They introduced loan securitization a few years ago, and their system does not have anywhere close to the flexibility or tolerance for dissent they are going to need to deal with the issues that is creating for them.
And human beings, in my experience, can be lazy, venal, honourable or hardworking, in both the private and the government sector. But the last time I checked, the private sector only cared about the people with money, whereas the government is required to care about everybody.
Cost a few thousand dollars, and a few hundred every few years to have them come and pump the tank.
I pay Amazon ~$10 a month for access to more reading, listening and video content than most major university libraries have access too.
No late fees either.
Of course sewage is better handled at the municipality level in dense areas, and I'm not okay with private firms having control over access to information, but Federal level governments are highly inefficient.
If one has 12-48k to pay rent this year a few hundred for a machine, about 1k for internet access then one can pay 10 a month to access a worse collection a homeless man could check out at the library.
Access to the rest of human knowledge is available for 10 to 100 a pop.
Or ~$1.50 a day. And you get the rest of the internets knowledge included.
No hours of operation, no librarians giving you dirty looks
The real question is, are these really the people you want in control?