On the Experience of Being Poor-Ish, for People Who Aren't by craftinator on Monday March 01, 2021 @12:41PM (#26305541)
> if someone decides not to put in the effort required to succeed at the job

I read this rhetoric constantly, then I look at a bunch of hard working people that I know, who are poor.

Luck is the opportunity to succeed, hard work is the way to capitalize on that opportunity. One without the other means no success. And on that same note, you can make "good decision" that cause you to miss out on amazing opportunities, and "bad decisions" that end you up in with great opportunities.

I've made plenty of decisions that I thought at the time were kinda dumb, but put me in serendipitous situations which ended up landing me great jobs. So really, the luckier you are, the more chances you'll have to escape poverty; if you're willing to work hard at those critical times, you'll actually succeed.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by jinjin2 on Monday March 01, 2021 @11:30AM (#26304452)
> along the way, there were hundreds of decisions made that could have gone the wrong way.

And probably and equal amount of decisions that could have turned out better.

So rather than being the result of one or two lucky or unlucky events, the final outcome is more likely to be the average of the quality of all the decisions over time.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by clairity on Monday March 01, 2021 @11:53AM (#26304811)
no, it depends on the shape of the modeling function, and sociobiological functions are highly complex, possibly unknowable, but certainly not a simple linear function around which decisions revert to the same mean.

for instance, consider success to be a knowable function (like y = ax^2 + bx + c ). luck would be like having high (initial) coefficients and constants through no effort of your own (e.g., being born into a wealthy, connected family). hard work and good decisions might allow you to increase (or decrease through neglect/bad decisions) these coefficients at the margin, but the relative advantage often remains many multiples of the disadvantaged.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by sershe on Monday March 01, 2021 @11:01PM (#26311775)
Aside from the socioeconomic circumstances of one's birth, luck favors the prepared. I also come from a poor background and got "lucky" a few times in my life (in particular the sequence of events leading to me joining a US tech company while making web apps in Russia was rather tenuous), but the cause for the luck each time was prep.

E.g. I aced an interview question on GC design because, after doing some GC tuning for a web app at work I read GC docs and then a couple research papers at home to understand it better. After the (group) interview loop, someone told me they were asked a hypothetical SQL backend design question they had trouble with, and I realized I knew then how SQL Server solved that, for similar reasons, so I could have aced that question too. Sure, I could have gotten yet another design question that I knew nothing about ("unlucky"), but to even have a chance to get "lucky" you need to prepare... to win the lottery you at a minimum need to buy a ticket ;)

As for the luck of the birth, almost by definition, when you are poor you grow up surrounded by people in similar circumstances; if you "make it", it is very easy to judge those who didn't, because well, they were in similar circumstances to you and you saw what they did differently, often in detail.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by dionidium on Monday March 01, 2021 @10:36AM (#26303705)
Of course luck plays a factor in everything everybody does. The question isn't whether luck plays a role; it's how much salience it deserves. This person made hundreds of good choices across decades to achieve the success they have, so it seems a bit perverse to focus instead on the hundreds of things outside their control.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by II2II on Monday March 01, 2021 @11:32AM (#26304479)
Luck was not mentioned to diminish what the person has accomplished. It was intended to point out that their story may be difficult to replicate.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by old_fart_dev on Monday March 01, 2021 @12:05PM (#26304999)
Re-read the objected to line:

"I made it and you can too."

Note that I emphasized "can" in that quote. "Can", not "will". This isn't a guarantee by throwaway-0987, it's words of encouragement to try.

On a forum that celebrates startup moonshots, I find it odd that anyone would piss on the idea that trying is worth while.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by II2II on Monday March 01, 2021 @09:37PM (#26311303)
Personally, I doubt that luck plays a major role. The bothersome part is that some people seem to assume that success is replicable if you follow some sort of recipe.

The thing is, socioeconomic status affects our outlook. It doesn't matter if you're poor, rich, or somewhere inbetween. A simple example is taking advantage of opportunities. You may be unaware that they exist, view them as being out of reach, or simply see the risk as being too high. Only one of those even imply that chance plays a role. It is also worth noting that values may play a role. Some people like to blame being poor on bad decisions. While it may be true that some decisions are bad in the sense of generating wealth, they may be good decisions in other respects. Many jobs serve have social value or serve the public good, yet are woefully under compensated. Some people will choose that path simply because they are more intersted in serving others and simply don't have the will to be selfseving.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by KittenInABox on Monday March 01, 2021 @12:37PM (#26305484)
I genuinely don't know if even "can" is applicable to allpoor people in this context. A person who has a similar background but ended up with a chronic illness preventing them from working... that dream of working for 200k/yr is impossible.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by old_fart_dev on Monday March 01, 2021 @01:33PM (#26306245)
Do you watch Tasty videos on Facebook with their two hands and three ingredients and four steps and think "What useless advice - what about people with no hands! How dare suggest they can make bakeless chocolate brownies!"

I think the "can" is applicable here and can think that even while acknowledging there are people who can't physically work. I don't want to put words in your mouth, so I'll ask: is this the only reason you object to using the word "can"? What would be more accurate in your view?

Re:On the Experience of Being Poor-Ish, for People Who Aren't by tobib on Monday March 01, 2021 @01:03PM (#26305825)
We're not even talking about "that dream of working for 200k/yr" but the dream of living a decent life
Re:On the Experience of Being Poor-Ish, for People Who Aren't by KittenInABox on Monday March 01, 2021 @07:01PM (#26310216)
Yeah I think it's still nearly impossible if you're too disabled to work. You can't even get married without losing what meager benefits you have.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by dionidium on Monday March 01, 2021 @12:07PM (#26305025)
I think this is backwards and the opening lines of Anna Karenina get it right. It's "bad luck" that you should look out for, but every (moderate [0]) success story sounds more or less the same. (Said yet another way, success isn't the result of good luck, but it does require the avoidance of bad luck.)

[0] We're talking about routine success here, not Elon Musk. We're talking about avoiding poverty, not going to Mars.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by andi999 on Monday March 01, 2021 @04:13PM (#26308489)
I also goes the other way. I see people making bad decisions which might lead to poverty.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by jschwartzi on Monday March 01, 2021 @10:46AM (#26303877)
luck is just another word for other people.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by beaner on Monday March 01, 2021 @11:26AM (#26304398)
If it came down to hundreds of decisions along the way, not just one or two, that isn't luck. She's a good decision maker.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by craftinator on Monday March 01, 2021 @12:43PM (#26305568)
Bad decisions can have good outcomes. People are notoriously bad at predicting the future, so really it depends on how often you get lucky. I think charisma has the greatest effect on this.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by EvilEy3 on Monday March 01, 2021 @02:50PM (#26307449)
I would argue if bad decision leads to better outcome then it is a good decision.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by beaner on Monday March 01, 2021 @12:52PM (#26305684)
This is what people who make bad decisions tell themselves.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by estaseuropano on Monday March 01, 2021 @04:41PM (#26308823)
Probably nearly everyone can make it. Even the Pakistani kid born into intergenerational debt slavery that means he is making bricks from when he's 5 years old and has no access to school, healthcare or balanced nutrition. It's a difference of a 50% chance for the luckiest to 0.00005% chance for the least lucky.

But to see the world through the lens 'everyone van make it, just put effort and stop worrying' is simply absurd.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by YinglingLight on Monday March 01, 2021 @10:26AM (#26303597)
It seems to me that luck plays a huge role

The concept of Talent Stacking: https://personalexcellence.co/blog/talent-stack/

Those who accrue and leverage a variety of skills tend to get 'lucky'. This is why you could strip most entrepreneurs of all their money and assets, and not be surprised to see them enjoying success in 5 years. You put into place a system that makes making the right decisions inevitable, and learning from the wrong decisions.

To believe that your success is out of your hands is incredibly disempowering. I understand it's primary function is to help you empathize with others, but it subconsciously has a hold on you. A very limiting belief, I'd 'yeet' it immediately.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by atty on Monday March 01, 2021 @11:10AM (#26304182)
Your idea isn’t backed up by statistics. The vast majority of successful entrepreneurs come from upper-middle class or richer families. If it was just about “building a talent stack”, then the distribution would be relatively flat across all family income distributions. You also missed the part in the article that described how hard it is as a poor person to just find the time and resources necessary to learn those skills.

Of course you need to put the work in, but the deck is stacked in your favor if your family is very well off (and frankly you need to do far less work, due to nepotism and everything else), and massively stacked against you if you come from a poor family.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by abfan1127 on Monday March 01, 2021 @11:25AM (#26304368)
do you have data on this? Are you talking about tech entrepreneurs? My understanding is many self made millionaires come from the trades (plumbing, electricians) starting their own company. I can't find my source, thats why I'm interested in your source.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by vmception on Monday March 01, 2021 @12:54PM (#26305710)
there is the similar distribution of self starters in all areas of society, there is a survivorship bias towards upper middle class and upper class people because they get to try again over and over and over again. whereas someone that "makes it out" has pretty much one chance or else they have to pay off all the debt they accrued financially or to society for the next 10 years (or more). let alone if they get a little lonely and create obligations.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by scsilver on Monday March 01, 2021 @10:32AM (#26303671)
Remove them from their network and see what happens.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by pbronez on Monday March 01, 2021 @10:43AM (#26303824)
Sure, but social capital is an asset you build like anything else. Remove a big chunk of anyone’s wealth - liquid, paper, social, health - and it’s gonna be painful and disruptive.

The point isn’t that they’d be poor if you took away what they built... it’s that they succeed in building it in the first place! That process of building wealth in all its forms is the key.

It’s not easy. It’s definitely not fair. Some people start out way ahead. Some people start out way behind and don’t even have role models to show how it’s done. It always takes time. My view is that you just have to accept people where they are, respect their efforts, politely look past their structural (dis)advantages, and deal with them as human beings who deserve love and support for their own sake.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by scsilver on Monday March 01, 2021 @04:42PM (#26308839)
What I find sad is that there is a bunch of low hanging investments that improve the "luck" probabilities for all people. Well designed built environments, access to power/refridgeration/medicine, access to information. Obviously there are political barriers to achieving these small investments, but the most successful societies will these basics into existence, and the groups overall quality of life is higher.

I find the developments of cheap solar power + low latency satlite internet + digital banking(access to stable currencies + inflation hedges + global transactions) as essential to deliver the services that the most successful and privileged have used, to the poverty stricken around the world.

As these people join the fold, do we prepare them documentation, do nothing, or set up roadblocks?

Re:On the Experience of Being Poor-Ish, for People Who Aren't by pnutjam on Monday March 01, 2021 @11:14AM (#26304233)
I think a big part of it is also the moral choices people are willing to make. Most people climb to success because they are incredibly talented (rare), incredibly lucky (nobody likes to admit it), or because it's always bowb your buddy week to them.

Sometimes they are able to do a minor hurt to a vast number of people (marketing, some sales, etc...) and they don't feel like they are doing anything wrong. Sometimes they are just conforming to the standards our society has set, (everybody is doing it).

I myself try to do the best, but I've discovered the only way to advance is to job hop my way to a decent salary. I'm sure this has caused problems for others, but it's accepted in this industry. I've seen others who won't job hop languish with much lower salaries.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by EvilEy3 on Monday March 01, 2021 @02:52PM (#26307487)
Why not go further? Remove their arm, leg, eye. Put them at most disadvantage. See if they can succeed!
Re:On the Experience of Being Poor-Ish, for People Who Aren't by z3t4 on Monday March 01, 2021 @09:38PM (#26311309)
I think its about seizing the opportunity once luck strikes. According to sociology its very rare to switch class. If you start out upper class and make some bad decisions you will still likely be upper class. Same with poor, you can make the right choice every time and still end up poor.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by EvilEy3 on Monday March 01, 2021 @02:43PM (#26307345)
Luck is opportunity + skills. It is not some arcane skill that you're born with or not.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by grumple on Monday March 01, 2021 @11:20AM (#26304295)
I have a similar story and luck played no part of it. I spent lots of time in public libraries and on public computers as a kid. As a result, I got an academic scholarship. A few years after graduating amidst the 2008 economic crisis, I heard about a company that used a particular programming language. I learned that language and convinced someone I knew at the company to get me an interview. I aced the interview and got the job. A lot of studying and a couple of job interviews later and I'm making good money at another company.

If you study the right things, you'll get "lucky" in interviews because the more problems you've seen in the domain, the more likely you are to be tested against the knowledge you've already acquired. But that's clearly not luck - it's preparation. You won't ace every interview, but you'll do well in enough.

I made the wrong decisions several times. I lacked focus in and after university that cost me several years in my twenties. As soon as I made a plan to change things, the plan worked. When a plan goes wrong, you evaluate and make a new plan. Every idea doesn't always work - you just need one that does.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by nitrogen on Monday March 01, 2021 @11:34AM (#26304515)
someone I knew at the company

Sounds fortunate. This is one aspect where I too have been "lucky" in the past, but you have to be both lucky and good.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by grumple on Monday March 01, 2021 @02:38PM (#26307269)
I think the key is looking at the opportunities that you have, whatever they may be, and putting in the work to take advantage of them. I have hundreds of friends who are relatively poor and who have many opportunities they don’t take. For example, I’ve offered to give free guidance or instruction to many, but it turns out most people don’t want to take advantage of that. I told people I could hire them (into the very same role I first had), but they didn’t recognize the opportunity. People want easy, so they ignore opportunities like this in their lives.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by nitrogen on Monday March 01, 2021 @04:06PM (#26308414)
Definitely agree that it's frustrating to offer to teach someone to code or something, and they act like "Who the F are you to think you can teach me?" or "Nah, seems boring" but then they turn around and resent you for your success.

Some of the advice I wish friends would take is this: accept help wherever you can get it, as long as it won't distort your relationship or create an untenable dependency.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by busterarm on Monday March 01, 2021 @10:14AM (#26303463)
Fellow former-poor here. It's the kind of thing that casts a shadow over your whole life.

And in this industry, nobody is comfortable talking about it. Most of the people I work with graduated from school as guaranteed millionaires. I hear things get said by people that are so far from the orbit of my reality and I cringe.

Reading the article was really eye opening for me because I hadn't thought of all of the life skills that I've picked up simply as a result of being poor. It even affects how I think about my new-found wealth. I spend an enormous amount of money on tools and equipment. I'm the one helping all of my friends build, move or fix things.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by sixstringtheory on Monday March 01, 2021 @12:39PM (#26305522)
> I spend an enormous amount of money on tools and equipment. I'm the one helping all of my friends build, move or fix things.

I grew up lower middle class but my dad grew up poor. I think a lot of his practices still rubbed off onto me, sounds a lot like what you describe.

We have a friend who grew up comfortably and have noticed how that influenced their more laissez-faire approach to life. E.g. when we help them move, we do most of the work. There’s a sort of “everything will work out” mentality on their part, whereas I’m constantly worrying about how it’s all going to fall apart.

It’s not really good or bad, though. I almost envy the carefree attitude. Childhood trauma tends to make people try to control things more as adults, and I wish I didn’t stress things so much. My wife also grew up more “securely” and we talk a lot about how it informs our worldview differently. Thankfully it doesn’t cause problems though, it’s just interesting. I think we’re just different enough to make a great team.

And as others mentioned, I value the life skills I gained by my upbringing and early start on working for myself. I can build and fix things, and cook really well. Gonna be just fine, I think.

Happy building, busterarm!

Re:On the Experience of Being Poor-Ish, for People Who Aren't by ed25519FUUU on Monday March 01, 2021 @11:29AM (#26304429)
> And in this industry, nobody is comfortable talking about it. Most of the people I work with graduated from school as guaranteed millionaires.

This is surprising to me. I’m also a former poor. A lot of people I work with in tech come from generally “normal” backgrounds. Middle to lower class (in excluding h1b and green card holders). It just turned out for them that their passion and hobby (computers) ended up being a great career.

Now things are probably different for younger generations now that the secret is out about P90 software salaries.

Good thing I got in while they were still taking nobodies.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by ryandrake on Monday March 01, 2021 @12:16PM (#26305169)
> Good thing I got in while they were still taking nobodies.

I feel the same way! I look around at my younger peers with such impressive pedigrees: Stanford, Ivy League, PhD’s, former founders, etc. and I think “wow, I’d never even get my foot in the door if I were entering today!

Re:On the Experience of Being Poor-Ish, for People Who Aren't by busterarm on Monday March 01, 2021 @12:25PM (#26305338)
Oh I'm not much different than you and the parent either.

I got in before the door closed for sure. I just started late so the younger ones are my peers.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by JKCalhoun on Monday March 01, 2021 @12:11PM (#26305077)
Ha ha, you and me too. Grew up in a single-parent home where mom was a "secretary" (remember that?).

I've been a blue-collar programmer (not Software Engineer) my entire career.

I think they're finally on to me though and I may have to skip out soon. Code reviews, unit tests and Scrum are not my thing anyway. ;-)

Re:On the Experience of Being Poor-Ish, for People Who Aren't by robotnikman on Monday March 01, 2021 @04:29PM (#26308686)
Maybe its just the FAANG companies that are hiring only those from prestigious universities?

I still hope I can land a decent software engineering position someday without such a degree, even if its not at a FAANG company and doesnt pay as well

Re:On the Experience of Being Poor-Ish, for People Who Aren't by bozzcl on Monday March 01, 2021 @02:39PM (#26307277)
> And in this industry, nobody is comfortable talking about it.

Man, I remember some of the business courses I took, as well as the reports and presentations we did after our internships. So many people's thoughts and conclusions read basically as "I learned that the poor are people too". This was at one of the top universities in my home country. It's reasonable to expect these people would be industry leaders eventually. The lack of empathy they showed was appalling.

All that being said, I'm glad you got through the challenges in your early life. I wish we were more tolerant about poorness, because sharing experiences like yours could definitely teach and encourage other kids to fight for a better quality of life. Having more people with your experience in places of power could also help bring a little more empathy to society. We need it badly.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by robotnikman on Monday March 01, 2021 @04:18PM (#26308550)
As someone who also grew up in a poorer family I can relate as well, both the disconnect from people in the industry I've talked to and the skills I picked up growing up.

My dad had a bunch of tools growing up which he used to do household repairs and repairs on the cars, I remember for the longest time my parents driving an old station wagon with a lot of duct tape holding things together or covering leaks and the air conditioning not working.

I still try to repair things on my own if I can, while some people I know just go hire someone on Handy or something to fix things for them.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by tasuki on Monday March 01, 2021 @05:10PM (#26309133)
I grew up upper middle class, our car had no air conditioning, my father was doing car repairs himself. I'm from Eastern Europe, a relatively wealthy country compared to much of the rest of the world.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by throwaway0a5e on Monday March 01, 2021 @01:03PM (#26305823)
>And in this industry, nobody is comfortable talking about it.

If you make the assumption that HN is vaguely representative of the software industry and then looking at the reception that all the comments that stop short of saying "luck is the primary factor of success" are getting it seems pretty obvious why nobody talks about it.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by busterarm on Monday March 01, 2021 @08:47PM (#26310952)
I think you're exactly correct.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by u678u on Monday March 01, 2021 @12:38PM (#26305507)
> It's the kind of thing that casts a shadow over your whole life.

Shadow really though? I'm super glad everything came through my own work, I'd hate if my parents gave me anything. I hate spending any money, to me that is just sensible though not a problem.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by sixstringtheory on Monday March 01, 2021 @12:51PM (#26305679)
I’m also very pleased with the results I seem to have wrought myself (with help of course), but I always notice that I’m a bit behind the curve compared to people getting ahead in the workforce, adulting with home refinancing or retirement, entering Ivy league direct from high school, or in high school, the students that seemed to know which classes to take, or what AP was (I took 3 while my peers averaged 6-7 AP courses). Same for sports. It’s not the end of the world, but it’s noticeable when you have parents that can’t help you and while I’m very capable of learning all of these things on my own, and I have, I’m no match for folks basically speed-leveling early in life.

Also wrt money, I always hated spending it, and really hated debt/interest. Now I find myself very willing to spend money on actually useful things like gear and tools, lest the power of money, or my ability to earn it, diminishes in the future.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by robotnikman on Monday March 01, 2021 @04:25PM (#26308625)
>but it’s noticeable when you have parents that can’t help you and while I’m very capable of learning all of these things on my own, and I have, I’m no match for folks basically speed-leveling early in life

I definitely feel on this one. I had to learn a lot of those things on my own as well

Re:On the Experience of Being Poor-Ish, for People Who Aren't by u678u on Monday March 01, 2021 @01:59PM (#26306651)
Yeah I could never afford to do a Masters or PhD where those people now seem to be doing extra well.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by busterarm on Monday March 01, 2021 @08:50PM (#26310981)
Shadow because it's a source of stress that doesn't really go away no matter how much your future circumstances change.

You'd have to rewire your whole way of looking at the world. That's some serious therapy.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by throwaway-0987 on Monday March 01, 2021 @12:23PM (#26305300)
I can't edit the original post, but I wanted to clarify that the last paragraph was intended to give other poor people hope, not to make them feel inadequate. Sort of a cheer leader type thing. I probably should have left it out.

You are all right. I was lucky. We all are to some extent. I consider my aunt my only real family. I still drive to visit her grave each year.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by old_fart_dev on Monday March 01, 2021 @04:26PM (#26308642)
Don't apologize for being optimistic.

I wouldn't have gotten where I have without someone telling me to take my shot and apply to a good college I dreamed about applying to when I was much younger. My parents encouraged me to with their blessing. There were plenty of neighbors and friend who told me it was a moonshot to get in, that I should go to state school, that I couldn't afford it, I wouldn't fit in, yadda, yadda, yadda. But I got in, went, graduated, and I've done well.

I'm sure if my parents told me it was a long shot, I wouldn't have applied. And, I can imagine internalizing this idea that I never had a chance because of who I was and where I was from.

So don't apologize. You don't need to feed the self-righteousness of others.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by Aperocky on Monday March 01, 2021 @02:07PM (#26306776)
> They think I'm nuts and say I need counseling. I probably do.

Good realization. Too many of us deride counseling as an admittance of weakness, it isn't. Hiding from it while maintaining there's nothing wrong is.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by sandoze on Monday March 01, 2021 @11:09AM (#26304161)
Very similar situation. I had a single mother and spent time with family and non-family members most of my life. I never had much and essentially grew up in a trailer park throughout my teenage years with an elderly couple that I called my grandparents but weren’t even related. They were kind enough to take me in.

Fast forward to my 40s and I make a quarter million a year. Have a net worth of over a million, a quarter of which is liquid sitting in several bank accounts making zero interest.. but I NEED it there. Own a house outright that is far too small for the family I raised in it (the kids have begun to move away so it’s getting ‘bigger’). Max my retirement plans. Go long on safe market bets. My car is 12 years old and burns oil (it’s a Prius so.. it evens out?). I pay my kids college tuition and squirrel away all my money.

My wife says most people like to collect things and I collect money.

I probably need help but between growing up poor, not figuring out a career path until 30, and the Great Recession... everything is a bubble and unsafe.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by JKCalhoun on Monday March 01, 2021 @12:18PM (#26305204)
I collect tools. Why? Because when I am poor again (retirement?) I won't be able to afford those expensive tools.

Wood and Raspberry Pis, comparatively speaking, are cheaper than table saws and oscilloscopes.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by david-gpu on Monday March 01, 2021 @11:35AM (#26304524)
I can relate. You may find that passive value investing resonates with you once you learn more about it.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by throw0932439 on Monday March 01, 2021 @01:54PM (#26306594)
Just want to say I hate the "yeah but luck"/"yeah but you're still privileged because x" going on in the comments and I found your comment inspiring, in case you ever doubt it.

I'm poor, but not extreme poverty poor only because I'm "lucky" that I've had my parents be able to support me. I have several health problems which border on being disabilities (for which actually getting support would be very hard). Without my parents I'd probably be dead. My goal isn't even not being poor just self-sufficient. Of course I'm grateful for having them and how hard they've worked to get where they are now, but anyone pointing out this "luck" anytime I try to comment about my experiences pisses me off to no end. Do you think I don't ponder how much worse off I could be? Will dwelling on that even more than usual help me or anyone like me? No. It already depresses me enough as it is. What helps is hearing that other people have managed to improve their lives too (I also look at ways I could apply what they did). The worse part is when people say it in a way that dismisses all effort on my part (which is how it's usually put even if the people writing it don't realize it). As if, because statistically there are people at my level with worse/better luck that somehow should mean anything to me. I'd rather some ignorant rich person complain about being "poor" than that sort of thinking. If I had put in no effort I would probably still be stuck at home, in pain, probably suicidal.

I can't speak for people in extreme poverty, but I can't imagine "well, you got the short end of the stick" helps them in any way. I would say, yeah, you got the short end of the stick, but even more because of that, if you don't try to dig yourself out, no one is going to come do it for you. You'll fail, again and again and again probably. It's not your fault, and yeah, it's not fair. But if you give up there is not even the chance of getting out.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by robotnikman on Monday March 01, 2021 @04:35PM (#26308750)
It requires both hard work and luck, and neither will really come without the other. To discredit either one playing part in success seems to be looking at only half of the picture
Re:On the Experience of Being Poor-Ish, for People Who Aren't by jimmaswell on Monday March 01, 2021 @01:20PM (#26306037)
It's frustrating talking with my friend who needs a new car but has no money and bad credit. They have a small windfall to afford a $3000 or so car with but they think you can't get anything worth driving for less than $15000 and with 100k miles or less. Meanwhile I've been driving my $800 Jeep for years and it's still running strong nearing 200k miles. They also balk at used appliances, furniture etc. Some people get stuck in debt forever because of these bad mindsets.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by adkadskhj on Monday March 01, 2021 @10:41AM (#26303796)
I think similarly. Add in a pinch of imposter syndrome and the anxiety hiding under my privileged life is.. interesting. Eg i am super, super fortunate. I definitely don't make 200k, but i had no experience, managed to work my way into some experience and now make a comfortable living.

My wife and I are DINKs, so while neither of us make amazing money in combination we make a solid wage. No retirement (yet), but a house, and an income that is starting to pay off life (house/retirement/etc) with lots of safety buffer.

With all that said, i'm still terrified of losing everything. I'm sure i've acquired some skills, but passing interviews is difficult so i always think losing it all is one job loss away.

I just have to focus on improving myself, to mitigate my fear of losing it all. I'd like to build software to help people. I'd like to make enough money to eventually help some individuals, too.

Maybe being poor gives you perspective, but i loathe the "bootstraps" mantra. The overwhelming hopelessness you can feel when you're poor and see no path upwards. Yea, you can get a job, but minimum wage barely pays for itself. You want some modest things in life like a house, a car.. but saving for those at $200/m takes a long, long time.

I got out. I hope to stay out. But i consider myself lucky.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by diob on Monday March 01, 2021 @12:55PM (#26305722)
Depending on where you live, you're right to live in fear. In the USA, you're probably one medical emergency (cancer?) away from bankruptcy.

I'm glad you got out, but hard work is no guarantee. A lot in this world is luck and connections.

"I made it and you can too" should be "I made it, but lots of others don't. If you work hard, you might, but don't be discouraged if you don't. It's possible to do all the right things and not make it out. If you make it out, give back to those who are in similar situations, and try to improve the pathway out of the darkness."

Re:On the Experience of Being Poor-Ish, for People Who Aren't by zouhair on Monday March 01, 2021 @02:44PM (#26307370)
> I made it and you can too. Poverty has no color. It impacts everyone. You can't tell just by looking at someone.

You lost me at this conclusion. This is wrong in every sense of the word and perfect case of Survivorship Bias[0]

The point of having societies is so we should not fend for ourselves, especially rich societies. In rich countries there should be no poor people and charity should not exist because it is not needed.

[0]: https://en.wikipedia.org/wiki/Survivorship_bias

Re:On the Experience of Being Poor-Ish, for People Who Aren't by technofiend on Monday March 01, 2021 @11:35AM (#26304527)
Go read The Millionaire Next Door. You'll see that there are plenty of people like yourself who remain frugal after managing to pull themselves out of poverty. I'm suggesting the book to both validate your behavior but also give you some examples so you can perhaps moderate it if you still feel that's needed. I can give a single example from my life: my uncle managed to snag a liquor distributorship after WW II. It was a license to print money. He never moved out of the first postwar house he purchased when he started his business because he just didn't see the need and he felt showing off his newfound wealth in poor taste.

In short, you're not alone and as long as you're not making yourself or people in your life miserable well maybe you're not too far off from where you need to be.

https://www.amazon.com/Millionaire-Next-Door-Stanley-Thomas/...

I will say the folks who come from richer backgrounds do have some advantages over us who grew up poor. For instance I had no idea how much scholarships subsidized learning and went to the state school I could afford to fund on my own.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by PragmaticPulp on Monday March 01, 2021 @11:49AM (#26304749)
It’s a good book, but the core point is more about how our perception of rich versus poor is detached from the reality of one’s actual wealth. It’s not uncommon for families with multi-generational wealth to also live frugal lifestyles. It’s also not unheard of for those who grew up poor to overspend their wealth at the first signs of success, because they’ve never known how to manage money at that scale.

It’s important to not turn this into a rich versus poor debate, because it can give people on either side of that divide the false impression that they’re naturally better at managing money due to their background. The truth is that wealth management is a learned skill that often comes separately from one’s career or upbringing. And the point of the book is that looking wealthy and being wealthy aren’t as tightly coupled as we believe.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by geebee on Monday March 01, 2021 @12:17PM (#26305181)
This is a good point. I thought along similar lines when I read:

"If you have never been poor, you may not realize how awesome Small houses and Toyota Corollas are."

Very fair and great point, so I hope it's clear my next statement is not intended to refute this at all!

However, you could also say that if become or remain wealthy, you never forget how awesome Toyota corollas are.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by technofiend on Monday March 01, 2021 @01:45PM (#26306464)
>It’s also not unheard of for those who grew up poor to overspend their wealth at the first signs of success, because they’ve never known how to manage money at that scale.

That was really my point: it's ok to not go buy a condo in Aspen the second you can afford it. The original poster was saying he knows he's being overly frugal. OK, fine. My counter-example of TMND was don't feel you need to move to a flashy conspicuous consumption lifestyle either.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by benhurmarcel on Monday March 01, 2021 @12:18PM (#26305207)
I really didn't like that book, for me it missed the point entirely. For the entire length it discusses how you accumulate more wealth by not spending it, but it never discussed why you would be accumulating all that wealth.

People want to be millionaires, not to stare at 7 digits on a webpage, but for the lifestyle it affords. This book just assumes the end goal is the number on a bank account.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by technofiend on Monday March 01, 2021 @02:14PM (#26306879)
>For the entire length it discusses how you accumulate more wealth by not spending it, but it never discussed why you would be accumulating all that wealth.

To be fair, I believe that motivation comes from the reader, not the author.

>People want to be millionaires, not to stare at 7 digits on a webpage, but for the lifestyle it affords.

Again to be fair I believe you're projecting: you may want to be a millionaire for the lifestyle it affords, whatever that means to you. The book is a recipe on ways to retain wealth and anecdotes on how people accumulated their own. It's not a self-help guide to motivate people to become millionaires. I think it's assumed if they're reading they book they're already motivated and need to know how, not why.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by benhurmarcel on Tuesday March 02, 2021 @03:17AM (#26313065)
I think there's very little value in a book telling you that your wealth accumulates much faster if you spend it the least possible. That's obvious.

The value would be discussing why you want to spend it, why you should reconsider because it wouldn't affect happiness, something like that.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by 35fbe7d3d5b9 on Monday March 01, 2021 @01:56PM (#26306618)
> People want to be millionaires, not to stare at 7 digits on a webpage, but for the lifestyle it affords

Some do. Others do not.

My boss makes ~300k a year base. He drives a ten year old Golf, carries zero debt, and plans his (very infrequent) meals out around "which restaurant is running a 'kids eat free' special today?"

His goal is to build up a sizeable savings, retire and live off interest, and provide generational wealth for each of his children.

One of his peers makes ~300k a year base and enjoys driving a Ferrari that costs more than my house. Different strokes for different folks :)

Re:On the Experience of Being Poor-Ish, for People Who Aren't by benhurmarcel on Tuesday March 02, 2021 @03:15AM (#26313052)
Fine, but in my opinion this is what the book should discuss, at least in part. If it advocates for not spending your millions and dying with them in the bank, it should discuss that.

Currently it basically tells you that if you spend the least possible, you accumulate wealth faster. Well, wasn't that obvious.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by pwg on Monday March 01, 2021 @02:03PM (#26306715)
> but it never discussed why you would be accumulating all that wealth.

One reason is that if one accumulates that wealth, and puts that wealth to work itself making money (i.e., investing it) then one obtains an income stream that is separate and apart from the number of hours per day one can spend "working".

Accumulate enough money that is itself making money, and one can live comfortably without having to spend 40+hrs/week "working" for one's income.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by benhurmarcel on Tuesday March 02, 2021 @03:16AM (#26313057)
Right, except that book also tells you not to spend/use any of that interest, and continue working as much as possible, so that it accumulates exponentially.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by adkadskhj on Monday March 01, 2021 @12:29PM (#26305373)
The number is a goal, for me. Since the moment the goal is hit, is the moment i can live safely. If you save $X, you can retire. You have the rest of your life planned for, and that feeling is worth a lot.

I don't plan on retiring, but i'd feel so, so good if i hit $X tomorrow.

The economy could still go down, but as long as society doesn't collapse retirement-amounts can bring massive QOL, even if you don't live like you're rich.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by benhurmarcel on Tuesday March 02, 2021 @03:21AM (#26313085)
And if you're already clear that reaching a given number is your priority above your current lifestyle, do you really need a book to tell you that spending the least possible will make you reach that goal faster?
Re:On the Experience of Being Poor-Ish, for People Who Aren't by sologoub on Monday March 01, 2021 @11:51AM (#26304765)
> I will say the folks who come from richer backgrounds do have some advantages over us who grew up poor. For instance I had no idea how much scholarships subsidized learning and went to the state school I could afford to fund on my own.

This a million times. I ended up in a small private university (which was awesome and I still love it) that initially gave me a lot of scholarship money, but didn’t even try to get into top tier. While good at educating, the network and the name recognition were not there at all. Can’t remember how this came up, but at one point I compared notes with someone who attended top 10 university and their grades/scores were slightly worse than mine - live and learn :)

Re:On the Experience of Being Poor-Ish, for People Who Aren't by 52-6F-62 on Monday March 01, 2021 @11:46AM (#26304707)
I can appreciate the sentiment of books like that, however reality isn't that ...fair.

For any one "millionaire next door" who made it by being frugal, many more starve no matter how frugally they live. Many will rise and fall, many more will never even rise above poverty.

I'd like to see the statistics on lifetime well-being between frugality and financial risk-taking†. I'll bet the disparity is shallower than we'd like to believe.

These discussions always interest me, but I'm disappointed by the amount of puritan dogma that usually gets treated as some kind of natural truth. If being poor taught me anything, it's that there is no dogma you can lean on.

† Caveat: the risks being made with a goal to "level-up" (read: escape poverty), rather than blind self-indulgence. Ex—do you max out your credit card (/whatever available leverage) to acquire the tool you need to perform a job in the manner of quality you know can be accomplished with said tool, or do you buy the tool you can "afford" and gradually, over time, work your way up to the "right tool" in this case. In the past, more of the latter may have been possible. These days, I think you're at an even more immense disadvantage by taking that path. Admittedly, my outlook might be too coloured by my own experience. Had I not taken the chances (sometimes enormously painful), I would probably still be trying to squirrel-away $5 bills at a time while working 11 hour warehouse shifts.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by steve_adams_86 on Monday March 01, 2021 @07:28PM (#26310428)
> My fears about being poor again drive my wife and kids crazy. They think I'm nuts and say I need counseling. I probably do.

Same with mine. I never travelled outside of Canada until my mid thirties because the notion of spending that kind of money (despite having it) seemed absurd. My kids lost opportunities because in the back of my mind, we’re constantly on the brink of homelessness. I have a seriously difficult time shaking this state of mind.

Something I’ve found useful is reminding myself that 1) I managed to survive and stay healthy despite how poor I was, and when things go wrong, there is typically a way forward. If something were to go wrong, it would likely be outside of my control. 2) my energy is better spent being moderate about money, otherwise relaxing about it, but then focusing my energy on immediate things which matter and are within my control. 3) most people I know carry and manage more debt that I’ve had in my entire lifetime. If I were to lose everything tomorrow, I’d still be ahead of them. I always exaggerate my risks.

Good luck.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by mc32 on Monday March 01, 2021 @12:00PM (#26304917)
One of the things I know poverty did was make me hesitate to take on a mortgage. It was such a burden to think at any moment I might not have a job and then lose everything.

I also remember being the kid who didn’t buy Nikes or the natural rubber soles to play sports on parquet, so had to do with other sports that didn’t have that requirement.

I also remember the PE teacher telling me I could not just wear short pants, I needed to get sports shorts...

Re:On the Experience of Being Poor-Ish, for People Who Aren't by JKCalhoun on Monday March 01, 2021 @12:21PM (#26305271)
Yes, I was afraid of a mortgage as well. But seeing the cost of homes rise to outpace my ability to save was what opened my eyes.

After buying (mortgaging) a home though, I was surprised that it was not the liability I expected it to be — even with the interest on the mortgage, it was my biggest asset and always has been.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by adkadskhj on Monday March 01, 2021 @12:26PM (#26305351)
Yea, that's why i ended up with a house, too. Rent was so variable. It went up and up and up, and while i didn't have to deal with repair/etc, it felt like i had no control.

At least with a house i can budget to pay it off and budget to repair it. Both seem reasonably stable to plan for, assuming you make enough money.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by zusemo on Monday March 01, 2021 @12:08PM (#26305042)
Joining the throwaway train here...

> My fears about being poor again drive my wife and kids crazy. They think I'm nuts and say I need counseling. I probably do.

Do it. This is on the PTSD spectrum and in my own case the habits of poverty have substantially impacted how I've experienced my own life.

10 years of working 2-3 jobs was enough to crawl out of deferred expenses land and pay for a few community college classes. I lucked my way into an unexpected pile of cash and a decent paying job. I bought a house and a car, and savings started piling up. I continued to be hounded by anxiety that I didn't notice, because it was the same pot of anxiety I'd been boiled in to that point.

Everything was fine and rosy for a while. Eventually the anxiety burned out enough fuses to start directing choices. What seemed like interests became obsessions. Unpowered hand tools can't run out of gas, work when the electricity's off, and are easy to fix if they break. Gardening replaced more of the shopping list. Wild edibles supplemented gardening. Bicycle commuting saves money and makes scavenging more accessible. Years of anxiety slowly bloomed into delusions, one thing led to another, and quite suddenly I was living out of a bicycle and two panniers. The persisting anxiety of poverty pulled the plug on my success.

Homelessness, poverty, and mental illness are all outcomes of one another. Removing someone from the circumstances of poverty or homelessness is only the first step.

I got lucky again, managing to stumble over housing and a surfeit of income before homelessness made its recognizable mark. Profoundly lucky that by chance I came to know folks who've done social work with others recovering from homelessness, who told me to get some counseling so I could learn to experience the life I had, feel like I own the things I own, and stop alternating between resentfulness and fear of my own success.

Anyway, I'm gonna be that person now and offer the perspective that poverty in the USA is only transactionally similar across lines of discrimination. People of color (and other marginalized persons) do experience a source of trauma and hardship that doesn't go away like poverty does, but does additionally compound the frequency and quality of poverty they experience.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by sershe on Tuesday March 02, 2021 @10:31AM (#26316282)
Interesting, I have two conflicting feelings about this. On one hand I agree with you and I am super paranoid about being poor. On the other hand, one thing that I definitely learned from growing up poor (I like the original article say "it’s very small (think ~900 sqft)", cause I had stable housing when I was growing up and it was 600sqft for 3-4 people ;)) is how little you need to be happy.

In college, when we were somewhat better off but before I could work a real job, I often had a choice of either paying my internet bill, buying (cheap) cafeteria lunches, or buying beer. So, unless I wanted to and could find a part-time job, I liked to joke that my choices were - hungry, sober, and online; sated, sober and offline; and hungry, drunk and offline. I was still happy. After I got my first job, sometimes I would get impostor syndrome and become afraid of losing it; then I'd be like, well I used to be happy when I was choosing between the three options, so anything on top of that is just a nice bonus. As long as I have 150sqft of housing, some food and an internet connection I will be fine. I like to think about that every time I'm afraid of losing my current level of privilege.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by burntoutfire on Tuesday March 02, 2021 @10:40AM (#26316402)
> As long as I have 150sqft of housing, some food and an internet connection I will be fine. I like to think about that every time I'm afraid of losing my current level of privilege.

I tend to agree, but I also need a couple of things on top of that:

- the place needs to be relatively quiet (no asshole neighbors on the other side of the wall, or a busy street)

- I need to have an access to relatively peaceful area for walks, preferably green

- I need to live in an area that's not depressing because it's decrepit or filled with aggressive idiots

- I need friends in a distance that makes seeing them often not a nuisance

Take away any of the above and I'm not doing too well long-term. Also, I suspect most people in the world are missing at least one thing from my list.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by sershe on Thursday March 04, 2021 @01:42PM (#26346355)
Some of these things are (more or less) free, some are just a matter of perspective. E.g. a place being decrepit is fine, or becomes fine over time, it just blends into the background. The noise is spot on, I guess I meant 150sqft of ok-quality housing :)
Re:On the Experience of Being Poor-Ish, for People Who Aren't by wonderwonder on Monday March 01, 2021 @03:13PM (#26307773)
I got to experience wealth and poverty growing up, unfortunately in that order. Parents were pretty wealthy and then we moved to the US at 13 and had to leave everything behind. Going from a house with pool, BMW's etc to food stamps, constant threat of foreclosure and no health insurance is pretty jarring. I was way better off than many others though. Far better off than OP's start. Worst part of being poor or being raised by those that are poor due to both circumstances and bad choices is that you dont learn to make sane financial decisions. I was never taught how to balance a check book or to live within my means and that lack of both education and discipline has haunted me my whole life. Reached a point where I make over 200k now and finally the surplus of funds have been a wakeup call that 'Hey, you can save and you can eventually retire if you just wake up and stop spending like you're going to die tomorrow'. Another vital lesson is to focus on the long run instead of trying to hit a home run with every investment.

Financial literacy should be the a 4 year highschool class. Not being fluent is a detriment to millions.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by lkbm on Monday March 01, 2021 @10:30AM (#26303646)
I'm curious what about your fears are driving your family crazy. Is it living well below your means, forgoing luxuries they'd like (and you can afford), or agonizing over every spending decision, or what?

I've lived on <$20k (as an individual), and lived very frugally as a result, but I've never been in a position where I was struggling financially, so I lack any trauma around that. I do still have some lingering "Is this $5 item worth it?" tendencies, though. Automating bills away can help, but what I really like is having a spreadsheet of "if I had to cut back, I could easily live on $X month" + "I have $Y saved up" and focusing on that ratio. Gives me the appropriate background sense of "I'm doing fine", and allows me to say "fuck it" and spend money more readily.

At any rate, if you're driving your family crazy, and you think counseling might help, try it. That's one life-improvement investment that doesn't saddle you any long-term financial obligations. Your "If I had to cut back" number stays low.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by 35fbe7d3d5b9 on Monday March 01, 2021 @02:11PM (#26306830)
As someone who grew up poor, one of the best things I've ever done to get past that real hesitancy around spending money is to use envelope budgeting (I use YNAB but the tool isn't important).

My old habits had me tracking after the fact and I found that I either obsessed over minutiae, failed to plan for the future, or worried too little about bigger purchases.

But now, I put my money in a virtual envelope the moment it comes in, and I have to start thinking about how I'm using it: if I empty out the "restaurant" fund, I have the freedom to reallocate, but I'm forced to decide to reallocate – I don't just swipe a card and figure it out later.

This also shows me without any question what my current baseline is: I can look month over month and know how much of my spending is discretionary, how much is saving, and what the bare minimum is that I need to survive.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by devwastaken on Monday March 01, 2021 @10:34AM (#26303690)
If it were as easy now as getting paid to go to college and get a decent job it wouldn't be so bad - but prices have increased exponentially due to that federal aid. Instructor quality has significantly decreased, and administrative bloat has skyrocketed (these people can't get Jobs in the private sector either and government money is free). Jobs in technical fields are not in demand in the manner higher education advertises. As I've said before here I still have friends with bachelor CS degrees turned down from entry positions because the majority of companies are experience siphoners. There's entire youtube channels exampling the level of exploit companies can do because CS grads don't have the choice.

Sure, overcoming poverty is possible, but it's a shifting scale over time thats heading in much worse directions due to inflation in basic living costs and companies and individuals breaking the ladder that got them on the surface.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by sandworm101 on Monday March 01, 2021 @02:14PM (#26306874)
>> My father left home ... My mom ... left us when she found a new husband.

The horrible thing is that much worse situations are common today. The most common one I've witnessed into is "Dad left, mom is sick". The children become primary care givers to the remaining disabled parent. That basically axes higher education options. Such kids often cannot work outside the home and if they do it will be at most part time and very local. One can choose not to have children. One can decide not to commit crimes. But one cannot choose whether or not to have disabled parents/siblings that need 24/7 care. The really dark aspect is that children grow up. An unplanned child will grow and eventually not need 24/7 care. An aging disabled parent can remain at the same level need for many decades, normally progressing to greater need with time.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by krmmalik on Monday March 01, 2021 @10:51AM (#26303934)
Have you considered trauma release (there are many different ways you can do this) in order to get over your fear of being poor?

From the way you're speaking (for want of a better phrase), it sounds like the poverty experience traumatised you, and you're re-living your trauma each day.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by nomel on Monday March 01, 2021 @02:59PM (#26307587)
I can relate very closely with grandparent. For me, I don't consider it "traumatizing" as much as "moderating" from a very clear perspective of how well I have it now, how rare that actually is, and how much ridiculous excess most people are comfortable with.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by SMAAART on Monday March 01, 2021 @04:32PM (#26308714)
My story is somewhat similar to yours, grew up poor AF and in a toxic environment. I escaped in my late 20's, moved cross country and put myself through college and then MBA part time while working full time.

Fast forward to today I am doing well, like you I have no debt whatsoever, decent cash flow, and decent net work.

A couple of interesting things:

1. 1/3 of homeowners in the US are mortgage free

2. Read the book "The Millionaire Next door"

Third anecdotal note: I have recently switched job, and I work in a company where there are about 25 people. Well I have noticed that the amount of $ spend on lunch is inversely proportional to the pay: the highest paid employees pack their lunch from home; the lowest paid go out and buy lunch most days, and more expensive lunches.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by sologoub on Monday March 01, 2021 @11:59AM (#26304903)
Thank you for sharing your experience and the optimism.

That fear feels similar to PTSD - we experienced something we never want us or anyone else to experience.

A lot of people don’t really understand how much space and luxuries we actually have around us. The trick is that in that modest house everything works, nothing leaks. The car starts and is safe and comfortable enough. If you take these for granted, it’s no big deal. But if you understand that this is in and of itself better than many places, boy is it satisfying when you have it. It is also terrifying that you may lose it again.

The knowledge I feel makes for the better life. The fear unfortunately poisoned it for me for a long time, but I think I’m almost past it. Hope you are as well!

Re:On the Experience of Being Poor-Ish, for People Who Aren't by birdyrooster on Monday March 01, 2021 @01:09PM (#26305912)
I was poor, received food stamps, stole to eat, and was unemployed selling drugs on the side to make scratch. Now I make half a million a year and I still recognize my privilege, I was a huge outlier. No matter how bad it got, I was still a fairly attractive white male who had been introduced to computing by his single mother as a very small boy and spent my latch key kid time on donated computers. Had I gotten caught up in the criminal justice system as a black man, or interviewed as a black man, or any of that and my success could not have been achieved.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by WrtCdEvrydy on Monday March 01, 2021 @11:59AM (#26304897)
I'm on the same path.

House cost 200% yearly pay... drive 2005 Toyota Corolla. I'm the poorest dressed millionare you will know. I buy two shirts a year and wear conference shirts.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by pnutjam on Monday March 01, 2021 @11:05AM (#26304118)
$200k per year is in the top 10% of salary, I think it's actually around top 8%. So, obviously not everyone is going to be able to do that. Errors can cause big problems that compound, so early in your career it's much easier to be derailed. We all like to say, "you could do this too", but it's more accurate to say, "I could have ended up like you too, but I got lucky".

Speaking as a very lucky person who makes less then you.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by simonh on Monday March 01, 2021 @11:12AM (#26304205)
Ive never been truly impoverished. The nearest I ever got was living off the minimum student allowance back in the 80s.

On the edge of solvency it takes so little for things to go badly wrong, even if your scrupulously careful. On the other hand, it's the ability to make effective use of financing options and to leverage even modest wealth or income through mortgages and such that enables a lot of middle class families to prosper as much as they do.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by game_the0ry on Monday March 01, 2021 @04:54PM (#26308964)
This comment was a gut punch.

I came from a family that was lower middle class when I was young, then upper middle class, then back to lower class before I graduated college. And I graduated into the 2008 recession.

When I got my current job back in 2017, I finally felt what I though was economic optimism - a sense that the future would be better than the past. What a feeling. This phrase is over-used, but it did feel like a weight off my shoulders.

Then COVID happened...

Re:On the Experience of Being Poor-Ish, for People Who Aren't by throwaway2a02 on Monday March 01, 2021 @05:24PM (#26309285)
> Anyway, people think I'm 'privileged' now because I earn a lot of money

Any they are right thinking that,aren't they? That kind of money and wealth gives you a huge safety blanket and insulates you from most of the stresses described in the article. That's the whole point of the article, that this is a huge privilege that's overlooked by the well off.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by standardUser on Monday March 01, 2021 @01:43PM (#26306424)
I really enjoy your story, but to say "I made it and you can too" presumes there is an endless supply of $200k jobs in this country. There obviously is not, and we can't conceive of an economy wherein there would be, so the "you" who can make it "too" is always going to be an exclusive and finite group.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by ubermonkey on Monday March 01, 2021 @05:14PM (#26309181)
I have never been Poor, but the kinds of reactions you describe can take root with even pretty transient financial stress.

I had a couple very thin years -- savings dwindling, and then gone; work was scarce. Collectors were calling. I was afraid I was going to lose my house. My power got cut off.

I scraped by, and got out of it, and find myself now in a very fortunate position -- better off than I was before, excellent income, minimal debt (and zero consumer debt), etc. -- but even a couple years of that kind of instability leaves a mark. It's not as much as throwaway's, but I'm very debt-averse. I'm very risk-averse. We save a LOT. I'll never be in that position again.

I find that most people never consider how precarious their position really is until an object lesson comes along.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by aaroninsf on Monday March 01, 2021 @01:13PM (#26305955)
> I won the lottery and you can too. Luck has no color.

Maybe the Wish will help, or Intentionality. Prayer also popular.

Against this never lose sight of the fact that since 1971 economic mobility in this country has eroded as comprehensively as has the social safety net as has access to high quality public education not to mention health care.

Since 1971 wealth inequality has increased and we are now over the event horizon. So much wealth has been concentrated in the hands of the ultrarich that they have successfully captured both discourse and polity. The possibility space is defined by those who own the means of not just literal communication but the fabrication of consensus opinion and the boundaries of the political spectrum.

What was possible, like this, a generation ago, is literally orders of magnitude more unlikely today.

The status quo cannot hold, and it isn't holding. We remain on the brink of literal violent fascist coup and permanent kleptocracy. Take a look at the headlines from CPAC...

These are dark days.

Most readers here are part of the precariate 10% or aspire to be, the buffer zone of the rich-enough who zealously angrily defend the prerogatives of the very wealthy with whom they identify though they are no more of that class than the utterly disenfranchised permanent Lower Class who have roil and rage in Nomadland, controlled by the surveillance capitalism systems so many of us are building...

It's not going to hold. It's not holding.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by Bakary on Monday March 01, 2021 @09:18PM (#26311180)
You would be surprised how long this sort of thing can hold. To paraphrase a bit, societies can remain irrational longer than citizens can remain sane...
Re:On the Experience of Being Poor-Ish, for People Who Aren't by k__ on Monday March 01, 2021 @01:30PM (#26306202)
Same here.

My father left when I was 6. My mother went cleaning to make some money. Later, she remarried and my step dad was well off, but he also had kids of his own, so it wasn't that much of an improvement.

We didn't have much and all of my childhood I played video games I borrowed from friends on PCs I built of old parts I got from friends or in the trash.

When I went to university, I suddendly met many people who had rich parents and I felt like the dumbest person around. I guess, I probably was, haha.

Since coding paid well, I could clear all my dept realatively early after my degree and now I have saved some money.

But I still have the feeling tomorrow all my clients will desert me.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by Grustaf on Tuesday March 02, 2021 @07:34AM (#26314622)
> Anyway, people think I'm 'privileged' now because I earn a lot of money, but they have no idea that I used to sleep on the floor and eat in soup lines.

Don't worry too much about that, I've seen people here seriously claim that you're privileged unless you are destitute and homeless. The word has lost all meaning.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by zigzaggy on Monday March 01, 2021 @04:17PM (#26308527)
I'm glad to hear you made it. I have a similar story, except mine involves health problems and homelessness in adulthood. I "made it" from living on the streets in Austin TX to being a senior manager at a big company. It's SO HARD to dig yourself out of that, and I just wanted to say GOOD JOB!
Re:On the Experience of Being Poor-Ish, for People Who Aren't by 4AoZqrH2fsk5UB on Tuesday March 02, 2021 @07:07AM (#26314421)
My story is not as extreme, but similar. There past that made me comment is the wife and kids comment. I feel that too.

Knowing just how bad things can get, especially when you have kids, motivates you to maintain a large cushion in a way for people who haven’t seen things fall apart have a difficult time relating to

Re:On the Experience of Being Poor-Ish, for People Who Aren't by gexla on Monday March 01, 2021 @10:51AM (#26303930)
Interested to hear your thoughts about the thread about living in a van which hit the front page the other day.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by SN76477 on Monday March 01, 2021 @11:30AM (#26304444)
Thank you for your story I can relate. I grew up with out enough, and now I am terrified of spending money.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by rafiki6 on Monday March 01, 2021 @03:47PM (#26308183)
> If you have never been poor, you may not realize how awesome Small houses and Toyota Corollas are.

Love this. These are luxury products for upper middle class folks in a lot of developing countries. I don't think people really grasp this until they experience it themselves.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by allarm on Monday March 01, 2021 @05:03PM (#26309061)
I think if we just replace “privileged” with “lucky” it would greatly improve the overall tone of the message for many, myself included. I.e. “I was lucky enough to be born in a family of engineers” sounds much better than “privileged” in this context.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by oblio on Monday March 01, 2021 @01:07PM (#26305889)
> I made it and you can too. Poverty has no color. It impacts everyone. You can't tell just by looking at someone.

And yet statistics disagree with you...

Edit: Nevermind, I saw your other comment. You meant to cheer people up, not make a moral judgment.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by Bukhmanizer on Monday March 01, 2021 @04:00PM (#26308351)
> Anyway, people think I'm 'privileged' now because I earn a lot of money, but they have no idea that I used to sleep on the floor and eat in soup lines.

> I made it and you can too. Poverty has no color. It impacts everyone. You can't tell just by looking at someone.

These two statements are so irritatingly bland and dismissive.

> Anyway, people think I'm 'privileged' now

Yeah, so if people look at you and say "that person probably grew up in a nice home with good parents", that is a privilege. Boo-hoo, middle-class people accept you and think you belong within their social tier. The fact that you're afraid your co-workers will know that you grew up poor is proof of how much of a privilege it is.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by bsanr2 on Monday March 01, 2021 @12:23PM (#26305299)
You were lucky.

By that, I mean that a non-trivial percentage of the people in your circumstances at every step of the way (soup kitchen, GED attainment, degree attainment, buying your Corolla, buying your house, applying for your $200k/yr job) didn't make it.

I admire your accomplishments. I loathe and rebuke your, "And you can too!". The entire point of the essay you're replying to is to encourage sympathy and empathy for the people who cannot and will not, who will continue to exist in large numbers as long as our society remains as it is. You missed the point.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by nomel on Monday March 01, 2021 @03:08PM (#26307716)
This is being downvoted, but I think there's some truth here.

I had a stroke that resulted in some permanent loss of intelligence. Like most here, I started out a bit higher than average, but experienced what it was like to be below average (right after) and ramp up to a bit below where I was before (after 2 years).

My intelligence, and it's ability to show me the answers to difficult problems, the thing that gave me all of my success, is only very slightly tied to my efforts/education. I was lucky to have been born smart, and it's the only reason I "made it". Maybe I could have "made it" some other way, but it made my climb out of poverty so much easier. Not everyone will be able to climb as well.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by you_know_the_ on Monday March 01, 2021 @02:59PM (#26307588)
I don’t think we ever can overcome the fear of being poor again. I struggle with it as well.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by walkedaway on Monday March 01, 2021 @10:17AM (#26303499)
Your general story of poor-to-doing-well is the majority story in the US (not sure of other countries). Income mobility is a huge thing in the US, a great feature that I see mentioned very little outside of academics. Something like 80% of people will be in the top 10% of earners at some point in their lifetime, and 98% of people will be in the top 50%. "poor" and "rich" are not static labels, and they vary greatly even year to year (Thomas Sowell has excellent data and analysis on this).

FWIW I grew up poor and I do the same as you - no debt, pay cash for cars (even expensive ones) and despite millions in the bank, I fear not being able to provide for the family. At my age, I've learned that this is a good thing, as opposed to people my age that have spent lavishly and are now wondering how to start saving for their retirement in 10 years.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by CraigJPerry on Monday March 01, 2021 @10:27AM (#26303612)
That claim doesn’t even pass the sniff test. The idea that 80% of people - which must include those born into multi generational deprived families just by numbers alone - suddenly find themselves for a period of time on the other side of the glass ceiling of poverty, it’s outrageous.

I’d love to be corrected on this.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by StrictDabbler on Monday March 01, 2021 @10:53AM (#26303957)
Walkedaway is exaggerating a claim made by the conservative American Enterprise Institute:

https://www.aei.org/carpe-diem/some-amazing-findings-on-inco...

This is how they counter all the talk about the 1%. They suggest that 56% of people will be in the top 10% for one year or more. In their entire working lives.

Distortions include:

-income is not wealth

-some kinds of income are very uneven year-over-year

-jumping into the top bracket for only one year doesn't indicate income or class mobility

-most of the top 1% of income do in fact stay in the top 1% of income

People who earn a lot in one year but don't become wealthy may include:

-actors who get one TV commercial

-waiters at high-end restaurants who burn out

-realtors who get a few good sales in a row

-victims of disabling accidents receiving large insurance payouts

-oil and other trade workers in Alaska

-minor lottery winners

-people cashing in a retirement fund to deal with emergency spending

The fact that America is a land of random windfalls doesn't help with social mobility. A family with multi-generational poverty gets a windfall and immediately has to spend it just trying to catch up a bit.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by TimPC on Monday March 01, 2021 @11:46AM (#26304712)
You left out one of the biggest causes of this. For many people in that 56%, the year they end up in the top 10% is the year their last surviving parent passes away. Inheritance is a big one-time windfall for many people.

The other misleading thing is it looks at 44 years of longitudinal data, and doesn't make corrections for differences between the early years and later years. Income has become more polar in the last 40 years, so the current numbers are a fair bit worse than the average numbers of the last 4.4 decades.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by bzbarsky on Monday March 01, 2021 @03:21PM (#26307873)
Inheritances are not taxable (for the recipient), but IRS data shows similar patterns.

What it really comes down to is that the upper tail of the "reliable income" distributions is thin enough that a large fraction of the people who end up in various "top N%" buckets are there due to various windfalls, lumpiness of income (e.g. a writer getting an advance that they live on for a few years while writing the book), etc, etc.

Which is, by the way, why the way we do progressive taxation is a bit weird. Progressive taxation with tax brackets based on lifetime earnings, as opposed to current-year income, would make a lot more sense in some ways...

Re:On the Experience of Being Poor-Ish, for People Who Aren't by TimPC on Wednesday March 10, 2021 @02:11PM (#26414872)
As much as at first blush progressive taxation based on lifetime earnings might seem fairer, it has extremely dangerous consequences. Having your tax bracket go up throughout your life creates major complications in saving for retirement (and extracting deferred income from retirement savings) which is enough to make the idea wildly impractical in my view.
Re:On the Experience of Being Poor-Ish, for People Who Aren't by andyv on Monday March 01, 2021 @01:37PM (#26306309)
-Selling a business built over decades
Re:On the Experience of Being Poor-Ish, for People Who Aren't by sanp on Monday March 01, 2021 @10:22AM (#26303552)
Can u provide sources for your income mobility claim? The numbers here do not seem to line up with what you are quoting

https://www.google.com/amp/s/www.forbes.com/sites/aparnamath...

Re:On the Experience of Being Poor-Ish, for People Who Aren't by dalbasal on Monday March 01, 2021 @10:39AM (#26303743)
Dynamics, like income mobility dynamics are a complicated thing. We tend to think in stories, and that is useful, but it makes it easy to reach overly general conclusions.

The old republics (US & France, mostly) tend to overlook class... to some extent intentionally. My country (ireland) has the opposite problem: too much class consciousness. To much telling of class-sentric stories.

But, class dynamics do exist in the US & France too.

Class mobility exists too, but it's nowhere near as mobile as income mobility. Class is stickier by definition. You can just as easily colour in a class stickiness story with statistics. The likelihood at birth of someone graduating high school, going to prison, being poor, rich etc. It is true that where you start is a pretty good predictor, statistically, of where you will end up.

It's important to keep both perspectives in mind, simultaneously. There are real opportunities to escape poverty. The ovarian lottery is also very important, so are other "lotteries." It's also a mistake to see yourself as a statistic.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by Flex247A on Monday March 01, 2021 @10:23AM (#26303574)
If you don't mind, can you share your story here?
Re:On the Experience of Being Poor-Ish, for People Who Aren't by phunster on Monday March 01, 2021 @11:57AM (#26304859)
"Throwaway because I don't want my co-workers to know." -Why don't you want your co-workers to find out?

"I made it and you can too" - That's just either ignorance or really wishful thinking.

Re:On the Experience of Being Poor-Ish, for People Who Aren't by a1369209993 on Monday March 01, 2021 @02:50PM (#26307441)
> That's just either ignorance or really wishful thinking.

Or misleading (as a possibly good-faith mistake) use of the word "can", that would be better phrased as "I made it and you might too".