The way I remember passwords is by stringing together random English words with random special characters inserted throughout. This means most of them are 30-40 characters. I find these far easier to remember than my PayPal password, which is arbitrarily limited to a random collection of special characters that must be of length less than 12 (or whatever their ridiculously short limit is.)
If you truly care about the security of my account don't impose character limits.
I feel like I filled up my password memory sometime in the late 90s.
Where would you like to retire?
( ) Miami Beach, Florida
( ) Nice, France
( ) the sky has a long face
( ) Bozeman, MontanaAgreed, the “it’s a bunch of gobbledygook” social engineering hack is a really serious vulnerability.
"What is your favorite color? (Red is not allowed)"
Source : https://digitalsynopsis.com/design/color-thesaurus-correct-n...
PS: 1985 Delta 88 Royale Brougham LS with dark smoke metallic paint, limo tint, more chrome that a Cadillac factory and burgundy velour, and a $20k sound system... what you inherit when your dad is an audiophile and wants a car that could fit 6 dead bodies in the trunk.
Just kidding... your approach is a good start, but use a unique password for each one instead of "fuck you".
(It's not actually 'Fuck You,' but something similar and I do sometimes change it up with a few different simple phrase answers. I did own an 88 Cutlass Supreme [worst car I ever owned], but it wasn't my first car.)
Maybe that should be a security question, "what the worst car you've ever owned?," now THAT'S easy to remember all the times you're stranded on the side of the road, stalling in the middle of heavy traffic, and all the repair bills.
Problem with "other password approach" is "I just put a bunch of random characters in there" becomes a valid response to an overseas customer service rep if you're talking on the phone.
EDIT: Ok, any English word or phrase would work for "other password" just fine. I guess after idk how many years of trying to use the "secret questions" as intended I just get angry every time I see them.
it only makes the the account less secured.
the rule should be, you forget your password, say good bye to your account.
There are accounts where that may not entirely make sense, but a lot of my accounts I would love the option to state "The only way to recover from a lost password is to send a notarized letter via snail mail explaining the problem."
No one but me should be able to touch my digital bank accounts without having to first show up at a bank location with my ID or a signed certificate of death.
"Immediate" password recovery is part of the problem. A lot of our accounts most people don't need to recover the password immediately, especially if the reason they have forgotten is that they haven't needed the service in months.
Also, phone calls and text messages aren't slow enough.
These days I just use 1Password's 4 or 5 word password generation option where it works. "What is your mother's maiden name?" "I answered 'griffin accolade stallion catboat' to that question."
A lot of the questions are dumb, like "Favorite Food?" with a pull-down of 8 or 10 answers.
I don't remember if i answered "88 Oldsmobile Cutlass Supreme," "1988 Oldsmobile Cutlass Supreme," Cutlass Supreme," "'88 Cutlass Supreme," "cutlass supreme," "1988 Cutlass Supreme," "Oldsmobile" or any other variation or misspelling. I don't remember if i had to tweek my answer to fulfill your dumb requirements (my favorite teacher has a special character in her name! Or the answer is 3 characters long and you have a minimum of four! My elementary school is numbered) I remember what street I lived on in middle school NOW, but I'll probably forget it in five years, I routinely forget much more relevant things. On top of that maybe I just don't want to tell every website I use who my childhood crush was. There's also the problem of most "secret questions" that are available being irrelevant for X% of the population. (ex. loners and people who didn't have a stable home life... they rarely include stuff like "who was your foster mom when you were 8?" Even the international crowd could have trouble with most questions.)
I'm old enough and have enough online accounts (I have 246 accounts saved in my password manager) that i now just write "fuck you" for all the answers and put 'all answers fuck you' in my password manager. Because these questions stress me out way too much and I'm constantly bombarded with them. Answering them becomes a major pain point when everyone wants them. I've completely lost it with the damn "[not so] secret questions."