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Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by nacs on Friday June 17, 2016 @01:19PM (#11923967)
How is this an issue? Most people don't have issues keeping their phone's out of water or keeping it charged.
Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by Spooks on Friday June 17, 2016 @04:31PM (#11925352)
We obviously don't hang around the same people/age group. There is always at least one person in my circle of friends that needs a charger.

Obviously 90% of the time a phone could be used (though I don't agree it's faster than credit card tap, roughly the same speed) and a card can be used as backup, but it makes ditching a credit card completely not really an option.

Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by delecti on Saturday June 18, 2016 @11:31AM (#11929026)
> There is always at least one person in my circle of friends that needs a charger

If your social circle is anything like mine, it's not some person, it's always one, as in a single person who disproportionately is incapable of maintaining their phone. For the majority of people they're very reliable devices, so this is less "everyone will be inconvenienced sometimes" and more "a few people will be inconvenienced a lot". I recognize that it's still an issue, but those people can keep using cards while the rest of us benefit from tap-to-pay being the preferable option a majority of the time.

Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by dghughes on Friday June 17, 2016 @04:53PM (#11925486)
I foresee an opportunity in the electric vehicle industry a giant quick charge truck for stranded or absentminded EV drivers.
Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by drumdance on Friday June 17, 2016 @06:27PM (#11925951)
I was in New York during Hurricane Sandy. I was staying in a hotel and the power was out. The morning after the storm I went outside to see what was going on. There was a big CNN truck with a dish and a big crowd.

I thought "maybe the mayor is speaking to the media" and walked over. Turns out the crowd was people charging their phone from the truck. CNN generously left the truck running there for a couple of days.

Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by janekm on Friday June 17, 2016 @06:23PM (#11925930)
Actually that would be really cool with self-driving cars, have a "tanker car" pull up next to you to extend the range for long-range "sorties"...
Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by andrewflnr on Friday June 17, 2016 @07:59PM (#11926278)
While you're driving, mid-air refueling style. Better make the link-up all in the same lane, though.
Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by cryptoz on Friday June 17, 2016 @08:57PM (#11926472)
Autonomous cars will already line up together to get the slipstream efficiency; take it an extra step further and you could have a battery tanker-truck up front giving everyone in the convoy a charge and also making their travel more efficient.
Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by Natanael_L on Saturday June 18, 2016 @09:02AM (#11928403)
And share the energy from regenerative breaking downhill, and much more.
Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by Cerium on Saturday June 18, 2016 @06:39PM (#11930963)
At least, just like cyclists, they can rotate through who gets the front to equalize energy usage.
Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by Natanael_L on Saturday June 18, 2016 @09:01AM (#11928400)
I foresee large-ish autonomous battery packs in the form of cars, rather than trucks, simply because they can go to more places at once.
Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by chillax on Friday June 17, 2016 @05:16PM (#11925607)
Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by dghughes on Monday June 20, 2016 @06:35PM (#11942145)
Dang it! I'm ahead of my time but five years late.
Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by donatj on Friday June 17, 2016 @01:56PM (#11924298)
I don't enjoy carrying a fragile $500+ computer on my person at all time and often do without. I frankly don't want to live in a world where I couldn't leave it at home.
Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by freehunter on Friday June 17, 2016 @02:31PM (#11924560)
And plenty of people feel the same way about cards. That's why Apple Pay falls back to plastic cards, and plastic cards fall back to cash.
Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by nostrebored on Friday June 17, 2016 @07:57PM (#11926272)
If I break my credit card (which is actually quite hard) I get a replacement. If I break my phone I better hope that I had a warranty.
Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by bogomipz on Saturday June 18, 2016 @09:12AM (#11928446)
As a credit card holder they still send you a physical card, I don't think than anyone is waving that if you say you have an Iphone.

If you lose your phone you just fall back to the physical card that you presumably have in your wallet somewhere.

Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by facetube on Saturday June 18, 2016 @09:54AM (#11928596)
Why not just use the card all the time then?
Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by colejohnson66 on Saturday June 18, 2016 @01:32PM (#11929635)
Because the phone is more secure using one time tokens instead of a semi permanent 16 digit number
Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by facetube on Saturday June 18, 2016 @01:46PM (#11929724)
I was assuming a chip and pin style card. These, as best as I can tell, seem to have most of the security of a phone-based solution, but with a much smaller attack surface (no internet connection, no cellular radio or baseband processor) and no need for recharging or carrying backup payment methods.
Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by toomuchtodo on Monday June 20, 2016 @06:49PM (#11942223)
The chip on my cards is secure enough compared to a phone-generated token.
Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by hueving on Friday June 17, 2016 @10:30PM (#11926731)
Really? It costs $500 to replace a credit card?
Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by Grishnakh on Monday June 20, 2016 @12:10PM (#11938936)
That's why I don't waste $500 on a phone when I can get a great flagship phone that's a couple years old for $100. If it gets broken, it's not that hard to spend another $100 for a replacement. If it gets broken in a year, I get a replacement that's $100 and now a year newer than the last one. So my question to you is: why do you feel the burning need to stay on the cutting edge? Do you always have to have a car that's less than a year old?
Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by dec0dedab0de on Friday June 17, 2016 @01:28PM (#11924068)
Well it would probably push me back to cash. I don't bring my phone if I'm going to be wet, or theres a chance of it getting damaged (swimming, moshpits) but I still might want or need to buy something. I also find it a chore to keep my phone charged all day, and will regularly have it die, and leave it somewhere to be charged while I go out.
Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by djsumdog on Friday June 17, 2016 @01:29PM (#11924076)
Credit cards don't run out of battery.

If your phone is almost out of juice, you can order an Uber. But if your battery is flat, you can always ask the cabby if they take cards (or just withdraw cash using your card if you're in a city where most of the cabs don't).

Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by firebird84 on Friday June 17, 2016 @01:41PM (#11924182)
Except in my experience cabbies are like "yeah we take credit" and then afterwards "oh my credit card machine is broken, are you sure you don't have cash? I'll drive you to the ATM..." Cabbies want to dodge that income tax.
Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by eeeeeeeeeeeee on Friday June 17, 2016 @03:25PM (#11924983)
And then you tell them "well, thanks for the free ride" and you walk away. I've never had a cab driver balk when I use that and the machine immediately starts working again.
Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by mrestko on Friday June 17, 2016 @04:57PM (#11925503)
Got in a shouting match with a cabbie once in Chicago for this same thing and when I opened the door to get out after he insisted repeatedly his machine wasn't working, he threatened to kill me if I didn't pay. Then, when I threatened to call the cops, his machine immediately started working.
Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by webXL on Friday June 17, 2016 @11:10PM (#11926857)
You mean you stuck around to find out it still worked?

Man, I love Uber. Or at least the idea.

Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by thedufer on Friday June 17, 2016 @01:54PM (#11924278)
This probably varies by location, but in nyc cabs are required to have working credit card readers. Thus, insisting on credit card pretty much always works - the alternative is that they admit they illegally picked you up.
Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by idiot900 on Friday June 17, 2016 @04:15PM (#11925272)
In over a decade of life in NYC, never had a problem with taxis incorrectly refusing cards. Happens 90%+ of the time in Philadelphia though, which is why I take Uber or similar whenever possible there.
Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by mcguire on Friday June 17, 2016 @02:57PM (#11924796)
So what if it's illegal. They're disrupting the regulatory apparatus.

Fight the power! Stick it to the man!

Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by bdcravens on Friday June 17, 2016 @04:07PM (#11925231)
Yeah - startup avoid taxi regulation=revolutionary disrupter, cab driver avoiding regulation=bad
Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by toxican on Friday June 17, 2016 @04:43PM (#11925423)
one benefits the consumer, the other fucks it over.
Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by TeMPOraL on Friday June 17, 2016 @04:47PM (#11925449)
s/benefits the consumer/benefits the consumer in the short term, while fucking them over in the long term/
Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by cookiecaper on Friday June 17, 2016 @06:33PM (#11925973)
All a matter of perspective, which is why we can't just arbitrarily declare our conduct beneficial and pretend like that's a license to break the relevant laws.

If one believes that a proposed-but-currently-illegal behavior is beneficial to society, the technically correct way to go about rectifying the situation is to discuss with your local democratic representatives, who can take the issue back to the legislative chamber and work to correct the law. Admittedly, that's pretty impractical at this point.

Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by op00to on Friday June 17, 2016 @11:18PM (#11926886)
Impossible, not impractical if the embedded interest you're attempting to leapfrog has already paid off the legislators.
Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by mcguire on Friday June 17, 2016 @05:27PM (#11925672)
Does it? Fuck them over, that is?

The taxi driver is just trying to reduce his costs; he could allow riders to negotiate cheaper prices, benefiting everyone.

Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by AnimalMuppet on Friday June 17, 2016 @06:21PM (#11925926)
Well, the taxi driver is reducing his costs by not paying taxes. That doesn't benefit the rest of the taxpayers...
Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by devishard on Saturday June 18, 2016 @12:24AM (#11927099)
The taxi driver is also reducing his cost by not paying credit card companies.

Given credit card companies have legal means to pay less percentage tax on much more income than the cab driver and suck money out of taxpayers' pockets in many other ways, I'd offer that screwing over the credit card company might benefit the rest of taxpayers more than the cabbie paying tax does.

Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by thedufer on Saturday June 18, 2016 @12:48AM (#11927163)
If they tell you after giving you a ride that you have to go to an ATM and pay the ATM fee, then they are just passing the cost on to you at a net loss - ATM fees are higher than CC fees on purchases the size of a typical cab fare. I'm not convinced that it's better to funnel money to banks rather than CC companies.
Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by devishard on Saturday June 18, 2016 @01:11AM (#11927201)
If you're paying ATM fees a) that's on the banks, not on the cab driver, and b) you need to switch banks--I have paid a handful of ATM fees in the last decade and I make in-person purchases almost exclusively in cash.
Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by thedufer on Saturday June 18, 2016 @12:49PM (#11929357)
If there's no bank you have an account at within a reasonable distance, you might not have a choice. Obviously I use free ATMs when I can, but how much control do you have when a cabbie is demanding money?
Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by devishard on Sunday June 19, 2016 @07:13AM (#11932576)
I moved a year ago so there isn't a bank I have an account at in my current state. But my bank is part of a national network of ATMs. If I use an out-of-network ATM the fee is refunded up to once a month.
Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by CardFellow on Monday June 20, 2016 @03:27PM (#11940651)
Banks get money either way. They get most of the money from a credit card transaction.
Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by cookiecaper on Friday June 17, 2016 @06:36PM (#11925980)
Even if the cabbie doesn't give a substantially lower rate if you choose not to pay with credit, there are indirect benefits to the consumer, like keeping more cabbies on the street because it makes the profession more lucrative (and presumably, patrons of cab services want a sufficient supply of cab drivers).
Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by tedmiston on Friday June 17, 2016 @02:29PM (#11924543)
It's definitely less refined and consistent outside of NYC.
Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by emidln on Friday June 17, 2016 @03:11PM (#11924905)
Also like this in Chicago.
Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by alistairSH on Friday June 17, 2016 @02:42PM (#11924660)
At which point, you get out of the car. They're required to have readers. Tough shit if they break the law in an attempt to dodge paying their share of taxes.
Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by __jal on Friday June 17, 2016 @06:01PM (#11925823)
Yep. Neither does cash. And when you pay cash, you're not also feeding marketing databases, unless you choose to. Nor are you required to ask permission of the issuer in order to buy something.

I really like cash.

Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by cortesoft on Friday June 17, 2016 @06:41PM (#11925990)
Cash is cool, but has a lot of downsides.

It can be stolen easily. You have to go somewhere to get more of it. You have to make change. It doesn't allow you to automatically track your purchases. You can't get it back from a seller if you are sold fraudulent goods.

Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by chj on Friday June 17, 2016 @07:25PM (#11926154)
Or you can ask the cabby if he has a USB port in the car. I always charge on the road.
Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by tropo on Friday June 17, 2016 @01:27PM (#11924058)
OK, but if that fails and your phone gets wet... how will you pay for the new phone? With a soggy broken phone?
Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by Grishnakh on Monday June 20, 2016 @12:12PM (#11938958)
That's why you buy a waterproof phone.
Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by lostlogin on Friday June 17, 2016 @03:30PM (#11925010)
Don't forget dropping, temperature sensitivity, bending and (for me) magnetic field sensitivity (which seems to be alarmingly bad but temporary). It only takes one event to cost you close to $1000 (not sure of phone cost in US). That's a lot more than a new credit card costs.
Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by swsieber on Friday June 17, 2016 @03:34PM (#11925035)
I am curious where you live. I get along just fine using a $150 BLU phone.

Edit: Thought about getting the $50 version, but I'm not quite that frugal.

Second Edit: You probably need NFC for this huh? Drat.

Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by PhantomGremlin on Saturday June 18, 2016 @01:29AM (#11927233)
I get along just fine using a $150 BLU phone

Wow. Not a comment about you in particular, but about the industry in general. I did a quick search and found this: http://bluproducts.com/android-phones

Really? 66 different phones? Is this entire industry, except for Apple, run by imbeciles? Not that I'm in the target demographic, but I only have a relatively few years left on this earth. I don't want to spend half of them just figuring out the differences between Android phones!

Hasn't the rest of the world learned anything from St. Steven?

Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by sangnoir on Saturday June 18, 2016 @08:56PM (#11931365)
> Really? 66 different phones? Is this entire industry, except for Apple, run by imbeciles?

Out of curiosity, I went to find out how many variants Apple is currently selling[1] (model, color, storage). I counted 42 distinct combinations you could possibly choose! I guess not even Apple learned from 'St. Steven', or he was wrong.

Removing the color axis whittles down the model/memory combination to a more manageable 12 options - but the point remains.

1. http://www.apple.com/iphone/compare/

Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by Dylan16807 on Sunday June 19, 2016 @03:27PM (#11934296)
What point remains? When you're trying to figure out what phone you want, model is just about the only thing that matters. Apple has 5, of which 3 are current. It's easy to compare them, and nearly impossible to compare a list of 66 different models.
Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by lostlogin on Friday June 17, 2016 @04:01PM (#11925206)
New Zealand. My example iPhone is probably on the expensive end of the spectrum.
Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by khedoros on Saturday June 18, 2016 @01:27AM (#11927232)
For comparison: 1000NZD is 705USD. An iPhone 6s is 649USD, and the plus is 749USD. I've got a Nexus 5, which was 400USD a couple of years ago.

BLU is a usually-cheap phone brand, with handsets starting around 60USD.

Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by snewk on Friday June 17, 2016 @03:43PM (#11925094)
arent plastic cards arguably more vulnerable to magnetic fields?
Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by lostlogin on Friday June 17, 2016 @04:05PM (#11925223)
No. Magnetic strips are resistant to 3 tesla, but it does kill them. I assume moving fast across flux lines does it. However chips on the card are good with unlimited exposure to 4.7 tesla as far as I can tell. Phones turn off and won't reboot for a period of time that is alarming, but so far I haven't seen it kill one. MRI engineers even have instructions to document some scanner work with their iPhones. It may just be the screen turning off so I'll have to test Siri or something to check if it's that. They always work again so far but the 30 minute wait didn't seem good!
Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by tjohns on Friday June 17, 2016 @06:05PM (#11925846)
Many phones have magnetic switches for use with smart cases. When you close the case cover, a small magnet trips the switch and turns the screen off.

The magnet isn't damaging the phone — at least not at field strengths likely to be encountered in everyday life. Removing the magnetic field should immediately turn the screen back on.

Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by lostlogin on Friday June 17, 2016 @11:37PM (#11926958)
4.7t is pretty strong. It isn't a cover detector as it's mainly iPhones I've seen affected and it lasts long after the phone is removed from the field. However this may be what has caused the effect on some of the other phones I've seen exposed. I'll do some experimenting next time it occurs. GE and Seimens seem to have an array of phones that engineers are equipped with and they are happy to expose them to high fields.
Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by ptaipale on Friday June 17, 2016 @06:08PM (#11925861)
Many people do. It's not once or twice that I've ran out of battery. Once I even purchased a backup power bank to charge my phone. I paid with a bank card.
Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by duncan_bayne on Friday June 17, 2016 @06:41PM (#11925992)
I have one of those octopus-like "charge any phone" chargers in my kitchen for friends and family who are perennially in need of a charge.
Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by wildmusings on Friday June 17, 2016 @10:22PM (#11926708)
How is it not an issue? My ability to pay should not rely on my phone's OS and payment app functioning correctly. It should not rely on me having remembered to charge my phone. All of these phone payment systems go through the credit card companies anyway. Printing out the plastic card is not the main service they provide.
Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by BinaryIdiot on Friday June 17, 2016 @01:27PM (#11924051)
Parent was referring to cards not phones.
Re:Home Depot Files Antitrust Lawsuit Against Visa, MasterCard by profeta on Friday June 17, 2016 @04:06PM (#11925229)
...until they do.