Nice, as a bunq user (it's a Dutch bank but targets the entire EU) I wondered what you think, the 3 I mentioned are often seen as direct competitors when it comes to being a modern, app-first bank. bunq has some nice things like being able to swap your card to any of your 25 sub-accounts (ibans), virtual MAsterCards, Apple Watch integration, Android NFC and Apple pay enabled. I really like bunq. The more expensive (like really expensive) supergreen subscription has zapier integration even.

Yeah, never used Bunq so I wouldn't want to comment. Maybe I'll test them out in a future chapter. Sounds great though!

Did you test them by accessing through through a popular VPN service?

Did I test the banks by using a VPN?

Yes. For example, Ally has recently started blocking access if you are on a VPN service.

Which one was the best?

Hard to say, honestly. (I know that's a real diplomatic answer, and a swerve, but it's true).

Monzo are outstanding. Barclays are surprisingly great. Revolut and Starling are both incredible compared to the traditional banks.

I think those 3 statements are all true and fair!

link to non paywalled article?

Hey, you can view the whole publication here: https://builtformars.co.uk/banks/

I don't have a non-paywall TC link though, sorry.