Unlike the account password that users need only once in a blue moon, users are required to practice entering their screen lock code at least once a week to continue using their device. Probably more often in most cases. And it's much shorter.
Chrome sync also supports e2ee, and using it requires that you set a sync passphrase that is separate from your Google account password. The account password is known to Google servers and so can't be used to secure e2ee data. The screen lock code, in contrast, is never stored in a form accessible to Google.
^: I concede that this might be an acceptable thing to assume they won't get to forget. At the same time, I don't think this is a worthwhile encryption given the average 4-6 digit passcode length because you do not have the ability to mix in on-device keys (otherwise backups can't restore in other devices without another key).
Here's that link again: https://security.googleblog.com/2018/10/google-and-android-h...
False. Google has done it with their backups. And Apple already does it too! Keychain passwords, health data, and a lot of other stuff is end-to-end encrypted in backups even when ADP is disabled, with recovery options if you lose your devices, no yubikey required. They simply choose not to apply the same solution to message data.