That’s just semantics though. Whatever an “eternity” means to you, it’s still three weeks. And is very different from not being available at all.

Not being able to drive for 3 weeks is not an option for a lot of people. It’s not “semantics”

Ok and not being able to drive for 3 weeks is different from not being able to drive ever.

But maybe it is a big deal? You shifted from your previous statement.

Can you give an example where it’s a big deal?

Just about everywhere in America requires you to drive to work. If you can't drive for 3 weeks, you can't work for 3 weeks. Do you see why this might be a problem

That only makes sense as a problem if you previously had a car and then lost it, in which case your grace period should cover you.

Grace and Insurance really don't belong in the same sentence. They are stingy enough to deal with as is, even when you have photo evidence of no fault in the crash.

Can’t say that holds up to scrutiny personally

three weeks of spotty or delayed attendance can lose one a job

most of the people with the option to remote work are working decent white-collar jobs, so add this to the long tally of policies that are designed to help but only hurt the poor

> three weeks of spotty or delayed attendance can lose one a job

Under what conditions will a person have a job that they are expected to be at, but not have car insurance to get there? I'm sure this exists (for instance for someone whose policy is revoked for DUI or accident or whatever), but in many cases I assume public transit or a three week wait to start is acceptable.

Three week wait to start is not acceptable for my slightly over minimum wage job on the other side of town or in the next city over.

This is a weird hill to die on. best of luck to you

Suppose you need a car to get to work?

Which company please?

In most of the US, just about all of the large national direct-sales insurers operates sales 24/7 and will write you a policy in 20 minutes at 3am if you want: State Farm, GEICO, Progressive, Allstate, Liberty Mutual, Nationwide, Farmers, Travelers, etc.

Yes sorry, should have specified, in California? California is having this problem currently. I am also used to California auto insurance working fine and quickly but that's not the case currently.

Not the person you asked, but my USAA auto insurance was valid at 12:01 AM next day, and I filled out the application at 6 PM.

Thanks sorry, should have specified: In California?

with toggle i got same day in california a few days ago

Same here, but via web chat

Btw, Outside California Many companies price cheaper if the insurance start date is X days after the purchase date. X is more than 1.

Lol it's usually literally 5 minutes for me to buy a new car insurance. What's this weeks of lead time? This is not some physical good you need to manufacture and ship!