The chap in the comments got a 2k bill for a nail in his tire.

The whole story is even more hilarious:

> Went back and forth with Turo about how in the earth can a $25 repair for one tire turned into $2k. Asked for a detailed invoice and there was an interior detail, exterior detail, new brakes, new rotors, new tires, new wheels, and oil change on the invoice. Which then turned into a bigger back and forth with how the host said, ON THEIR APP, that hey this is only going to cost $25 and this is the only problem with the car. Then that BS invoice.

1. Install a GPS tracker on your car

2. Rent it out on turo

3. Track it down, bust out the windows

4. Explain the deal to a body shop, get kickbacks. Turo takes 20% off the top, it's a win/win/win.

I was wondering why car insurance is double what it was 2 years ago (well, also the parts shortage means it's cheaper, but very expensive still, to write off than paying for the parts and giving out a courtesy car until it can be fixed)

I heard from a person who works at one of the largest insurers around the east coast. That the only real reason they raise rates it because the amount of fraud in certain areas. It's also greed too. But their justification is the fraud in an area. They know the guy who is in collections with his loan, and has missed his last two insurance payments didn't just have a random hit and run with a stolen car in a back alley in Baltimore. They just can't prove that.

That's because they are not allowed to raise rates willy nilly. They have to have justification, so if they can find it, they will use it.

There's also the risk when more drivers start driving uninsured that the company will have to pay out even if the company the driver is at fault. Drivers are more likely to do that when the choice is between insurance and rent or as insurance goes up in general.

The article suggests that the car's owner may be fraudulently inflating damages as well.

Lend our car, pay people to cause damages, inflate damages, collect cheque.

That's just bog-standard insurance fraud.

You'll find that "collect cheque" will often be replaced with "go to prison".

They don’t. Someone is adding charges that are not the windows or whoever smashed them also hit metal

If it takes a couple of weeks to order in the new windows and get them fitted, the owner could argue that they incurred substantial losses cancelling all the rentals for the forthcoming few weeks (and probably getting a lot of 1 star reviews, that harm the business for months to come).

That'd be a hard sell. One, you'd need to show reservations for that whole time, and two, "loss of use" on Turo ("share your car when you're not using it") is a whole lot different to loss of use for Hertz, when the car's "full time job" is earning income.

(Especially since on my Audi RS 5 with OEM glass, HUD, and rear "hatch" on a sportback, the replacement cost would be $3,800.)

I don’t know where you’re g getting that number. Our mid-level car, bought 8 years ago, used was $30k.

A lot of entry level SuVs start at $35k.

It’s probably still close to 25k now 8 years later because inflation jacked up all prices 30-40%

New car prices have gone up a lot since the pandemic.

https://www.consumerreports.org/cars/buying-a-car/people-spe....

"The average cost of new cars is now well over $48,000—up almost $6,000 from two years ago and about $10,000 from September 2020, according to Kelley Blue Book. That figure largely tracks with inflation, but there are many other factors at play."