[disclaimer: I work at Brex, but am not speaking on behalf of the company]

I think one thing being lost in translation here is that Brex considers small businesses to be different from startups, and it's an important distinction internally that is likely getting lost externally.

For example, we just acquired Pry to help with founders at small startups figure out financial projections and needs. If you're an early stage funded startup, Brex is probably still a good fit.

The policy cited here is more about no longer being a good fit for "traditional" small businesses.

How do you actually make that distinction? My flippant guess is that the difference between the two is that a "traditional" small business is profitable

I suppose how likely it is to scale massively.

Lawncare business = not a startup.

Like Uber, but for lawncare = startup.

Startup has the chance of going big and they want their cut of that.

Small business never will go profitable for them so they don’t want to waste time on it.

Think “enterprise”.

> The policy cited here is more about no longer being a good fit for "traditional" small businesses.

Of which you, nor anyone else here, can clearly define.

Hilarious, indeed.

They specifically said "funded".

What does "funded" mean? If my mom gives me $10k is that funded? If an investment firm gives me $5M, is that "funded"? And, and...

When I was rejected by Brex, I moved to Mercury. So far so good.

We've been using both Mercury and Brex for different purposes, but I guess we'll go Mercury full-time.

I really hope Mercury doesn't pull the same stunt.

Mercury is committed to banking customers of all sizes: https://news.ycombinator.com/item?id=31772903

Though to be fair, everyone is committed to their customers until they aren’t.

I work at Divvy and it may be worth your time. Not sure if they're exactly the same product, but we are often calling Brex a competitor, so I assume we're similar.