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Re:Iowa insurance market collapse could ground young entrepr... by awareBrah on Friday June 23, 2017 @11:49AM (#14620016)
Obamacare, the proposed trump care, its all a failure.

Get rid of the employer sponsored plans, that makes no sense at all and makes me hesitant to lose my job because my health relies on it? That is simply absurd. Get rid of this. I'm so frustrated with the healthcare here and I don't understand how Washington can't come up with any real solutions

Re:Iowa insurance market collapse could ground young entrepr... by mikeash on Friday June 23, 2017 @11:56AM (#14620077)
The reasons Washington can't come up with real solutions are simple: ideology and money.

A big chunk of Washington firmly believes that socialized medicine is evil, and they will fight it. It doesn't matter what the facts are, it's part of their identity at this point.

For the rest, the desires of insurance companies and similar get in the way. For example, the main, perhaps only reason the ACA didn't include a public option is because Joe Lieberman, Senator from a state where the health insurance industry is huge, refused to vote for a bill that included it and his vote was required for passage.

If lawmakers wanted to fix things, it would be easy: study the systems of other first-world countries and incorporate the things that work best into ours. But "something that works well" is way down on the list of priorities.

Re:Iowa insurance market collapse could ground young entrepr... by pc86 on Friday June 23, 2017 @12:15PM (#14620251)
> study the systems of other first-world countries and incorporate the things that work best into ours

The problem with this line of thought is that the US is orders of magnitude larger, more diverse, and more complex than most European nations. For any single European nation I'd wager at least two of those are the case.

But we have a way to do this already without massive Federal overhauls - allow individual states to do what they want. This means the decisions are made closer to the people, so California can do what California wants while Mississippi can do what Mississippi wants. It also has the side benefit of California not paying for services in Mississippi.

Personally if one of the US states offered non-employer-based, single-payer healthcare I would move there in a heartbeat. If it's as successful as proposed, it would not take very long to most states to offer something similar. At that point, depending on individual implementations, it would be much easier to extend it to the Federal level.

Re:Iowa insurance market collapse could ground young entrepr... by mikeash on Friday June 23, 2017 @01:10PM (#14620801)
Why do size and diversity matter? Size is solved by just doing more of the same. If Germany, say, needs X doctors and Y administrators, then the US needs approximately 4X doctors and 4Y administrators. There are problems which get dramatically more difficult with scale, but I see no reason to think that this is one of them, let alone that a factor of 4 is enough to take it from tractable to intractable.

I can't even figure out how diversity would factor into it. Medical treatment depends very little on people's race or culture. I don't get it at all.

Re:Iowa insurance market collapse could ground young entrepr... by kcorbitt on Friday June 23, 2017 @04:16PM (#14622401)
Diversity definitely makes implementing generous social programs more difficult politically. The average working-class voter in any country will be much more supportive of eg. universal healthcare if he feels like the benefits are going to people with backgrounds similar to his own, just perhaps a bit worse off, as opposed to (implied-minority) "welfare queens" living off the fat of the land. The larger and more diverse a population, the less said everyman will feel like his taxes are actually serving people he knows and trusts.

That said, I do think we're moving in an encouraging direction. The percentage of the developed world that's willing to recognize others from different cultures and backgrounds as part of their own society seems to be growing, ever so slowly and fitfully. There will be years and perhaps even decades feel like regressions, but on average it feels like things are getting better.

Re:Iowa insurance market collapse could ground young entrepr... by mikeash on Saturday June 24, 2017 @02:15PM (#14626722)
I can see how that might make it more politically difficult to pass something, but it wouldn't make it harder to come up with a plan that works. A plan that works and can pass is a harder, but unfortunately I was already in the realm of fantasy the moment I started talking about looking at foreign countries to see what worked for them.
Re:Iowa insurance market collapse could ground young entrepr... by glhaynes on Friday June 23, 2017 @12:44PM (#14620537)
If it's as successful as proposed, it would not take very long to most states to offer something similar.

IMO this isn't clearly true. Lots of states (especially those that currently have the worst health care outcomes) seem far more driven by the ideology that has caused their problems than by this kind of pragmatism. Example 1: the ACA's Medicare expansion.

Hell, it might even work the opposite way: proof that something worked in California could end up as an argument against it. "Candidate x wants to implement the same sort of government health care system that's taken over California. This November, send him a message that we don't do things that way here."

Re:Iowa insurance market collapse could ground young entrepr... by pc86 on Friday June 23, 2017 @12:47PM (#14620569)
That sounds like democracy working. Democracy means as many people as possible get the government they want. This get progressively easier as the government gets more local. Overall people are much happier with local, then state government than the federal government.[0] If the people Mississippi don't want single-payer health care, and the people in California do, I'm in favor of a system that gives both of them what they want.

[0] http://www.people-press.org/2012/04/26/growing-gap-in-favora...

Re:Iowa insurance market collapse could ground young entrepr... by glhaynes on Friday June 23, 2017 @01:00PM (#14620702)
Well, that's some type of democracy having some effect, yeah. But I was taking issue with the specific idea you put forward that good healthcare ideas would likely spread (in today's political environment) through the "laboratories of democracy" that are the states. It sounds good in theory; it's not so good if it doesn't happen in practice and you're poor and sick in Mississippi. You and I can move (and likely would have health care regardless). They mostly can't.

EDIT: also, I think this framing can badly mislead us: "If the people Mississippi don't want single-payer health care, and the people in California do, …". We get a picture in our head of Mississippi residents monolithically not wanting it while Californians monolithically do. In actuality it may be that 49% of Mississippi residents want it and 51% of Californians do. This is of course a broader topic (the benefits and failings of democracy and of various electoral systems) but I do think it's worth being aware when certain ways of phrasing might distort.

EDIT2: I don't at all mean to imply that your framing was intended to mislead; I don't think that at all.

Re:Iowa insurance market collapse could ground young entrepr... by sjg007 on Friday June 23, 2017 @01:28PM (#14620951)
Individual states would need need to pool together to make single payer work (except for maybe California). As Congress regulates interstate commerce already you may as well go single payer.

But this is likely what will happen and we will get there eventually. If you are poor in a lower income red state you will be screwed for 20 years unless you move.

Re:Iowa insurance market collapse could ground young entrepr... by justicezyx on Friday June 23, 2017 @12:27PM (#14620372)
> socialized medicine

When you put this word here, they succeeded. Socilized has a special meaning here, and it's installed through near 5 decades of propaganda (number could be wrong, you get the idea).

WHY pooling the society's resource for health care is "socialized"?!

WHY WHY WHY WHY...

When anyone examine this idea, everything falls apart. WHY? I don't know, and I will surprised anyone knows.

Re:Iowa insurance market collapse could ground young entrepr... by gizmo686 on Friday June 23, 2017 @12:58PM (#14620684)
> WHY pooling the society's resource for health care is "socialized"?!

Because it is pooling some of societies wealth into the government to distribute as a good.

The only difference between this and full socialism is that this does not extend to the entire economy.

Also, keep in mind that a self proclaimed socialist is currently the most popular politician in the US.

Re:Iowa insurance market collapse could ground young entrepr... by mikeash on Friday June 23, 2017 @01:13PM (#14620834)
> WHY pooling the society's resource for health care is "socialized"?!

Because that's what the word means.

Re:Iowa insurance market collapse could ground young entrepr... by humanrebar on Friday June 23, 2017 @12:11PM (#14620218)
> For example, the main, perhaps only reason the ACA didn't include a public option is because Joe Lieberman, Senator from a state where the health insurance industry is huge, refused to vote for a bill that included it and his vote was required for passage.

...there were 40 other senators who were not voting for the ACA. The bill didn't, and still doesn't, have enough popular support. You can't blame one play on a lost game and you can't blame one voter for a lost ballot.

Doubling down on employer provided healthcare with additional mandates didn't help their case.

Re:Iowa insurance market collapse could ground young entrepr... by pc86 on Friday June 23, 2017 @12:18PM (#14620282)
> you can't blame one voter for a lost ballot

You can't do this in popular elections but you can absolutely do it in the legislature where everyone has a different constituency, policy portfolio, campaign contribution history, etc. Lieberman wouldn't vote for a bill with a public option, full stop. The math worked out such that Lieberman was necessary. Ergo, Lieberman killed the public option if there was no other Senator for whom the existence of a public option would have changed their Nay to a Yea. There was not, so you can absolutely lay the lack of a present day public option for health care in the US at his feet.

Re:Iowa insurance market collapse could ground young entrepr... by humanrebar on Friday June 23, 2017 @01:38PM (#14621065)
I think you're letting Congress as a whole off to easy by scapegoating one senator. A more bipartisan bill that included a few Republicans could have been passed instead.
Re:Iowa insurance market collapse could ground young entrepr... by mikeash on Friday June 23, 2017 @01:41PM (#14621089)
No such bill existed. You might as well say that things would have been different if there were leprechaun senators.
Re:Iowa insurance market collapse could ground young entrepr... by dragonwriter on Friday June 23, 2017 @01:41PM (#14621086)
> A more bipartisan bill that included a few Republicans could have been passed instead.

Assumes facts not in evidence, notably that there is any bill oriented to the policy objectives the ACA sought to acheive that Republican Senators would have supported at that time, and (for relevance regarding the responsibility for the absence of a public option in the ACA) that such a bill would include a public option of the type Lieberman opposed.

Re:Iowa insurance market collapse could ground young entrepr... by mikeash on Friday June 23, 2017 @01:07PM (#14620763)
I can and will blame one voter for a lost ballot. Republicans controlled 40 seats. Democrats controlled 58 and had two independents who mostly leaned their way. They needed all 60 of those votes to pass something. Lieberman was one of those independents, and he explicitly threatened to filibuster any bill that included a public option, while the other 59 accepted it.

Republicans were going to vote against the ACA no matter what it contained. That means they had no power over the content of what got passed. Lieberman had huge power over the content.

Re:Iowa insurance market collapse could ground young entrepr... by humanrebar on Friday June 23, 2017 @01:34PM (#14621018)
No faction should force through a marginally popular, sweeping change by the skin of it's teeth.

This is one of the reasons why the Constitution and amendment process exist. The Supreme Court ruled that the passage of the ACA was technically OK (I disagree, but that's moot I guess) but they didn't rule whether it was wise.

I'm saying given the political and practical mess on this issue, it was unwise. I think partisan finger pointing is likewise a bad idea.

Re:Iowa insurance market collapse could ground young entrepr... by mikeash on Friday June 23, 2017 @02:10PM (#14621342)
60% shouldn't be considered "skin of its teeth" and historically wasn't. It only is now because the Senate has become fairly dysfunctional.

I don't see how it's "partisan finger pointing" to explain why the lack of a public option is the responsibility of a single independent senator. It vaguely fits for stating that the 40 Republicans were never going to vote for any form of the ACA, but that's really just a statement of fact.

Re:Iowa insurance market collapse could ground young entrepr... by coldpie on Friday June 23, 2017 @11:51AM (#14620025)
Single payer has been proposed many times and works well in the rest of the first world.

Edit: Don't forget to vote every November.

Re:Iowa insurance market collapse could ground young entrepr... by avs733 on Friday June 23, 2017 @11:56AM (#14620079)
Single payer works well in the US. Despite claims and the continuously driven narrative of government inefficiency and waste, Medicare and Medicaid are easily the most efficient and effective health care options in America.

It would take a one line act of congress...removing the income cap...to make America a defacto single payer state. The only problem is that it would disrupt a huge capitalist market, and our society has judged the protecting markets is more important than protecting people.

Re:Iowa insurance market collapse could ground young entrepr... by creaghpatr on Friday June 23, 2017 @12:07PM (#14620171)
Medicaid and Medicare are heavily subsidized in practice by private insurance covered patients.

Hospitals that have too high of a proportion of Medicare patients get a bonus subsidy from the government to cover up the fact that the coverage alone can't financially sustain the provider.

https://www.cms.gov/Medicare/Medicare-Fee-for-Service-Paymen...

If we implemented single-payer in the form of Medicare as it is now, the healthcare industry would quickly collapse.

Re:Iowa insurance market collapse could ground young entrepr... by chimeracoder on Friday June 23, 2017 @12:15PM (#14620248)
> Medicaid and Medicare are heavily subsidized in practice by private insurance covered patients. If we implemented single-payer in the form of Medicare as it is now, the healthcare industry would quickly collapse.

In addition to everything you said (which is true), Medicare's apparent success is also boosted by the portion of Medicare patients who receive their non-pharmaceutical Medicare benefits through a private insurer.

Original Medicare (which is the part of Medicare that is purely government-run[0]) has dramatically lower ratings for both medical outcomes and patient satisfaction scores[1] than Medicare Advantage, which is privately run. Medicare Advantage also consistently outperforms Original Medicare on cost as well.

Unfortunately, when statistics are cited for Medicare as a whole by laypeople and in mass-media, Original Medicare and Medicare Advantage are lumped together, giving the impression that Original Medicare is much more effective and well-liked than it actually is.

The same applies to Medicaid, but because that's state-run, the exact details vary from state-to-state. Overall, though, nearly ever state has some form of private management for Medicaid plans, and those consistently outperform the state-run counterparts, for reasons which are immediately clear to anybody who's experienced both firsthand.

[0] except for drug benefits under Part D

[1] In 2015, Original Medicare's patient satisfaction scores were lower than the very worst Medicare Advantage provider - they were literally the bottom of the rung.

Re:Iowa insurance market collapse could ground young entrepr... by kaitai on Friday June 23, 2017 @12:16PM (#14620256)
But this is because Medicare reimbursement rates are set by a panel of specialists (I believe there is one internal medicine doc and then every specialty is represented, so getting a stent sure does get reimbursed well while counseling a diabetic about keeping that A1c down or working on the toe of a homeless guy get reimbursed approximately not at all) who don't necessarily care if Medicare is that fair.

Tangentially, note Medicare spends about 3% on overhead, compared to private industry's previous 30%. (There are now caps on overhead expenditures -- trying to keep it to 20% or less.)

Re:Iowa insurance market collapse could ground young entrepr... by chimeracoder on Friday June 23, 2017 @12:30PM (#14620408)
> But this is because Medicare reimbursement rates are set by a panel of specialists... who don't necessarily care if Medicare is that fair.

The problem is that Medicare has no incentive to ensure that their rates are sustainable (without the indirect subsidies that come from private insurers).

Medicare can balance their budget either by increasing their revenue (ie, asking Congress for more money) or by lowering their costs (ie, cutting reimbursements). They have no mandate to ensure that their reimbursements cover the marginal costs of care (and as a result, they don't). On top of that, private insurers are guaranteed by law to pay more than Medicare does, so they can set their reimbursement rates as low as they want.

This is also why the best providers almost never accept Medicare - or, if they do, they do it through a separate practice from their main one. Accepting Medicare means that you're likely going to run a loss on those patients (unless you're operating out of a CAH). So, the best doctors either segregate their Medicare patients into a separate practice (which allows them to manage their losses by capping the number of Medicare patients they see, but also dramatically reduces doctor availability from the patients' perspective), or they just drop Medicare altogether.

Re:Iowa insurance market collapse could ground young entrepr... by DanBC on Friday June 23, 2017 @12:39PM (#14620490)
The US government spends more on health care than some other G7 nations, not including private insurance.

http://visual.ons.gov.uk/how-does-uk-healthcare-spending-com...

If you include both government spending and private insurance the US leads the G7 in spending on healthcare (but doesn't seem to get results that match the massive spending); if you only include government spending the US pays more than Canada, the UK, Italy, and the OECD average. It pays about the same as (a bit less than) France.

> If we implemented single-payer in the form of Medicare as it is now, the healthcare industry would quickly collapse.

This is because of the pisspoor state of US healthcare that insists on huge amounts of over testing, over diagnosis, and over treatment - causing excess harm at every step.

Re:Iowa insurance market collapse could ground young entrepr... by kaitai on Friday June 23, 2017 @01:35PM (#14621037)
To amplify your last statement, I recently had a kid. It was a low-risk pregnancy and in the end a fast and boring birth -- could have had the kid in a clean barn with some qualified attendants, in the end. But to get this boring, normalish (breech) birth I had to spend some hours researching providers and my insurance options to work with someone who practices low-intervention, evidence-based medicine -- and I had to drive to another state to work with this guy. Everyone within 40 miles wanted to throw a lot of resources and a C-section at me -- for no mortality or morbidity benefit that persists after about 10 minutes. (Breech babies born the old-fashioned way generally have low 1-minute Apgar scores.) I saved my insurance company a ton of money, I have to say.

The whole experience of pregnancy was an experience of reading the medical literature and then trying to evade the "care" of obstetricians in the standard US care model. I'm glad we have the facilities to deal with all the complications that arise, but we don't have to use them just because they're there when they're not appropriate care.

Re:Iowa insurance market collapse could ground young entrepr... by avs733 on Friday June 23, 2017 @12:15PM (#14620252)
I agree my comment was an oversimplification but I think it is fairer to say that "the health care industry as we know it would change"

I think you are unlikely to see immedaite adoption but over time you would have many other/new/different problems to address just as we have many problems now. It is worth mentioning that it would like cause significant employment reductions in the non-governmental insurance providers which are not without an impact.

But for starters, both medicare and medicaid are effectively a concentration of very high risk/high cost customer pools (the elderly and the low income). Opening it up would likely positively impact that cost calculation as well

Re:Iowa insurance market collapse could ground young entrepr... by mbesto on Friday June 23, 2017 @12:20PM (#14620298)
It's a valid solution that will never happen. Why?

https://www.google.com/finance?q=NYSE%3AUNH&fstype=ii&ei=QD1... $184B in revenue and 230k jobs gets eliminated

https://www.google.com/finance?q=NYSE%3AAET&fstype=ii&ei=Zj1... $63B in revenue and 49.5k jobs get eliminated

https://www.google.com/finance?q=NYSE%3AANTM&fstype=ii&ei=yj... $84B in revenue and 53k jobs get eliminated

https://www.google.com/finance?q=NYSE%3AHUM&fstype=ii&ei=7j1... $54B in revenue and 51k jobs get eliminated

That's just 4 companies that total $385B and 383,500 jobs. More broadly, healthcare spending is about 20% of the US's GDP.

Re:Iowa insurance market collapse could ground young entrepr... by shard972 on Friday June 23, 2017 @11:56AM (#14620080)
What about drug R&D in those countries?

For all the issues of the US healthcare system, one thing it has going for it is most of the new developments in medicine comes from the US.

Re:Iowa insurance market collapse could ground young entrepr... by toomuchtodo on Friday June 23, 2017 @11:57AM (#14620091)
Great for pharma stockholders, terrible for American citizens.

Let's stop subsidizing drug R&D for the world on the backs of US citizens who are being squeezed to death by Washington and a for profit healthcare system.

Re:Iowa insurance market collapse could ground young entrepr... by Pulcinella on Friday June 23, 2017 @12:02PM (#14620129)
Hell, how much of the money is spent on marketing, not actual R&D? It seems like there is a lot of Hollywood accounting in pharma.
Re:Iowa insurance market collapse could ground young entrepr... by DanBC on Friday June 23, 2017 @01:28PM (#14620956)
Only $5 billion a year.

https://www.statnews.com/2016/03/09/drug-industry-advertisin...

> Ad spending soared more than 60 percent in the last four years, hitting $5.2 billion last year.

> And there’s no sign it’s slowing. On the contrary: Nine prescription drugs are on pace to break $100 million worth of TV ad time this year.

Re:Iowa insurance market collapse could ground young entrepr... by shard972 on Friday June 23, 2017 @12:01PM (#14620119)
That's a fair argument but I'm more interested in how much R&D happens under single payer systems.
Re:Iowa insurance market collapse could ground young entrepr... by toomuchtodo on Friday June 23, 2017 @12:05PM (#14620150)
Does the NIH and NSF not provide a pipeline for drug research in the US?

Did you know the CEO of Mylan, the company that makes epipens made $98 million last year? Is that reasonable?

http://money.cnn.com/2017/05/31/investing/epipen-mylan-chair...

Re:Iowa insurance market collapse could ground young entrepr... by pc86 on Friday June 23, 2017 @12:24PM (#14620340)
Well the board felt it was reasonable, and I'd expect the board of a publicly traded company to know more about its finances than me.

The question was about how much R&D happens in single-payer counties, not how much one particular CEO made. I am a proponent of single-payer health care in the US but responding to unrelated, valid questions with, "yeah, but this one person made a lot of money and that makes me mad!" is ridiculous.

Re:Iowa insurance market collapse could ground young entrepr... by toomuchtodo on Friday June 23, 2017 @12:31PM (#14620424)
That CEO only made that amount because of FDA regulations related to the manufacture of generics, as well as her family connections.

http://amp.timeinc.net/time/money/4502891/epipen-pricing-sca...

My point is that the entire for profit healthcare system in the US is broken, and it's time to burn it to the ground.

Re:Iowa insurance market collapse could ground young entrepr... by pc86 on Friday June 23, 2017 @12:45PM (#14620544)
> responding to unrelated, valid questions with, "yeah, but this one person made a lot of money and that makes me mad!" is ridiculous.
Re:Iowa insurance market collapse could ground young entrepr... by toomuchtodo on Friday June 23, 2017 @01:05PM (#14620742)
Waste is waste, and must be eliminated from the system with extreme prejudice.

Excessive profits are waste.

Re:Iowa insurance market collapse could ground young entrepr... by theseatoms on Friday June 23, 2017 @12:11PM (#14620219)
Reminds me of a good SSC post.

> The problem with the pharmaceutical industry isn’t that they’re unregulated just like chairs and mugs. The problem with the pharmaceutical industry is that they’re part of a highly-regulated cronyist system that works completely differently from chairs and mugs.

http://slatestarcodex.com/2016/08/29/reverse-voxsplaining-dr...

Re:Iowa insurance market collapse could ground young entrepr... by chimeracoder on Friday June 23, 2017 @12:21PM (#14620305)
> That's a fair argument but I'm more interested in how much R&D happens under single payer systems.

Half of all medical and pharmaceutical research in the world is directly funded by the US. That number doesn't include indirect funding which takes place as well - for example, pharmaceutical companies that are based in Europe (such as Astra Zeneca) often receive the funding for their research from the US, and use additional indirect funding methods to essentially subsidize their research that takes place outside the research with the money they make in the US.

The US's market share of medical research has dropped a bit in recent years, but not because countries with single-payer systems are picking up the pace - it's because the research industries in China and India have grown incredibly fast in the last five years.

Re:Iowa insurance market collapse could ground young entrepr... by ceejayoz on Friday June 23, 2017 @12:21PM (#14620309)
GSK is British. Novartis is Swiss. Roche is Swiss. Bayer is German. In short: plenty.
Re:Iowa insurance market collapse could ground young entrepr... by antisthenes on Friday June 23, 2017 @02:19PM (#14621405)
What about it? What R&D has been done, for example, in the past few decades for routine doctor exams and to combat obesity?

Outside of niche drugs for rare diseases, what has R&D done to reduce costs?

Re:Iowa insurance market collapse could ground young entrepr... by brianwawok on Friday June 23, 2017 @12:01PM (#14620123)
Sure but why do i as a American consumer subsidize drug invention for England or India?

If the goverment wants to pay for R and D awesome. Dont put it on my bill to see the doctor.

Re:Iowa insurance market collapse could ground young entrepr... by DanBC on Friday June 23, 2017 @01:25PM (#14620932)
> Sure but why do i as a American consumer subsidize drug invention for England or India?

You don't. You subsidize the massive advertising budgets of the companies in the US.

Re:Iowa insurance market collapse could ground young entrepr... by brianwawok on Sunday June 25, 2017 @11:24AM (#14630410)
Drug advertising -> Drug Sales -> Drug Profits -> Profit for Drug Company -> More R&D For Next Drug

If all drug advertising went to 0, it would not significantly impact drug prices in the US. It might in fact increase prices as there would be less users per drug. (Which of course may be a better result for society, but I digress)

Re:Iowa insurance market collapse could ground young entrepr... by ClassyJacket on Friday June 23, 2017 @11:56AM (#14620076)
It works so well in Australia that entire elections are basically predicated on who will protect it the best.
Re:Iowa insurance market collapse could ground young entrepr... by GiorgioG on Friday June 23, 2017 @12:04PM (#14620146)
It's easy to understand - the rich continue to get richer because that's how politicians stay in power. As a father of a chronically-ill 5 year old I can't tell you how frustrating it is. Should I change jobs? Depends on the healthcare plans they offer. What do I do if I lose my job? COBRA adds insult to injury.

How will he take care of himself when he gets out of college (assuming he goes of course)? Will it consume half of his paycheck?

Through me, my son will have citizenship in France...maybe it's time to teach him French and consider steering him to moving to France when he's done with school.

We need to shift the conversation away from single-payer, insurance, etc and focus on either: universal healthcare or strict price controls. Until these options are shoved down the throats of our politicians, they're going to keep distracting us with b.s. 'solutions' like the ACA, its "replacement", etc.

Re:Iowa insurance market collapse could ground young entrepr... by sjg007 on Friday June 23, 2017 @11:55AM (#14620070)
The issue is that the left wants single payer and the right wants tax cuts. Then there is the insurance lobby.

Premiums increases can be mitigated by reinsurance. The ultimate payer of that should be the Feds (as it is with almost all catastrophic cases e.g floods/earthquakes/landslides).