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Re:What I learned from reading a thousand emergency room bills by cabaalis on Wednesday December 19, 2018 @04:18PM (#18719746)
> You simply don't get to "shop around" for emergency services

You do actually, by where you choose to live and also by the services as detailed in [1].

I think there's merit to investigating public health care. That line stops for me in eliminating private care.

1] https://www.theatlantic.com/technology/archive/2018/11/kim-k...

Re:What I learned from reading a thousand emergency room bills by ademup on Wednesday December 19, 2018 @04:39PM (#18719966)
Although most humans are perfectly ambulatory, there are innumerable reasons why they don't get to "choose where to live". Income levels, employment availability, schooling, racial pressure, and many more factors come in to play. Not everyone can physically fit into the best areas. The best areas for emergency services don't necessarily align with the best education (although very high income levels tends to align with both). This comment essentially amounts to "Well if you don't like being poor, then just obtain more money". While everyone cannot live in the best places, nearly everyone will need emergency services at some point in their lives. Also, OP didn't suggest getting rid of private care entirely. A public option does not preclude a private system. If the private system provides value, it will likely survive.
Re:What I learned from reading a thousand emergency room bills by josho on Wednesday December 19, 2018 @04:57PM (#18720124)
Mixing a public option with a private option isn’t that ideal either.

The wealthy with their ability to influence politics will lobby to undermine/weaken the public system to save their tax dollars.

You are better off with one system so that everyone is entitled to the same level of care. We do this with fire/police, same applies to health.

Re:What I learned from reading a thousand emergency room bills by AvocadoPanic on Wednesday December 19, 2018 @06:38PM (#18721067)
Why shouldn't someone with means be able to buy a better level of care?
Re:What I learned from reading a thousand emergency room bills by josho on Wednesday December 19, 2018 @06:55PM (#18721203)
The biggest complaint of public systems is wait times for services. If the rich can jump ahead and get treatment ahead of the poor then congratulations you've built a system that enables the rich to pay for life saving operation, while the poor do not. Right wing parties then spend their time in power weakening the public system so those wait times increase or quality of service lessons.

Another way of looking at it is we don't have private firehalls. I'd argue healthcare is the same.

Interestingly we are moving towards having private security forces, enabling some to be more safe than others. I don't agree with that either. So, maybe it's a philosophical difference, I feel strongly that for basic rights (e.g. health, safety) we should all be treated equal, and money should not grant me special treatment.

Re:What I learned from reading a thousand emergency room bills by vec on Wednesday December 19, 2018 @04:53PM (#18720097)
> If the private system provides value, it will likely survive.

And if it doesn't survive, good! Industries don't have an inherent right to keep existing if they don't fill some useful function. Refusing to implement an otherwise desirable social program because it might cause an existing industry to become obsolete is far and away the most anti-capitalist argument I see self avowed capitalists make.

Re:What I learned from reading a thousand emergency room bills by nybble41 on Thursday December 20, 2018 @03:57PM (#18729052)
You haven't rendered private health care "obsolete", you've just forced people to join your public system. Obviously people aren't going to pay for two health providers (unless the public system is completely inadequate). That does not imply that the private service is uncompetitive. There can be no competition when one service must find willing customers while the other takes its funding by force.

This is the same issue with toll roads vs. public roads. Imagine there are two similar roads leading from A to B, one a toll road and the other public. The toll road charges drivers $1 per 100 miles. The public road is free to use but costs every driver $5 per 100 miles in taxes. Which one do you think drivers will take? The more expensive public road, of course—because they're already paying for it, whereas the toll road would be an additional expense.

Re:What I learned from reading a thousand emergency room bills by vec on Thursday December 20, 2018 @04:48PM (#18729454)
True, but that's subtly different than the point I'm trying to make.

Imagine your hypothetical were reversed. Imagine we already had a network toll roads priced at an average of $5/100 miles, and that we had a plan to build and maintain public roads at an expected cost of $1/100 miles. There might be plenty of good reasons not to prefer the more efficient public plan, but the fact that it would put toll road vendors out of business isn't one of them.

Capitalists don't mindlessly prefer private things just because they're private. We like them because they tend to self-optimize for efficiency more effectively than a centrally managed system can. Usually. There are a whole thread's worth of reasons to believe health care is one of the exceptions, both in theory and in practice. If that's the case, then refusing to implement a superior public system solely because it would decimate the inferior private one is just another flavor of the same anticompetitive protectionist bullshit that makes tarrifs and professional licensing and restrictive zoning and a dozen other types of cronyism distasteful.

Re:What I learned from reading a thousand emergency room bills by nybble41 on Thursday December 20, 2018 @06:05PM (#18730056)
> There might be plenty of good reasons not to prefer the more efficient public plan, but the fact that it would put toll road vendors out of business isn't one of them.

I have no particular sympathy for any private provider that can't compete with other private providers in the market. However, from my point of view private and public providers aren't in the same market, or even providing the same product: one is simply selling access to roads, or health care, while the other is giving these things away bundled with the dubious "service" of compelling other people to pay the bill. To me that bundled "service" is of immense negative value, and the existence of the public system is driving the providers of the unalloyed product I actually do want out of the market. So, from my point of view, the fact that the public plan would put the toll road vendors out of business and thus leave me with no decent travel options that don't involve externalizing the cost onto others is actually a good reason to oppose the public plan. (There are others: While I don't want to participate in this externalization process as an unwilling beneficiary on moral grounds, I'd also prefer not to become one of its victims.)

Of course, if there exists a way to build and maintain a road at a cost of $1 per 100 miles, there is no particular reason why that cost couldn't be payed through tolls instead of taxes, thus giving us the best of both worlds. There are basically only two ways which public services can manage to cut costs compared to a private provider. One is by externalizing the cost of the service onto non-users, and the other is by being exempt from regulations which private providers would be forced to follow (or, equivalently, having the regulations tailored to suit the public service by sympathetic legislators).

> Capitalists don't mindlessly prefer private things just because they're private.

Whereas libertarians such as myself do prefer private things simply because they're private, which is to say: because they don't involve the use of force. Which is not to say that there aren't practical reasons to prefer private systems as well—just that, to me, any system which involves force is automatically more costly than any voluntary system, which makes these other reasons more-or-less irrelevant.

Re:What I learned from reading a thousand emergency room bills by bluGill on Wednesday December 19, 2018 @04:54PM (#18720106)
True to an extent, but in any city (100,000 or more people) there will be two hospitals and so the poor can choose which of the two to use. Note that by poor choosing only a small number need to have the practical ability (which is to say the almost middle class) to choose since a hospital will want to attract them and that ups service for everyone even thoose who couldn't reasonably get to the other hospital.
Re:What I learned from reading a thousand emergency room bills by quxbar on Wednesday December 19, 2018 @06:52PM (#18721179)
You know the hospitals in this scenario wouldn't be next door to each other, right? The extra 30 minutes of driving time it takes for me to get to my second-closest hospital could easily mean life or death.
Re:What I learned from reading a thousand emergency room bills by bluGill on Thursday December 20, 2018 @09:15AM (#18725018)
For the person 15 minutes from either hospital there is a choice though. Trying to attract those middle people results in better services for those who are clearly closer to one hospital.
Re:What I learned from reading a thousand emergency room bills by Fomite on Wednesday December 19, 2018 @07:57PM (#18721581)
In addition to what other people have said about the impracticality of assuming choice, said hospitals will often not offer the same set of services, or will specialize in certain aspects of them.
Re:What I learned from reading a thousand emergency room bills by gumby on Wednesday December 19, 2018 @05:45PM (#18720602)
You rarely have this choice in practice. Plus, as the article points out, even if you chose an in-network hospital you may well be seen by an out-of-network doctor.
Re:What I learned from reading a thousand emergency room bills by bluGill on Thursday December 20, 2018 @09:16AM (#18725024)
In a free market the incentives are different though. in-network only is a thing because hospitals don't have any incentive to ensure everyone is in network.
Re:What I learned from reading a thousand emergency room bills by tivert on Wednesday December 19, 2018 @05:16PM (#18720311)
>> You simply don't get to "shop around" for emergency services

> You do actually, by where you choose to live

That's wrong on so many different levels:

1) The emergency service provider is unlikely to tell you how much anything costs in reality ahead of time.

2) Not all emergency services providers offer the best price for all services, or are even equipped offer all services.

3) Many medical emergencies are completely unexpected, you have no idea what kinds of services you'll actually need in an emergency.

4) You're not really talking about "where you choose to live," but rather "where you choose to be at all times." Do you really have a choice of ER if you have to stay within a couple miles of it at all times to make sure you'd always be taken there in an emergency?

5) etc.

Re:What I learned from reading a thousand emergency room bills by pjc50 on Wednesday December 19, 2018 @05:31PM (#18720480)
I don't think there are many places outside repressive states where private healthcare is actually banned? Even the UK's extremely centralized NHS runs alongside a private system. It actually has the effect of making the private system cheaper since they don't have to cover everything or everyone.
Re:What I learned from reading a thousand emergency room bills by ncallaway on Wednesday December 19, 2018 @04:43PM (#18720008)
> I think there's merit to investigating public health care. That line stops for me in eliminating private care

I haven't seen a proposal yet that would eliminate private care (or even supplementary private insurance).

Re:What I learned from reading a thousand emergency room bills by phd514 on Wednesday December 19, 2018 @06:01PM (#18720761)
Canada did. It's not that far-fetched.
Re:What I learned from reading a thousand emergency room bills by bdamm on Wednesday December 19, 2018 @06:17PM (#18720894)
That's a stretch. There are still a lot of private clinics operating in Canada for various grey-area medical needs. Also, Canadian (really, provincial) healthcare doesn't typically cover dental, and there's a massive grey area in rehab and injury recovery where private clinics abound.

Certainly it is true, I agree, that emergency hospitals and ambulances are public-option only.

Re:What I learned from reading a thousand emergency room bills by refurb on Thursday December 20, 2018 @05:40AM (#18723825)
Doctors in Canada have to choose to participate in either the public system or private system. They can’t straddle both.

Hence there are VERY few private clinics in Canada except for services where the govt realized it was in their benefit to allow it (MRIs).

Re:What I learned from reading a thousand emergency room bills by ceejayoz on Thursday December 20, 2018 @12:03PM (#18726652)
That sounds like the market for private care isn't really as big as is often claimed, then.
Re:What I learned from reading a thousand emergency room bills by refurb on Friday December 21, 2018 @03:16AM (#18732049)
Based on the success of private MRI clinics, I would say the demand is quite high for selective procedures. Either procedures that are relatively cheap but have very long wait times or procedures where patients are willing to pony up for expertise (joint surgery).
Re:What I learned from reading a thousand emergency room bills by ncallaway on Wednesday December 19, 2018 @06:22PM (#18720937)
That's fair, and this is I suppose more what I meant.

My original statement might have been more accurate had I said "fully eliminate private care and private insurance".

Certainly with medicare for all both of those would be drastically reduced. With the medicaid buy-in they would both be moderately reduced.

I still think private care and private insurance will exist under both models, but like you said, they may be different in terms of what they cover.

Re:What I learned from reading a thousand emergency room bills by mulmen on Wednesday December 19, 2018 @04:58PM (#18720133)
"Move to a better market" seems like an argument that some local marketplaces have failed. The whole value proposition of the free market is that it improves the available services and prices through competition. If I have to move somewhere else to find a market where this is true then the local market is clearly failing and the free market idea doesn't work.

Said another way: Should I then also move when I want to find a better price on milk?

Re:What I learned from reading a thousand emergency room bills by munk-a on Wednesday December 19, 2018 @05:42PM (#18720577)
"Move to a better market" also fails with regards to the fact that you may need the services when not at home. If you were working in sales would you refuse to do an onsite meeting with a client because their office is near a terrible hospital?
Re:What I learned from reading a thousand emergency room bills by krupan on Wednesday December 19, 2018 @05:25PM (#18720424)
I mean, I know people that moved away from Hawaii precisely because they couldn't afford the milk there.

Believe it or not there are people who move into cities because of better fire departments, police departments, etc.

Re:What I learned from reading a thousand emergency room bills by mulmen on Wednesday December 19, 2018 @05:33PM (#18720498)
Did they leave Hawaii only because of the price of milk or because staple goods in general were more expensive than other places? In this case the market is working but it is a market where cities compete on cost of living, not milk. In that case moving makes sense.
Re:What I learned from reading a thousand emergency room bills by PhasmaFelis on Wednesday December 19, 2018 @04:49PM (#18720067)
> I think there's merit to investigating public health care. That line stops for me in eliminating private care.

Has anyone proposed that? If not, I'm not sure why you mentioned it.

Anyway, I suppose I can see the benefit to private doctors, but if private emergency response services for individuals are popular, then something is fucked, as your link demonstrates. Not saying they should be banned, but they shouldn't have to exist in a properly-run society.

Re:What I learned from reading a thousand emergency room bills by ams6110 on Wednesday December 19, 2018 @05:28PM (#18720451)
Yes, many people who advocate for "single payer" intend that to mean eliminating any private-pay option.
Re:What I learned from reading a thousand emergency room bills by ncallaway on Wednesday December 19, 2018 @05:32PM (#18720493)
I don't believe that's true.

What serious single payer proposals have been put forward that would eliminate private-pay, private insurance, or private care?

I've never seen one.

In fact, almost all "single payer" health systems that exist in other countries have private care and private insurance options. For example, such options are available in both the UK with the NHS and in Canada.

I've never once spoken with an advocate of single payer who wants to eliminate private pay, private insurance, or private care.

I am also an advocate of single payer, and I wouldn't advocate eliminating any of those things.

Re:What I learned from reading a thousand emergency room bills by conanbatt on Thursday December 20, 2018 @02:47AM (#18723173)
It most definitely means banning private insurance (not private care). Thats why its "single". IT has to, because otherwise it would have to compete on the market as any other plan, and it would fail because all private insurance would dump the expensive patients on to medicare, which will need to either increase prices or increase taxes to survive.

Plus the whole point is to eliminate dealing with the adminsitrative burden of claims and billing. IF you just add another insurance, you just make it worse.

Re:What I learned from reading a thousand emergency room bills by namdnay on Thursday December 20, 2018 @05:54AM (#18723881)
No, the single payer portion doesn't have to compete with other plans. The other plans supplement the single payer insurance. E.g. single payer will cover everything up to a certain amount, and then you can buy a private plan to bring that amount higher, or maybe cover non-essential extras.
Re:What I learned from reading a thousand emergency room bills by conanbatt on Thursday December 20, 2018 @11:30AM (#18726288)
Ofc you can invent an infinite amount of models, and Sanders has not specified which one clearly yet afaik.

In the case that Medicare is expanded and is optional, medicare will have the following fair challenges: it has to compete with other private insurances, which means is has to pay as much, and any administrative cost dissipates, in fact it gets worse, as providers still have to do multiple billing. If it has to charge ,it will also have to turn away patients. It it doesnt charge, everyone will have medicare, and private insurance will not provide services that medicare gives for free or without restriction.

Up to this point, "single payer" has not provided a single cost reduction means.

Re:What I learned from reading a thousand emergency room bills by ncallaway on Wednesday December 26, 2018 @02:59PM (#18764394)
> Sanders has not specified which one clearly yet afaik.

That's absolutely not true.

https://www.congress.gov/bill/115th-congress/senate-bill/180...

Re:What I learned from reading a thousand emergency room bills by conanbatt on Thursday December 27, 2018 @12:24AM (#18767552)
Didn't know this existed, thanks for sharing. (I got my other impression by Sander's fb which I follow).

If I understood this text correctly, this will be:

An optional insurance plan (SEC. 105) An insurance that gets tax benefits (SEC. 701) An insurance that has incredibly perverse utilization incentives (SEC. 202)

I would be quite on board on this plan if it weren't funded with special taxation, and it gave itself no promise of benefit for being the state, not because I think its a good one, but because it will confirm its a terrible one.

Re:What I learned from reading a thousand emergency room bills by pjc50 on Thursday December 20, 2018 @04:00AM (#18723431)
"Single payer" means the state pays through the tax system. It doesn't mean banning private insurance, which coexists happily with the NHS. Whoever told you otherwise has been misleading you.
Re:What I learned from reading a thousand emergency room bills by conanbatt on Thursday December 20, 2018 @11:33AM (#18726310)
There is nothing single about adding a payer to a set of a dozen that already exist.
Re:What I learned from reading a thousand emergency room bills by swish_bob on Thursday December 20, 2018 @05:07AM (#18723702)
This is quite evidently rubbish, as demonstrated by the fact that I live in the UK, receive most of my healthcare for free, on the NHS and also have private medical insurance (provided by my employer).
Re:What I learned from reading a thousand emergency room bills by conanbatt on Thursday December 20, 2018 @11:32AM (#18726299)
The problems the UK has and the US has are completely different. Starting with the fact that the model of providing both a public and a private insurance system in the US will not save a single buck.
Re:What I learned from reading a thousand emergency room bills by ams6110 on Wednesday December 19, 2018 @05:49PM (#18720649)
Bernie Sanders, for one, has advocated for the elimination of private health insurance by essentially putting everyone on Medicare.
Re:What I learned from reading a thousand emergency room bills by fencepost on Wednesday December 19, 2018 @07:19PM (#18721346)
Saying that Sanders is advocating the elimination of private health insurance because he favors Medicare for all is just as inaccurate a saying that anyone who advocates for improving public transit is trying to eliminate all privately owned vehicles.

I'm sure there are plenty of things to dislike about Sanders or anyone else whose political leanings tend toward things like publicly-funded healthcare coverage, it should be possible to come up with a few of them without blatant misrepresentation

Re:What I learned from reading a thousand emergency room bills by ncallaway on Wednesday December 19, 2018 @05:57PM (#18720734)
That's simply false.

Both Medicare for all and Medicare buy in plans wouldn't eliminate private health insurance.

Private health insurance would still exist under both plans as supplemental coverage that people could buy that would cover things that were not covered by medicare.

The markets would be potentially reduced (drastically with medicare for all, moderately with a generally available medicare buy-in), but it's totally false to say they would be eliminated under those plans.

Re:What I learned from reading a thousand emergency room bills by pjc50 on Wednesday December 19, 2018 @05:32PM (#18720489)
Do they? Are you sure? Who? The UK's single payer system coexsists OK with private care. It's not a necessary part of the process.
Re:What I learned from reading a thousand emergency room bills by neurotrace on Wednesday December 19, 2018 @04:37PM (#18719940)
A lot of people don't get much choice in where they live.
Re:What I learned from reading a thousand emergency room bills by justtopost on Wednesday December 19, 2018 @05:37PM (#18720540)
Are they on felony probation? I have moved a few times with little money for better opprotunities. It seems like most people are just psychologically conditioned to die near where they were born. Most people just think the hardship is worth it, which is very much a choice. It is literally cheaper to move to most of the USA than live another month in places like california or nyc.
Re:What I learned from reading a thousand emergency room bills by __jal on Wednesday December 19, 2018 @07:49PM (#18721526)
This ignores a huge array of practical reasons why people stay where they are.

Family networks are probably the number one reason. Child/elder care, food/housing/etc. sharing and a lot more are all major factors that by definition do not show up in economic reports.

And that's before people's "psychological conditioning" (which some people refer to as "being part of a family") is considered.

I, too, have moved around a lot - across the US three times, overseas and back once, with smaller cross-state moves in between. And it has worked out for me. I am also not married, have no kids, am not very close to my family, have a high degree of risk tolerance and high attraction to novelty, and seem to need a smaller community of folks in my life than many others.

I'm also well aware that I am an abnormally-unattached person. Most people have significantly more difficulty uprooting and moving somewhere else. Writing that off as conditioning that interferes with economic concerns not only fails to recognize very real economic aspects that don't show up a bank account, but also fails to recognize that humans value things other than money.

Re:What I learned from reading a thousand emergency room bills by msla on Wednesday December 19, 2018 @06:13PM (#18720857)
> Are they on felony probation?

So that's what they call "Taking care of an elderly relative" these days!