Stop providing loan guarantees for all students regardless of the marketability of the degree they've chosen?

Maybe make schools take some brunt of the loans. If they feel so strongly that their degree is worth it, its like they should back you as an investment.

[1] https://www.inc.com/salvador-rodriguez/long-term-coding-scho... [2] http://time.com/money/4568213/income-share-agreements-colleg... [3] https://www.economist.com/finance-and-economics/2018/07/21/i...

If bankruptcy could fix student loans, then the ones giving out loans would be a lot more careful, schools would stop wasting hundreds of millions on new buildings that that are 80% empty, and we wouldn't have a large segment of the middle class population in indentured servitude.

Seems pretty simple to me.

Full stop.

Need-based public aid (whether it's the recipients financial need or societies workforce need, or both) should be grants, and there should be broad opportunities for public civilian service that provides service-based grants not based on specific need, too. The former should have payoff considerations, the latter should not.

Educators are effectively trying to project 12 years out and try and guess what the market will demand so that they can provide the minimum skills necessary to provide a modicum of middle-class life.

That's the problem, though. Some companies, and many parents and students, no longer see it as that. They see secondary school as a place to train their future employees. And, because parents so often have to work multiple jobs, kids often come out knowing nothing about finance, so they complain about having to take classes like Algebra II.

To be honest, I feel like a lot of the problem could be solved if companies would actually go back to investing in employees. They want their employees to come fully-trained nowadays, and then don't really care about keeping them or their development. It pushes everything off onto the schools, which is also why so many feel like they have to attend university.

I went from a D high school to a straight A student in college. I found the freedom to choose to study what I am interested in ( Computer Science ) extremely liberating. I found the respect shown by the faculty to the students refreshing compared to my high-school. I found that being able to leave, take a nap, and then come back for my next class much more tolerable. I found that not being locked in a building for 9 hours a day freed up time to actually study and get your homework done.

Basically, I discovered what everyone else already knew: Current schooling is intended to keep kids in child-jail while their parents are working. Most schools do not have the resources to cater to bored gifted students, so we are cast aside with the understanding that "we'll be fine" while sitting through remedial classes where we have to read out loud because some of the students in the classroom are illiterate.

People claim college is a waste of time? HA. HIGH SCHOOL is four years of my life WASTED that I will never get back.

Let students set their own pace for education. Have them take responsibility for their own lives and future at a younger age. Let the children out of child jail.

I'd like to go back to a system where we look at what the job actually requires, and set the level there. Then educate people to that level. In this way we aren't allowing colleges to tell us what level we need to educate people to, but instead letting it become a hybrid.

The required education for your basic job should be free. But I also don't want to write a blank check for people to go to college for the college experience. I don't think that's necessary.

The idea of there being too many jobs that require degrees (but really don't utilize them) is touched on, and the proposed solution is for positions to not be allowed to ask for degree status. Instead, they would have to test for aptitude. The whole article is worth a read.