I suspect insurance companies see the forced 20 minute break every five hours as a feature not a bug.
And quite frankly my 10-gallon tank has like a 400 mile range, and newer electric cars have like a 300 mile range, so the gap is getting pretty narrow.
However ... if you drive a Tesla, there are very few places in the United States where you would have to "worry about finding a charger along the way." Enter your destination in the nav, and it will pick a convenient Supercharger for you.
You're probably not planning on converting to a BEV anytime soon, but check out Tesla's trip planner on your monthly 350+ mile drive. I think you'll be surprised.
You go to a gas station, kid is there, he wants a snack or magazine. Multiplied by the number of kids.
Charge at home and kid gets nothing.
There is a simple answer to that.
"I can just say no when the kid is unreasonable"
"My kid is not gonna have an iPad"
"My kid is gonna do his homework"
"My kid is gonna be polite"
What do you suppose parents have already tried?
Or did you mean don't have kids?
On the other hand if you continually indulge them then you can only expect one outcome.
People talk about "oh I don't want to spend 15 minutes charging at a supercharger on road trips". Yeah, I'd rather do that once in a blue moon rather than the weekly drive out of my way to spend 5-10 minutes at a gas station with semi-sketchy people loitering the area. Or deal with the ever-changing gas prices that go up every time a dictator in the middle-east sneezes.