You bought a computer that crashes reliably when used "heavily"? I mean, if you heard that same statement from an individual PC user in past decades, you'd roll your eyes about the ridiculous overclockers and go back to work on your slightly slower but actually reliable development machine.
But this isn't a too-l33t-for-her-own-good overclocker. It's Apple Computer! Jobs is clearly still directing the reality distortion effect from the grave.
But it's rare enough that I just don't care much. The performance in other areas is too good to gripe about "if I run make -j8 for an hour, it'll hang for a few minutes."
Another possibility is system bugs that can be exposed when it thermal limits because it will stop running background QoS tasks, and things waiting on them will hang. It's pretty hard to stress it to that level.
I have done both these things by building compilers on M1. The memory pressure wasn't always from the host compiler but rather tools like dsymutil that may not be perfectly optimized themselves.
I’ve been thinking of doing the cooling mod too, where you pop open the back and add a thermal pad to the cpu. It increases conductivity with the back of the case, letting you roast your legs while you work, aka cool the cpu. :)