At work, we looked across the body of devices we had and tracked the AppleCare incidents (times when insurance "paid off") and concluded that it wasn't worth buying across the fleet. (This is aligned with the general principle of "don't insure against losses you can afford".)
If you can't reasonably afford the loss, insurance can make sense and you should consider AppleCare. If you can (or if you can self-insure across a large install base), you probably shouldn't.
I did initially not buy it with my current laptop. Something broke during the standard warranty. Got the motherboard replaced... With a faulty one. So they replaced it again.
Got a feeling that buying extended warranty would be a good idea. And indeed, 3 months past the standard warranty end, it refused to boot at all. And once again, got replaced with a (less) faulty motherboard (some faulty USB ports).
I'd have preferred not being given broken motherboards by the warranty service, but since I have no ultimate proofs, had I not bought it, I would most likely have been refused service.
There's probably a better case to be made for laptops and phones you use outside the house than there is with other things. Sure, a TV can die young. However, as the parent said, if you can afford to self-insure you'll probably come out ahead on average.
I don't know if this holds when the issue occurs more than one year after the repair, and has, at first sight, has nothing to do with it (Won't get into the details as it's not that interesting. The most important part being that the company's logs did not acknowledge a potentially-related issue reported while the servicing technician was still there).
> if you can afford to self-insure you'll probably come out ahead on average.
Yes. But if two parts of my TV broke in its first year and it needed to be serviced a second time just after because the replacement parts sent the first time randomly shut down with the company refusing to acknowledge it because "Yeah, the first technician said this, but the second time a technician came, it was not having issues" or missing logs, my guess is that buying the extended warranty at that point would probably cost less on average for that TV as I would not put any trust in it surviving long without needing another repair.
You should also check to make sure you aren't already covered by an existing policy. My home insurance covers accidental damage with only a £100 excess, so AppleCare isn't so useful for me (although I've yet to test it!).
It's insurance, on average the underwriter is still coming out ahead, that's the premise of the industry.
A practical example of this, my insurance company told me to cut down a tree they thought was too close to my house for example (and I agree, it was a pine which tend to blow down, and it was too close), or else it would have affected my rates, and if you have particular high-risk breeds of dogs (dog attacks are covered by insurance) you will pay more as well.
In this case - if you keep making claims against your homeowner's for accidental damage to contents, even via a separate high-value-property rider, that is going to be accounted for the next time your renewals come around. And the next underwriter will be able to see those claims as well, those claims data are shared.
I had a high-value-property policy on a laptop (through USAA) and made a claim, they actually tried to come through to my parent's homeowners' insurance as well (which my parents didn't like and they backed them down lol). USAA is great in general, great about paying up when the bill comes due but, insurance is insurance.
So if you want to be nitpicky - no, they do come out ahead on any specific policy, on average - that is the point of diligence in underwriting, to account for those individual-specific factors. Even if you are "riskier than average", they will eventually account for that too. What is true that once written, they either win or they don't - and some policies they will lose. But the expected net value is biased to the house, on every single policy, given the best information they have.
In economic terms: perhaps there is some alpha that you as an individual can extract with your precise knowledge vs an unaware underwriter - but over time as you exploit that, the alpha will decrease to zero, because it will show up in your claim data. Just like any other market, alpha decreases to zero.
The house always wins in insurance, on average. You're not special, you aren't going to beat the house in the long term. Insurance is a "smoothing" tool, it lets you break a $5k lump expense out into $50/mo payments, it's not free money.
This is called a loan. Insurance "smooths" across the population, because not everybody breaks their laptop.
Of course you pay more after renewal when you make a claim (because you've shown yourself to be at risk for breaking laptops), but if you are able to make an insurance claim for something you generally do better in the long run making that claim than not - that's the entire point of insurance, nobody would get it if it was a net negative when you had to use it.
nobody has ever disputed that, but if you read my comment again, you'll see that I was discussing expected value of writing/taking a policy.
> that's the entire point of insurance, nobody would get it if it was a net negative when you had to use it.
in fact, on the topic I was discussing - everyone takes insurance policies even when they expect it to have negative net expected value - which all homeowners insurance policies are underwritten to have. Yes, if you make a claim you come out ahead, but on average you are expected to come out behind.
The fact that you also remembered some other thing that also works by the same method, is not particularly interesting or insightful. See:
> This is called a loan
Yes, indeed, loans also have neutral or negative expected return, so do lotteries, and that doesn't mean that insurance doesn't too. A is a member of S doesn't mean that the cardinality of S is 1.
You're trying to be cute and contrarian, in the finest HN spirit (it's also not cute or funny when anyone else does it, fyi) but you're going off on irrelevant tangents. Please, you're not furthering the discourse here, you're just being tangential and contrarian.
Please re-read the rules, it is very explicit that you need to take the most generous interpretation of a comment, and the reason that rule exists is because it's tiresome dealing with this contrarian nitpicking mindset. It's pretty clear that this statement does not imply in any way that you shouldn't make a claim if you have an event, only that taking a rider generally has a net-negative expected value - as does all insurance. Your entire comment chain here is the least-generous interpretation and should not have been posted.
> Generally speaking equipment riders are generally not worth it except for during a larger event (home burns down, etc) because of this - they get you on premiums if you don't make a claim (generally it ends up zeroing out after a couple years) and they get you on premium increases if you do make a claim.
Your original post strongly implies that making a claim against the policy is net negative: "they get you on premium increases if you do make a claim". I am disputing that implication.
> Yes, indeed, loans also have neutral or negative expected return, so do lotteries, and that doesn't mean that insurance doesn't too. A is a member of S doesn't mean that the cardinality of S is 1.
The point is that you said that insurance "lets you break a $5k lump expense out into $50/mo payments", this is not true. That is what a loan does. There is a meaningful difference. Insurance allows you to pay to guard against risk by spreading payments out over multiple people, not spread out a large payment over a period of time.
> You're trying to be cute and contrarian, in the finest HN spirit (it's also not cute or funny when anyone else does it, fyi) but you're going off on irrelevant tangents. Please, you're not furthering the discourse here, you're just being tangential and contrarian.
Please read the HN guidelines before commenting, in particular this section:
> When disagreeing, please reply to the argument instead of calling names. "That is idiotic; 1 + 1 is 2, not 3" can be shortened to "1 + 1 is 2, not 3."
You can find a link to the guidelines at the bottom of the page, or here's a direct link: https://news.ycombinator.com/newsguidelines.html
> Generally speaking equipment riders are generally not worth it except for during a larger event (home burns down, etc) because of this - they get you on premiums if you don't make a claim (generally it ends up zeroing out after a couple years) and they get you on premium increases if you do make a claim.
This in no way implies that you should not make a claim if you have a covered event. It simply says that the expected value of any given policy or clause within a policy is net-negative - because that's how insurance operates.
You took that comment and cleaved off the bits you didn't like, until you had a sufficiently narrow statement that you could come up with some contrarian bullshit to look pithy on HN.
Again, have you finally accepted that just because loans also operate in this way, that it doesn't mean insurance can't too?
> Please read the HN guidelines before commenting, in particular this section:
Haha, this from the person who didn't even read the "please follow the most generous interpretation" clause?
Your entire comment chain has sprung from a least-generous interpretation of the rules, which is explicitly against the HN rules. Don't cite rules to me while you're breaking them yourself. And again, you should read the rules about not being snarky or making shallow dismissals.
You wanted to make a cute contrarian comeback post and you made a very in-generous reading of the comment in order to do it, and then if I point that out I'm the bad guy. Again, a very HN phenomenon - too much coddling here. You broke the rules trying to look cool on a social-media site and when called out you tried to rules-lawyer to make yourself look like the good guy.
Take it up with @dang if you want, I don't really care. But I'm not going to be scolded by the wrongdoer for pointing out that someone is cleaving apart substantive comments to make little gotchas. It's a real problem on this site, as is the hiding behind rules-lawyering when people call it out.
Your reply is a low-value comment that doesn't belong on this site and it's gone downhill from there on both sides. This is why we have a rule about that, your comments set the downhill direction here.
By only mentioning the time-series of payments, it took me more than a single read to understand and I could easily see someone genuinely misunderstanding your point.
Of course any particular policy may end up being a win or a loss for the insurer - but - the policy is written so the insurer wins on average, and that's also true of any particular rider or supplemental coverage. The expected value of all particular policies and all particular supplementals/riders is, from the insurer's data, negative for the buyer, otherwise they won't write it.
I did not address it in that comment in particular, but in the specific case of when you already have an accidental damage rider or it's generally included in your policy, whether you should take it... the answer is probably yes, but, you should also expect it to impact your rates down the road, especially if you do it more than once. You'll have to weigh that, and sometimes it's not worth it unless it's part of a larger claim. Yeah, sometimes you do win on a particular insurance policy but... the insurer can still win on the backside too, with higher premiums in the long term. And even if you pick up and move insurers, the next insurer will see that claim too and it will affect the quotes you get. Again, not a money fountain, it's just risk smoothing.
What I was more going for was, in general the net expected value is negative so you shouldn't take the rider, because it will come back in your rates if you actually need to use it. The rider premium isn't the total cost here, there's additional long-term costs if you end up being a claims pest. Homeowners is not designed for every time you drop your laptop, and if you use it in that way you'll end up with substantially higher premiums in the long term to account for it.
> Insurance is a "smoothing" tool, it lets you break a $5k lump expense out into $50/mo payments, it's not free money.
If you believe insurance is only spreading payments for losses over time, you don’t have a grasp of how it works. If you believe insurance is spreading payments for losses over multiple policyholders, you know how it works but didn’t express yourself very clearly and then objected when someone read your words and got misdirected by them.
> the "insurance industry comes out ahead on average" is true both of individual policies and on average
What would the former mean as distinct from the latter?
(You also get the additional benefit of not having to deal with an insurance company over a claim. :) )
Apple charges what they can because the market isn't free.
There’s a free market to sell laptops in. What terms are attached are up to the consumer to consider.
Many people are happy with Apples terms. That some technologists are not is not evidence of a conspiracy.
Contemporary problem solving does not have to contort itself to the philosophy and nostalgia of some computer nerds. Same as we don’t have to kowtow to a Bible; it’s not about the what but who; present/future meat bags don’t owe past meat bags. No one asked to be born.
But there is not a free market for Apple laptop repairs.
That is the unfree market. So yes, that specific market is not free.
Freedom from, freedom to; law is semantic games not physics. You have the rights agreed upon by the rule makers.
Currently the free market you envision is not the status quo.
The only mechanism allowed in our social system to change that is vote em out or build a company that works how you want. Posting here is equivalent to echo “impotent rage” /dev/null imo
Thats not true. We can make laws that force Apple to support the right to repair, and force them to open that market up to the free market.
Which is what is happening here. It is because of legislative pressure that Apple is now engaging in some actions, to allow users to have access to the free market of device repairing.
As in, we are literally commenting, on a thread, about how Apple is now being moved in this direction.
> The only mechanism allowed in our social system
No, we can force Apple to allow the free market into their device, with laws, and take away they money via fines, if they refuse.
Which is what is happening.
> Currently the free market you envision is not the status quo.
Actually, with many of the upcoming laws, the status quo is about to change, so that Apple is forced to allow the free market into many of their markets. The one that is most obvious is the App Store Market, which they are being forced, under legal threat, to open up on.
But, also, the other market is the right to repair market. I can't remember the exact laws that are going to force Apple to support more repair options, but I am pretty sure that they exist and are coming into effect soon.
I expect Apple (or the resellers since there is no Apple Store in Slovakia) to deal with anything that is supposed to be covered by warranty. Both of our countries have strong consumer-protection laws.
AppleCare is basically insurance, and I would much rather take a 10% chance of having to pay $900 than a 100% chance of having to pay $100. Insurance makes sense for stuff you can't afford to replace, such as a house, not for consumer electronics.
That is, unless Apple sells AppleCare at a loss, but I somehow doubt that.
Brutal!
Dell, HP or Lenovo would send a technician to your office (or home office). For simple repairs (e.g. battery), they can also send the replacement part and you can swap it yourself -- two of my colleagues chose this during Covid lockdown, and changed the batteries in their work laptops.
And "a matter of days" is a low bar. These companies offer next-business-day on-site support.
Here's an example for a Dell Chromebook, although I'm not familiar with buying individually from a reseller:
> Keep your 2-in-1 laptop protected with the 1-Year Mail-In to 3-Year Next Business Day Warranty Upgrade for Chromebooks from Dell. Providing 3 years of coverage, this manufacturer warranty upgrade features next business day onsite hardware support following remote diagnosis. Plus, get technical support via phone or online during business hours and self-service case management and parts dispatch. $63.50.
https://www.bhphotovideo.com/c/product/1692748-REG/dell_848_...
I don't think they support devices during holiday/business trips, but I could be wrong. (I don't handle the laptop/desktop support myself, only the servers, and they rarely move.)
https://i.dell.com/sites/csdocuments/Legal_Docs/en/us/prosup...
I highly doubt such service is provided in Malta or Cyprus, for example, considering Lenovo only has a single authorized service center per each island, IIRC.
In the past, I've had come Lenovo to remote parts of Switzerland and Germany, as well.
There is no such thing. These are some of the most densely populated countries in the middle of the most densely populated regions of the world.
I've bought Dells, Macs, Lenovos, System76s, whatever. I found (find?) it hard to believe that anyone offers on-site support for a reasonable price.
https://www.apple.com/legal/warranty/products/mac-english.ht...
1. $50
2. $100
3. $250
4. $400
So really pretty good for 2 years. I guess they are slightly more worried about it making it to year 4, though.1. https://www.dell.com/en-us/shop/serviceselection/xn9520cto03...
Once while traveling a kid stomped on the chromebook while it was on the ground. I was able to drive to the nearest walmart and buy a new one for $150*. Within 10 minutes of signing in it had restored everything and was ready to go.
* I normally spend a little more to get a chromebook with higher specs, and I recommend everyone do that. The point here was that I was in a pinch but was able to get out of it quickly and cheaply. I suggest absolute minimum of 4GB of RAM (8GB preferred).
You throw it away (or better, sell for $20 "for parts only" on craiglist/ebay), then buy a new one. They are 3-5 times cheaper than a regular laptop, and aren't all that much more prone to breakage. And all the important stuff is in the cloud anyway. "Backup" and "restore" aren't even distinct operations there.
Don't expect to run Adobe Premiere on one of those, but hey, you get what you pay for.
Plenty of other big PC manufacturers have decent repair programs. Often you can even do the repairs yourself (as Apple is finally allowing again).
I'm about to buy another spare keyboard for when it will wear out again. It's 62.99 Euro.
Repairable hardware is vital.
Chromebook: if in warranty fix, if out of warranty, buy two more Chromebooks for the price of one M1 Macbook Air screen.
LG Gram: LG has a pretty good repair network. My team (5) has been using LG Gram 17" laptops running Ubuntu for about a year, and one person managed to chip the paint (it's anodized black on a metal body), but that was about it. They've been surprisingly sturdy despite weighing a few ounces more than a 13" macbook air. Also, battery life is on par with the M1 air I carry for occasionally dealing with App Store issues.
That’s incredibly wasteful.
OTOH Apple's are notoriously unrepairable, or way too expensive to repair (case in point; this entire thread). They become trash when they break.
LG has a first class repair network, so if they do break... same as any other global PC manufacturer. Also, standard procedure is to buy at least one machine and put it on the shelf so if one fails... we have an replacement.
> Everything breaks.
Yep.
Thankfully New Jersey (I'm in California) consumer fraud laws kicked in and I was able to get a full refund for my refrigerator.
https://www.nj.gov/oag/newsreleases09/20090804-Samsung-Ameri...
Laptops: I either pay for HP's next business day support (they come to my home) or, for old unsupported models, I replace parts myself. As I wrote in another commend, I replaced this keyboard less than half an hour ago.
If you buy a car, hit a kurb and destroy a wheel, wouldn't you be annoyed if it was only the manufacturer that could fix it, and they would charge you 70% of the price of a full car?
In general, I'm not sure it's reasonable to expect the manufacturer to make parts available more granularly than they do to their own repair centers.
There are myriad factors that affect repair place, especially for something as technologically advanced as the newest laptops. Labor prices, design of the laptop, parts supplies, etc.
Of course, the ability for only one entity to source and supply those will tilt the scales towards a higher price, but that is unrelated to the “small”-ness of the damage.
It's not a mere assumption. There do exist people who do many repairs better than Apple for hundreds of dollars less, in the US.
As a hypothetical, suppose the camera glass or lens was made with materials or a technique that caused it to be 90% of a phone’s cost to produce. Then replacing this item would cost >90% of the phone’s price, even though it is “small”.
Or you have a huge transport ship that has an issue with a propeller or a small part of the ship on the bottom, but it needs a dry dock to repair, and there are only a couple dry docks in the world that can handle it. Then the price could be a very high percentage of original price due to the extreme supply and demand curves involved.
Repair costs are not a simple a function of the “size” of the damage.
When I say there are people who do the repair for much cheaper I mean including the price they pay for the part, not merely their labor. Your hypothetical is not the case here.
>Of course, the ability for only one entity to source and supply those will tilt the scales towards a higher price
Edited words...
The outrage is justified if the screen cracked due to a manufacturing defect. Otherwise, get over it and be careful with your stuff if you can’t afford the repair.
And before you send something off, ask questions. The shipping costs I’m sure would have been disclosed.
I don't know if you're an engineer, but if you are you probably don't take the same approach to errors in your software. Being careful is only part of the solution to reducing risk. Another is adopting practices and patterns that are less error-prone. And another is to reduce the impact of errors when they do happen.
With a software service, we might have redundancy, and a watchdog or orchestration system that restarts any instances that crash. With a laptop, we might purchase accidental damage insurance, or just decide to buy a brand that is cheaper to repair.
When humans are involved, "be more careful" is rarely a successful strategy on its own.
I am like this too. I will flip my lid over something like this, but about half the time upon further reflection I will come to the conclusion that I was being irrational, and simply upset at how much things objectively cost or how long things take, or whatever.
The macbook air m1 here is 1100 euros, the mac mini is 800 euros.
So the keyboard, trackpad, battery, screen and form factor are worth 300 euro according to Apple. So that LCD screen they put there even though has a high res, is definitely not worth half the price of the laptop.
The screens arrive at the factory by boat, in an optimally-packed container. Replacement screens are individually packaged and delivered in low volume by courier.
Apple must first examine the laptop, which isn't free, then put in the replacement, and do acceptance testing, because they warranty repairs, and even if they didn't, not repairing something and claiming it's a repair is bad press.
Maybe they make profit as well who knows, but it's easy for me to believe that the assembly-line price of a screen triples by the time a repair is installed and the user gets the laptop back.
Starting to look like some of the M1 Airs got a bad batch of screen glass, which is a separate matter. If so, here's my prediction: Apple will do the same thing they did for the butterfly keyboards and eat the replacement cost, and people will be complaining about it ten years later.
Unlike the butterfly fiasco, I'm not betting on this being a design flaw, it's either the law of large numbers or a badly-tempered batch of glass.
None of that is relevant to the cost to replace an uninsured screen which broke under user-error conditions.
Similarly, the average pay of Genius Bar employees and Apple repair techs is semi-public knowledge that can be found on the internet.
Nobody is believing that it costs Apple $400-500 in additional expenses _per screen_ to repair MacBooks.
Like it or not, in a lovely city called Shenzhen, it costs you $200 to get your macbook pro's screen replaced in a regular roadside repair shop just next building to your fancy apple shop.
As a low skill job, you get to master the procedure by watching online video tutorials, interestingly, that is also a viable business in Shenzhen, they have such "online schools" to get people trained for such jobs and some of their videos are free -
https://www.youtube.com/channel/UCLCQRIZLWDzzzhgKwSWBoRg/vid...
And locals can import those screens right? Little bit of markup. Anyway let me know what the actual price is where you are, from someone who will actually do it, and isn't Apple, all of this is legal and the service is available. That will give us a point of comparison.
That seems like a pretty normal price for recent MacBook screens: https://www.ifixit.com/Parts/MacBook_Pro_13%22/Screens
Where are you getting this number from? Why not $50, or $300?
https://www.alibaba.com/product-detail/New-Laptop-Apple-Scre...
How do you know if it is even a remotely comparable screen qualitatively?
Is Apple Fleecing you?
https://medium.com/macoclock/is-apple-fleecing-you-a682c851a...
Could they be dead-pixel factory rejects that aren't even like-for-like? "Touchscreen" seems suspect.
No, LCD screens are pretty affordable these days. You can buy yourself a portable external display with a 4k samsung panel for about $200-250 depending on where are you. Such portable displays have extra batteries included, so extra $ costs included.
Europeans generally knows their rights on warranty and warranty period.
The machine caught fire in my bed. I woke up to it burning and melting.
I took it to apple SF... they had the machine for nearly 2 months while they "investigated" -- then they returned it to me and said that at one point in the machines life, the moisture sensor had been triggered.
Apple "offered" me an opportunity to buy a replacement at full price. even though the machine was under recall for battery fires. I had a battery fire. But because they claimed the moisture sensor had been hit - they wouldnt honor the recall and didnt replace my machine.
Fuck that.
?
Have you attempted to get it repaired by a third party? What do they quote? Is it possible that the part + labor is worth around $680? It does sound like an absurd price, but I would expect the display to be a relatively expensive part (a replacement is $600 at iFixit[0]) to replace depending on the extent of the damage. It might also be labor intensive considering how unrepairable Apple products are.
> I still need to pay 50 EUR to get the computer back.
Presumably this is for shipping? $50 is expensive sure (unless you're talking expedited shipping), but I suspect you'd be mad even if this was a more reasonable price.
---
It sounds like you're just being vindictive because you feel slighted by a company. If you actually want a solution it seems that tomorrow you can buy the part yourself and replace it.
[0]: https://www.ifixit.com/Store/Mac/MacBook-Pro-14-Inch-2021-A2...
Even if two thirds of the price of the laptop is a reasonable reflection of the cost of repair, poor repairability is a choice Apple made. It seems fair to criticise the cost, and to factor it in to future buying decisions.
This doesn't mean we shouldn't ask for Apple to do better, or try to get changes made. But, I do think it's completely ridiculous to rage about repair-ability like the parent did.
What would obviously be even better than anecdotes is some statistical data on the likelihood of failure, average cost & convenience of repairs etc. I don't know if such a thing exists - in its absence we have to make do with anecdotes.
I think sharing stories is fine, but the poster seemed to be going much further than that by seemingly trying to get revenge on Apple, which is a strange thing to do.
Statistical ownership data would be awesome. Like a graph saying that if you expect the device to last x years you should expect y costs in repairs. That could even be a selling point for tech protection plans like Apple Care.
Similar screens from other manufacturers can be found for retail at $100-$200, and Apple pays less given they manufacture in bulk.
So unless you think the labor is worth $400-$500...
[0]: https://www.ifixit.com/Store/Mac/MacBook-Air-13-Inch-A2337-L...
Just a recap: Bought 4 year old MBP off Craigslist for $500 within a week had almost a completely refreshed laptop for free (minus the time on the phone ~45 minutes and me constantly refreshing the repair status).
This isn’t the first time. Another time I dropped my Pixel and messed up the screen real bad. Pulled out my wife’s old iPhone 7 and used that until I decided which new phone I was going to get. About a week into using the 7 it wouldn’t detect the SIM card. Phone is out of warranty, no apple care, nothing. Book an appointment at the apple store. Show the genius my issue. They offered to provide a loaner (iPhone 6) and send it off to be repaired for free. Within a couple days I get an email that the phone is ready to be picked up. Pick up the phone and depot replaced EVERYTHING minus the metal back on the phone. New logic board, new screen, new battery. Completely refreshed iPhone 7 in 2019.
Just these two events along would make me stick with Apple. Either their customer service is top notch or I’m a really really good talker.
Ps. Still rocking the 15” MBP and the iPhone 7 sits back in a drawer until it’s needed again (I ended up getting a 2020 SE and now a 2022 SE.)
Also, it makes sense that it would cost that much. Most of the product is that luxury display, with an M1 hanging off it. You could probably open up the case, rip out the logic board, and pay less in repairs.
AppleCare+ is pretty fairly priced and generous with their services, and would have made your display repair substantially cheaper, most likely free unless you tell them straight up that you dropped your MacBook or punched the screen.
Have you ever had a refrigerator break? A stove? Have you seen the repair costs for those? Not much difference than the above.
From 2010, "That [Home Appliance] Repair Bill Is Huge, but There Are Reasons":
* https://www.nytimes.com/2010/06/05/your-money/household-budg...
It's cheaper to initially make something because economies of scale in low(er)-wage countries where most of our stuff is built. Repairs are 'artisans' working at high(er) wages (and sometimes parts that need to be ordered and shipped over long distances).
Someone at Foxconn can make "x" devices in an hour in their sleep because that's all they do. A repair technician has to spend an hour tearing something apart and poking around just to figure out what's wrong and only then start fixing it.
If you involve yourself and in a minor automobile collision and damage one of your front headlights on your Lexus with adaptive lighting, your total repair cost for the headlight itself will exceed $1000. A new headlight will require removal the front bumper and calibration of the adaptive sensors, both of which add labor costs. It's not just headlights; if you have lane-keeping technology in your vehicle and this is achieved via a forward facing camera, then a windshield replacement exceeds $1000 as well. If you smash your rear bumper into a mailbox and need to replace the whole bumper, you need your parking sensors re-calibrated. And this is with a maintainable car make like Lexus. For the more ostentatious luxury makes, the costs will be significantly more.
You might think, I'll buy a truck then. But trucks also have windshield-integrated forward-facing cameras, backup/parking sensors, and adaptive headlights. You wouldn't save much versus the Lexus.
Swapping the battery on a Dell laptop takes a few minutes for someone unfamiliar with the process -- unscrew 6 normal screws, swap the battery, replace the cover and screws.
Replacing the battery in a MacBook takes an hour for someone familiar with the process, and several hours for someone unfamiliar. It also requires special tools.
I get your point but my MacBook Pro's screen cracked a few years ago. This happened in India, they quoted $700 (around 55k rupees) for a Mac that cost $1100 (around 90k rupees)
It's sad because I was satisfied by my two previous MacBook Air (non retina / non M1) and I was satisfied by my Mac Mini.
But now the Apple love story at home is done. Now recommending Chromebooks to the 65 years+ around us (where we used to recommend Apple).
In case there's any class action lawsuit in Europe over this new M1 bend-gate I'll be sure to join and donate to the cause.
Typing this from my MIL-SPEC LG Gram, which is an actual proper, sturdy and lighter than any Mac laptop.
This comment is what you reap for screwing people over.