My 2018 car (gasoline, turbocharged, direct injection) has coolant and oil temp readouts. The increase in coolant temp from a cold start leads the oil temp by a few minutes (exact time is dependent on ambient temperature and load profile).

Once the oil temp starts to get above 150F it very quickly gets to the operating temp (220F), so I view that as the point that it's okay to go above 3000 RPM.

If there are oil heaters then they must be far away from the oil reservoir temperature sensor and only have a local effect. As you say, that sounds like a feature for very large engines. It's probably a good practice to be gentle to car engines with cold oil.