Perhaps if said individual is a politician and a television is compromised to record what happens in their home (or even bedroom).
Or perhaps compromise televisions in hotel rooms (politician or not).
The negative effect is the exact sky high prices that Americans keep complaining about. The point of all that advertising data is to nudge you towards accepting higher prices or buying things you otherwise wouldn't.
Every dollar of revenue in the advertising industry is money taken from consumers and spent on unproductive waste to get you to spend more money instead of anything like making a product better or investing in capacity or researching and developing new products.
Google makes money by making you spend more money. Facebook makes money by making you spend more money.
What are the chances of an individual being negatively affected in a serious way?
Intuitively, I expect it to be so negligible that it isn't worth losing sleep over.