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Re:Low unemployment isn’t worth much if the jobs barely pay by jkoudys on Sunday January 12, 2020 @11:04AM (#22026898)
America has a weird sense of superiority about its lower unemployment numbers vs Canada. The difference is the US, you basically need a job, or else you're one broken ankle, complex childbirth, or infected hangnail away from complete financial ruin. People being able to take extra time to find the right job is a good thing for the economy. Better than being driven by an abject fear of not having a job.
Re:Low unemployment isn’t worth much if the jobs barely pay by bobbydroptables on Sunday January 12, 2020 @12:52PM (#22027745)
>America has a weird sense of superiority about its lower unemployment numbers vs Canada.

I've literally never heard anyone in America discuss Canada's unemployment numbers in any context whatsoever. I think your premise may be off.

Canada is also pretty tiny (smaller than California; much smaller GDP than California) so I'm not sure why we would care.

Re:Low unemployment isn’t worth much if the jobs barely pay by sdinsn on Sunday January 12, 2020 @05:12PM (#22029904)
He is saying that people in Canada are less concerned about Canada's unemployment numbers than people in America are concerned about America's unemployment numbers.
Re:Low unemployment isn’t worth much if the jobs barely pay by bobbydroptables on Monday January 13, 2020 @08:15AM (#22034140)
If that were the case then the word superiority does not belong in that sentence. No average American has enough thoughts about Canada to have feelings of superiority about our economic statistics.
Re:Low unemployment isn’t worth much if the jobs barely pay by jkoudys on Sunday January 12, 2020 @02:08PM (#22028410)
Usually it's in the political context, as a cautionary tale about why you shouldn't fund healthcare/social programs/etc.
Re:Low unemployment isn’t worth much if the jobs barely pay by bobbydroptables on Sunday January 12, 2020 @03:02PM (#22028828)
I wouldn't describe politicians trying to score cheap political points as "America" having a weird complex. I can promise you the average American does not have any thoughts whatsoever regarding Canada. It's not even on our radar.
Re:Low unemployment isn’t worth much if the jobs barely pay by dang on Sunday January 12, 2020 @01:01PM (#22027814)
> America has a weird sense of superiority

Please keep nationalistic flamebait off this site. It leads to nationalistic flamewars, which we seriously don't want here.

https://news.ycombinator.com/newsguidelines.html

Re:Low unemployment isn’t worth much if the jobs barely pay by dcolkitt on Sunday January 12, 2020 @11:14AM (#22026986)
Your hypothesis does not hold up to the data. The unemployed in Canada experience the same penalty in life satisfaction as the unemployed in the United States:

> On average, the unemployed experience lower life satisfaction than the employed by about 0.3 standard deviations in Canada and the United States, by 0.32 standard deviations in the United Kingdom and by 0.47 standard deviations in Germany.[1]

Your claims relies on the assumption that unemployment in Canada is more tolerable than unemployment in the US. Yet large-scale surveys do not reflect that for the average jobseeker.

Therefore we can conclude that higher unemployment in Canada vis-a-vis the US is almost certainly driven by a lower supply of jobs, rather than as you posit a lower demand for employment. The same also holds true for the major Western European economies surveyed.

[1] https://www150.statcan.gc.ca/n1/pub/11f0019m/11f0019m2018408...

Re:Low unemployment isn’t worth much if the jobs barely pay by endothrowho333 on Sunday January 12, 2020 @11:54AM (#22027311)
> Your hypothesis does not hold up to the data.

Your data is not relevant to the hypothesis. The surveys were conducted in different time-frames (Canada: 2009-2014, USA 2005-2010), which I shouldn't need to tell anyone why that dataset is not useful for rigorous comparison, but I will anyway: one surveys people who were just recently hit by a recession and tracks them throughout the economy's recovery; while the other surveys people who recently experienced massive economic growth (exuberance) and tracks them throughout their economy crashing. Both, Canda's and the USA's, economies were intertwined during the 2007-2009 financial crisis, and this should be accounted for -- but it isn't.

Furthermore, the data DOES hold up to the GP's assertion: that as the unemployment rate goes up, the gap in life satisfaction between employed and unemployed approaches zero (chart 2). That is, 20% nationwide unemployment, unemployed and employed Canadians have the same life satisfaction (chart 1).

Lastly, this is social sciences. We cannot conclude anything from the data without experimentation. At best, this data is observational reason to pursue deeper inquiry, at worst it's idealogical fodder to drive other people's agends by lying with statistics. Everyone does it. Statistics don't really mean anything on their own, and lay-people give them too much weight!

Re:Low unemployment isn’t worth much if the jobs barely pay by DubiousPusher on Sunday January 12, 2020 @12:40PM (#22027633)
Not to mention that people's personal moods do not necessarily reflect the quality of their material position.
[dead]
Re:Low unemployment isn’t worth much if the jobs barely pay by endothrowho333 on Sunday January 12, 2020 @12:33PM (#22027572)
It's not that you can't conclude anything from data, it's just that the things you can conclude from data are limited to only two "scientifically-sound" conclusions:

>1). There is a relationship in your data

>2). There isn't a relationship in your data

From there, you can then setup further experiments to better understand why there is or isn't a relationship -- and perhaps find the opposite is true!

It's the same reason you don't assume a theory is "true;" you don't conclude "that higher unemployment in Canada vis-a-vis the US is almost certainly driven by a lower supply of jobs, rather than as you posit a lower demand for employment" (GGP), because that's bad science!

What the GGP did is create an inference -- one based on misread data and faulty assumptions about scientific methods -- and expressed it as de facto. Now, in order for his inference to have weight, he must either support it with further evidence (DIY meta-analysis) or carry out some other type of experiment to test said inference.

Here's a very brief primer: https://socialresearchmethods.net/kb/concval.php

Re:Low unemployment isn’t worth much if the jobs barely pay by DubiousPusher on Sunday January 12, 2020 @12:49PM (#22027716)
A very good example of this is how long it took scientists to be comfortable with positively saying that tobacco use caused lung cancer in people. (A fact tobacco companies greatly leveraged in their defense.)

Huge surveys long showed a correlation between smokers and increased incidence of cancer. But it took decades of research to rule out confounding factors. For example, it may have been the case that industrial work was causing the cancer and industrial workers just happened to be more likely to be smokers.

There is one tool that really nails causation fairly quickly which is a double blind controlled experiment. But usually in social science it's very hard to or even immoral to conduct such experiments.

For example, assigning babies at random to be smokers or not for some period would be pretty hard to carry out and certainly be immoral if you thought the smoking may lead to cancer.

Re:Low unemployment isn’t worth much if the jobs barely pay by bigcohoneypot on Sunday January 12, 2020 @02:58PM (#22028794)
You don't think this is an example where industry threw shade and we could have concluded this much earlier?
Re:Low unemployment isn’t worth much if the jobs barely pay by DubiousPusher on Sunday January 12, 2020 @08:03PM (#22031010)
Genuinely no. Mostly I think the industry failed to corrupt the scientific process. Their attempts to do so were nakedly transparent. And they absolutely preyed upon the fact that real quality scientists were reluctant to definitively say the link was causal because they were being diligent about the fact that there was a preponderance of evidence that was correlative.

They succeeded in corrupting the political process though. I don't think you should need 100% scientific certainty to begin regulatory action. Maybe 80% or 90% of the way is good enough. The industry succeeded in requiring 150% certainty before a public health response could begin.

Re:Low unemployment isn’t worth much if the jobs barely pay by bigcohoneypot on Sunday January 12, 2020 @02:41PM (#22028673)
Sorry for being so dumb. Your answer just confused me. Is this standard for data something that is unique to social science? Or is this the same standard?
Re:Low unemployment isn’t worth much if the jobs barely pay by endothrowho333 on Sunday January 12, 2020 @04:24PM (#22029527)
See dmwallin's sibling comment for more info.

It's standard for all data, but must be enforced more strictly in social sciences where controlling for all variables (let alone knowing what they all are!) is impossible, and your correlations are more likely to be pure chance.

See: reproducibility crisis in social sciences

Re:Low unemployment isn’t worth much if the jobs barely pay by kolbe on Sunday January 12, 2020 @12:50PM (#22027728)
What would you say is better: him using an imperfect study, or you just expressing your opinion?
Re:Low unemployment isn’t worth much if the jobs barely pay by endothrowho333 on Sunday January 12, 2020 @01:00PM (#22027811)
Full disclosure: I am affiliated with myself, and represent the views of me, myself, and I. I am very biased.

Me expressing my opinion, but I don't like either. So I try to steer away from expressing "my opinion," and sticking to only things that have a high probability of being true, which in this case, is the GGGP using an imperfect study incorrectly.

Re:Low unemployment isn’t worth much if the jobs barely pay by dmwallin on Sunday January 12, 2020 @12:37PM (#22027615)
It’s the equivalent of running an experiment and then looking for correlations. The likelihood of it being chance is drastically increased. There’s an important reason why you are supposed to come up with your hypothesis before. Social science has the issue that theres lots of data to review ex post facto and it’s hard to run rigorous experiments. This means you need extra rigor to avoid spurious correlations.
Re:Low unemployment isn’t worth much if the jobs barely pay by ramphastidae on Sunday January 12, 2020 @11:46AM (#22027253)
Your comment seems unnecessarily dismissive and misses the point.

The parent argues that Americans disproportionately boast about their unemployment figures compared to Canadians despite US unemployment carrying an exponentially greater risk of causing financial ruin due to medical expenses.

You dismissed his comment outright by citing that self-reported stress levels of unemployed Canadians and Americans are about the same, although this is at best tangentially related.

Re:Low unemployment isn’t worth much if the jobs barely pay by DoreenMichele on Sunday January 12, 2020 @11:55AM (#22027316)
I'm guessing your data is comparing satisfaction of employed (nationality) to unemployed (same nationality).

If so, all it says is that unemployment sucks and fails to really compare across borders. I've seen some stuff that indicates American parents are some of the most stressed out and dissatisfied parents on the planet due to our lack of family-friendly policies, including but not limited to our sucky healthcare policies.

Re:Low unemployment isn’t worth much if the jobs barely pay by HenryKissinger on Sunday January 12, 2020 @11:18AM (#22027017)
Health care is not tied to employment in Canada, for one.
Re:Low unemployment isn’t worth much if the jobs barely pay by CivBase on Sunday January 12, 2020 @11:25AM (#22027080)
Heath insurance is a benefit offered by some US employers as an alternative form of compensation. Employers get discounted rates because of how many customers they bring to the insurer and they pocket some of those savings while passing the rest on to the employees.

You can get health insurance without having a job. It's expensive, but it's not like it's cheap through employers. Just cheaper.

Health care - at least, treatment for life-threatening emergencies - is a right protected by the Emergency Medical Treatment and Active Labor Act in the US.

Re:Low unemployment isn’t worth much if the jobs barely pay by behringer on Sunday January 12, 2020 @11:39AM (#22027197)
You can't get treatment for life-threatening "conditions". You can only get treatment for life-threatening "emergencies". You got a tumor? Good fucking luck. You got a seizure because of your tumor? Come on in and we'll make sure to send you an absurd bill later.
Re:Low unemployment isn’t worth much if the jobs barely pay by jkoudys on Sunday January 12, 2020 @12:37PM (#22027617)
Yep. And I don't see it being fixed in the US, because the anti-single-payer crowd erroneously believes that US healthcare exists under a "free market". In truth, the budget per capita for healthcare in the states is actually _higher_ than in Canada. So Americans pay more for a lot less.

It turns out a few turn-your-head-and-coughs in your 30s is a way better deal than waiting for it to become a trip to the ER in your 50s.

Re:Low unemployment isn’t worth much if the jobs barely pay by Nuzzerino on Sunday January 12, 2020 @12:14PM (#22027444)
From a profit standpoint, the health industry (providers, not payers) have every incentive to delay care for chronic conditions until they can't get away with not doing it. Once a patient is sick enough, more resources and justification tends to be thrown against the insurers to pressure them to pay up, no matter the cost. One might recall Michael Moore's infamous protests for a dramatic example of this.
Re:Low unemployment isn’t worth much if the jobs barely pay by jandrewrogers on Sunday January 12, 2020 @12:07PM (#22027393)
I know multiple poor people that had their cancers cured without cost to themselves, no "emergency" required. The reality isn't as bleak as you are making it.

The US has the highest cancer survival rate in the world, which would not be possible if poorer populations were not having their cancers proactively treated.

Re:Low unemployment isn’t worth much if the jobs barely pay by DoreenMichele on Sunday January 12, 2020 @12:12PM (#22027429)
On the one hand, good for them and it would be nice if you elucidated whatever you know about how they pulled this off.

On the other hand, it's basically dismissive of a very real problem here. I read a lot about homelessness. I've seen far too many people indicate they are homeless in part because they have cancer and it's ruining them financially.

America is hardly some utopia where we take wonderful care of all our people, regardless of ability to pay.

Re:Low unemployment isn’t worth much if the jobs barely pay by ReallyAnonymous on Sunday January 12, 2020 @01:07PM (#22027868)
General surgeon in the South here. What I've seen is that uninsured individuals will prolong going to the doctor for symptoms because of cost and that sometimes costs them their lives because of the advanced presentation of their disease. On the other hand, once you get diagnosed with cancer in South Carolina, you automatically qualify for Medicaid so that you receive some treatment.

This way, you die with treatment and our system does not seem cruel. Even advanced, expensive chemotherapy is paid for, sometimes exceeding hundreds of thousands of dollars.

The Affordable Care Act provides subsidies for health insurance based on income, not assets. If you're diagnosed with cancer and lose your job (because chemo is tough), and have assets, pay the Cobra until next sign up period. Sell all assets and invest to make about $20-$30k a year. Your premiums will be low and you'll have access to quality care. Move near large academic institutions because they do medicaid / bad insurance care. This way you minimally touch assets.

Rich people hate the Affordable Care Act because they don't get subsidies on premiums, which are about $3500 / month for a family now, and they have to pay 4.8% Medicare tax on all income over $250k . So, in essence, someone that makes $1m a year pays $78k/year in health care costs.

Lastly, I take care of a Pizza Hut delivery person who gets his insurance through the Affordable Care Act and only pays $40 / month for it, because of the subsidies.

Re:Low unemployment isn’t worth much if the jobs barely pay by DoreenMichele on Sunday January 12, 2020 @01:30PM (#22028064)
Thank you.

Just for clarity's sake:

Medicare is a health insurance program for all citizens of U.S. whereas Medicaid is health coverage for low income group and people with disabilities.

Medicare is federal-supported program and Medicaid is a joint program by the state and the federal government. As such the eligibility and coverage for Medicaid vary from state to state.

https://www.differencebetween.com/difference-between-medicar...

Re:Low unemployment isn’t worth much if the jobs barely pay by ar0 on Sunday January 12, 2020 @12:41PM (#22027649)
> The US has the highest cancer survival rate in the world

The US isn’t bad in that respect, but according to Wikipedia, this statement isn’t even true for the subset of countries on their list: https://en.m.wikipedia.org/wiki/List_of_countries_by_quality...

Re:Low unemployment isn’t worth much if the jobs barely pay by jandrewrogers on Sunday January 12, 2020 @01:28PM (#22028045)
That only looks at three cancers. The oncology literature tracks survival rates across all cancer incidence, in which the US consistently comes out on top. Only a few other countries, such as Switzerland, are close.

It is attributable almost entirely to more aggressive (and expensive) diagnostics combined with many new cancer therapies being available in the US years before they trickle down to the rest of the world.

Re:Low unemployment isn’t worth much if the jobs barely pay by chinesempire on Sunday January 12, 2020 @01:03PM (#22027825)
> The US has the highest cancer survival rate in the world

No it doesn't.

But even if it was true (and it isn't) you should also specify which type of cancer.

No country gets every type of cancer better than any other.

For example if we consider stomach cancer, South Korea is on top with 57.90% survival rate, USA is 30 points lower at 29.10%

> which would not be possible if poorer populations were not having their cancers proactively treated

It wouldn't also be possible if rich people couldn't get the same treatments other countries have developed by traveling abroad or having them for cheap in Mexico, Bolivia, Venezuela.

But to put it in another way: take breast cancer, where USA leads the charts with 88.87% survival rate.

According to the sources "About 1 in 8 U.S. women (about 12%) will develop invasive breast cancer over the course of her lifetime."

In Italy, where I come from, we measure breast cancer as patients over 100,000 women, not in %.

"Breast cancer is the leading tumor among women in Italy ... The incidence per age group was estimated to exceed 100 new cases every 100,000 women ≥ 40 years of age"

100 over 100,000 is one in a thousands or 0,1%, which is 120 times better than U.S. 12%.

It means that every 120 women that develop breast cancer in USA there is only one Italian woman in the same condition.

That's what really an universal health care system make possible: to not develop the diseases.

Re:Low unemployment isn’t worth much if the jobs barely pay by jandrewrogers on Sunday January 12, 2020 @01:56PM (#22028298)
You are cherrypicking, and conflating incidence (demographics) with survival rates (medical outcomes). The survival rate across all cancers in the US is around 70%. In the UK (since I work there and have the number handy), it is around 55%, which is a significant improvement for the UK in recent years.

Cancer incidence rates are primarily the product of genetics and environment, which is why it varies across countries. It has little to do with access to healthcare. Stanford hospital has given state-of-the-art treatment for both liver and stomach cancer for free to poor members of my family.

Re:Low unemployment isn’t worth much if the jobs barely pay by chinesempire on Sunday January 12, 2020 @06:21PM (#22030449)
> Cancer incidence rates are primarily the product of genetics and environment

I'm sorry, but that's not how it works.

For example only 1 in 4 breast cancers are attributed globally to risk factors (i.e genetics or environment)? [1]

Since you're bringing it up, I know a things or two about cancer, my father worked in health care, in pulmonary oncology, my mother worked in health care too, in infective diseases, most of my family is tied to Italian public health care, my aunts and uncles worked for it, our family best friends worked there, one of their children and one of my best friends is now a geneticist and is researching rare disease (some types of cancers among the others).

If it was simply about environment and genetics, looking at the numbers, one would assume that in Africa or India they have a very resilient genetic pool and the best environment in the World and in USA they've got some serious problem [2] [3].

Of course that's not the entire story, in those places people don't develop cancer because they die for many other (curable) diseases before cancer gets them.

So what makes survival rates so high in the US?

Well, this Forbes article [4] explains it quite well: overtreating.

But at what price? (not talking about raw monetary value here)

Cancer insurgence is tightly related to aging [5], I've brought up the example of Italy because it's the second oldest population in the World on average after Japan.

And we know that the best cure for cancer is (still) avoiding it.

We have a system here that tries to prevent cancer: women are called in for regular check ups for a number of diseases (including breast cancer), men are checked regularly for prostatic cancer when they are 40 or older and its for free.

Companies, by law, have to send their employees to regular check ups every five years.

I have high blood pressure, I have to attend mandatory check ups every year, because I am more at risk than the others.

It's all paid by the Company.

Would you prefer to develop breast cancer and have a 90% chance of survival or not develop it at all?

Breast cancer is by far the most common type of cancer for women [6] and it has high levels of survival rates in all the western World [7].

What's particularly controversial about the way US counts average survival rates is that they also count breast cancer in situ, which is not a try cancer, but it's used to inflate breast cancer statistics [8]

One statistics is particularly interesting, despite the fact that since the 90s sales of cigarettes per adult per day dropped dramatically and are among the lowest in the west [9] the share of cancer deaths attributed to tobacco is still pretty (alarmingly) high [10].

What's really important in cancer prevention and cure is that globally the chances of going back to an average life expectancy is rising, not only the survival rate after 5 years. In Italy 25% of cancer patients can expect to go back to a normal life, I haven't found the numbers relative to USA.

[1] https://ourworldindata.org/grapher/share-of-cancer-deaths-at...

[2] https://ourworldindata.org/grapher/share-of-population-with-...

[3] https://ourworldindata.org/grapher/cancer-death-rates?tab=ma...

[4] https://www.forbes.com/sites/quora/2017/06/13/why-the-us-has...

[5] https://ourworldindata.org/grapher/share-of-population-with-...

[6] https://ourworldindata.org/grapher/share-of-population-with-...

[7] https://ourworldindata.org/grapher/five-year-survival-rates-...

[8] https://en.wikipedia.org/wiki/List_of_cancer_mortality_rates...

[9] https://ourworldindata.org/grapher/sales-of-cigarettes-per-a...

[10] https://ourworldindata.org/grapher/share-of-cancer-deaths-at...

Re:Low unemployment isn’t worth much if the jobs barely pay by CivBase on Sunday January 12, 2020 @11:47AM (#22027261)
I was trying to find a word that covered "illness" and "injury", but you're right. I've edited my post with the fix.
Re:Low unemployment isn’t worth much if the jobs barely pay by vertex-four on Sunday January 12, 2020 @11:32AM (#22027144)
Try getting healthcare in the US without health insurance, and try affording health insurance when you don't have good enough work. Yeah... thought so.

You edited your post to add a line about emergency healthcare being a legal obligation of hospitals - we both know that emergency healthcare (i.e. "I am literally dying right this second") is not the total of necessary healthcare for many people. I invite you to try surviving very long as a diabetic when the only treatment option is to go to A&E when you are literally dying.

Re:Low unemployment isn’t worth much if the jobs barely pay by docbrown on Sunday January 12, 2020 @11:45AM (#22027245)
I understand your point but you’re also attempting to portray that low income folks have no chance at obtaining health insurance. Thankfully Medicare and Medicaid coverage gives health insurance to millions of people. 63 million to be exact were enrolled through some form of Medicaid in October 2019 (Center for Medicare, 2019)[1]. Another 10 million or so people are eligible for Medicare (prior to age 65) due to a disability.

[1] https://www.medicaid.gov/medicaid/program-information/medica...

Re:Low unemployment isn’t worth much if the jobs barely pay by vertex-four on Sunday January 12, 2020 @03:56PM (#22029274)
The problem is there's a gap between having low enough income (and being able to jump through enough hoops) to qualify for Medicaid and having a good enough job to be able to afford adequate health insurance to receive healthcare in anything but an emergency.
Re:Low unemployment isn’t worth much if the jobs barely pay by CivBase on Sunday January 12, 2020 @11:53AM (#22027300)
> Try getting healthcare in the US without health insurance, and try affording health insurance when you don't have good enough work.

I'm not offering an opinion here. I just think the distinction between health care and insurance is important.

The original post I was responding to implies to some that you need a job to receive treatment. It also conversely implies that having a job means you can get treatment. I've actually talked to people outside the US who think that because of how our discussions are often worded.

> You edited your post to add a line about emergency healthcare being a legal obligation of hospitals

I'm sorry. I often think of things to add to my post right after submitting. I was editing it before I saw your response.

> we both know that emergency healthcare (i.e. "I am literally dying right this second") is not the total of necessary healthcare for many people.

I agree, which is why I specified that the right only extends to life-threatening emergencies.

Re:Low unemployment isn’t worth much if the jobs barely pay by eropple on Sunday January 12, 2020 @12:35PM (#22027595)
If you're not offering an opinion through the kind of hair-splitting that elides the immediate and generally permanently life-wrecking consequences of not having health insurance, then that hair-splitting serves very little purpose. On the other hand, if your opinion is that the status quo is acceptable, it allows you to rhetorically minimize those consequences because, hey, at least they're not dead, even if the best way out of that debt can seem to be suicide[0].

If you believe that, you've bilged a test of basic humanity. If you don't, perhaps re-think what drives your well-actuallies in the future?

[0] - https://www.cbsnews.com/news/elderly-couple-found-dead-in-ap...

Re:Low unemployment isn’t worth much if the jobs barely pay by CivBase on Sunday January 12, 2020 @01:32PM (#22028076)
I gave a reason for my "splitting hairs" and you conveniently ignored it.

Stop projecting opinions that are not mine onto my post. I believe the health care and insurance industries in the US is broken and does not adequately serve a huge portion of citizens with low incomes. I have never suggested the current system is okay.

If your opinion is reliant on misinformation, you should reevaluate it. Otherwise, you should not be concerned with someone like me "splitting hairs".

Re:Low unemployment isn’t worth much if the jobs barely pay by seanmcdirmid on Sunday January 12, 2020 @12:22PM (#22027509)
Emergency care means they stabilize you so you won’t die right away and then kick you out. Many of the things that you will die from will never even qualify for it, e.g. treatment for cancer. You need money, insurance, or real charity to get care for that.
Re:Low unemployment isn’t worth much if the jobs barely pay by vertex-four on Sunday January 12, 2020 @03:58PM (#22029284)
In the US, the distinction between having health insurance and being able to receive necessary healthcare is not a huge distinction. Fairly sure you know this.
Re:Low unemployment isn’t worth much if the jobs barely pay by CivBase on Sunday January 12, 2020 @09:25PM (#22031351)
I would consider a distinction between financial ruin and death to be fairly significant. That doesn't mean I think a system that so frequently results in financial ruin is acceptable.

My intention is not to say "you're just broke, you're not dead". Quite the opposite. My intention is to say that health care access is not limited by whether you have a job - it's whether you have money. Plenty of people have money but no job and even more have jobs but no money.

Re:Low unemployment isn’t worth much if the jobs barely pay by vertex-four on Monday January 13, 2020 @12:54PM (#22036795)
Emergency healthcare prevents some causes of death - generally, those which can be fixed in an ER and allow the person to continue living a mostly normal life after. Take the example of a diabetic person, or a suicidally depressed person, as counter-examples which cannot be fixed in an A&E environment and will lead to death.
Re:Low unemployment isn’t worth much if the jobs barely pay by lowtolerance on Sunday January 12, 2020 @11:45AM (#22027241)
Health insurance is a benefit offered by some employers to some employees. And the data clearly shows that the drop in employment has not resulted in a corresponding rise in health insurance coverage, which just adds further evidence to the argument that our current low unemployment rate really just means that we’ve traded high unemployment for high underemployment.
Re:Low unemployment isn’t worth much if the jobs barely pay by ReallyAnonymous on Sunday January 12, 2020 @01:12PM (#22027900)
I take care of a lot of people who work for Fortune 500 companies that have Medicaid. My taxes, therefore, subsidize these companies' profits. Moreover, when I was in private practice, I accepted sub market fees for my services when I took care of them. This is the reason why I am a hospital employee. I get paid regardless of whether the hospital gets paid.
Re:Low unemployment isn’t worth much if the jobs barely pay by CivBase on Sunday January 12, 2020 @11:54AM (#22027309)
Thanks. Edited my post to say "some US employers".
Re:Low unemployment isn’t worth much if the jobs barely pay by _jal on Sunday January 12, 2020 @12:44PM (#22027676)
> Employers get discounted rates because of how many customers

That's hilarious.

I mean, you are correct that employers bundle employees together. But without massive government intervention during and after WWII, the industry would have been wildly different, and the way the trend began was highly historically contingent:

https://en.wikipedia.org/wiki/Stabilization_Act_of_1942

Econ 101 is insufficient for understanding the world.

Re:Low unemployment isn’t worth much if the jobs barely pay by CivBase on Sunday January 12, 2020 @01:35PM (#22028101)
I do not want to spread misinformation. If that statement was incorrect, could you let me know how to correct it?
Re:Low unemployment isn’t worth much if the jobs barely pay by _jal on Monday January 13, 2020 @11:43AM (#22036004)
It is mainly that economic factors regarding employment insurance bundling are side effects of having employment-based insurance, not the cause.

It is very useful to look at other countries - we have lots of natural experiments in health care markets. If bundling were determinative of market structure, you'd see the same pattern elsewhere.

Re:Low unemployment isn’t worth much if the jobs barely pay by maxerickson on Sunday January 12, 2020 @11:40AM (#22027207)
Lots of medium sized (and larger) companies self insure and pay an outside company for administration rather than insurance (insurance companies often offer this type of service).
Re:Low unemployment isn’t worth much if the jobs barely pay by shkkmo on Sunday January 12, 2020 @11:24AM (#22027073)
You care completely mis-citing / mis-reading that study. It specifically is an attempt to measure the non-material effects of unemployment on persona well-being and happiness.

"Emotionally tolerable" is a very different thing from "financially risky". Indeed, people should be willing to tolerate temporary dissatisfaction to achieve a better long term outcome in ways that they are not willing to tolerate complete financial ruin and the potential loss of major assets that will decrease their long term outcomes.

Re:Low unemployment isn’t worth much if the jobs barely pay by dcolkitt on Sunday January 12, 2020 @11:33AM (#22027162)
Financial stress explains upwards of 30% of the cross-sectional variance of life satisfaction.[1] If the hypothesis is that the US unemployed are significantly more financially stressed than the Canadian unemployed, then that would almost assuredly be reflected in differing life satisfaction scores.

[1] http://citeseerx.ist.psu.edu/viewdoc/download?doi=10.1.1.536...

Re:Low unemployment isn’t worth much if the jobs barely pay by shkkmo on Sunday January 12, 2020 @12:03PM (#22027358)
Again, you are conflating two different things, financial risk and financial stress.

You are also citing a study that looks at the financial stress levels of employed mental health professionals and then trying to use that to reason about the economic choices made by unemployed people.

This is not how you use data responsibly. You can't just use a 30% correlation in an unrelated dataset to justify conflating two different measures without actually doing statistical analysis to show that that there is reason to believe that that correlation not only exists in a different population, but also isn't washed out by an a other factors.

Re:Low unemployment isn’t worth much if the jobs barely pay by zzzeek on Sunday January 12, 2020 @11:27AM (#22027105)
> America has a weird sense of superiority about its lower unemployment numbers vs Canada

I don't think that's actually true, I think it's a political talking point that we are all hit over the head with repeatedly. A key progressive talking point is that the issue of so-called "prosperity" is not as simple as "everyone has a job". This is where the issue of people having multiple jobs, minimum wage, benefits, unions, etc. all come into play but that all requires more cognitive overhead, something that is in scarce supply with a nation steeped in distraction.

Re:Low unemployment isn’t worth much if the jobs barely pay by ykevinator on Sunday January 12, 2020 @11:32AM (#22027148)
So we agree that prosperity is not as simple as everyone has a job
Re:Low unemployment isn’t worth much if the jobs barely pay by cpitman on Sunday January 12, 2020 @11:51AM (#22027290)
I travel around the US constantly, and have never heard anything remotely close to comparing unemployment with Canada. Any talk of unemployment is always internally focused, comparing the rate to the past.
Re:Low unemployment isn’t worth much if the jobs barely pay by adventured on Sunday January 12, 2020 @12:58PM (#22027794)
Americans overwhelmingly have no idea what the unemployment rate is in Canada, in my opinion. They certainly don't spend much time boasting about the US rate vs the Canadian rate.

It's a staged premise - which was entirely unsupported - to launch into the America Bad talking point. If you don't use a primer to launch into that, it looks particularly biased on a forum. So what you do instead, is you set up something ugly (those boasting Americans!) that can never be backed up, and that provides your on-ramp.

This is a comedy routine here on HN at this point.

Consider that the Americans boasting premise was the whole foundation to the parent comment and the parent made zero effort to back it up (it'd be impossible to support, the US is far too large, insular, and diverse for it to be likely true). The same country that, yes, largely doesn't know where Iran is at on a map, pays deep attention to Canadian economic statistics.

Re:Low unemployment isn’t worth much if the jobs barely pay by refurb on Sunday January 12, 2020 @12:40PM (#22027643)
America has a weird sense of superiority about its lower unemployment numbers vs Canada.

As someone who lives in the US, I’ve never heard anyone even mention Canada’s unemployment rate.

It’s just not on the radar.

Re:Low unemployment isn’t worth much if the jobs barely pay by TheBobinator on Sunday January 12, 2020 @12:10PM (#22027406)
https://www.bls.gov/opub/ted/2016/employment-population-rati...

Pre-2000, 65% of adults 18+ were in the workforce; Today that sits at shy of 60%. You'd expect the cycle of liquidity crisis driven by reserveless lending would result in a stable graph over long periods of time, instead over an elongated period of time, it's pointing downard.

The problem with this is you leave a lot of people on the sidelines\wayside, and it takes years of working, of gaining experience, even doing something like janitorial work, to be considered competent.

Walmart has a drug rehab program today they run at many of their stores; they drug test 100 applicants, 99 fail the drug test. They have no other way of finding people to staff basic positions.

The entire concept and point of minimum wage was to ensure people wouldn't fall into this kind of disarray and businesses that complain about minimum wage hikes are parasites that have to literally eat people alive to survive, except today they hire PR Firms to cover it up. This is not the way to run a society. A lot of the reason our government allows this to go on has to do with controversial tech firms like Uber being funded by foreign entiteis with questionable morals such as the Saudi Oil fund, the US Government allowing china to buy 100bn+ in bonds every year, and other such "arrangements". We had 2 presidential candidates last election the Russians government admitted to compromising.

Congress has sold certain segments of people up the river and genuinely doesn't know how to get them out.

If you look at the growth rate in US Census data and private studies of men over 45 never married, no chilren, and look at the trend and how that has been correlated with a declining fertility rate that's starting to rival the USSR's collapse.

We haven't even begun to recover from 2000, and there's one heck of a powder keg forming.

And none of those people who make up that powder keg care about whether or not our health system is superior or inferior to canada's.

Re:Low unemployment isn’t worth much if the jobs barely pay by throwawaw on Sunday January 12, 2020 @01:10PM (#22027887)
> Walmart has a drug rehab program today they run at many of their stores; they drug test 100 applicants, 99 fail the drug test. They have no other way of finding people to staff basic positions.

Sorry for being the "cite please" guy, but where on Earth did you find this? It's not in your link.

Re:Low unemployment isn’t worth much if the jobs barely pay by TheBobinator on Sunday January 12, 2020 @01:27PM (#22028027)
I know people who work there out in Chicago. They distribute pamphlets and have it cooked into their health insurance policy. It's mostly a city and urban problem for the company, and done on a community-by-community basis; the stores they do not drug test at are the stores they impliment the program in. All you have to do for yourself is walk into a wal-mart in a bad neighborhood and ask.

Understand this is a company that advertised converting their employee's to all part-time in 2008 to save on health insurance and then lost their proverbial behinds when they had to hire 8x as many hands whom stole 100x as much merchandise. Some stores had 7 figure shrink numbers. They're under indictment under FCPA by the SEC right now.

If you want some REALLY fun numbers, go look at BLS OES Job wage data for number of warehouse supervisors vs number of warehouse workers. More supervisors than workers. Walk into a warehouse sometime and look around, lots of people who can't speak english.

Not hard to find statistics on how these kinds of outfits work.

Re:Low unemployment isn’t worth much if the jobs barely pay by k33n on Sunday January 12, 2020 @11:12AM (#22026970)
I don't think it's terribly strange to view lower unemployment numbers as something to strive for. The idea that I might not need a job (when I haven't accumulated the resources to support myself without one) is totally foreign to me, and not attractive at all.

I grew tremendously as a person working jobs I didn't enjoy. I only work on what I want to now, and I couldn't imagine I'd be very satisfied with my life I didn't navigate to this position through hard work.

Re:Low unemployment isn’t worth much if the jobs barely pay by burkaman on Sunday January 12, 2020 @11:14AM (#22026988)
Do you think it's possible to work hard at something you enjoy?
Re:Low unemployment isn’t worth much if the jobs barely pay by mamon on Sunday January 12, 2020 @11:28AM (#22027107)
It is possible, but it is also quite rare, and usually happens for higly paid, white collar jobs. I'm yet to meet, say, trash pickup guy that enjoys his job.

EDIT: to clarify - it's not that I look down on any jobs. Trash pickup is very much needed profession. What I'm saying is: Let's say person wins a lottery and suddenly has all the money they need for the rest of their lives. I can imagine that many software developers will still continue to program, writers or musicians would continue writing novels or songs, but I'm pretty sure noone would voluntarily continue their trash pickup work.

Re:Low unemployment isn’t worth much if the jobs barely pay by DoreenMichele on Sunday January 12, 2020 @12:07PM (#22027391)
It's also possible that people with jobs you are judgy about won't tell you they actually like the work that you look down upon. This is one of the ways prejudice is self reinforcing.

People tend to frame things selectively in response to the audience in question. People in vulnerable positions are usually aware of it and acting to protect themselves.

Re:Low unemployment isn’t worth much if the jobs barely pay by sokoloff on Sunday January 12, 2020 @12:01PM (#22027354)
I know plenty of tradespeople who enjoy their work and find value and some fulfillment in what they do.

Do they love it like I love programming? Maybe; maybe not, but it seems possible.

Re:Low unemployment isn’t worth much if the jobs barely pay by adamsea on Sunday January 12, 2020 @12:13PM (#22027437)
True but tradespeople !== trash man or inkjet-printer factory worker (similar to example from an above post).
Re:Low unemployment isn’t worth much if the jobs barely pay by sokoloff on Sunday January 12, 2020 @12:36PM (#22027602)
My primary point was that these were not highly-paid, white collar jobs.
Re:Low unemployment isn’t worth much if the jobs barely pay by zzzeek on Sunday January 12, 2020 @11:42AM (#22027229)
note: this is an "old man yelling at clouds" post. I hope readers can consume it in a way that they find valuable to their current perspectives.

I have experiences with many jobs that were not enjoyable. By "not enjoyable", I don't only mean they were dull office jobs. I had a lot of jobs in my early twenties, often through temp agencies but not always: working in warehouses, working as a manual laborer in large institutional buildings (moving furniture etc), two different jobs working on factory assembly lines, working in old office buildings to pull network cable through ceilings and floors, working on receiving docks, etc. Well over ten or fifteen jobs, as they tended to last for a summer, or a few months or weeks. As someone with computer skills and ultimately a pretty promising career ahead of me, I always had the sense in these temp jobs that they were just that, "temporary". However, most everyone I worked with in these roles were not there as temps, they were the people for whom life had worked out such that these kinds of jobs were close to the best they were going to get. There is no amount of "hard work" that someone in these roles can apply to move to a new station in life, there are too many strikes against them: educational, cognitive/developmental, health-wise, criminal backgrounds, etc. that make it extremely unlikely they would ever have much better of a station in life. And like me, all of these people were entirely aware of this element of who they were; they were the "lifers".

One of the worst jobs I had which I could only handle for about two weeks was working in a factory that manufactured rolls of ink ribbon for line printers and typewriters. My job was to be handed a large metal bar called the "spindle" onto which I would pull out 30 or so rolls, stick all the rolls onto the spindle with spacers in between them, then hand them off to this other woman who had whatever minor skill was required to put this spindle into the machine that would roll the ink ribbon onto them. You do this in a dark and smelly factory for 8 hours a day. This job was for me, a valuable experience, as I can look back on it with all the perspective offered by doing that kind of job. But for all the other folks working in that place including the woman who I handed the spindle off towards, that was it for them. They were all at most high school grad or less, they were people for whom there were no opportunities. The job paid minimum wage. They were "lifers". These people are counted as part of "the employed". But they live paycheck to paycheck with minimal benefits or health care, in a dangerous and unhealthy environment, low life expectancy, poor nutrition, all of it. I don't consider low employment numbers to be very interesting when one notes how miserable life is for so many of the "employed".

Re:Low unemployment isn’t worth much if the jobs barely pay by shkkmo on Sunday January 12, 2020 @11:29AM (#22027122)
There are jobs that you don't enjoy but that will help you achieve a better future. Then there are jobs that do nothing but provide a temporary stop gap from financial ruin.

The idea isn't that you don't need a job, the idea is that you are less dependent on finding a job right away so that you can find a good fit between your skills and your goals and your job. This not only will lead to a better life for you, but more overall economic productivity.

Re:Low unemployment isn’t worth much if the jobs barely pay by k33n on Sunday January 12, 2020 @11:35AM (#22027168)
If working a job will prevent financial ruin, then it's a good job. No job has to be permanent.
Re:Low unemployment isn’t worth much if the jobs barely pay by bsanr2 on Sunday January 12, 2020 @12:16PM (#22027455)
There's no reason people should have to suffer "busy work" while they're looking for some place to be truly productive, just to assuage the grievances of Puritan work ethic folk.

"Any job" doesn't help people find stable work as well as training and a safety net do. SOME jobs provide this, but forcing people into jobs that don't is counterproductive. This is a common misunderstanding people have.

Re:Low unemployment isn’t worth much if the jobs barely pay by rumanator on Sunday January 12, 2020 @12:28PM (#22027537)
> If working a job will prevent financial ruin, then it's a good job. No job has to be permanent.

That seems to be the definition of an acceptable job.

To me a good job is one which you wouldn't mind doing every day for the rest of your life. The occupation needs to actually be desirable in the long run, and a decent paycheck does not fit the bill.

Re:Low unemployment isn’t worth much if the jobs barely pay by Consultant32452 on Sunday January 12, 2020 @12:41PM (#22027645)
I've been noticing things like this and I wish I could come up with a good name for it. It's about noticing how the scale has slid up quite a bit in just a generation or two. The "American Dream" used to be something a 1200 sq ft house in the burbs with a white picket fence in a clean/safe neighborhood. Just a couple generations ago that was the dream that most Americans worked towards. Now when people talk about the American Dream they talk about Gates, Musk, Kardashians, etc. Of course many people still live in unsafe neighborhoods, but things have gotten so relatively good for so many people that now the scale has slid up and the dream is to become millionaires/billionaires. I think you are presenting a similar thing with your concept of acceptable jobs. During the Great Depression a GREAT job was working for the CCC digging up the bowels of the Earth for $1/day, most of which you sent home to feed your family who was on the brink of death. And there was no "health insurance." If a boulder fell on you and crushed your legs, your family just starved. Another poster parallel to you brought up, "What if your job isn't safe?" Imagine that notion just a few generations ago. Now, just a couple of generations later a job that prevents financial ruin is merely "acceptable." And I agree with you in that depiction. It's amazing how far we've come.
Re:Low unemployment isn’t worth much if the jobs barely pay by adamsea on Sunday January 12, 2020 @12:16PM (#22027460)
What if the job has terrible safety conditions and a high injury rate. Is it still good? I’m not arguing that it doesn’t provide some value if it staves off financial ruin, but, the world is composed of more than only “good” and “bad”. If it wasn’t things would be so simple that sites like HN would not exist.
Re:Low unemployment isn’t worth much if the jobs barely pay by alsoh on Sunday January 12, 2020 @11:30AM (#22027129)
Would you prefer a system which teaches you in let's say a high quality education system?

If yes: imagine a world where more people are willing to do other jobs more social because money becomes less relevant.

Re:Low unemployment isn’t worth much if the jobs barely pay by DoreenMichele on Sunday January 12, 2020 @11:51AM (#22027284)
To be fair, American smugness about this is likely driven by the fact that most Americans lack perspective concerning how other systems work. They just don't get it that a better medical system that doesn't tie medical access to having a job at all brings stress levels down enormously.
Re:Low unemployment isn’t worth much if the jobs barely pay by dfilppi on Sunday January 12, 2020 @11:54AM (#22027310)
You dont need a job to have access to health care in the US. All you need is the ability to pay for the services you use.
Re:Low unemployment isn’t worth much if the jobs barely pay by DoreenMichele on Sunday January 12, 2020 @11:57AM (#22027327)
For most people, no job means both no medical insurance and also no ability to pay out of pocket. So I'm baffled as to how this is supposed to be a rebuttal.
Re:Low unemployment isn’t worth much if the jobs barely pay by jkoudys on Sunday January 12, 2020 @12:47PM (#22027705)
It's doubly confusing, as you'll find unhealthy people have a much harder time earning the money in order to get well so they can work.
Re:Low unemployment isn’t worth much if the jobs barely pay by DoreenMichele on Sunday January 12, 2020 @12:51PM (#22027734)
Yes, I live this first-hand. It's quite crazy making stuff.
Re:Low unemployment isn’t worth much if the jobs barely pay by rumanator on Sunday January 12, 2020 @12:18PM (#22027481)
> You dont need a job to have access to health care in the US. All you need is the ability to pay for the services you use.

About 40% of Americans would struggle to come up with $400 for an unexpected expense, and most wouldn't even be able to borrow any money.

https://www.cnbc.com/2019/07/20/heres-why-so-many-americans-...

Re:Low unemployment isn’t worth much if the jobs barely pay by sudosysgen on Sunday January 12, 2020 @12:10PM (#22027408)
This is extremely pedantic and misses the point entirely, and I'm sure you know it.
Re:Low unemployment isn’t worth much if the jobs barely pay by blihp on Sunday January 12, 2020 @12:14PM (#22027447)
Historically the unemployment rate has just been one indicator of how the economy is doing. All else being equal[1], economy A with 5% unemployment should be doing better than economy B with 10% unemployment, at least from a job seeker's standpoint.

The danger of being purely quantitatively driven by these historically useful metrics is that there is an absolute focus on keeping the numbers at the right level or moving in the right direction while simultaneously doing things that undercut the value of those metrics. In the previous century, falling unemployment numbers used to indicate that factory workers were returning to work at their old wage and benefits or better that new jobs were being created. However, today it often means that the factory worker who lost their job is now an Uber driver for a fraction of the pay. You used to see stories like 'factory X is bringing back Y thousand good paying jobs as it (re)opens a production line' now the story is 'unemployment is below 4%... shut up and like it'

[1] If all else isn't equal, whether comparing economy A to economy B or a previous version of itself, you are right it isn't a meaningful metric at all.

Re:Low unemployment isn’t worth much if the jobs barely pay by koheripbal on Sunday January 12, 2020 @11:19AM (#22027033)
Unemployment is defined as the percentage of people employed of those who WANT to work.

It does not count those taking time off.

That would be the UNDERemployment rate.

Re:Low unemployment isn’t worth much if the jobs barely pay by extra88 on Sunday January 12, 2020 @11:28AM (#22027109)
I thought “underemployment” referred to people working less than full-time (or less than they want) and/or working at a job far below their skill level, e.g. a skilled machinist or college graduate working as a cashier.

But yes, the standard unemployment rate that’s talked about does not account for a lower participation rate, people who could be working or looking for a job but aren’t.

Re:Low unemployment isn’t worth much if the jobs barely pay by williamDafoe on Sunday January 12, 2020 @12:07PM (#22027394)
https://fred.stlouisfed.org/series/LNS12300060

Clinton found a way to exclude all those pesky minorities. He renamed them from "minority" to "discouraged" workers and dropped them off the books! Pig ...

Re:Low unemployment isn’t worth much if the jobs barely pay by avsteele on Sunday January 12, 2020 @11:24AM (#22027069)
If your AGI is below ~$27K you have medicaid. As i understand it, CHIP covers kids higher the he income scale this too.
Re:Low unemployment isn’t worth much if the jobs barely pay by Ericson2314 on Sunday January 12, 2020 @11:30AM (#22027128)
If you cross that barrier switching between unemployed and employed, there is mounds of paperwork. I wish I could cite a study, but I'm pretty sure people procrastinate / preventative health measures are less prevalent because of this red type.
Re:Low unemployment isn’t worth much if the jobs barely pay by jellicle on Sunday January 12, 2020 @12:10PM (#22027410)
For a single individual, if you make $18K gross you make too much for Medicaid. In 14 US states, if you make $0 you make too much for Medicaid.
Re:Low unemployment isn’t worth much if the jobs barely pay by SaintGhurka on Sunday January 12, 2020 @12:37PM (#22027616)
I don't understand this. Are there 14 states where nobody gets Medicaid?
Re:Low unemployment isn’t worth much if the jobs barely pay by sfkdjf9j3j on Sunday January 12, 2020 @01:12PM (#22027903)
Not exactly. The ACA included an expansion of the Medicaid program, almost entirely funded by the federal government, that provides coverage to anyone making below the amounts other posted quoted. However, the Supreme Court ruled that states could opt out of this "expansion" if they want, and several states did. In those states they still provide pre-ACA Medicaid services - children, pregnant women, and a couple other groups are covered - but don't have general coverage for low-income people.
Re:Low unemployment isn’t worth much if the jobs barely pay by cma on Sunday January 12, 2020 @12:24PM (#22027515)
Only in states that expanded Medicaid, and that number is too high.
Re:Low unemployment isn’t worth much if the jobs barely pay by Retric on Sunday January 12, 2020 @11:42AM (#22027226)
Yet the official unemployment rate is really closer to the job seeker rate and largely meaningless when compared between countries, what really matters economically is the employment rate where Canada has been 1+% ahead for most of 2019.

https://tradingeconomics.com/canada/employment-rate, https://tradingeconomics.com/united-states/employment-rate

Re:Low unemployment isn’t worth much if the jobs barely pay by kazinator on Sunday January 12, 2020 @12:21PM (#22027497)
I think you mean, "you need a well-paid job, with heaps of medical coverage".
Re:Low unemployment isn’t worth much if the jobs barely pay by grawprog on Sunday January 12, 2020 @12:38PM (#22027618)
As a Canadian, who's been unemployed in Canada...just what??? Being unemployed was one of the most stressful times of my life. I had to hustle for odd jobs to pay bills, and the ≈$700 every two weeks for about 4 months I got from ei wasn't even enough to cover rent. I barely made it through and kept my place. The only reason I didn't end up homeless was finding a job within the last few weeks of my ei. There were days I didn't eat though.
Re:Low unemployment isn’t worth much if the jobs barely pay by fartcannon on Sunday January 12, 2020 @01:22PM (#22027976)
Now what would you do if you had a sudden medical emergency during your time on EI?

In Canada, you'd go to the doctor and then continue you on your way.

In the USA, with the situation you described above, you would now be homeless. And in debt.

So yes, they're both stressful. But one is worse.

Re:Low unemployment isn’t worth much if the jobs barely pay by grawprog on Sunday January 12, 2020 @01:47PM (#22028221)
>Now what would you do if you had a sudden medical emergency during your time on EI?

I'd be fucked. I have no msp coverage currently and haven't for a couple years. I can't actually go to a doctor right now unless I get hurt at work and wcb covers it.

You guys believe a lot of bullshit fairy tales about things up here honestly.

Re:Low unemployment isn’t worth much if the jobs barely pay by fartcannon on Tuesday January 14, 2020 @10:16AM (#22045457)
MSP payments is eliminated. Fairy tales come true. https://www2.gov.bc.ca/gov/content/health/health-drug-covera...
Re:Low unemployment isn’t worth much if the jobs barely pay by sneak on Sunday January 12, 2020 @12:19PM (#22027484)
The infected hangnail case is because it’s illegal for the corner store to sell you $4 in antibiotics without a $200 doctor’s note, fwiw.

This is an issue with the government, not the economy or medical system. They literally make cheap treatment illegal.

PS: For anyone in this situation, search online for FISH MOX or FISH PEN. Amoxicillin and Penicillin respectively. Aquarium stores usually carry them. Saved my life a few times! Sadly, no longer on Amazon.

Re:Low unemployment isn’t worth much if the jobs barely pay by seanmccann on Sunday January 12, 2020 @11:22AM (#22027061)
As far as I understand — without private insurance in Canada, somebody with few resources in Canada is at risk of financial ruin from any of the health conditions you mentioned. For older Canadians, a pre-existing condition may not be covered, which means a serious condition could rack up significant medical bills.

Edit: I should have specifically said that I'm talking about expensive prescription drugs and required ancillary care that is not paid for by the province. Also, each province is different. Ex: cancertaintyforall.ca

Re:Low unemployment isn’t worth much if the jobs barely pay by sanj on Sunday January 12, 2020 @11:29AM (#22027121)
This is flatly incorrect.

The Canadian healthcare system doesn’t even have the concept of “pre-existing condition”. That term is deeply flawed and was constructed by the healthcare insurance system in the USA.

The term used in Canada is “medical history”.

I’m at an age where I’m watching my friends in Canada deal with family suffering from long term illnesses and ultimately, death.

They all deal with anguish, grief, heartbreak, and in some cases depression.

But none of them are dealing with medical bills.

Re:Low unemployment isn’t worth much if the jobs barely pay by lotsofpulp on Sunday January 12, 2020 @01:43PM (#22028181)
> The Canadian healthcare system doesn’t even have the concept of “pre-existing condition”. That term is deeply flawed and was constructed by the healthcare insurance system in the USA.

Neither does the US since the passage of ACA in 2010:

https://www.healthcare.gov/coverage/pre-existing-conditions/

Re:Low unemployment isn’t worth much if the jobs barely pay by jkoudys on Sunday January 12, 2020 @12:51PM (#22027740)
Having a heartbeat is a "pre-existing condition". It's vexing how often Americans will discuss treatments + checkups as though there's some chance that they _won't_ see their health degrade as they age.
Re:Low unemployment isn’t worth much if the jobs barely pay by seanmccann on Sunday January 12, 2020 @11:58AM (#22027339)
Perhaps my error was in saying that the specific conditions that the OP listed would result in financial ruin.

My experience is anecdotal from close relatives in Alberta having severe diseases early in life. Their drugs and "required care" was expensive and not entirely covered by their private insurance. Their private insurance had caps (annual and/or lifetime), and after, their medical history made it difficult or impossible to get private insurance with adequate coverage.

The bills were significant, but maybe each province has programs to cover the difference for those that cannot afford the bills?

Re:Low unemployment isn’t worth much if the jobs barely pay by jellicle on Sunday January 12, 2020 @12:17PM (#22027467)
In general in Canada, any care you receive at a hospital or doctor's office is free to you. However, drugs you purchase at your local pharmacy are at your own expense. The provinces all have plans to cover drugs in certain situations (for children, for the elderly, for diabetics, etc.) but they do not provide complete coverage. Employers typically offer prescription drug insurance to employees.

Some people with chronic conditions that fall through the various provincial drug plans are spending fair chunks of money on prescription drugs that may be necessary for them to have a good life.

Re:Low unemployment isn’t worth much if the jobs barely pay by seanmccann on Sunday January 12, 2020 @12:29PM (#22027541)
Thanks for explaining this more eloquently than I was able to. I did a poor job of highlighting that I was mostly referring to to these out-patient drugs.

For example there is a drug you can take before chemo that reduces the side effects, it costs a lot, wasn't covered by the province and isn't free with private insurance. It can make a terrible experience a little more tolerable.

Re:Low unemployment isn’t worth much if the jobs barely pay by sudosysgen on Sunday January 12, 2020 @12:13PM (#22027433)
In Quebec at least everything is free before 18, after 65, and for those whose financial situation is dire, including vision, drugs etc...
Re:Low unemployment isn’t worth much if the jobs barely pay by freeone3000 on Sunday January 12, 2020 @12:00PM (#22027350)
This is not true. This is nearly a lie.

Private insurance in Canada barely exists, and primarily covers prescription coverage and paramedial (acupuncture, chiropracty, TCM, etc.) Inpatient prescriptions are covered by provincial health. Doctor's visits are covered by provincial health. Dental may or may not be covered. Hospital stays, urgent care, ER visits, routine checkups, mental health are covered by provincial health. Health hotlines (call a nurse) are literally free. There's no such thing as "pre-existing". There's no such thing as medical billing.

Re:Low unemployment isn’t worth much if the jobs barely pay by retrac on Sunday January 12, 2020 @12:11PM (#22027418)
I don't think you should downplay the scope of "not publicly insured" services in Canada, especially after the last couple decades of aggressive privatization of once-insured services.

It varies from province to province in its specifics, but the majority of working-age Canadians have private insurance through their employer. This is expected to cover everything from physiotherapy to psychotherapy to prescription medications.

People without such insurance have a limited patchwork of public programs and usually either have to pay themselves or go without.

Case in point: A friend injured his back, and while the surgery and doctor's consultations were covered, everything else including medication and physiotherapy was not. He ended up spending tens of thousands out of pocket to be able to stand again.

The private health insurance market in Canada is closer to a truly free market and isn't regulated like in the USA, and that means the insurers happily and routinely deny coverage for pre-existing or self-inflicted conditions (as the insurance contract may define them).

Another case in point: A friend of mine is HIV+, and was denied group coverage through his employer. He pays thousands of dollars out of pocket for antivirals every year.

When the public insurer doesn't cover you, it's an absolute wild west of unregulated private insurance coverage and usually boils down to pay or suffer and die.

Re:Low unemployment isn’t worth much if the jobs barely pay by robotresearcher on Sunday January 12, 2020 @12:45PM (#22027679)
> Private insurance in Canada barely exists

Private insurance for prescriptions, dental, vision, etc. is offered by most big employers in Canada.

"As CBC News points out, private health insurance is “a crucial part of the system,” and Canadians spent about $43.2 billion on private coverage in 2005."

https://thinkprogress.org/can-canadians-purchase-private-hea...

Re:Low unemployment isn’t worth much if the jobs barely pay by Nuzzerino on Sunday January 12, 2020 @12:23PM (#22027511)
How are the wait times for all of the above?