What are you talking about, of course you can own a home. Sorry government's manage markets terribly???

How much you make a year?

Try owning a home on an average K12 teacher's salary.

This is all a function of supply in a market. Harvard and more have done studies. The govt making loans basically free crushed the market, the solution is more housing.

K12 teacher should easily afford housing. Especially with a spouse and summer job, for crying out loud!

Bankruptcy is substantially better than death so yeah this seems like a win?

I don't think that's a universal truth.

I also don't think it's a tradeoff we necessarily need to make.

Regardless, I'd rather live happier for less time than longer in poverty.

Are you happy now?

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