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A comment on Banks are getting back into the business of building mortgage bonds. Parent comment

Re:Banks are getting back into the business of building mort... by curiousgal on Monday September 16, 2019 @09:56AM (#20984028)
It's not just about the ratings. If a person is too risky you simply don't lend them money.
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Re:Banks are getting back into the business of building mort... by AndrewDucker on Monday September 16, 2019 @09:59AM (#20984045)
But where "too risky" lies is very-much a personal decision.

It's the rating on the debt which makes it clear exactly how risky it is, and allows people to make a decision about it.

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Re:Banks are getting back into the business of building mort... by ambicapter on Monday September 16, 2019 @12:20PM (#20985647)
> But where "too risky" lies is very-much a personal decision.

What? No. Its a statistical decision. Its a question of how good your data on your risk profile and the risk the creditee represents is.

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