The whole story is even more hilarious:

> Went back and forth with Turo about how in the earth can a $25 repair for one tire turned into $2k. Asked for a detailed invoice and there was an interior detail, exterior detail, new brakes, new rotors, new tires, new wheels, and oil change on the invoice. Which then turned into a bigger back and forth with how the host said, ON THEIR APP, that hey this is only going to cost $25 and this is the only problem with the car. Then that BS invoice.

1. Install a GPS tracker on your car

2. Rent it out on turo

3. Track it down, bust out the windows

4. Explain the deal to a body shop, get kickbacks. Turo takes 20% off the top, it's a win/win/win.

I was wondering why car insurance is double what it was 2 years ago (well, also the parts shortage means it's cheaper, but very expensive still, to write off than paying for the parts and giving out a courtesy car until it can be fixed)

I heard from a person who works at one of the largest insurers around the east coast. That the only real reason they raise rates it because the amount of fraud in certain areas. It's also greed too. But their justification is the fraud in an area. They know the guy who is in collections with his loan, and has missed his last two insurance payments didn't just have a random hit and run with a stolen car in a back alley in Baltimore. They just can't prove that.

That's because they are not allowed to raise rates willy nilly. They have to have justification, so if they can find it, they will use it.

There's also the risk when more drivers start driving uninsured that the company will have to pay out even if the company the driver is at fault. Drivers are more likely to do that when the choice is between insurance and rent or as insurance goes up in general.