There are communities by country indeed. For France /r/vosfinances is similarly very helpful.

>Yes! I have learned tremendously about personal finance from ukpersonalfinance.

I would not be so vigorous in endorsing any subreddit, especially not one that is related to financial matters. I will attempt to frame my salvo, with the express intent to inform. No money was lost.

After trying to subscribe to Freetrade and Trading212 (Robinhood equivalents). I was unable to register with the former ─ a bug they mention regarding deep links in their FAQ, referencing an older version of iOS. I followed their instructions on troubleshooting, without any success ─ found an arcane way to get to the chat session (really hard, without being subscribed to the service), which resulted in no action. However, it was really surprising to find out that asking for help in this subreddit, where this app is held in high regard, elicited no response and only downvotes. Always assume some inherent bias, where money is concerned; don't follow blindly and stumble across problems, after the event.

Agreed, the Canada version is really good as well: /r/PersonalFinanceCanada/

Thanks for the link, I'll definitely look into it.

As someone in the UK who has earned more and more over the last decade but never seems to actually have more i'm going to read this enthusiastically.

Seconded. You get generally quite well-informed discussion on /r/UKPersonalFinance, no pushing products or shallow reviews which is what you get if you try to Google same type of content.

Also the discussion is two way, so you get to ask questions without paying hundreds to an IFA. In some instances you probably should speak to an IFA (or an accountant) for a holistic overview of your particular situation, but redditers are quite quick to point that out too.

One of the most valuable things I've seen is that the users on UKPersonalFinance are also not afraid to tell people when they're doing (or planning to do) a stupid thing. On the flip side of that, you'll generally get a good response if you are planning to do a stupid (within reason) thing but have yourself sorted out, followed the flowchart, got your emergency fund sorted and are paying off your dept. It's a good place for balance between getting yourself financially stable and enjoying the money you have.