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Re:Why car insurance in America is too cheap by fortran77 on Saturday February 03, 2024 @04:30PM (#39244947)
Why is it so hard to go after the person's assets? In a just world, everything she owns should be sold and the proceeds handed over to her victim.
Re:Why car insurance in America is too cheap by bombcar on Saturday February 03, 2024 @05:04PM (#39245218)
These people usually have no assets.

They own nothing and are happy. Or in jail.

It’s called being judgement proof and basically lets you ignore civil penalties.

Re:Why car insurance in America is too cheap by selimthegrim on Saturday February 03, 2024 @08:12PM (#39246516)
Oh my God is this why the city of New Orleans doesn’t pay squat on judgments?
Re:Why car insurance in America is too cheap by ProllyInfamous on Saturday February 03, 2024 @09:15PM (#39246885)
A decade ago, I was "judgment proof" after a decade of drug dealing and general degeneracy... the person I was then allowed me to be the phenomenal asshole we are all capable of channeling: fuck you, I got nothing! "Blood from a stone."

Life is so much simpler, yet more satisfying, now that I've lived long enough to secure away a few assets. God willing, we'll all live long enough to not be the pieces of shit our youth/ignorance once allowed.

----

I read the other day that 20% of male Millenials are currently uninsured.

Re:Why car insurance in America is too cheap by sokoloff on Sunday February 04, 2024 @04:25AM (#39248817)
I’d expect around that percentage to not even have a driver’s license.
Re:Why car insurance in America is too cheap by yuliyp on Saturday February 03, 2024 @05:39PM (#39245480)
Most people have negligible assets beyond where they live and stuff like clothes. Legal settlements can't generally force people out of their homes.
Re:Why car insurance in America is too cheap by SoftTalker on Saturday February 03, 2024 @09:07PM (#39246835)
If they are that poor they probably are renting anyway, so there is no house or property that can be claimed.
Re:Why car insurance in America is too cheap by undersuit on Saturday February 03, 2024 @09:34PM (#39246989)
What about next month's rent?
Re:Why car insurance in America is too cheap by undersuit on Saturday February 03, 2024 @09:33PM (#39246977)
Ahh yes, California needs more homeless.