Whether or not a bunch of competent security gurus on HN assure us that yes, Signal is still great and no, Moxie didn't go nuts, doesn't really influence the validity of that argument outside tech circles. Don't forget that we've all spent years training our aunts and nephews to not trust the companies that make the apps they use. It's a major marketing mistake and they should've known better.
Also, ApplePay has nowhere near the same stigma associated with it as cryptocurrencies do, I think your comparison is silly.
FWIW, if Signal was new today and someone would pitch me "a super secure messaging app with built-in crypto payments" I'd not easily get enthusiastic. I've been trained to treat any pitch that includes the word "crypto" or "token" with high suspicion, because of the crap magnets those technologies have been historically. Too many people's "get rich quick" schemes sounded exactly like that a few years ago.
trust only works in retrospect (it can't be extended into the future to a party simply because they make a promise)
all such relationships have an expiry date (since as the trusted party evolves or needs to reinvent itself to satisfy shareholders). what can prevent this are bullet-proof contracts (that's not how people make decisions though - they never read the fine-print, review it when it changes and instead work on gut-feeling and emotions).
putting your trust into a brand/product is always going to eventually hurt you. A product having reached the size of Signal will most certainly throw part of it's user-base to the curb if it thinks it's held back by their opinions/goals.
The disconnect is people thinking Signal owes them something (when everybody actually used it for free until now).
Nonsense. Trust provides a basis for present and future dealings.
I highly recommend Robert Cialdini before making opinionated comments on trust: https://en.wikipedia.org/wiki/Influence:_Science_and_Practic...
I don't trust you.
And several other serious problems.
You are being incredibly close-minded and only listing the cons of cryptocurrencies.
The fact is that many people have negative associations with crypto. Even if they're wrong, it's still going to be bad marketing for Signal.
My sole contact with cryptocurrencies is endless spam in mailbox, endless scam attempts in communities that I moderate and information about ICO and other scams. And <s>investments</s> gambling. And very rare cases of cryptocurrencies being useful for something.
And repeated info about being utter failure for payments. For comparison cash/credit card payment is done within 20 seconds for cc and within minute for cash. Both at cost of below 0.01 $ for payment.
To me it looks like people here are vastly overreacting.