Seems they are the disease not the cure
Lately I've also been getting a lot from compromised MS365 accounts.
What this is called is survivorship bias. The question I would ask is how much mail are you not seeing at all because it's dropped at the edge first thing because it's IP block listed?
Next, how much spam are you seeing from them because they and Google are the largest providers on Earth? Kind of like selecting a random person from the population in the US and going "look, it's a white guy". Yea, that's how statistics works.
Lastly, because the are good at blocking spam at the edge, then that's the last bastion of attack for spammers to put their efforts in if they want any return at all.
Self-hosting allows me to use a different receiving address for each entity I contact, so I also know exactly who put me on spam lists.
Anecdotes are not a great thing to run mail servers on, broad statistics are.
These entities communicate via plain old mail, that costs more than 2 cents already.
There is and it's the same as other protocols including proprietary ones - a sender address whitelist.
There's no proprietary protocol that solved spam either.
The solution is communications that are demonstrably not spam and not unwanted.
There have been lots of proposals to this effect but maybe you have to put up two cents in a crypto wallet, which the other person can claim if the mail is unwanted. If someone takes your two cents, you remove them from your lists ASAP. The receiver doesn't benefit meaningfully from the 2c so they are unlikely to claim it. The sender is only damaged if a lot of different people claim the 2 cents. Maybe a few domains are default whitelisted even if they don't put up 2 cents, to protect against entities that are important but would be frequently spite-claimed (IRS, courts, and other similar). If you use a provider that doesn't whitelist, fine, but you're going to miss those emails