>when we can pay employees in cyrpto and they can use cyrpto to heat their houses, then maybe it will be a viable option.

None of crypto is able to do this. Even worse is how this did exist about a decade ago, but it fully regressed into an exotic account for wealthy individuals.

Well, crypto can totally heat your house, just not in the way they think...

>It would be nice to know what points of friction exist.

Is this a serious question? You can't buy food at the grocery store with crypto. Employees likely don't even know how to accept a salary in crypto. Your landlord doesn't accept rent payments in crypto. Your bank and auto lender don't take mortgage/car payments in crypto. Your utility providers don't accept crypto. BTC block time is too slow for literally any point of sale transaction.

Is that enough friction for you?

If CoedCherry accepts payment in crypto, cashes it out to USD using Coinbase, they're back in the regular money system and no one in that list needs to knows anything about crypto.