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Re:Americans falling behind on auto loan payments at record ... by Moldoteck on Saturday October 28, 2023 @04:37AM (#38048203)
Interesting if this will propulse bike infra development
Re:Americans falling behind on auto loan payments at record ... by jgalentine007 on Saturday October 28, 2023 @04:53AM (#38048259)
I see so many new $80k trucks in my area that people can’t possibly afford. They’re the last people that would ride a bike or vote to improve infrastructure like that, unfortunately.
Re:Americans falling behind on auto loan payments at record ... by ChainOfFools on Saturday October 28, 2023 @05:10AM (#38048338)
As if by magic, right around 2 years ago almost everywhere up and down the residential area where I live a bunch of brand new F-150s and the like all showed up almoat simultaneously in the driveways of every two-bit small trade business that could possibly somehow qualify as supporting "critical infrastructure" , like... junk hauling and muffler repair and driveway paving contractors, always LLCs and typically operated by Guy in a Punisher Shirt and his sole employee/cousin/wife/son.

How many of these PPP loans got forgiven is apparently close to 100%, as it is evident a lot of these clowns had plenty of spare money to modify whats supposed to be their work truck into a lane swallowing, coal rolling, baby-on-board family car crushing, eye-level LED light bar festooned rolling death threat / mid life crisis costume accessory.

Re:Americans falling behind on auto loan payments at record ... by hnreport on Saturday October 28, 2023 @05:55AM (#38048505)
Reminds me of people in housing projects maxing out their AC all year because electricity was free (and having big screen tvs and shit).

Humans will take advantage.

Re:Americans falling behind on auto loan payments at record ... by ChainOfFools on Saturday October 28, 2023 @02:10PM (#38052058)
I know of at least one operation that happened in SW DC where some small-time Bitcoin mining hucksters managed to set up a bunch of rigs in a handful of low-income-area apartment blocks (Syphax Gardens area). not sure if the units rhemselves were low income or not but the entire building group was set up to meter electricity and cooling as a whole rather than by unit. So they paid (possibly subsidized) rent for a cheap, fire hazard "data center" space and got free electricity and cooling out of it for at least a year before people figured out what they were up to.

How on earth the neighbors ignored the maddening fan noise of those things ( there are a couple in the data center space I lease from, and you can hear the single rack that they occupy from several aisles away, far louder than all of the industrial grade servers and hardware installed all around them) I cannot imagine, but the miners probably couldn't run that many rigs given the perhaps 50A or 100A total available to each unit.

Re:Americans falling behind on auto loan payments at record ... by quickthrowman on Saturday October 28, 2023 @05:10PM (#38053419)
> I cannot imagine, but the miners probably couldn't run that many rigs given the perhaps 50A or 100A total available to each unit.

60A @ 240v is a common residential load center size, 14.4kW is max load it’s a main lug only panel fed by a disconnect fused at 60A, and 11.5kW if the panel has a 60A main circuit breaker. Upping that to 100A yields 24kW and 19.2kW, respectively.

I’m not sure what a miner uses for energy, but assuming 500w, you could get 13 on a 60A panel without any other loads present.

Re:Americans falling behind on auto loan payments at record ... by imtringued on Saturday October 28, 2023 @06:22AM (#38048636)
How long until people drive semi trucks and are too lazy to not bring the trailer to work?
Re:Americans falling behind on auto loan payments at record ... by FooBarBizBazz on Saturday October 28, 2023 @01:14PM (#38051562)
In fairness, they do live in that trailer. Unlike houses, roads are free.
Re:Americans falling behind on auto loan payments at record ... by not_really on Saturday October 28, 2023 @11:18AM (#38050453)
Careful, your elitism is showing. Have you considered coping, from that moral high ground of yours?
Re:Americans falling behind on auto loan payments at record ... by hattmall on Saturday October 28, 2023 @12:16PM (#38050962)
Jealous much?
Re:Americans falling behind on auto loan payments at record ... by Enginerrrd on Saturday October 28, 2023 @08:49AM (#38049396)
As much as I think it's futile to argue with people willing to make such sweeping generalizations, I exist, and I drive a large, relatively new, high trim half-ton truck and I LOVE well thought-out bike infrastructure.

I am however frequently opposed to the sort of half-assed, dangerous, bikes-as-an-afterthought band-aid ideas that I've seen coming out of my city. (The ideas from the county and surrounding cities are much better.) They're almost worse than nothing because they let the people in charge pat themselves on the back for being so pro-bike while doing almost nothing to improve bike safety.

Re:Americans falling behind on auto loan payments at record ... by oooyay on Saturday October 28, 2023 @11:48AM (#38050742)
Seconding this. My truck isn't half ton, it's a Tacoma, but I live in the PNW where having a truck is pretty invaluable.

I also ride my bike around my city, ride the bus, and ride the train. In fact, not that long ago I did a two week train ride to Chicago; somewhat ironically most of the people willing to make pithy statements about trucks won't ride a long haul train. They fly in planes.

Re:Americans falling behind on auto loan payments at record ... by addicted on Saturday October 28, 2023 @11:59AM (#38050818)
Long haul trains in the U.S. are awful.

If you’re riding it it’s for an experience. Not as a practical realistic alternative to traveling instead of flying.

So yeah, people who believe train infrastructure should be high quality enough that they’re a real alternative to flying for the right distances will not be keen on traveling on the terrible sight seeing focused (I’m being generous here) long haul trains in the U.S.

Re:Americans falling behind on auto loan payments at record ... by oooyay on Saturday October 28, 2023 @12:15PM (#38050956)
I agree that train infrastructure isn't good, much less good enough. I was merely making some commentary along the lines of "put your money where your mouth is."
Re:Americans falling behind on auto loan payments at record ... by sokoloff on Saturday October 28, 2023 @12:31PM (#38051110)
> a two week train ride to Chicago

That about sums up the utility of long-distance train travel in the US.

Re:Americans falling behind on auto loan payments at record ... by ChainOfFools on Saturday October 28, 2023 @02:15PM (#38052099)
Taco buyers tend to be a much more balanced and pragmatic sort of truck owner, and I seldom find anything obnoxious about them. Not sure why this is but it doesn't generalize to Tundra owners unfortunately, who are more in the first category. I'm just stating what I see on the ground in my own environment; an area which was somewhat notorious for attracting these types of desperately attention-seeking characters long before the PPP scamming became widespread.
Re:Americans falling behind on auto loan payments at record ... by jrajav on Saturday October 28, 2023 @02:54PM (#38052389)
> Taco buyers tend to be a much more balanced and pragmatic sort of truck owner, and I seldom find anything obnoxious about them. Not sure why this is

I can tell you exactly why, in middle America at least. Buying a Toyota means you prioritize reliability and getting work done. Buying a Ford or Chevy (invariably a large cabin, premium leather comfort model wearing a pickup truck as a costume) means you prioritize image. Sure you might get work done with it - though I know way too many who don't - but it wasn't what you set out to purchase. It has to be American, it has to be big and have a fancy grille silhouette, and it has to be nice and cushy to sit in.

Re:Americans falling behind on auto loan payments at record ... by olyjohn on Saturday October 28, 2023 @08:23PM (#38054745)
This is such annoying generalization that is mostly not true. It's just a smug attitude. Tacos get horrible gas mileage and they're every bit as bad for the environment and are not actually any more reliable than an American full size truck.
Re:Americans falling behind on auto loan payments at record ... by olyjohn on Saturday October 28, 2023 @08:20PM (#38054736)
Tacos get the same if not worse mileage than full size trucks most of the time. Then they all put huge tires on them, load them up with $20k in overlanding gear that they never use and hurts gas mileage even worse. Maybe they think they are superior to big trucks but the fact is that they're not. It's just a smug attitude that people carry. It's shitty generalization to be honest.
Re:Americans falling behind on auto loan payments at record ... by SkyPuncher on Saturday October 28, 2023 @09:30AM (#38049627)
I’m seeing the same thing in my area. I’m a software engineer. I make good money. Well above my areas income.

I’m considering buying a truck (to put a small truck camper in), but cannot get over the price. Dozens and dozens of used trucks that cost obscene amounts of money. Lift kits, custom rims, tints, etc. I just cannot imagine how people are affording these things.

Re:Americans falling behind on auto loan payments at record ... by randomdata on Saturday October 28, 2023 @11:28AM (#38050557)
I thought about upgrading my farm truck and the sticker shock got me too. I'll stick with my old truck for a while longer.

On the other hand, the amortized yearly cost of the truck I have is basically nothing. It is not surprising that there was room for the price to go up.

Re:Americans falling behind on auto loan payments at record ... by ChainOfFools on Saturday October 28, 2023 @02:19PM (#38052134)
> Lift kits, custom rims, tints, etc. I just cannot imagine how people are affording these things.

Much of this crap is what also makes them completely unsuitable if not outright useless for genuine truck utility purposes, which reveals that the motivation of those buying these trucks was never to do anything practical with them in the first place, but just to project large menacing presence to other people who have to share the road with rhem.

Re:Americans falling behind on auto loan payments at record ... by dude187 on Saturday October 28, 2023 @07:55PM (#38054591)
None of that listed makes them somehow "useless" and many are useful upgrades
Re:Americans falling behind on auto loan payments at record ... by SkyPuncher on Sunday October 29, 2023 @01:08PM (#38060559)
In this case, he’s correct. These are often excessive lift kits paired with low profile tires. You lose a good portion of your towing capacity, while basically killing all of your offloading ability.

These aren’t people improving capabilities. They’re only going for a look.

Re:Americans falling behind on auto loan payments at record ... by smileysteve on Saturday October 28, 2023 @10:12AM (#38049952)
Part of the 2018 Tax cuts were for "work trucks" with a depreciation bonus

> For tax purposes, heavy SUVs, pickup trucks and vans are treated as transportation equipment, meaning they qualify for 100% first year bonus depreciation. Note that they must have a manufacturer’s gross vehicle weight rating (GVWR) above 6,000 lbs.

Re:Americans falling behind on auto loan payments at record ... by bdcravens on Saturday October 28, 2023 @07:05PM (#38054303)
My boss/company owner, who is relatively frugal (he tends to prefer putting his money into property and his business rather than things like vehicles and the new tech etc), relayed being quoted $70k for a relatively basic pickup (F150 4x4 with a V8).
Re:Americans falling behind on auto loan payments at record ... by up2isomorphism on Saturday October 28, 2023 @08:42AM (#38049356)
So out of touch. 99% cities in US simply can not use bike as main transportation just because how it is built.
Re:Americans falling behind on auto loan payments at record ... by Moldoteck on Saturday October 28, 2023 @04:02PM (#38052908)
Yeah, i know, parking req, zoning, public transport etc... It's a complex problem
Re:Americans falling behind on auto loan payments at record ... by dude187 on Saturday October 28, 2023 @07:52PM (#38054577)
Or, you know, they live 20 miles away and it's 20 degrees outside...
Re:Americans falling behind on auto loan payments at record ... by addicted on Saturday October 28, 2023 @11:56AM (#38050800)
Probably not because large majorities of Americans cannot grasp the concept of using bikes for anything other than recreation.

Consider that the legislature pulled out a small ebike credit in a bill which provided a tax credit to buy an EV that was large enough that it would pay for 2 extremely high quality e-bikes entirely.

Re:Americans falling behind on auto loan payments at record ... by avery17 on Saturday October 28, 2023 @05:14PM (#38053439)
I would have to ride 20 miles a day just to go to work and back... Its a bit much even on an ebike. From what i understand, i have a much shorter than normal commute in my area. Americans dont typically commute on bikes not because they dont want to but because the size of our country and history has made it impractical or nearly impossible. Im not even sure i could find a legally bikable path to my job tbh. Too many highways in the way that need to be crossed or used. There is in fact, nuance. Its not as simple as Americans are fat and lazy.
Re:Americans falling behind on auto loan payments at record ... by BestGuess on Saturday October 28, 2023 @05:30PM (#38053556)
That's not fair. More like "cannot afford" as in can't afford to live anywhere close enough to anything paying enough to afford to live near enough to work for it. Add to that XXXL trucks and giant SUV's that can't see crap and irrational hatred for bikes on the road and you've got a double whammy of being both too scared even if you're close or too far to be practical. Add on top the insane weather most of the country has, and total complete lack of path maintenance for bikes even when you've got bike paths. This ain't like some country like finland where I've seen videos where they plow and prepare roads for bikes half the time sidewalks and bike lanes are just impassable mounds of ice and sludge if you're up north.

Now course everyone and their mother may wanna chime in and go off about some anecdote in their city for them but you really gotta ask yourself how normal is your personal experience really? Just lookin it up various averages say 41 mile commute, 16 mile commute, 20-30 minute commutes, don't matter what estimate I pull up the average is way too high to make biking feasible.

So no it ain't "americans dumb ha ha" it's "most people can't do it" and redesigning the whole country to be able to is gon take a hot minute

Re:Americans falling behind on auto loan payments at record ... by nradov on Sunday October 29, 2023 @12:38AM (#38055833)
The South Bay Area has nice weather for cycling and decent bike paths along the major rivers/creeks. But local governments have allowed some of those paths to be taken over as homeless encampments. Now some women I know are afraid to ride through there.
Re:Americans falling behind on auto loan payments at record ... by dude187 on Saturday October 28, 2023 @07:50PM (#38054568)
A very large majority of Americans cannot use bicycles period. Don't act like it's some kind of personal shortcoming. The entire idea is simply not realistic for most people, and I don't understand why that's so hard for some people to understand