Thanks. I'll never own a home but at least if I get cancer I won't die. I'll just go bankrupt. At least there's no house for them to seize.

What are you talking about, of course you can own a home. Sorry government's manage markets terribly???

How much you make a year?

Try owning a home on an average K12 teacher's salary.

This is all a function of supply in a market. Harvard and more have done studies. The govt making loans basically free crushed the market, the solution is more housing.

K12 teacher should easily afford housing. Especially with a spouse and summer job, for crying out loud!

Bankruptcy is substantially better than death so yeah this seems like a win?

I don't think that's a universal truth.

I also don't think it's a tradeoff we necessarily need to make.

Regardless, I'd rather live happier for less time than longer in poverty.

Are you happy now?

* * *

"Have some imagination" or some perspective is exactly what I'd tell anyone telling me the same.

Finding a song was just different and a leisure commodity, people are still buying records. Directions were a similar task 50+ years ago as they were in the 90s, not that challenging to live day to day without Google Maps.

I think those are all pretty lazy, very fathomable examples.

"Remember buying music on discs! So hard". No. No it wasn't.