I would personally love such a habitat, and would market it as a Safe Space for The Curmudgeonly(TM).
We don't need to have a post-scarcity society before progressing science and technology by trying to and succeeding in colonizing Mars. Similarly we create plenty of technology while also not solving the post-scarcity "problem". Adding more resources or more people to solving a problem doesn't mean that it makes the problem easier or more likely to be solved. So you're creating this idea that we can't do X until we've done Y, when the truth is we can do X and Y.
Strategically I think we should create an international moon base first before going to Mars, but we can do both.
We flew to the Moon 50 years ago, logically there would have been human on Mars by now. That didn’t happen, so the next best time is as soon as possible. Like now.
As for limited resources, how much money do you think we spend for space exploration? We waste a lot more money and resource for other things. We should cut down those instead. Let’s take a trivial example. Do you think gaming is a waste of resource? Why don’t we cut down gaming?