i believe at this point, access to a bank account is also included in this. as things progress, more things will be added to the list. soon (if not already) internet access will be included.
I've made this argument before and made Americans (obviously) mad, but this cop out of protected classes allows you to actually discriminate against said classes, you just have to prove there is no malice in your heart, more or less. That is, you did not because they are black or not men, but because of the sanctioned reasons, then it's okay.
That is how protected classes are defined. Everyone is in multiple protected classes.
The problem is the effectiveness of the rules, not that they don't cover everyone.
What they can't do is deny you a contract in the first place. (Kontrahierungszwang – obligation to contract, concerns the local water company, the biggest local electricity provider and Deutsche Telekom)
I'm pretty sure these banks doing the profiling were in the U.S