That's not completely true. I left it at ~18 k. A couple of years ago as i didn't saw a path to become profitable. I suppose a lot of HN'ers joined early on and left by now.

My stocks are doing good enough for me to not care at all about crypto since then. Even if that wouldn't be the case, I wouldn't invest in something that I don't think has a viable path.

Eg. The current solutions are using off-chain centralized transactions to fix core things ( eg. transaction fee).

Thats a weird thing to brag about - if talking about past returns there's few 'cash flow producing assets' that'd have done as well as just putting the money in btc.

Also flash loans don't take anything out of your wallet/account either and I know of people whose bank accounts have been hacked.

There's plenty to complain about btc but you've somehow chosen the least convincing argument for why you are a noncoiner.

Victims of bank fraud mostly receive their money back by the bank.

This one recent example of an crypto exchange that fled with the money, has defrauded more in value than the entire ACH payment system worth ~51T ( fraud = 0,0008 % = 0,08 basis points).

https://www.engadget.com/africrypt-bitcoin-disappearance-174... https://silamoney.com/ach/understanding-the-basics-of-ach-fr...

That's not a hack that's a scam.

Both are labeled as fraud.

Bitcoins do not produce any cash flow, the only way to profit is to sell them to a greater fool.

There's plenty of crypto (including e.g. ETH) that does so via staking but that wasn't the point anyway.

No, this was the GP's point. Many of those "salty nocoiners" are invested in assets that produce reliable cash flow, which is considerably safer than holding a purely speculative asset like crypto.