News for hackers. Stuff that matters.

A comment on Apple Pay on pace to account for 10% of global card transactions. Parent comment

Re:Apple Pay on pace to account for 10% of global card trans... by needusername on Tuesday February 11, 2020 @06:01PM (#22303902)
Sure you can. It's not a special case. That's the beauty of Apple Pay. Industry standard protocol. If the merchant accepts contactless credit cards then Apple Pay will work. No need for any special hardware, any special software or any contract changes.
[ Parent | on HN ]
Re:Apple Pay on pace to account for 10% of global card trans... by ryukafalz on Tuesday February 11, 2020 @06:10PM (#22303965)
Typically in the US the waiter will take your credit card back to a payment terminal rather than bringing a card reader to you. Contactless isn’t really an option in that case.
[ Parent | on HN ]
Re:Apple Pay on pace to account for 10% of global card trans... by walshemj on Tuesday February 11, 2020 @06:32PM (#22304134)
No wonder you have more problems with fraud in the USA if you let a waiter take the card away from you and do god knows what with it.
[ Parent | on HN ]
Re:Apple Pay on pace to account for 10% of global card trans... by neuronic on Wednesday February 12, 2020 @05:49AM (#22307744)
Why would you hand anyone your credit card... to take it somewhere else... and do whatever with it ....
[ Parent | on HN ]
Re:Apple Pay on pace to account for 10% of global card trans... by ric2b on Thursday February 13, 2020 @06:22AM (#22316859)
Because somehow that's still a normal and accepted practice in the US.
[ Parent | on HN ]
Re:Apple Pay on pace to account for 10% of global card trans... by ryantriangles on Wednesday February 12, 2020 @10:36AM (#22309624)
It seems madness to give your card to someone to take off somewhere. In Australia they either bring you a terminal to touch at the table (for a fancier place), or you touch the terminal on your way out (for a casual place).
[ Parent | on HN ]
Re:Apple Pay on pace to account for 10% of global card trans... by nwsm on Wednesday February 12, 2020 @12:53PM (#22310950)
In the US an upscale place would never bring a terminal to your table. They give you a check (receipt), you put card or money down, they take it to their register, and bring back a customer receipt or change.

Money is often a taboo subject in the US, and I think that is bleeding into a slow adoption of touchless transactions in nice restaurants.

It will take at least 5 years for this part of US culture to give way to convenience and security.

*Note I've not spent much time on the west coast; I'm sure they're ahead on this

[ Parent | on HN ]
Re:Apple Pay on pace to account for 10% of global card trans... by tree3 on Tuesday February 11, 2020 @09:43PM (#22305249)
> No need for any special hardware, any special software

Umm, except for the whole Apple device...

[ Parent | on HN ]
Re:Apple Pay on pace to account for 10% of global card trans... by ceejayoz on Tuesday February 11, 2020 @10:48PM (#22305544)
You don't need an Apple device.

The same tech used by Apple Pay is directly built into a lot of credit cards.

https://en.wikipedia.org/wiki/Contactless_payment

[ Parent | on HN ]
Re:Apple Pay on pace to account for 10% of global card trans... by ric2b on Thursday February 13, 2020 @06:23AM (#22316863)
And almost every other smartphone.
[ Parent | on HN ]
Re:Apple Pay on pace to account for 10% of global card trans... by ticmasta on Tuesday February 11, 2020 @07:20PM (#22304462)
>> No need for any special hardware, any special software

ha ha - except for the iphone, watch and apple pay; no special hardware nor software required.

[ Parent | on HN ]
Re:Apple Pay on pace to account for 10% of global card trans... by ceejayoz on Tuesday February 11, 2020 @10:47PM (#22305539)
It's just NFC under the hood. Many credit cards have it built into the card itself.
[ Parent | on HN ]