No, it is not troubling, it is realistic for a service with high expectations and reliability expected, on tight schedules/resources

My mortgage was with a bank that had a website but no app and I was happy, and then they merged with another bank and only had an app and no website and I was not at all happy (but the bank they merged with also had their own mortgage product with both app and website and I do not know why they didn't migrate to using that platform). I swiftly moved to a bank that incidentally had a lower interest and both a competent app and website, and I noted to the previous merged bank that the reason I was leaving is that they did not accommodate me. Whether that feedback was heard, I'm unsure.

Hopping banks is easy for just savings, but a lot of work and inconvenience for your standard payment accounts, and that's ignoring additional services like mortgages and insurance.

Vote with your vote for politicians for common sense regulations that favor the consumer at the expense of everything else.

The solution is not voting with your wallet, but either leveraging the DMA or drafting new laws that counter this.

Either Google should be forced to approve secure alternatives like GrapheneOS or companies should be required to also implement AOSP attestation. Or alternatively, remote attestation should be banned completely, but I can understand the argument that it serves some legitimate uses.

That's not good enough, you also need to convince regular people to do the same. Your vote alone will not achieve anything.

[1]: https://www.acm.nl/en/publications/acm-savings-rates-lag-beh...

It is also just very hard in practice. A lot of people have their mortgages, savings that are locked for years, etc. at a bank. Also, switching a bank also impacts other family members if you have shared accounts, etc.

In this particular case it's also not fully clear yet whether Wero is starting to enforce this. If that happens to be the case, it's only a matter of time before other banks also start requiring Play Integrity for Wero transactions.

0: https://www.rabobank.nl/particulieren/beleggen/rabo-beheerd-...

I've completed my transfer this year. I am waiting a few more months to close my Dutch bank account (with the parent company of ASN). Good riddance.

It most likely won't, because people want the security that cards offer when they order online. Wero could be good or even great for other things, but not for making online purchases from another country.

What Wero will do, is allow a German citizen to order stuff in a German shop, and an Italian citizen to order stuff in an Italian shop first and foremost. After that, it will allow them to pay for stuff on Vinted (people already buy second hand clothes across borders this way!) or Steam.

It will also make buying stuff in different European countries easier, but that is only a tiny percentage. The winners here are citizens being able to shop around further, and shops with dedicated national versions of their store to sell stuff easily to citizens in whichever country they decide to port their shop to (in addition to simply serving those who are fine with their shop in English or another language).

If you only know credit cards, you won't see the benefit, but Europe is predominantly a place of debit cards and local payment methods.

> It will also make buying stuff in different European countries easier, but that is only a tiny percentage.

Why and how? It's already extremely easy and online shopping is mature and accessible across borders.

> If you only know credit cards, you won't see the benefit, but Europe is predominantly a place of debit cards and local payment methods.

Debit cards have exactly the same advantages as credit cards. Most importantly purchase protection, which bank transfers don't have.