Do you mean "privacy nightmare"? Security-wise, Google Pay beats using your physical card since it uses a device-specific number that can't be skimmed by terminals and reused online.
> the custom rom is still far more valuable from a security perspective than bending the knee to some bespoke ecosystem payment app (especially if you have an older device.)
I'd argue that it only makes sense if you have an older device that's otherwise not receiving any more security updates.
Skimmers would need a way to also learn the CVC2 from the back of the card to use it at most (but not all!) online merchants, but that's feasible using a small camera or a waiter/cashier accomplice doing the skimming.
With Google Pay and Apple Pay, and similar mobile wallets, that number is never shared during payments (and in fact not even stored on the device).
https://en.wikipedia.org/wiki/Chip_Authentication_Program
You need to read the entire card number + cvc2 + expiry date with your camera. That's not skimming, that's just taking a photo of the card.
https://stackoverflow.com/questions/14861908/apdu-command-to...
In the end, you'll always have to enter it on payment websites anyway.
Unless you store it in a wallet with a faraday cage, this is a laughable opinion to express.
If you grab data from a tap transaction, you can't use that data to perform another tap transaction.
* use bank website for the one bank that requires it, otherwise I got a new bank account without silly fake security.
* thepiratebay has everything Netflix and Disney does and it works anywhere
The more pertinent factor is probably the fact that you’re using an operating system built by an advertising company.
the point of oem unlock, and rooting at all, is diametrically opposed to the vendors interest in nearly every facet. The vendor will bark "hackers" as a thinly veiled threat for the uninitiated, but we are initiated. what the vendor doesnt need you doing is erasing their telemetry and walled garden spyware. they dont need you developing alternatives to their store and to their apps, and they especially dont need you turning this effort into something as simple as an ubuntu installation for older phones they expect to follow the strict trade-in model of "buy a new phone every year"
arguably Asus refunded the purchase because this person isn't playing by the rules and being a good consumer.