Even if you were paid 19% interest and the rich not you would not have enough money to break even.
The phenomenon you are describing has existed since before central banking was established.
Isn't that the idea of liberty though? No central authority deciding what is a "good thing" - just keeping the peace.
Why does the state need to “keep the peace”? It does so through a monopoly on force. Why can’t private individuals simply work things out on their own however they see fit?
The idea of liberty, to me, is the idea that citizens have power over collective decision making, ie the rule of law, consent of the governed. I realize I am in the minority in modern day America though.
> Why can’t private individuals simply work things out on their own however they see fit?
They can, so long as they do peacefully. What the state provides is simply due process for the resolution of disputes, and the expectation that this process will be used instead of violence.
> The idea of liberty, to me, is the idea that citizens have power over collective decision making
This is democracy, which is somewhat tangential here. You can have a decidedly un-free democracy or (more hypothetically) a very free dictatorship.
you cheeky monkey
For those unaware, the quote is actually from Stalin.
I don’t accept the popular, modern definition of negative rights vs positive rights as the bedrock or liberty. It leads to nonsensical conclusions.
There is no such thing under my definition as a “free dictatorship”. A system where rulers aren’t bound by legitimate laws is by definition un-free.
I don’t think my definition is super far off from yours though: liberty as non domination, one isn’t subject to the arbitrary will of another.
> liberty as non domination, one isn’t subject to the arbitrary will of another.
Yes exactly. I just see things like "interfering in private negotiations/transactions between free, equal people" as fundamentally authoritarian/dominating.
Yes yes, “keeping the peace” but how is such an authority deemed to be legitimate? Who gets to define due process? How are they funded if not by taxation?
At the end of the day I don’t understand how you aren’t just an anarchist.
You've pretty much got it. These are the only legitimate violations of liberty. Doesn't seem nonsensical to me.
With money one party has to borrow it first and pay interest. With barter nobody is paying interest. The money lender is clearly abusing his "authority" over money by excluding it from the economy. He uses that power to charge interest and thereby render economic activity that can only cover its own costs unprofitable.
Here is an example. I sell you an apple for $1 and you sell me a banana for $1. We are both better off because I like bananas you like apples. However, if I had to borrow the money first from a bank with interest, then the trade would not be profitable. This is the real source of unemployment. Artificial minimum profitability.
Money is just cut paper, a convenient medium of exchange. If you have bad credit, your liberty is not in danger. The only thing in jeopardy is the willingness of others to cooperate/transact with you. Since they don't owe you anything to begin with, the point is moot.
The United States would have been pushed into a deep depression, but for JP Morgan’s vacation plans being a little different. Early 20th century America was not a radical place, the fact that the Federal Reserve was created underlies how fubar the system was.
By what metric? For who? Surely it was good for some and bad for others, much like any other place. How comfortable people are and how happy they are are fundamentally unrelated to how free they are.
> how fubar the system was
All we basically disagree about is how the general welfare clause is to be interpreted. It had a narrow interpretation for most of US history, and then a broad one starting in 1936 with United States v. Butler. The US was clearly a good place to live pre-1936, given that so many people immigrated there. I don't see why a continued narrow interpretation would be catastrophic.
That would be false.
"The US was clearly a good place to live pre-1936, given that so many people immigrated there."
That would be false, too, unless you were very wealthy. Just because it was better than, say, starving in Ireland does not mean it was "good". Source: My father's father was a sharecropper.
I do not know any single word or short phrase that describes "the freedom [you are] referring to", since as far as I can tell, the concept you use is known only among certain libertarians where it is called "freedom". Perhaps it would be "the absence of a hypothetical[0] threat of legally sanctioned violence from 'the government' in response to actions outside of a certain limited range". (Personally, if we're discussing the threat of violence, I am much more concerned by non-legally sanctioned violence from 'the government'[1][2], where by "much more" I mean "not very much at all" since violence and the threat thereof is actually fairly low on the useful methods of coercion scale.
Now, if you are interested, my personal definition of "freedom" is along the lines of (OED, 1978 ed., "Freedom (4)") "the state of being allowed to act without hindrance or restraint" with the additional proviso of something like "...not infringing excessively on the freedom of others..." and made all lovely and transitively closed by the Kantian version of the golden rule.
[0] Before you get all wrapped up around "hypothetical", consider: let's say your state health officials declare a mask mandate and you, like all rational people, do not wish to obey; you go into a convenient Half-Price Books mask-free. Many freedom-loving libertarians seem to believe that the next event would be a member of the 101st Airborne popping out of a convenient closet with an M1A1 Abrams under each arm and reduce you to a fine mist for your temerity. What would much more likely happen would be a store employee or manager asking you to leave. Unfortunately, that presents a problem for our libertarian friend---at that point, you are technically trespassing and even the fiercest libertarian would say the use of force against you is legitimate, no?
[1] What is the dividing line between 'the government' and any other human institution, and why do you regard it as more dangerously coercive than, say, your family?
[2] Y'all do realize Rand Paul doesn't want people who vote Democratic to have their votes counted? The methods for that are technically legal, I suppose, but it's not really very far from "round'em up and shoot'em" (which would be illegal) in the grand spectrum of historical human behavior.
> Liberty consists in the freedom to do everything which injures no one else; hence the exercise of the natural rights of each man has no limits except those which assure to the other members of the society the enjoyment of the same rights.
> you go into a convenient Half-Price Books mask-free
The problem with this scenario isn't the liberty of the patron, but the liberty of the proprietor. Mask mandates have been varyingly enforced, but generally the government will issue extremely stiff fines or force closure of noncomplying businesses. I'm of the opinion that, like my house, under what conditions I choose to admit people to my business is none of anyone else's concern. I support the right to discriminate against masked and unmasked, shirted and shirtless, tall or short, and any other arbitrary criteria that the proprietor solely chooses.
> What is the dividing line between 'the government' and any other human institution
The government is the sole authority which is able to legitimately use force against you. They also govern public spaces, where you have a right to be, and reach into private interactions. If your family tells you that you have to wear a mask to see them, you can tell them to go to hell and face no consequences. If they beat you up or take your property, you have recourse: you can call the police or take them to court. None of this is true if the action (deemed "legitimate") is taken by the government. They can kidnap you, confine you against your will, and seize your property, and you have no higher power to hear your case.
> but it's not really very far from "round'em up and shoot'em"
I hope you're not comparing election fraud with mass murder. I would implore you to watch some videos of actual mass murders and see if you change your mind. Even a beheading video would do it I imagine.
...
"...which injures no one else..."
You sort of admit as much, what is keeping the piece but ultimately deciding which things are good things or not?
If liberty is “fundamentally your relationship with those who can use legitimate force against you” then how is having a set monetary policy incompatible with liberty as long as it comes from a “legitimate” source of power?
It seems like what your saying is you believe taxation is legitimate, but requiring taxes to be pain in USD is illegitimate. Which, like, is just your opinion man (and makes the whole argument circular) I don't see any generic argument that makes taxation compatible with your definition of liberty but taxation in USD incompatible". I don't see really any generic definition of liberty that would distinguish between those two actions.
I'm rate limited, but to your example below of a currency no one could obtain, the government could equivalently apply a greater than 100% wealth tax. Or the government could define all speech as force or any number of other things. A capricious government can do bad things yes, but requiring taxes to be paid in a particular currency doesn't give them any more powerful ways to be capricious.
Said government could pass a law stating that all citizens must be in two places at once, and achieve the same effect.
https://en.wikipedia.org/wiki/Incorporation_of_the_Bill_of_R...
If there is a state _at all_ there is force involved. I don’t really understand what you believe is possible here. What you’re discussing is tantamount to assuming that American traditions of due process just exist in a state of nature when they absolutely do not.
If I ask myself "what should the state be allowed to do?", it's basically answered by "what would I be comfortable holding a gun to someone's head for?". To take a popular example: If it's wrong to hold a gun to a doctor's head in order to force them to treat a patient (which I think it is), and it's wrong to hold a gun to a bystander's head to force them to pay the doctor, then it's wrong to fund healthcare with taxation.
Yes, I'd have no problem shooting a thief, especially in defence of my primary food supply.
> violation of a contractual agreement
I'd have no problem holding a gun to someone's head in order to extract what compensation is due to me under a lawful agreement.
> I'd have no problem holding a gun to someone's head in order to extract what compensation is due to me under a lawful agreement.
So if a doctor enters into a contractual agreement with the state to provide healthcare, then it’s ok?
Unless there is some definition of “lawful” that exists outside of writing and enforcing the laws. Which begs the question according to who? In this instance that someone seems to be you.
Taxes are “lawful”, therefore under your framework, they are neither theft nor robbery.
Unless, somehow, lawfulness has nothing to do with laws. In which case what you’re saying is just straight up nonsense.
In the same vein, I'm using the common definition of "robbery" without any legitimizing window dressing. I'm asking "under what circumstances is it ethical to rob people?" and "under what circumstances is it ethical to enslave them?"
Surely some exist. For instance, being drafted to fight a war and being enslaved are basically equivalent in terms of lived experience. We've decided that yes, in order to defend society against existential threats it's ethical to enslave people. I don't disagree, and would like to point out adherence to the maxim of violating liberty only in direct defense of liberty.
But this does frame the draft to fight WWII and the Vietnam War differently. It's much harder to make the case that North Vietnam was an existential threat to US liberty, so drafting/enslaving people to fight there seems much less ethical.
Following this line of reasoning, the question is "Is it ethical to rob people to pay doctors?". And since lacking a doctor doesn't deprive anyone of liberty, the answer must be "No".
You'll note that all of this can basically be derived from the following (from the Declaration of the Rights of Man)
> 1. Men are born and remain free and equal in rights...
> 4. Liberty consists in the freedom to do everything which injures no one else; hence the exercise of the natural rights of each man has no limits except those which assure to the other members of the society the enjoyment of the same rights...
A couple comments ago you said it would be ok to murder someone for stealing an apple.
By ultimately using force or the threat thereof to prevent people from using force in disallowed ways, right?
> Liberty isn't the same thing as prosperity/economic power.
I didn't say they were synonyms. I said prosperity was a prerequisite to liberty[1]. A poor person isn't free to inhabit a house, and if they try to do so the state will use force to prevent or remove them.
[1]: actually I said all else equal, more prosperity means more liberty. To use your example (which I don't really buy, a rich slave is sort of not a thing), a "rich" slave is able to purchase better food for themselves than a poor slave whereas a poor slave would need to resort to theft, and risk force as a consequence.
> By ultimately using force or the threat thereof to prevent people from using force in disallowed ways
Yes, since using force to compel action is basically the definition of slavery and decidedly un-free.
Sure. But a rich homeless person is no longer homeless, and a poor person confined in their home is less free than a rich person confined on their home. You haven't addressed my point.
> Yes, since using force to compel action is basically the definition of slavery and decidedly un-free.
Right, so when I said
> You sort of admit as much, what is keeping the piece but ultimately deciding which things are good things or not
I was correct. The government decides which things are good or not (using force in disallowed ways) and prevents those. Generally governments high in libetry also do things like punish fraud, because fraud is bad and misleading people and stealing their money...reduces liberty? Or is fraud prevention unrelated to liberty, and should the government even do it?
I disagree. The rich person may be more comfortable, but they are no more free. Confinement is confinement.
> Or is fraud prevention unrelated to liberty
Fraud is related to securing of property rights, which are a part of liberty. How free are you if people can remove the food from your pantry? Fraud as a criminal offense has been derived from "theft by false pretense". But I'm pretty sure we'd be fine if we decriminalized it and relegated it to a tort.
Is level of confinement the only thing that defines slavery?
Assume the rich person and the poor person want the same thing. The rich person can acquire it. The poor person cannot (or can only do so by risking force in response).
All else equal, the rich person can do strictly more things. How are they equally free? The definition of freedom is usually something along the lines of "the ability to do things". The rich person can do more things, they're freer.
The term for what I'm describing is sometimes "freedom from want" and is a commonly considered to be a freedom/right when discussing freedoms if you look beyond liberalism as it was in 19th century. The idea being that while liberalism does a decent job of ensuring that the government doesn't oppress you, it does nothing to ensure that other people don't oppress you. Granting some standard of living to everyone ensures that you can't be taken advantage of because you have no better option, no one can treat you worse than the living standard the government provides.
The government does this by... oppressing you, by limiting your choices and your freedom. Nature itself is oppressive. We are all born naked and hungry and at the mercy of others. This does not constitute oppression by other people, and no amount of governance can change this. All government can do is provide due process to resolve the inevitable conflicts. What is should not do it paternalistically dictate how people should interact peacefully.
It very much does if it involves limiting what terms employers and employees can agree to. And it certainly requires oppression if you're going to seize and redistribute wealth to finance the required bureaucracy.
You don't really need to do this if you provide a strong welfare state. Provide government healthcare and benefits to all citizens equivalent to say $10 an hour, and you don't need to limit how employers and employees interact. They have the freedom to quit.
> And it certainly requires oppression
So we come back to the beginning: all taxation is oppression?
Keep in mind that my scheme actually probably involves less government force than yours. People will be less violent, requiring less respondent force, if given a minimum standard of living. So do you want the government to use more force? Or is "oppression" the issue, I can't keep up.
Why is providing a welfare state a prerequisite here? From where do you derive the need to protect people from the total consequences of their failure or misfortune by forcing the collective to bear the burden?
> all taxation is oppression?
Of course it is - it's robbery. Just like the draft is slavery. The important question is "What circumstances make it ethical to rob/enslave people?". They do exist, but they are quite limited.
> do you want the government to use more force
It's not about degrees of force, it's about what situations force is applied to. The only acceptable application of force (read violation of liberty) is to defend liberty itself from imminent danger. Applying any degree of force to compel cooperation is indistinguishable from that degree of slavery. What's the problem with strictly voluntary, at-will, consensual interaction between people?
I'll answer this with a question: you said elsewhere that its unethical to compel doctors to treat a patient. Let's assume that's the case. What happens when you are robbed by someone, shot, and your wallet is stolen, you even pass out from the shock and blood loss.
A bystander calls an ambulance. Then what? The ambulance service, the hospital (and the doctor) have no idea if you can pay for their services. Let's assume you can, you have fantastic insurance. What is the right way to resolve this situation? It seems to me your answer is that the hospital should have every right to refuse to serve people without identification (and in fact this is probably in the hospitals best interest, from a pure ROI perspective).
So do we throw our hands in the air and let some people who, by any account, don't deserve to die (they're insured, if their wallet wasn't stolen, there'd be no issue at all!) through no fault of their own, or do we protect people from the total consequence of their misfortune by providing some kind of guardrail?
A more general answer is that people, in aggregate, don't like the instability that comes from a lack of welfare state. If you provide absolutely no welfare state, and I lose my job and can't find a new one, it is very likely that the best thing for me to do is to steal from someone. And people generally speaking dislike that because unlike robbery from the government, which involves paperwork and court rooms, that kind of robbery really actually involves guns. And people seem to find suits and paperwork to be less force than guns.
So you pick your poison: a democratically controlled nonviolent robbery that you can influence and plan for, or a stochastic violent robbery that you can't control at all. Personally, I find paperwork to be less violent than a gun, but you have weird ideas about what constitutes violence, so I'm curious what you'll say.
> What's the problem with strictly voluntary, at-will, consensual interaction between people?
It doesn't exist. Is coercion voluntary? If it's violent to threaten someone's life by holding a gun to their head, why isn't it violent to withholding food they need to live (or the money they need to buy the food they need to live, or the healthcare they need to live, or the money they need for that healthcare)?
You are at this point reliant on the charity (read: voluntary) of others. Even if you were identified and your insurance accepted, the paramedics or doctors can just refuse to do their jobs, for whatever reason, and face only professional consequences. You are in no way guaranteed to be treated.
Also, the insured could demand coverage for this case from their providers, with liability to their estate if they are not treated. This would force insurers to negotiate with hospitals to treat these patients rather than incur the liability.
> don't deserve to die
What do you mean "don't deserve?". If you're laying shot in the street, then clearly you're going to die soon without lots of outside intervention. This is your lot. Insurance isn't there to provide a guarantee of some outcome, it's there to reimburse as best it can after the fact.
> don't like the instability that comes from a lack of welfare state
Doing what "people like" isn't the same as being ethical.
> the best thing for me to do is to steal from someone
That depends on the risk/reward balance between stealing and figuring out how to be productive. If the punishment for robbery is severe, then chances are you'll figure out how to be useful to someone before resorting to it.
> Is coercion voluntary
Yes? If your grandmother offers you a cup of tea, insists, and will be offended if you don't take it, does that make it involuntary? She's clearly coercing you.
> why isn't it violent to withholding food they need to live
Everyone needs inputs to live, and everyone is born without the means to provide them for themselves. Therefore everyone must, at some point, enter into a negotiation with those who possess what they need. Absent any law and order, these negotiations often turn violent. All we've any right to do is make some rules around the negotiations, not prescribe universal cooperation.
The ROI here functionally never makes sense for the insurer to do this, unless clients are paying enough to offset the cost of paying all unidentified people.
> You are in no way guaranteed to be treated.
Are you saying that this is the case today, or that this is how it would be. Because I agree with you. Despite laws that require doctors to treat you that exist today (to prevent this exact scenario), no one ever holds a gun to anyone's head. There's no need for violence. Professional (and in general civil) consequences are enough to enforce this.
> She's clearly coercing you.
Coercion requires force or threat. From me shooting you is the same as the harm from me starving you, so the threat is the same. A grandmother being upset isn't a threat, and certainly not the same level of threat, not is it force. So perhaps let's ask a different question: is choice freely given when your life is threatened?
> Doing what "people like" isn't the same as being ethical.
Utilitarians would disagree with you.
The root problem with how you approach the world is that you see any government force as worse than all force by everyone else. Like given how your approach contacts, if I coerced you to sign yourself into slavery, that's acceptable, since it meets your definition of "strictly voluntary, at-will, consensual".
If you believe government is the worse bad and nothing else can be as bad, sure that's a viewpoint. But it fails when you have other powerful organizations that hold the same power over an individual as a government does.
Imagine for a moment another extreme example where the government has a total use of force monopoly, and I have a monopoly on the water supply. You say that is unethical for the government to act against me, and also unethical for individuals to act against me, no matter what. This is true even if I use that Monopoly to enslave people or commit genocide, because I'm doing it without violence, only coercion. If that's your ethics, something's broken.
And pragmatically it's also stupid: people will lose faith in a government that fails to protect them. So a government that fails to protect its citizenship effectively will quickly cease to exist (the people with guns will desert to protect their families and tada: a new government). So once you accept that democracy is ethically good (and really even if you don't), the ethics are irrelevant. Governments must keep people happy or they will quickly cease to exist. And I subscribe to the idea that the purpose of a system is what it does. Governments try to make their citizens happy. If they don't, they'll be replaced by one which does, because that's what the people want. Your job is then to convince me, and everyone else's that sacrificing my safety is worth a government that is in your view more ethical.
Broad swaths of the middle class commonly fit within this framework as well, they leverage debt to buy houses.
The poor tend not to have mounds of cash sitting around, so the effects of inflation are only negative if there are not concurrent wage increases.
Pre central banking and stable (low) inflationary regimes, wealth has always been heavily concentrated in the upper class in the western world. The only real exception was the post war booms, which was during a time of heavy global monetary regulation.
Going to need some evidence to back up that statement.
Without centralized banking you essentially have no set policy one way other the other. I can understand why one would take issue with the current governance structure, but I don’t agree that letting money randomly fluctuate with no mechanisms for intervention to be a good thing.