I can stream at 25 Mbps just fine on 4G+/LTE too. At off-peak times. I’ve even seen it hit 70, 80, 90 Mbps occasionally.
The problem happens at peak times, usually starting around 6pm, when the network slows to a crawl and I can’t stream things reliably despite having 5/5 signal strength, because my carrier (Three UK) has sold too many cheap unlimited data plans and their 4G network is highly congested.
5G is needed because it greatly improves the data carrying capacity of given blocks of spectrum, meaning more users and higher speeds in areas that currently suffer capacity constraints.
And honestly, 5G’s 200 Mbit+ speeds would just be nice to have to speed up things like downloading multi-GB OS updates and the like.
If it's the former, 5G helps you. If it's the latter, 5G makes zero difference to you.
If I monitor my router’s status page I can see it start to bounce between several different Cell IDs when the congestion hits, and the SINR drops to low single digits (from 16-20dB when it’s fastest).
In any case, as I understand it, backhaul upgrades will be a part of 3’s 5G rollout anyway.
Unless your server sits right beside the cell tower, you will never see that promised 1gb/s
I am excluding future usage though (biggest I could see is "That smartphone is your only mean of connection to the net, either via the device or when acting as a modem.").
Reading HN, I was under the impression that we didn't need 5G anyway (except for people streaming videos in stadium, which I haven't really understood why yet).