News for hackers. Stuff that matters.
Re:Dell Computers Has Been Hacked by nthitz on Tuesday January 05, 2016 @01:28AM (#10841629)
Axciom, Epsilon and similar companies track your credit card purchases and correlate them with a profile of who they think you are. If you work for a large corporation that is probably easier to identify than a small one.

http://www.acxiom.com/ http://www.epsilon.com/

Re:Dell Computers Has Been Hacked by dcposch on Tuesday January 05, 2016 @06:13AM (#10842619)
I assumed that when I buy something on a card, it's more or less private. The transaction should be known only to: me, the merchant, our respective banks, Visa, and I guess the IRS if they come and ask for it.

If I understand correctly, youre saying my entire purchase history is shared with random third party marketing companies. Full transaction data, PII included, no anonymization.

How is that even remotely OK?

Re:Dell Computers Has Been Hacked by davismwfl on Tuesday January 05, 2016 @09:46AM (#10843429)
Ok, I'll add to that a couple more details. Many ecommerce companies sell your purchase history to third parties as well, just like the credit card companies. This allows others to market to you more directly.

There is at least one company that has built technology that will monitor most all these purchases, monitor the IP's from them and the browser profile to identify a specific machine that you use. Then when you go to work, or are on your mobile they also will tag that traffic as you too. They have gotten so good they can serve ads that are relevant to your wife if she happens to be on your computer surfing the web for shoes say, but serve you different ads if you are on the same computer. They use data feeds from many sources, but ecommerce transactions, credit card transactions and companies like acxiom that let them match those with real people, incomes and household details make it very powerful.

In marketing we use Axiom and others a lot, their data used to be more vague and educated guesses about people. Now though, they have gotten it down pretty well, including how many animals, kids and your income/debt etc. They collect data from tax collectors offices, county records, city records, plus companies that will sell transaction data and other pieces so they can get a full picture. They of course work with Equifax, TransUnion etc too so they can build a whole economic profile on a person.

These companies are also what allow marketers to send you an email about their product/company after all you have done is visited their website. You don't have to enter anything or click on anything, but they will know who you are, who you work for and whether you fit their market profile in general. Poorly done it is extremely creepy, correctly done it can be an amazing conversion booster.

Re:Dell Computers Has Been Hacked by speeder on Tuesday January 05, 2016 @11:12AM (#10843954)
To me, well done, is still creepy.

I am from Brazil, and I am openly dissident of our government, and here assassinations (And other unpleasant things) DO happen to dissidents (example: in the last year a couple anti-government bloggers all in the same region where "murdered", the police claim it was just normal murder, but the coincidence is too great to be just normal murder, they were obviously assassinated).

What happen, if some day the government decide to assassinate me? They can just waltz in with a market company, offer a lot of money (or if they refuse, a lot of pain), get my data, and know all that stuff about me.

Then, they can do with me, what they did with Toninho and Celso Daniel: intercept them on the street, kill them, and pretend it was a robbery gone wrong.

Toninho case was very obvious: He was intercepted while fetching some suits he had bought before, using the tech you mentioned, assassins would know for certain that he was there, since they could know he would need to eventually fetch the suits, and that once inside the building, you could intercept him at the exit, indeed as he was exiting the shopping mall that had the clothing store, another car drove by, shot him (not "at his direction", but at him, directly, Toninho died instantly because of direct hits), and sped away. The police claimed it was a random incident where random criminals randomly passing by got pissed off at him cutting them off in the traffic and killed him, beside all that being unlikely, Toninho had some days earlier said to the press that should "something happen" to him, stuff were already set for his successor.

So what matters to me is: How I don't get tracked, unless I go "off grid survivalist style" ?

Re:Dell Computers Has Been Hacked by davismwfl on Tuesday January 05, 2016 @12:01PM (#10844335)
Your concern is totally valid, I luckily do not live in a country that I feel I need to be on guard at the level you do but it still doesn't mean I appreciate all the data collection either.

That said, there are things people can do with companies like Acxiom to help reduce the data collection. At least in the US (not sure overseas) if you as a consumer submit a request to be removed from their lists they must honor your request and remove you, many US states have strict laws about this and I believe the Federal laws also have strict restrictions. The catch 22 to this is that you can wind up back in the collection at a later date because of activity you take or because of a timeout period (from what I understand). You can read about Acxiom's policy and opt-out here: https://isapps.acxiom.com/optout/optout.aspx

As a point too, you may check out the data collection from Acxiom, as I believe they actively collect and use data in your home country, as they do in many counties. Equifax, Experian and TransUnion all also work in the US and overseas and collect/sell vast amounts of data on individuals. The very fact they collect so much data does make people (including me) nervous because I personally feel they do not take security of the data nearly serious enough, as recent security issues have shown at most of them. But that I guess is a different issue/post.

Re:Dell Computers Has Been Hacked by sbarre on Tuesday January 05, 2016 @06:58AM (#10842752)
That is correct. Banks and credit card companies merchandise this information to their partners, which leads to this kind of thing. Check your cards' terms of services if you want to be somewhat horrified.
Re:Dell Computers Has Been Hacked by branchless on Tuesday January 05, 2016 @07:44AM (#10842926)
Banks are disgusting. They get a cut already from the purchase which ought to be more than enough to deliver this and make a profit. But no it's not enough.

I don't use facebook but do use a credit card. Hard to opt out of that in the modern world. God these people are filth.

Re:Dell Computers Has Been Hacked by krick on Tuesday January 05, 2016 @07:57AM (#10842985)
Well, I don't know how hard is it in the USA, but I use cash most of the time and know several people who do the same. Sure, sometimes you need to make wire transfer, or pay with credit card, or paypal for that matter. But at least shopping in the supermarket is possible with cash.
Re:Dell Computers Has Been Hacked by wuschel on Tuesday January 05, 2016 @08:36AM (#10843145)
Then I do hope that you do not own a cashback etc bonus card, or your can be quite sure that your personal consumption related high resolution data will end up in some buyers pocket.

And all that for a cheaper (and cheap) bread-knife.

Re:Dell Computers Has Been Hacked by amelius on Tuesday January 05, 2016 @08:53AM (#10843212)
This is why I frequently swap bonus cards with random people on the subway :)
Re:Dell Computers Has Been Hacked by JadeNB on Tuesday January 05, 2016 @09:57AM (#10843489)
A serious question, though I assume that you were joking: is it more creepy to have your own actions tracked and accurately tied to you, or other people's actions tracked and inaccurately tied to you? Both sound pretty awful to me, but I think I'd prefer the former if those were the only two options.
Re:Dell Computers Has Been Hacked by branchless on Tuesday January 05, 2016 @10:57AM (#10843869)
What stops these guys from selling to all the major health insurers.

Been buying too much sugar? Dental insurance up. Too much butter? Health insurance up. Bought three times the median amount of headache tablets? That's a paddlin'. Bought more alcohol than normal? Car insurance up.

Opt out to keep off their radar? They assume the worst and charge you double?

Re:Dell Computers Has Been Hacked by leesalminen on Tuesday January 05, 2016 @11:47AM (#10844218)
I've heard stories of this happening (shopper club data -> insurance companies), but it's never been substantiated.
Re:Dell Computers Has Been Hacked by mindslight on Tuesday January 05, 2016 @01:04PM (#10844805)
Example sentence from mid-naughts: "I've heard several stories of USG bulk tapping Internet interconnection points, but it's never been substantiated."

Thinking from first principles lets us see incentives and probable outcomes before they are "substantiated" (adopted by the media).

I personally don't think shopper data is affecting insurance policies quite yet. But the groundwork is there (Acxiom etc), and the "great" thing about data is it stays around forever!

I'd guess a timeframe of 10 years, but does it really matter as to when?

Re:Dell Computers Has Been Hacked by JadeNB on Tuesday January 05, 2016 @05:17PM (#10846490)
> What stops these guys from selling to all the major health insurers.

Is this a response to my comment? I would guess that the answer is "nothing but the temporary protection of the law", but, assuming that protection is eventually revoked, it makes it all the more worrisome for me to have a random stranger's data taken as my own.

Re:Dell Computers Has Been Hacked by rikkus on Tuesday January 05, 2016 @04:26PM (#10846184)
In the UK we have a company called Boots which used to be a pharmaceutical giant and is now a high street toothpaste and moisturiser giant. At the counter, they always ask if I have a 'Boots card' (purchase tracking card). I say no, because I don't, and they are often confused - because it's weird to not only have presented one immediately, but to claim not to own one. I'm then told I can be given my 'points' on a receipt so that I can add them to my (non-existent) card later.

I'm not a tin foil hat type, but I really don't like filling my wallet with tracking cards and can't be bothered to claim the miniscule compensatory benefits provided in return for proffering my purchase (and also location, hygiene, etc.) information.

Saying 'no' is almost more hassle than simply submitting, however, which is probably exactly what the company would like to hear. Suggestions welcome for brushing off this nuisance without a) Avoiding their shops entirely (not practical) or b) Being rude to cashiers.

Re:Dell Computers Has Been Hacked by krick on Tuesday January 05, 2016 @08:45AM (#10843176)
Sometimes I do use several bonus cards, when there's some significant benefit (say, sale-out only for bonus-card owners). Guilty that. But I do not use them often and of course I don't use my real name when signing up for it. Or if I do — only when I use my CC anyway, which is rare.
Re:Dell Computers Has Been Hacked by branchless on Tuesday January 05, 2016 @08:57AM (#10843234)
Surely if you use your CC one time with this card they have your real details. After that every cash purchase where you use this card is tied back to you. Not hard to believe they do this and you should assume the worst.
Re:Dell Computers Has Been Hacked by michael_h on Tuesday January 05, 2016 @10:23AM (#10843653)
> every cash purchase where you use this card

When I pay with cash, I usually don't present a card as well.

Re:Dell Computers Has Been Hacked by branchless on Tuesday January 05, 2016 @08:57AM (#10843229)
I avoid these for sure. As you say the reward is nothing - they can stick it.
Re:Dell Computers Has Been Hacked by manigandham on Tuesday January 05, 2016 @08:43AM (#10843168)
Purchase and transaction histories provide very rich data profiles and are a big business. There are also several companies that match up this "offline" data with online profiles so you can be targeted online.

PII is not available, it is anonymized. There are laws around this. Purchase data itself is usually grouped into major purchase types, not amounts or actual goods purchased.

For that detail, it would be the CRM/ERP systems of the manufacturer that has that information tied to a serial number and this is why they ask you to register your product when you buy it. Some manufacturers might work with data providers to exchange this data (serial numbers in exchange for purchase histories) but it's rarely done at scale because of cost, complexity, legal/security risk and lack of options to benefit from it.

Re:Dell Computers Has Been Hacked by JadeNB on Tuesday January 05, 2016 @09:58AM (#10843495)
> PII is not available, it is anonymized. There are laws around this.

But we've seen how useless even apparently well meaning anonymisation is—think of the AOL search results. I can't imagine how utterly useless it becomes when it is done by people in whose interest it is to do it poorly, while remaining just within the law.

Re:Dell Computers Has Been Hacked by manigandham on Tuesday January 05, 2016 @10:25AM (#10843669)
There is a difference. Yes search results can reveal a lot, even just a few hundred likes on Facebook can reveal your entire personality [1]. However this data is not regulated the same as actual personal information like names, address, gov id numbers, credit card data, etc. even though it should be.

The protection of the law does add to the security. Also anonymization of the PII (scrubbing into just a serial number) combined with the dilution of purchases into larger categories provides lots of protection. Your google search history is lot more detailed and granular than most of the purchase data you can buy through data markets. You might be able to figure out a basic "profile" and maybe use lookalike modeling but it would be incredibly difficult to actually distill that to a discrete person.

There's also been a push to buy "insights" rather than just data to get more ROI with less effort/cost so instead of buying purchase histories you would just buy a segment of people interested in buying washing machines for example.

1. https://soundcloud.com/rawdatapodcast/episode-1-uploaded

Re:Dell Computers Has Been Hacked by fvinci on Tuesday January 05, 2016 @12:09PM (#10844406)
Agreed. I work on pharmacy data, which is additionally subject to HIPAA compliance. While the the pharmacy data does technically not contain anything identifiable, it is frightening how easily someone can match their own company's records up to a data set that is supposedly anonymous.
Re:Dell Computers Has Been Hacked by anc84 on Tuesday January 05, 2016 @08:18AM (#10843071)
Now you know why some countries like Germany like cash. It's anonymous by design.
Re:Dell Computers Has Been Hacked by wuschel on Tuesday January 05, 2016 @08:38AM (#10843150)
True. But there are already solutions in place to undermine this anonymity e.g. the bonus card system (see previous comment).
Re:Dell Computers Has Been Hacked by anc84 on Tuesday January 05, 2016 @09:42AM (#10843414)
Yeah, it's a shame that people don't value their privacy to some miniscule percentage of their expenses.
Re:Dell Computers Has Been Hacked by vitd on Tuesday January 05, 2016 @12:29PM (#10844548)
People have absolutely no idea what trade off they're making I these cases. They just think they're getting a discount.
Re:Dell Computers Has Been Hacked by fweespeech on Tuesday January 05, 2016 @01:16PM (#10844890)
Tbh, $4-5k/year isn't a minuscule percentage of my expenses.
Re:Dell Computers Has Been Hacked by xorcist on Tuesday January 05, 2016 @08:19AM (#10843072)
Guess why Google and Apple desperately wants to get in on payments? It fits their data driven business model perfectly.
Re:Dell Computers Has Been Hacked by macintux on Tuesday January 05, 2016 @09:16AM (#10843316)
Apple has a data-driven business model?
Re:Dell Computers Has Been Hacked by xorcist on Tuesday January 05, 2016 @12:18PM (#10844462)
Well, they aspire to. Their ad network is large and growing.
Re:Dell Computers Has Been Hacked by macintux on Tuesday January 05, 2016 @02:39PM (#10845442)
I've not seen numbers and I'm skeptical that it's growing, but the revenue can't be more than a rounding error on their books.

Lumping Apple with Google in terms of data gathering is misleading at best.

Re:Dell Computers Has Been Hacked by mastazi on Tuesday January 05, 2016 @04:43PM (#10846286)
You mean Apple, the company that until recently forced you to give them cc data in order to install any app on your device, regardless of the app being a paid or free one?
Re:Dell Computers Has Been Hacked by macintux on Sunday January 17, 2016 @05:10PM (#10921327)
Apple wants your money, not your data (as further evidenced by the fact that they just killed iAds).
Re:Dell Computers Has Been Hacked by fweespeech on Tuesday January 05, 2016 @01:08PM (#10844837)
Literally every interaction with a 3rd party should be considered public knowledge as it is almost always shared with enough 3rd parties to guarantee that is the case.
Re:Dell Computers Has Been Hacked by pjc50 on Tuesday January 05, 2016 @11:22AM (#10844025)
This kind of thing is why the EU has data protection law.
Re:Dell Computers Has Been Hacked by imbellish on Tuesday January 05, 2016 @01:42AM (#10841687)
It's the isolating arm of capitalism drilling its elbow grease directly into your personal life.
Re:Dell Computers Has Been Hacked by benevol on Tuesday January 05, 2016 @03:12AM (#10841998)
Now think about what a company like Google or Facebook knows about you. And then ask yourself if you ever want to use their services again (besides those that everybody is forced to "use", such as GoogleAnalytics.).
Re:Dell Computers Has Been Hacked by Jgrubb on Tuesday January 05, 2016 @07:20AM (#10842850)
FYI, Facebook buys CC purchase info about you from these companies as well in order to be able to sell more targeted ads.
Re:Dell Computers Has Been Hacked by leni536 on Tuesday January 05, 2016 @03:44AM (#10842124)
Well, I block GoogleAnalytics with uBlock and uMatrix.
Re:Dell Computers Has Been Hacked by JupiterMoon on Tuesday January 05, 2016 @04:05AM (#10842186)
Unfortunately people have started putting the tracking server side.
Re:Dell Computers Has Been Hacked by tombrossman on Tuesday January 05, 2016 @04:43AM (#10842330)
Tracking server-side is fine, it is assumed the server logs contain a record of my visits and I have no problem with that. I think what most people object to is the third-party tracking that so many people use.

Company A tracking my visits to Company A's website = OK

Company A using Google Analytics to track my visits (while also enabling Google to track me across multiple sites) = Not OK

EDIT: (replying here as we've reached max comment depth) - I was unaware that it is possible to use Google Analytics server-side only (is this true?) but I hope my original point is still clear, DIY tracking is fine.

Re:Dell Computers Has Been Hacked by JupiterMoon on Tuesday January 05, 2016 @05:47AM (#10842524)
I agree with your position. However...

You misunderstand. There have been several commentators here on HN saying that they are moving Google Analytics server side. They seem to think that people are only objecting to the cookie or the presence of the JS rather than objecting to the pervasive cross-site tracking.

Re:Dell Computers Has Been Hacked by vive-la-liberte on Tuesday January 05, 2016 @07:21AM (#10842852)
In that case, f that and f them. Do not track me.
Re:Dell Computers Has Been Hacked by mhoad on Tuesday January 05, 2016 @10:24AM (#10843663)
Are you are aware that Google provide you with a method to do this regardless that doesn't rely on random script blocking? Details here https://tools.google.com/dlpage/gaoptout
Re:Dell Computers Has Been Hacked by malka on Tuesday January 05, 2016 @10:29AM (#10843697)
Why would I trust google with this ? I'd rather do it myself.
Re:Dell Computers Has Been Hacked by JupiterMoon on Tuesday January 05, 2016 @09:35AM (#10843389)
Just a little HN tip. If you click the time of the comment you can reply to it even if there is no direct reply link.
Re:Dell Computers Has Been Hacked by manigandham on Tuesday January 05, 2016 @08:50AM (#10843194)
Yes. GA has server-side API's available to premium accounts.

You can also just host the ga.js file yourself. Or run a reverse proxy or any of a dozen other methods to collect data and pass it to GA. Using the standard 3rd party tag is just for convenience.

Re:Dell Computers Has Been Hacked by lstamour on Tuesday January 05, 2016 @11:02AM (#10843898)
FYI, server-side APIs don't require premium accounts. :)

I'm pretty sure it's the same mechanism used for mobile/app non-browser tracking.

Re:Dell Computers Has Been Hacked by malka on Tuesday January 05, 2016 @10:28AM (#10843693)
how can GA correlate between site then ? The server-side does not have access to my GA cookie. Browser fingerprinting ?
Re:Dell Computers Has Been Hacked by manigandham on Tuesday January 05, 2016 @10:34AM (#10843721)
Yes, cookies are outdated and just a fallback. Also, unless you never go to a google-owned domain name, you'll be cookied regardless.
Re:Dell Computers Has Been Hacked by krick on Tuesday January 05, 2016 @07:18AM (#10842842)
You mean GoogleAnalytics-tracking on the server side? Please expand on that, I'm not very versed in all that marketing spy-modules. Do you mean that some internet-shop (or blog or whatever) makes a request to GA or some similar service to share that I was at their website? If so, what information do they share? My IP, cookies or what? I always assumed that very point of GA was outsourcing tracking users to some other service (Google) which could try somehow guess who I am based on flash-cookies and me appearing on other websites with GA. But how would that work server-side?
Re:Dell Computers Has Been Hacked by toyg on Tuesday January 05, 2016 @08:32AM (#10843128)
Even just your UA string is enough in most cases to make educated guesses. See here: https://www.eff.org/deeplinks/2010/01/tracking-by-user-agent... . The server will get that UA string, and it can make subsequent calls (or serve you content that will automatically make calls, like hidden <img> tags...) to further restrict the search space. You can have middleware that does this transparently.

I'm not in that particular market, but I know people who are and tbh more often than not I think it's an arms race the individual simply cannot win. Unless there's a conscious effort from browser-makers to actively counter tracking practices, you should assume everything you do on the web is public and can be tracked by multiple parties.

Re:Dell Computers Has Been Hacked by krick on Tuesday January 05, 2016 @08:41AM (#10843161)
But the question is if GA and others actually accept these kind of requests: remember that someone with such and such UA (or IP, or whatever) has visited that website? And if people actually use it? I still have my doubts that tracking someone by UA is possible — there will be collisions for the large part of the market — but that some analytics service is actually doing it? It's easy to track me if Google can "reach" to the client side when visiting some website: they can use cookies, all HTTP-request data, even flash-cookies maybe. It's a no brainer to track individual with information like this. But guessing who is who just by UA? This doesn't seem that trivial, so I wonder if they really do that.
Re:Dell Computers Has Been Hacked by malka on Tuesday January 05, 2016 @10:32AM (#10843713)
Not just the UA, but there are ways : https://panopticlick.eff.org/
Re:Dell Computers Has Been Hacked by manigandham on Tuesday January 05, 2016 @08:48AM (#10843184)
Yes. It's all just data in the end. Javascript can handle collecting all the information outside of setting cookies. But cookies are outdated and just a fallback now so all you need is the javascript to run.

This can be as simple as hosting a copy of GA.js yourself but there are plenty of options like using the server-side API if you have GA enterprise or just using a reverse-proxy like Nginx with some rewriting logic.

3rd-party only means it's a different domain (with security usually implemented at the browser level) - it's not some magical wall of isolation.

Re:Dell Computers Has Been Hacked by krick on Tuesday January 05, 2016 @09:17AM (#10843322)
Oh well. Indeed, I skimmed through their server-side tracking API: https://developers.google.com/analytics/devguides/collection...

That's unsettling.

Re:Dell Computers Has Been Hacked by bsilvereagle on Tuesday January 05, 2016 @08:19AM (#10843073)
Everytime you access a website a server is serving you files. Apache (and most web servers) keep logs of this. With Apache defaults you get IP address, the route accessed, and the User-Agent of the user. This is rudimentary information, but if you have these logs from multiple sites, it's pretty easy to roughly track someone. Tracking images in emails use this same principle, a unique link to krick.png is put in an email sent to you, and if it gets served by the server (shows up in the access logs) it's pretty reasonable to assume that you read the email.

If you want to see a simplified version of what this log looks like, run 'python -m SimpleHTTPServer' and visit localhost:8000.

Re:Dell Computers Has Been Hacked by krick on Tuesday January 05, 2016 @08:30AM (#10843119)
Have you even read my message? Or the thread you are answering to for that matter? The question is not how website owner knows I visited his website, that much is pretty obvious, but if it is the case that server-side tracking somehow allows to use GoogleAnalytics as well (that is, to notify Google from server side who has visited their website) and if this is the case — how does it exactly work. Because that's what JupiterMoon seems to be claiming.
Re:Dell Computers Has Been Hacked by noselasd on Tuesday January 05, 2016 @02:11PM (#10845248)
Sure that's possible, http://stackoverflow.com/questions/9503329/is-there-any-way-...

Ofcourse people can(and do) sell their server logs to 3. parties anyway...

Re:Dell Computers Has Been Hacked by JupiterMoon on Tuesday January 05, 2016 @10:10AM (#10843564)
Are we agreed that my claim was valid? Thank you for digging up a primary source on it btw!
Re:Dell Computers Has Been Hacked by JupiterMoon on Tuesday January 05, 2016 @10:08AM (#10843552)
Yes fine I know this. My objection is that this data is starting to be compiled on a cross site basis.
Re:Dell Computers Has Been Hacked by leni536 on Tuesday January 05, 2016 @06:54AM (#10842732)
That's fine by me. I can't control what one does on server side.
Re:Dell Computers Has Been Hacked by simonh on Tuesday January 05, 2016 @03:44AM (#10842120)
Because non-capitalist countries have a much better record of protecting and respecting personal privacy. Really?

The answers to this are twofold: Better national information security support* and regulation; Consumer action to chose vendors that demonstrate that they value personal privacy and prioritise information security.

* Which includes not deliberately, as a matter of policy, undermining security technologies and standards.

Re:Dell Computers Has Been Hacked by kuschku on Tuesday January 05, 2016 @08:13AM (#10843045)
The best track record of protecting have Social Market countries. Social Capitalism, also called "Social Democracy", "Nordic Model", "Democratic Socialism", etc is generally the best model.

In a pure capitalist model it is okay if Facebook shares all your data with advertisers – if you don’t like Facebook, just vote with your money and go to Google+.

Re:Dell Computers Has Been Hacked by simonh on Tuesday January 05, 2016 @09:27AM (#10843360)
Sure but no country on earth, not even the USA, has anything close to a pure capitalist system in that sense. Furthermore Nordic Model countries vary, but are very much capitalist. From wikipedia:

"Sweden's industry is overwhelmingly in private control; unlike some other industrialized Western countries, such as Austria, Italy or Finland, state owned enterprises were always of minor importance."

In fact I think I can make a strong argument that capitalism relies on property rights and therefore the rule of law, which tends to support individual rights in general including privacy.

Re:Dell Computers Has Been Hacked by kuschku on Tuesday January 05, 2016 @01:36PM (#10845037)
Yes. Every country is in some way "social", but social market economies focus strongly on keeping a balance.

Especially in the US the balance has been skewed since forever towards capitalism.

Historically, Social Market Economies evolved in countries where the population was supportive of socialist and communist uprisings, but the ruling class tried to keep the economy, and implemented the same benefits as in a socialist system in the existing market economy (See Bismarck’s Social Welfare model in Germany and the history of Bismarck vs. the Social Democrats on this).

Re:Dell Computers Has Been Hacked by simonh on Tuesday January 05, 2016 @05:35PM (#10846620)
What I'm arguing against us the implication that such 'social market' economies are in any way not capitalist or less capitalist than others. Its a false premse. Nordic model national economies can be very capitalism friendly or very statist.
Re:Dell Computers Has Been Hacked by beedogs on Tuesday January 05, 2016 @02:33AM (#10841856)
We can't be too far off from a China-style 'citizen credit rating' kind of system.
Re:Dell Computers Has Been Hacked by rms_returns on Tuesday January 05, 2016 @02:40AM (#10841884)
It already happens unofficially. How do you think banks assess your lending/borrowing habits when you apply for a loan? There are detective agencies who track credit cards and other things (like a few examples someone gave in this very thread).
Re:Dell Computers Has Been Hacked by pdkl95 on Tuesday January 05, 2016 @03:32AM (#10842079)
There is a huge difference between a "private" rating system and a public rating that uses your friends against you as manipulation. See Extra Credit's description[1] of how this works.

We aren't there yet, but consider that Facebook wants to use your social network associations in your credit score[2].

[1] https://www.youtube.com/watch?v=lHcTKWiZ8sI

[2] http://www.theatlantic.com/technology/archive/2015/09/facebo...

Re:Dell Computers Has Been Hacked by krick on Tuesday January 05, 2016 @07:33AM (#10842895)
Jesus. If that first video is true, then that's what should be top-upvoted submission on HN. Why isn't it better known? I mean, at least I personally never heard about it and I might be not the most informed person on the Internet, but certainly I'm not the least. And this is much more important thing to know than… well, everything I usually hear on the news.

I don't get often surprised by all that dystopian stuff, because I assume we already are quite fucked, but this one did surprise me. That's just crazy.

Re:Dell Computers Has Been Hacked by pdkl95 on Tuesday January 05, 2016 @08:17AM (#10843064)
That video has been submitted numerous times, but it never got any attention.

To be clear, I believe there is some disagreement as if this is one or multiple programs in China, but that doesn't really matter; we need to defend against the establishment of this kind of program regardless.

The trick where positive reinforcement is used to trick people into wanting to participate is utterly terrifying... because it will work. It's obvious that it will work, because it is effectively the weaponization of "high school clique"-style tribalism and carefully re-framed self interest.

Re:Dell Computers Has Been Hacked by guscost on Tuesday January 05, 2016 @09:34AM (#10843378)
For some perspective, the weaponization of cliques and "othering" is very old, and it has worked for just as long. We call it politics.

But a state sponsored gamified social network where the incentives are all designed by the ruling class, and the penalties have the force of law, is pretty darn awful.

Hopefully the affected citizens prove to be as unpredictable and hard to control as others have in the past, because that's really their only hope.

Re:Dell Computers Has Been Hacked by joveian on Tuesday January 05, 2016 @01:18PM (#10844912)
It looks like it is starting to get some attention at least. Here is HN discussion of the article that seems possibly the primary source for the video: https://news.ycombinator.com/item?id=10329733

It sounds like the system does not currently use politics and such, but the government would like to combine it with the existing citizen tracking system which is employer based.

And a BBC article: http://www.bbc.com/news/world-asia-china-34592186

I think the US system is fairly insidious as well and has more government influence than it might seem (look into "redlining" for instance and the role the government played). Creditors can know quite a bit about your private life (particularly if you significantly outside the mainstream) and I don't think it is that uncommon for individuals to share credit scores. In any case, I think it is worth considering how "social trust systems" work everywhere and not just in the worst imagininable case. It is harder to think about in the less obviously centralized cases.

Re:Dell Computers Has Been Hacked by arethuza on Tuesday January 05, 2016 @08:27AM (#10843107)
Thanks - that is a really good video - I had heard about that scheme but I hadn't thought about the implications for an entire society of using gamification in that way.
Re:Dell Computers Has Been Hacked by sampo on Tuesday January 05, 2016 @04:26AM (#10842260)
> It already happens unofficially.

European living in the US here. How do these systems assess recent immigrants who have no credit history in the US?

Re:Dell Computers Has Been Hacked by tombrossman on Tuesday January 05, 2016 @06:07AM (#10842599)
American living in Europe here. In some ways, having no credit history is worse than having bad credit. For example, when I signed up for my first 'post-paid' mobile contract, I had to put a much larger deposit down than my friends with bad credit did. Theirs was about $500 and mine was $1000.

Look at ways to establish at least some credit history sooner rather than later, as this will make things easier in the future. For example, even if you do not need a store credit card, you might get one and charge routine purchases and pay the full about each month. This avoids any extra costs and builds credit history.

Re:Dell Computers Has Been Hacked by bgribble on Tuesday January 05, 2016 @05:50AM (#10842540)
You're a "ghost". Your FICO credit score will probably be pretty OK (in the 600s) if you have no derogatory credit, but with no (US) history of high credit, and no established history of attachment to your job and address, any loan analyst worth their salary will be skeptical.

You will probably have to pay a rate premium unless you go through a lender such as a credit union that you have an existing relationship with. Your provable income will be your biggest asset.

As a non-US citizen, it makes sense that you will be perceived as a higher risk of absconding since you could leave the country permanently at any time.

Re:Dell Computers Has Been Hacked by cm2187 on Tuesday January 05, 2016 @05:41AM (#10842505)
But in my defense I have a very common name, in fact the same name of a major politician. The email address I provided Dell was a single use disposable email address. So I have no idea of how they managed to correlate me to my employer.
Re:Dell Computers Has Been Hacked by pbhjpbhj on Tuesday January 05, 2016 @05:51AM (#10842541)
It would surely be really easy if you purchase things at a company shop or cafeteria?

But the banks already know where your paycheck comes from ...