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Re:You misunderstand what it means to be poor by dwedge on Friday November 14, 2025 @03:44PM (#45931955)
> its not uncommon to have the few worthwhile items you own being seized by bailifs to recoup debts, treasured heirlooms that cannot be replaced and have little monetary value so they do no impact to your debt. The hoarding of canned goods to avoid being unable to eat.

As a teenager I worked at a bailiffs in the office typing up the paperwork. One case that stuck was me was where the debtor owed somewhere around £400. The bailiff took a motorbike (or scooter) that could easily have covered the debt. It was sold at auction for £50. £35 bailiff fees for taking it there and £15 auctioneer fees, £0 off the debt. It was so unfair it should have been criminal.

Re:You misunderstand what it means to be poor by kstrauser on Friday November 14, 2025 @08:42PM (#45934304)
I don’t make it a habit to curse out loud at my phone as I read things, but this did it for me.
Re:You misunderstand what it means to be poor by throwaway173738 on Friday November 14, 2025 @09:30PM (#45934547)
It’s like a bunch of apes took over our society and worked as hard as possible to make everything as cruel as possible for no particular reason.
Re:You misunderstand what it means to be poor by y0eswddl on Saturday November 15, 2025 @12:05AM (#45935183)
you can convince people to give up anything as long as it's in service of punishing "the bad ones"
Re:You misunderstand what it means to be poor by Vera_Wilde on Saturday November 15, 2025 @02:07AM (#45935607)
Hah!

Yeah, the bonobo/chimp contrast shows it’s not an inevitability. We just optimized for the wrong equilibrium.

Re:You misunderstand what it means to be poor by Jensson on Saturday November 15, 2025 @04:22AM (#45936152)
The difference between bonobos and chimps are genetics and not culture, you can't train chimps to live like bonobos and vice versa.

Us humans still has the genes that made us conquer and enslave the whole world, every single human culture that has ever existed enslave and murder animals, as we needed to do that to survive. You ain't gonna change those genes, so we just have to do the best we can with the genes we have and our genes are like Chimpanzees in that we want to murder and eat and exploit others, without that humans didn't get b12 and died out, so all our ancestors lived that way.

Re:You misunderstand what it means to be poor by dijit on Saturday November 15, 2025 @04:46AM (#45936278)
Farming is an invention, the majority of human history was spent without farming of any kind, something like 80% of human history was in the hunter/gatherer phase.

We should not underestimate the fact that where we excel is that we are better at passing off information to our offspring. This makes improvement over long periods possible as we can build off the backs of our ancestors.

Re:You misunderstand what it means to be poor by abnercoimbre on Friday November 14, 2025 @10:03PM (#45934702)
HN folks ought to watch Good Fortune ft. Keanu Reeves [0]. Still out in theaters.

[0] https://www.youtube.com/watch?v=ZKWndx83RwQ

Re:You misunderstand what it means to be poor by GPurePro on Saturday November 15, 2025 @08:18AM (#45937250)
Not even on my radar. Thanks looks like a good time
Re:You misunderstand what it means to be poor by the-mitr on Saturday November 15, 2025 @11:59AM (#45938775)
Thanks for the reco
Re:You misunderstand what it means to be poor by abustamam on Saturday November 15, 2025 @01:39PM (#45939540)
It looks like a good movie and in looking forward to its arrival on streaming but I'm curious the relevance of it to parent comment.
Re:You misunderstand what it means to be poor by abnercoimbre on Saturday November 15, 2025 @05:22PM (#45941067)
Curiosity denied; it would spoil the plot!
Re:You misunderstand what it means to be poor by hippo22 on Friday November 14, 2025 @11:19PM (#45935014)
Then did the debtor not sell the motorbike to pay the debt? The item was sold at auction. If it could easily fetch more money, it would have been bid higher than £50.

Whenever "the poor" are debated, it seems that people always assume they're totally incapable of helping themselves.

Re:You misunderstand what it means to be poor by smallmancontrov on Friday November 14, 2025 @11:36PM (#45935080)
> If it could easily fetch more money, it would have been bid higher than £50.

You know that isn't true. Auctions are noisy and poorly conducted auctions are worse. This is about some combination of sadism and negligence.

Re:You misunderstand what it means to be poor by djtango on Saturday November 15, 2025 @01:55AM (#45935559)
Oh hohoho but that would imply that the auction is inefficient and so surely rational actors would descend upon these auctions thereby converging this discount onto the true fair value of things.

Heaven forbid we admit that markets are not comprised of spherical chickens and that disconnects exist...

Re:You misunderstand what it means to be poor by hippo22 on Saturday November 15, 2025 @08:50AM (#45937459)
Again, the debtor could have sold the bike themselves and they didn't. Bidders could have recognized the bike's value but they didn't. This is a story about OP overvaluing a bike and nothing else.
Re:You misunderstand what it means to be poor by dwedge on Saturday November 15, 2025 @02:10PM (#45939793)
I get your point but there are more factors at play here that you might not be aware of.

The debt in question was council tax, every household in the UK pays this at a monthly rate, something like £140 a month. But what most people don't know is that these monthly payments are technically a "gesture of goodwill" from the council, and if you are late for a payment they will really quickly take it to court and send bailiffs for the full yearly amount so you're looking at £1500 plus court fees plus bailiff fees for attending immediately. Easily £2000 from missing £150.

Next another little known fact - if you don't let the bailiffs in, they can't take anything. They can come back with the police if you let them in once. However they can levy on things that are outside, like a vehicle.

So that's what happened here, and once they levy on the vehicle you are not legally allowed to sell it if you sign the levy.

So the debtor in all likelihood ended up in this situation very quickly and could not sell the motorbike himself once the bailiff visited. As for the over valuation, I give you that but only in a very specific scenario - for the market where they sold it.

Now as for why they sold it so cheap, why would they care? They only care about their fees. It they can visit three times by only pretending to knock on the door and charge three times, they will. When it came to this motorbike, they got paid the fees for selling it, the auctioneer got their fee, and nobody involved had motivation to market it. We're not talking ebay or well marketed property auctions here.

In fact, the bailiff now gets to go back to tell them the debt isn't cleared and charge them for this visit as well.

Re:You misunderstand what it means to be poor by hippo22 on Sunday November 16, 2025 @02:58AM (#45943496)
That sounds absolutely draconian and horrible. But the issue doesn’t seem to be the debt collection. Rather, the issue seems to be a total lack of due process.
Re:You misunderstand what it means to be poor by bccdee on Saturday November 15, 2025 @12:23AM (#45935257)
I don't think you've even thought about this for 30 seconds.

> If it could easily fetch more money, it would have been bid higher than £50.

Have you ever been to one of these auctions? I haven't. If I want a used vehicle, I go to a trusted dealership. Few people attend auctions, hence demand is low, hence prices are low. When there's no incentive to sell something for what it's worth, the seller will put in less effort and sell it below market price.

> Then did the debtor not sell the motorbike to pay the debt?

They probably needed it. You try doing food deliveries without a vehicle. Now their job's gone.

> it seems that people always assume they're totally incapable of helping themselves.

Well obviously. Being poor is excruciating; nobody would choose to be poor. The ones who are capable of helping themselves do—in fact, they help themselves when they're broke, and they never become truly poor in the first place (per the article's definitions).

Re:You misunderstand what it means to be poor by hippo22 on Saturday November 15, 2025 @08:49AM (#45937448)
The point is that, before the bike was collected and put up for auction, the debtor could have sold the bike to pay the debts. Then, once the bike was put up for auction, buyers could have bid on it if it was really worth more.

Multiple people in this story had a financial incentive to profit from the bike, yet no one did. The only evidence we have of the bike's value is OP's claim. Does it not seem more likely that OP is simply wrong about the bike's value?

Re:You misunderstand what it means to be poor by bccdee on Saturday November 15, 2025 @10:52AM (#45938196)
> the debtor could have sold the bike to pay the debts

…so clearly the bike was worth more to them than its cash value.

Again: They probably needed that bike for work. Losing their job will easily cost them more than $400.

> yet no one did.

The bailiff did, and the buyer did, and they were the only parties with agency in the situation. Doesn't surprise me.

Re:You misunderstand what it means to be poor by hippo22 on Saturday November 15, 2025 @11:12AM (#45938393)
> the debtor could have sold the bike to pay the debts

This is assuming OP’s value of the bike is correct. The fact that the debtor did not sell the bike is a datapoint that OP is overvaluing the bike.

> The bailiff did, and the buyer did, and they were the only parties with agency in the situation.

The entire room full of auction participants also had agency and chose not to bid the bike higher than 50 quid. Yet another datapoint that OP overvalued the bike.

Also, this brings me back to my main point: I find it hilarious that you don’t consider the debtor as having agency. People love to discuss the poor as if they’re helpless animals.

Re:You misunderstand what it means to be poor by Survived on Saturday November 15, 2025 @06:37PM (#45941466)
Dude, some skeezy used car salesman type bought the bike and made a 350 pound profit.

Literally no one involved cared about getting the best price except the bottom-feeders attending the auction.

Re:You misunderstand what it means to be poor by wiseowise on Saturday November 15, 2025 @02:32AM (#45935705)
> Whenever "the poor" are debated, it seems that people always assume they're totally incapable of helping themselves.

The point isn’t that you’re incapable of helping yourself, it is disproportionately harder to help yourself when you’re poor.

Re:You misunderstand what it means to be poor by csomar on Saturday November 15, 2025 @02:41AM (#45935744)
1. The debtor probably need the motorbike, badly. He probably should have sold it to cover the debt but didn't think of that as an option. Not the smartest choice but again, he's there probably because of another set of similar choices.

2. The parent seems from the UK and I am not sure how things work there. But many auctions are "closed off" in shady ways. In one of the countries I (and some friends) have contemplated going, gangs with knives were putting people off. The gov. employees involved knew about it and do nothing.

> Whenever "the poor" are debated, it seems that people always assume they're totally incapable of helping themselves.

3. Many of the times, they are not exactly bad or lazy people but they might not have made the optimal choices. They should, probably, be penalized for it; but not by completely wrecking their life and sodomizing them for a good many years. Also back to 2, and the parent you are replying to, many times the system is designed to over-screw them in the process.

Re:You misunderstand what it means to be poor by monooso on Saturday November 15, 2025 @07:27AM (#45936982)
This is one of the more patronising comments I've ever read on HN, which is saying something.
Re:You misunderstand what it means to be poor by shroobani on Saturday November 15, 2025 @04:06AM (#45936067)
If you don't have a vehicle you can't do anything, if this person was anywhere other than a large east coast city losing your vehicle is death. Have you ever tried to go somewhere in the south without a car? Pick two points even a couple miles away from each other around Kansas City, Kansas and genuinely think about how you would physically do it. You can't go anywhere so you can't work so you can't pay rent, you can't do anything. What is even the point of not going to prison except the fact you would have to stay in jail for a few months and you might be literally devoured by bedbugs?
Re:You misunderstand what it means to be poor by hippo22 on Saturday November 15, 2025 @08:53AM (#45937489)
This story clearly occurs in the UK.
Re:You misunderstand what it means to be poor by dijit on Saturday November 15, 2025 @01:30PM (#45939472)
The UK suffers from car dependence pretty much everywhere outside of London.

It’s very far from its european cousins in this regard.

Re:You misunderstand what it means to be poor by lurk2 on Saturday November 15, 2025 @05:10AM (#45936384)
> Whenever "the poor" are debated, it seems that people always assume they're totally incapable of helping themselves.

You just argued the bike wouldn’t have been sufficient to pay the debt. How would the owner have helped himself by selling it?

Re:You misunderstand what it means to be poor by hippo22 on Saturday November 15, 2025 @08:53AM (#45937484)
OP's central claim was that the bike should have been able to cover the debt, but, due to systemic malice on the bailiff's part, the bike only covered small fraction of the debt. My point is that OP is simply over-valuing the bike. If you change OP's story to: the bailiff got a decent price for the bike and took a small fee for the service, it becomes a lot less outrageous.
Re:You misunderstand what it means to be poor by tmoertel on Saturday November 15, 2025 @11:46AM (#45938669)
The OP wrote that:

> [The bike] was sold at auction for £50. £35 bailiff fees for taking it there and £15 auctioneer fees, £0 off the debt.

If this claim is true, then I think most people will still find this conduct outrageous: How is it in the public interest for the baliff to take actions that harm both the debtor (by taking the personally valuable bike) and the public (by wasting from $15 to $50 of the public's money) to the benefit of only the baliff ($35) and auctioneer ($15)?

Re:You misunderstand what it means to be poor by hippo22 on Saturday November 15, 2025 @12:04PM (#45938819)
Those fees don’t seem unreasonably high to me. I wouldn’t be surprised if the bailiff was operating at a loss given the time it takes to take possession and bring the goods to auction.

It’s in the public’s interest to have mechanisms to quickly process insolvency in a way that attempts to fairly value property. Auctions solve that. If debtors don’t like the outcome, then they should sell the good themselves before it comes to that. Having others sell your property for you is always going to incur an additional cost.

Re:You misunderstand what it means to be poor by tmoertel on Saturday November 15, 2025 @02:14PM (#45939831)
The point is that, regardless of whether the bailiff’s and auctioneer’s fees are eminently reasonable, it will always result in net-negative benefit to society (excepting the bailiff and auctioneer) whenever the bailiff confiscates property whose auction proceeds are less than the sum of those fees. It is therefore contrary to the public interest for the bailiff to confiscate property unless it can reasonably be expected to substantially clear those fees when auctioned.
Re:You misunderstand what it means to be poor by jjav on Saturday November 15, 2025 @05:19AM (#45936413)
> Then did the debtor not sell the motorbike to pay the debt?

Because (it seems from OP story) that the court blatantly stole it from them, so they never had a chance.

Re:You misunderstand what it means to be poor by Eddy_Viscosity2 on Saturday November 15, 2025 @08:43AM (#45937410)
Speaking with conservatively minded friends on this subject, they just shrug it off, smug in the knowledge that if they were in that situation they would immediately be able to pull themselves out of it. The fact that other people don't just do that is because they make poor decisions and therefore its all about 'personal responsibility'. There really is no convincing them otherwise.
Re:You misunderstand what it means to be poor by abustamam on Saturday November 15, 2025 @01:38PM (#45939528)
I was chatting with a buddy about this. Older, libertarian fellow. He was in this situation, several times. And he was able to pull himself out of it.

That was all the "proof" he needed to be against helping the poor, because if he could do it, anyone could do it.

Re:You misunderstand what it means to be poor by qingcharles on Tuesday November 18, 2025 @11:19PM (#45975806)
I was talking to a conservative chap the other day during the SNAP crisis and he was foaming at the mouth that SNAP needed to be abolished. I asked him what to do about the people with disabilities who couldn't work. He told me he knew personally of two people born without arms or legs who have factory jobs earning $45/hour and have no need of SNAP and therefore anyone disabled who was claiming SNAP was a scammer. And if they really are that disabled, he went on, then their family should be taking care of them and not the state.

p.s. this person has also never paid taxes in his entire life because "government is a scam"