I think several will trade their M1 laptops due to the memory, architecture limitations creeping up after long-term usage and realizing they're compromising their previous workflow's productivity benefits. The excellent performance (CPU/power) and surprisingly well built Rossetta 2 has overshadowed potential limitations with memory and IO in the reviews.
Lightning fast opening of apps is great, but it's not much use to people like me who don't close their apps at all! I keep at least 3 browsers(for different projects) with several dozen tabs(with hibernation), Note taking apps, IDE and a VM with a browser open in it. So what's important to me here is the memory, at least 32GB is bare minimum.
They'll trade them for new M1 Macs that don't have those limitations, which are estimated to be released this year. This obviously isn't a "forever" limitation. And Apple will release Apple Silicon Macs with more memory long before any other Laptop maker releases a laptop that can compete with all the advantages of the M1.
I am curious about the other "USB to PCIe cards" though. I know there are NVMe to USB (non TB) adapters these days but I think that's largely due to the NVMe protocol being transport agnostic not that PCIe is actually interacting over the USB connection.
My solution was to dump Apple laptops entirely (which I know a lot of people won't want to do). This Asus G14 has no issues powering 2x 4K displays without even breathing hard. No throttling in games or videos, and it supports 40GB of memory on top of a replaceable NVMe SSD.