How about: they're increasing the price to X because that's what they want to charge. They think price X will help maximize the long-term value of the company.

Sure, they can say that and be honest instead of trying to marinate us with these gymnastics; it's insulting too that they believe we can be manipulated like this.

I think the war on nonsensical marketing speak has long since been lost

What’s the manipulation? I’m not being a wiseass, I genuinely can’t see it.

Yeah I mean, maybe being larger as a financial institution has some costs also. Primarily that it sucks. I interviewed at a hedge fund that had to submit (something) to (some regulatory body, don’t remember) because it was too systemically important. But they required dedicated staff to handle the regulatory burden. Given how tightly staffed that place was it was actually a meaningful portion of headcount measured as a percentage.

Maybe some of those economies of scale are only 80% realized if you’re a financial institution. And rightfully so.

Don’t have a horse in the game here re: Stripe, just hoping the damn kids will go on someone else’s lawn.