Correct, you won't have 5 weeks of vacation right away at all of those companies. You will have 5 weeks of vacation quickly.

You're not screwed if you stop working. You have both long term and short term disability. If you just decide that you'd like to live on a beach or under a bridge, and there isn't an actual problem, ie you choose to be lazy, then yeah, good luck with that.

Personally I don't want my tax dollars helping people who just decide to not work, but that's just me. The government mismanages enough things in the US as it is.

I am personally willing to let a small percentage of people decide not to work (e.g. lazy) if it means a safety net for a much larger group of people who have a legitimate need for that safety net.

What percentage? Who gets to decide who gets to opt out of working for a living? Who grants the final approval?!

It'd be fraud/abuse, and I'd expect it to be prosecuted, so nobody "gets" to opt out, but refusing to help many people because a handful could potentially abuse the system is not something I'm willing to do.

I should have explained a bit more, but if you have a serious health issue and you can't work anymore for sometime how does it works with hospital bill? If you stop working for 6month for example are you still covered?

With the exception of one small company I worked for, every employer has offered both short-term and long-term disability at no cost to employees. You're still covered by the employer's health insurance during that period.

> first of all if you stop working you're screwed right? Like somehow you lost your job and you have something serious happening, good luck with hospital bill.

I was unemployed for a bit due to family issues. I switched to COBRA which let me stay on employers insurance. It was expensive but I am sure its not a big deal for software engineers mentioned in the document. Then I got onto to obamacare via job loss exception. So yea I never screwed so to speak.