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Re:California passes bill that classifies gig economy worker... by chongli on Wednesday September 11, 2019 @11:55AM (#20941522)
The way to protect workers is to shift the burden of health care and other costly benefits onto the government, supported by taxes. Then there is no risk to hiring a new employee beyond the wages you pay them.

The US public does not want this, though, and the war of words over universal health care has led to incredibly deep entrenchment on the side of those opposed. All this despite the mountain of evidence from other countries, showing the greatly reduced total costs and improved life expectancy as well as a lack of bankruptcy and financial ruin for those caught in an emergency.

Re:California passes bill that classifies gig economy worker... by djsumdog on Wednesday September 11, 2019 @12:14PM (#20941779)
In America, you have to work until you die. The major thing the gig economy takes from people is health care. It's insanely expensive, and the Affordable Care Act is a terrible shamble of broken policy. I spent time outside of the US and came back to find health care worse than when I left it:

https://fightthefuture.org/article/returning-to-america-and-...

I have a friend who has been fighting brain cancer for over a year. The small company he was working for let him go (although they wouldn't admit it; it was likely over his condition) and his wife has to constant fight her own company's insurance company/policy to get treatments covered (and she is a lawyer; who literally works for a law firm doing mostly corporate liability cases).

In any EU country, you get a terminal illness, you can take time off and live your life. Will you get the same level of treatment as you would in the US? Who cares. You get treatment, and you can spent time with the people you love and appreciate things until you get better or your friends say goodbye. In America, if you do not have a spouse, you just have to keep working until you can't any more .. and then you die.

Re:California passes bill that classifies gig economy worker... by JMTQp8lwXL on Wednesday September 11, 2019 @12:28PM (#20941935)
This is why I don't understand why people take gig jobs. Think of the opportunity costs. First off, Uber drivers don't make that much. Then you have vehicle depreciation and maintenance costs. You need to carry an insurance rider that covers rideshare driving. You also need to pay for your own health care. When you add up all these expenses, plus the desire for a living wage, there is no way drivers can be making enough with current rates. When people say you're essentially borrowing against the cost of the vehicle, I don't think they're being gratuitous. There may be low friction to entering the rideshare space by being a driver, but there are plenty of hidden costs.
Re:California passes bill that classifies gig economy worker... by unksdfnaajhfjk on Wednesday September 11, 2019 @01:05PM (#20942331)
> This is why I don't understand why people take gig jobs.

Sometimes Compared to what? is the most important question.

I've been driving for a few years. Before this I was making minimum wage with no benefits. Before that I had a difficult stretch of unemployment. One of my least favorite questions passengers ask me is What did you do before this? because I don't really like to talk about it. It is a rough job - you take a lot of risk, have a lot of bad days, and you get little reward in return. But at least it's work.

Of course the bottom rungs of the ladder look terrible to people near the top, but for who have fallen off of it the bottom is the most important part. All of these "worker protections" define the bottom of the ladder as exploitation. Let me decide that, my labor is my own to sell for whatever price I can get somebody to pay for it.

Re:California passes bill that classifies gig economy worker... by JMTQp8lwXL on Wednesday September 11, 2019 @01:32PM (#20942633)
So, you'd rather drive without a guaranteed minimum wage, possibility for unemployment benefits, or health care benefits? I fail to see how that leaves the driver in a better position.
Re:California passes bill that classifies gig economy worker... by unksdfnaajhfjk on Wednesday September 11, 2019 @04:01PM (#20944062)
Better position compared to what?

> a guaranteed minimum wage

A min-wage guarantee implies Uber and Lyft will tell you when and where to drive because it would demolish the fundamental mechanism we drivers use to allocate ourselves. Otherwise we would all clump up in a parking lot somewhere trying to insulate ourselves from the costs of driving people around while collecting $10/hr.

> possibility for unemployment benefits

I haven't had this option in a decade or more. If you increase the cost of firing somebody, which is exactly what this is, you increase the cost of hiring as well. See above: this is a bottom rung job, the most important thing is to be on the ladder. If you make the bottom four rungs of the ladder illegal it doesn't mean people can magically start jumping to the fifth rung, they just get left out.

> health care benefits

Life's rough. Hopefully I solve this problem with a better job in the near future.

Don't get me wrong, I really dislike the Uber/Lyft model, I cringe every time somebody says "Oh but Lyft treats drivers so much better than Uber, right?" and I would love to see a better competitor prove the flaws of the Uber/Lyft model in the marketplace. I just don't think that minimum wage, employee status, and benefits packages are going to be that great for drivers or passengers. It's probably a mixed bag for both, but not a very good mixed bag.

As an aside, there's part of me that wants to figure out what a slide-deck is, make one, and be that competitor. So don't think I've been drinking the company Kool-Aid or anything, because I would love to put both of them out of business largely because I don't like how they treat drivers. But I'm still extremely thankful that I've had this job and I don't want to see it taken away from others who may value it in the way I have.

Re:California passes bill that classifies gig economy worker... by ntpeters on Wednesday September 11, 2019 @04:16PM (#20944191)
> I cringe every time somebody says "Oh but Lyft treats drivers so much better than Uber, right?"

I'm somebody who genuinely thought this was the case. Would you mind elaborating?

Re:California passes bill that classifies gig economy worker... by unksdfnaajhfjk on Wednesday September 11, 2019 @06:18PM (#20945396)
Ok, here's the rant I really try not to give to my passengers. I apologize for the length. TL;DR - Do you want to date an emotionally unavailable a-hole, or an emotionally manipulative a-hole? Pick your poison.

Lyft's president once said regarding Uber, "We're not the nice guys. We're a better boyfriend." This statement describes Lyft so much better than I ever could. They don't care about doing the right thing, they probably don't even know what the right thing is anymore, their internal sense of morality is pegged to whether or not they can keep people away from Uber.

As a driver, they have the same business model so the fundamentals of the job are exactly the same. Most of the differences are either window dressing, support quality, or bonus-related.

Uber's just kind of cold. Dealing with support is something you try not to do. It feels like they're cutting costs in their support department and they're not interested in convincing you otherwise. It's kind of like they sent you a picture of a middle finger on your third day of work and from that point on you've known the deal.

Lyft is very touchy-feely, they have events so you can eat donuts and they send a lot of emails talking about how you're a member of a community, etc. They also shame you for doing things detrimental to the community, like if you don't accept a ride. Long-term you start to realize it's all very manipulative, to the extent I've started thinking of their logo as a pink snake.

They kind of move and shift things so it's hard to tell what's going on. Especially with their bonuses, look at this[0], where do these numbers come from? 165 rides a week? That's probably 7 12 hour days. But nobody's hitting that, the middle tier might be doable, but not while driving for Uber, too, so you turn off your Uber app for the week and do 7 10's for Lyft. Next week you'll get different numbers, different goals. It's always shifting, always making you think "well, I might make an extra $50 if I don't drive for Uber this week..." Then after a few months you realize you're driving 30% more and making 20% less. And it just kind of happened while you weren't looking, while you were trying to hit these bonuses.

It also used to be that everybody got the same bonuses, but now they personalize them just for you. Because they care. I have no idea what bonuses other drivers are getting at this point, but for many or most drivers the job doesn't work without them (rental program is $1,000/month) so it ends up being an effective lever for controlling drivers.

Or the treatment of XL drivers, Uber lets the driver turn off regular rides but Lyft says that's just not possible and instead tries to "keep [the driver] busy[1]." The notion of keeping independent contractors busy is a strange one. This seems so clearly anti-competitive I don't know how it's even legal. They don't come out and say they'd rather you didn't drive for UberXL, they just want to keep you busy and if that keeps you off Uber then it's a coincidence that never crossed their mind. Why Uber isn't filing a lawsuit over this is beyond me.

Eventually you get sick of Lyft's games and decide to just drive for Uber full-time and within a day you're shaking your head wondering if Uber is even trying at all. Like, at all. So you drive for both. Then you realize if you just turn off Uber for the rest of the week you can hit this bonus on Lyft....

[0] - https://i2.wp.com/therideshareguy.com/wp-content/uploads/201... [1] - https://help.lyft.com/hc/en-us/articles/115012926367-How-to-...

Re:California passes bill that classifies gig economy worker... by arwineap on Thursday September 12, 2019 @10:40AM (#20951970)
> The notion of keeping independent contractors busy is a strange one. This seems so clearly anti-competitive I don't know how it's even legal.

If my company is paying contractors, they generally want them to be busy; I'm not sure what you mean by that

WRT the anti-competitive statement, are you suggesting that lyft is intentionally making it harder to drive XL for both uber and lyft? TBH, I'm not sure that'd hit on any competition laws but I'm willing to be convinced

Thank you for your post, it lets me see a lot of things I would have never put together. It's impressive how much thought lyft put into their platform to monetize guilt, and ensure "stickiness" of their platform / drivers

Re:California passes bill that classifies gig economy worker... by apacheCamel on Thursday September 12, 2019 @01:18PM (#20953943)
I think keeping contractors busy is only productive and worth it if you are getting their money's worth. You are paying them per hour worked, so if we don't have work and they aren't doing anything, we don't have to pay them. Keeping these people "busy" seems to me (and possibly OP) like a way to keep them from driving for Uber since getting paid for specifically XL (I assume) is much better than getting paid for a regular ride. The whole thing is weird because it forces people to choose between possibly getting Uber XL rides (more $$) OR staying busy with normal rides through Lyft where at least they are getting paid!

That is just what I got from the original post, I do not work for either company so it really is hard for me to relate to the pressure OP is feeling.

Re:California passes bill that classifies gig economy worker... by thefringthing on Thursday September 12, 2019 @11:21AM (#20952477)
> Life's rough. Hopefully I solve this problem with a better job in the near future.

A nation of temporarily embarrassed millionaires.

Re:California passes bill that classifies gig economy worker... by apacheCamel on Thursday September 12, 2019 @01:21PM (#20953966)
This isn't related at all. OP just wants a better job, they never stated they wanted to be rolling in it as some CEO somewhere. This is about just living, not striking it rich.
Re:California passes bill that classifies gig economy worker... by ethanwillis on Wednesday September 11, 2019 @02:25PM (#20943174)
The gig jobs are already not profitable without those things in place. With those in place the gig jobs will be destroyed. People already complain about high prices and those prices don't even cover the costs of trips unless you live in a dense city.
Re:California passes bill that classifies gig economy worker... by JMTQp8lwXL on Wednesday September 11, 2019 @02:32PM (#20943244)
Profitable to Uber, or to the driver? Uber gets a ~30% cut of what the rider pays (though it varies per ride).
Re:California passes bill that classifies gig economy worker... by ethanwillis on Wednesday September 11, 2019 @02:35PM (#20943260)
I meant profitable to Uber.
Re:California passes bill that classifies gig economy worker... by jshowa3 on Wednesday September 11, 2019 @07:34PM (#20945924)
I highly doubt this is accurate. There's no reason why drivers can't maintain the same hours but still be considered an employee.

I would love to be the health insurance provider getting Uber as a client. I'd be freaking rich on premiums.

Re:California passes bill that classifies gig economy worker... by JMTQp8lwXL on Wednesday September 11, 2019 @08:25PM (#20946269)
The risk pool could be different. If its people that can't hold full time jobs driving, that may speak to the state of their health.
Re:California passes bill that classifies gig economy worker... by ericb on Wednesday September 11, 2019 @03:09PM (#20943628)
This is the conclusion people come to naturally when one assumes all the other variables don't change in response to the wage. but they all change

The number of rides change as the price of the ride goes up, which happens when you raise the underlying cost to the rider. (aka supply and demand)

The number of drivers change with the overhead cost-per-driver. If each driver has a fixed healthcare overhead, it makes sense to hire only full time drivers as you can pay the overhead once and get the most hours driven from that sunk cost.

The number of drivers that get hired if you bump the salary also declines for all the reasons above.

Re:California passes bill that classifies gig economy worker... by JMTQp8lwXL on Wednesday September 11, 2019 @03:17PM (#20943691)
It doesn't have to imply a decline in service availability. For example, the spread between Uber Pool and X could grow (since wanting your own vehicle, without sharing it, places more stress on the overall system). So, the popularity of pool could grow.
Re:California passes bill that classifies gig economy worker... by kelnos on Wednesday September 11, 2019 @03:53PM (#20943999)
I think the parent's point is that it's better to have a job, even if it's low-paying and has few protections, than to have no job at all.

Obviously it'd be better if all jobs were reasonably-paying and had protections, and you could directly replace all the bad ones with better ones, but that's not the world we live in.

Re:California passes bill that classifies gig economy worker... by DuskStar on Wednesday September 11, 2019 @04:39PM (#20944433)
What if the choice isn't between "driving with a guaranteed minimum wage + benefits" and "driving with no protections" but between "driving with no protections" and "doing nothing"? That's the fear here.
Re:California passes bill that classifies gig economy worker... by JMTQp8lwXL on Wednesday September 11, 2019 @04:59PM (#20944641)
Some benefits, like retirement and health care, can be provided by the government. We already pay FICA taxes -- they could be expanded to include Medicare (for all) and perhaps a more generous retirement package.
Re:California passes bill that classifies gig economy worker... by DuskStar on Wednesday September 11, 2019 @05:05PM (#20944712)
But that's not what's going on here, is it? Instead the government is stepping in and trying to force the companies involved to take over that responsibility.
Re:California passes bill that classifies gig economy worker... by mixmastamyk on Wednesday September 11, 2019 @02:14PM (#20943057)
It's the age-old minimum wage debate over again.
Re:California passes bill that classifies gig economy worker... by labrador on Wednesday September 11, 2019 @01:32PM (#20942634)
I drive Lyft and Uber in the SF Bay Area. I'm a retired computer programmer and I need to supplement my income to have spending money. I'm on MediCal which is a great health insurance program and easy to get on if you are low income. I'm actually making really good money driving. When I am smart about knowing when and where to be I can make a too much money even working part time, by which I mean I will disqualify myself for MediCal. After all expenses including auto depreciation (I paid 6000 for a nice little transport car) I make a profit. Now I doubt Lyft or Uber would hire me because of my age. So it goes.
Re:California passes bill that classifies gig economy worker... by PorterDuff on Wednesday September 11, 2019 @02:47PM (#20943390)
Hah, that's an interesting trap to be in. It's not dissimilar to pushing wages down in order to qualify for high ACA subsidies. The way the system is set up, there's quite a tax cliff...especially for older people (the difference between $0/month and $1200ish for an individual).
Re:California passes bill that classifies gig economy worker... by JMTQp8lwXL on Wednesday September 11, 2019 @03:05PM (#20943587)
If you have wealth, you can essentially create an income, on paper, to look like whatever you want, to meet ACA subsidy qualifications. Here's an example of a practical application: You could rent, or buy a home with your wealth. If you buy a home outright, you won't have the monthly mortgage or rental payment (you'll have property taxes, but let's assume those are far lower than an ongoing monthly rent check).

Withdrawing from pre-tax retirement accounts counts as income for ACA purposes. You've now lowered your annual expenses (and thus, your income) and can qualify for subsidies, but all you've really done is shift some of your net worth from investment accounts to housing, in order to reduce annual expenses. This example is likely more applicable to a person in retirement, as well.

Re:California passes bill that classifies gig economy worker... by PorterDuff on Wednesday September 11, 2019 @06:41PM (#20945601)
Another take is to put money in investments with no taxable event (I think that Berkshire Hathaway is one) and live off of savings in the meanwhile. Outright home ownership (as you mention) is another one. Regular and tax deferred savings get treated even more differently than normal.

I don't doubt that for people with some money, it'll be common to countdown using similar strategies for 5-10 years until you hit the magic 65 age. Given the difficulties in staying employed until full retirement age for programmers, it's quite a gift.

In another couple of decades, a lot of people get to do the pay-down fandango where couples split their assets so that one doesn't pauperize the other (via annuities).

All brought to you by the market warping body called government.

Re:California passes bill that classifies gig economy worker... by JMTQp8lwXL on Wednesday September 11, 2019 @01:39PM (#20942716)
What is the additional cost of having an insurance rider to cover when you're rideshare driving? I haven't pulled a quote, but I imagine that could be expensive due to increased liability.
Re:California passes bill that classifies gig economy worker... by aianus on Wednesday September 11, 2019 @02:22PM (#20943133)
I can only answer for Toronto, Canada but the answer was nothing. Uber has a deal with one of the insurance companies up here so you’re covered at no extra charge. (Intact / Belair Direct).

Uber pays them directly for a big commercial contract to cover you when you’re driving for Uber.

Edit: added "for Uber" on the last sentence

Re:California passes bill that classifies gig economy worker... by JMTQp8lwXL on Wednesday September 11, 2019 @02:29PM (#20943222)
My prior comment may be dated, or regionally-contextual. I assume then you have a personal policy, that covers when you are driving just you, and Uber's takes over when you have rideshare passengers. When I was looking for personal auto policies recently, I recall being asked (in the US) if you plan to do any rideshare driving.
Re:California passes bill that classifies gig economy worker... by aianus on Wednesday September 11, 2019 @02:42PM (#20943345)
Yes my personal auto policy explicitly covers Uber. I did need to inform them, but my premiums did not change.

"ridesharing drivers operating on the Uber platform in Ontario can now be covered, at no extra cost. All you have to do is call us in order to update your personal auto policy." -- https://www.belairdirect.com/en/partnerships/uber.html

Re:California passes bill that classifies gig economy worker... by labrador on Wednesday September 11, 2019 @04:01PM (#20944060)
I go thru Geico in CA and commercial ins is affordable. I forget the exact Amy but I'm happy
Re:California passes bill that classifies gig economy worker... by eyeundersand on Wednesday September 11, 2019 @03:34PM (#20943820)
Off topic but is your last sentence a nod to Vonnegut by any chance? Just curious
Re:California passes bill that classifies gig economy worker... by labrador on Wednesday September 11, 2019 @04:02PM (#20944067)
Glad you caught that!
Re:California passes bill that classifies gig economy worker... by jshowa3 on Wednesday September 11, 2019 @07:35PM (#20945932)
This would be solved by universal healthcare.
Re:California passes bill that classifies gig economy worker... by tgsovlerkhgsel on Wednesday September 11, 2019 @02:53PM (#20943470)
Many of the costs you list are invisible or avoidable if you don't care about consequences: Vehicle depreciation is invisible. Maintenance costs will hit later. If you haven't heard (or don't care) about the insurance thing, you just don't do it, so zero expense (until you're in an accident).

Once you ignore these costs, and only do "income - fuel", Uber pays "really well". And you can do it at any time, as you wish! Little effort! Own boss!

It's not surprising that Uber finds people to drive for them. Not everyone realizes the hidden costs.

Although there are apparently some who seem to understand them, know how to play the optimization game, and (think that they) make enough that it's worth it. I have no way of checking, of course.

Re:California passes bill that classifies gig economy worker... by stjohnswarts on Wednesday September 11, 2019 @12:34PM (#20942008)
Everyone who I've personally known do these jobs only do it temporarily just to make ends meet between real jobs. It doesn't matter how shitty the benefits are if you're going to get kicked out on the street because you missed the rent/mortgage payment. Maybe some people do it "for a living" but I bet most are between real opportunities or making some money for Christmas/vacation/etc
Re:California passes bill that classifies gig economy worker... by jshowa3 on Wednesday September 11, 2019 @12:57PM (#20942224)
The reason they don't have a choice is because the system is designed to provide the lowest quality of living possible because we haven't done basic things like raised minimum wage with inflation or institute universal health care.

Instead we've subsidized all these gig corporations so frequently that one of the biggest ones pays 0 in federal taxes. Something I don't even get the choice to do.

It's about time we stop capitulating to desperation.

Re:California passes bill that classifies gig economy worker... by leetcrew on Wednesday September 11, 2019 @03:29PM (#20943786)
> Instead we've subsidized all these gig corporations so frequently that one of the biggest ones pays 0 in federal taxes.

which one is this?

Re:California passes bill that classifies gig economy worker... by jshowa3 on Wednesday September 11, 2019 @07:29PM (#20945887)
Amazon
Re:California passes bill that classifies gig economy worker... by leetcrew on Thursday September 12, 2019 @07:29AM (#20950241)
how do they get out of paying payroll tax?
Re:California passes bill that classifies gig economy worker... by rockinghigh on Thursday September 12, 2019 @10:15AM (#20951667)
They probably mean corporate income tax.
Re:California passes bill that classifies gig economy worker... by notyourday on Wednesday September 11, 2019 @03:33PM (#20943814)
> This is why I don't understand why people take gig jobs. Think of the opportunity costs. First off, Uber drivers don't make that much.

It must be nice to sit in air conditioned office on $800 chair, sipping kombucha, looking at 2x 28" 4k monitors pontificating "Why would anyone want to be driving for uber?"

Because for an Uber driver this job could be the best available. One needs to eat and put a roof over one's head.

Re:California passes bill that classifies gig economy worker... by JMTQp8lwXL on Wednesday September 11, 2019 @05:14PM (#20944787)
I'm actually sitting on a wooden chair at a wobbly table in a space with no air conditioning, but that's beside the point. My original comment does have an air of privilege to it, and for that I apologize. It's my own frustration that we can't do better to people who's best option is something requiring the skill set of a job like rideshare driver. Stated in other (hopefully more fruitful) words, if you can work rideshare you can probably work at In N Out. They start at $13/hour and have none of the external costs of contract ridesharing. That could be more profitable to the worker, but I have not done the math.
Re:California passes bill that classifies gig economy worker... by notyourday on Wednesday September 11, 2019 @10:51PM (#20947384)
> They start at $13/hour and have none of the external costs of contract ridesharing. That could be more profitable to the worker, but I have not done the math.

There are not enough In-and-Out burger places to accomodate all the Uber and Lyft drivers.

Re:California passes bill that classifies gig economy worker... by JMTQp8lwXL on Thursday September 12, 2019 @01:02AM (#20948173)
It's a single example. Generalize the comment, and you'll take away that there are many employers of low-skilled labor.
Re:California passes bill that classifies gig economy worker... by notyourday on Thursday September 12, 2019 @12:20PM (#20953291)
It's an example that does not appreciate with a concept of scale.

There are very few employers of non-skilled labor that provide higher take home pay for the same or smaller number of hours worked than Uber.

You should ask anyone who does unskilled labor if they would take a less paying job.

Re:California passes bill that classifies gig economy worker... by JMTQp8lwXL on Friday September 13, 2019 @11:05AM (#20962773)
Uber might have the highest take home pay, but subtract vehicle depreciation, maintenance costs, insurance riders for rideshare driving, and the net is more in line with other employers of low-skill labor.
Re:California passes bill that classifies gig economy worker... by linuxftw on Wednesday September 11, 2019 @12:45PM (#20942107)
People have to eat, nothing is free in the US. People generally do whatever their best option is. If the best option is below minimum wage, that's what they do. Why is that the best option? Zero-to-no tariffs and, consumer goods produced overseas by slave labor. No reason to hire domestic workers. Even McDonalds has touch-screen ordering now.
Re:California passes bill that classifies gig economy worker... by theflyinghorse on Wednesday September 11, 2019 @03:17PM (#20943689)
> This is why I don't understand why people take gig jobs. That's because those are the available jobs. I'm struggling to understand your question - obviously people will take whatever jobs are available to them so that they can support themselves. I doubt it's the CFA's or AI researches that take these jobs for the fun of it it's likely people who need them to survive.
Re:California passes bill that classifies gig economy worker... by RocketBilly on Wednesday September 11, 2019 @05:00PM (#20944645)
Single data point checking in, ride share imo was a massive boon to people like me in the self employed lower middle class. Many of us already own cars and pay for our own health insurance. For people like me who make too much to qualify for state benefits but too little to 'climb the ladder' these sorts of jobs have been great because they fit easily into our schedules and the pace of the work is enjoyable to many of us.

From my perspective, and I do realize this is relative, people wonder why the middle class is shrinking while failing to realize that a lot of these pro-worker laws are only good for certain types of workers. I'm not saying people poorer than me don't deserve help because I haven't been helped yet, but the issue is precisely that it seems (again, relative to my experience) that no one except the lowest income bracket actually attract political attention right now.

Re:California passes bill that classifies gig economy worker... by d1zzy on Wednesday September 11, 2019 @03:54PM (#20944003)
Last Uber drive that I talked to that did this on the side was in the area for some construction job that required him to be on site some days of the week, others didn't. In those days when they didn't call on him he did Uber for some money. The alternative was to not do anything and not get that money. There are definitely costs (hidden or not, really depends on how deep you are going to look for them) but I can also see how given the alternative of not doing anything they can still help. It's not like the Uber driver doesn't have to pay for insurance, registration and other fixed car costs (food, rent) anyway, whether they Uber or not.
Re:California passes bill that classifies gig economy worker... by rtkwe on Wednesday September 11, 2019 @01:29PM (#20942600)
I mean those are all costs you should factor in but don't have to pay or are somewhat opaque (eg: depreciation). Drivers can go without health care and gamble on the insurance rider. Then the only paid costs are vehicle maintenance.
Re:California passes bill that classifies gig economy worker... by lutorm on Wednesday September 11, 2019 @02:36PM (#20943273)
By "gamble on the insurance rider" you mean further externalize the cost that Uber already externalized onto the drivers? Because the people that end up paying when you "gamble on the insurance" are the people that you injure in an accident, or systemically through the need to carry "uninsured coverage" to cover yourself against those gamblers.
Re:California passes bill that classifies gig economy worker... by wavepruner on Wednesday September 11, 2019 @09:48PM (#20946912)
I can make very good money driving for Uber up to 25 hours per week in my city. This is after maintenance, gas, and depreciation costs. Lots of breweries here and people who like to have a good time and tip well.

Rideshare insurance is an extra $10/month. Basically nothing.

I have to pay for my own healthcare when I have a regular job too. Buying on the exchange is pretty much the same thing with more choice.

Re:California passes bill that classifies gig economy worker... by jimmaswell on Wednesday September 11, 2019 @03:50PM (#20943967)
They are supposed to be side jobs to the main job you get benefits from.
Re:California passes bill that classifies gig economy worker... by JMTQp8lwXL on Wednesday September 11, 2019 @05:08PM (#20944734)
"Supposed to be" but the data shows most rideshare drivers drive full time.
Re:California passes bill that classifies gig economy worker... by jchallis on Wednesday September 11, 2019 @12:18PM (#20941813)
Based on the very large revenue from foreign patients who come to America to get cancer treatment on their own dime, those patients and their families care about getting the best treatment.
Re:California passes bill that classifies gig economy worker... by stjohnswarts on Wednesday September 11, 2019 @12:37PM (#20942040)
You can't use the 0.1% cases to justify the 90% who will get wrecked financially because of major surgery, cancer treatment, etc because it's so expensive. Medical treatment shouldn't be a for profit business, there has to be a better way, and other countries have a better system (in the sense of doing the greatest good for the most people, and not just the 0.1%) than we do and we can copy the best of them as we will be doing it from scratch.
Re:California passes bill that classifies gig economy worker... by cptaj on Wednesday September 11, 2019 @12:57PM (#20942229)
I think it can be for profit but it needs regulation on how much you can bleed patients for. Selling pills for thousands of dollars when they cost you a dime to make is simply exploitative.
Re:California passes bill that classifies gig economy worker... by PorterDuff on Wednesday September 11, 2019 @02:41PM (#20943324)
What was the NRE on that pill or the hundreds (thousands?) that didn't work at all?

OTOH (or the other other hand), I'll bet that you could make a strong argument for stopping new drug development entirely. Simply sell existing drugs for as little as possible. It wouldn't surprise me if most of that research has insanely high marginal cost with little benefit at this point.

I'll bet you'd have a healthier public, on average, if this happened.

Re:California passes bill that classifies gig economy worker... by skohan on Thursday September 12, 2019 @06:47AM (#20949989)
The cost of medication is not strongly correlated to research costs. In the US most drug prices are set via a single factor: how much will people pay for it?

Under this rubric, "cheap" lifesaving drugs are viewed as an arbitrage opportunity. If a lifesaving cancer drug costs $20k per month, then why should a comparable MS treatment be "given away" at $15 per pill?

Also a huge percentage of new drug research is not geared toward creating new and interesting treatments: it's based on making small changes to existing molecules to preserve efficacy while making something "new" enough to be patentable.

Re:California passes bill that classifies gig economy worker... by karlp on Wednesday September 11, 2019 @01:05PM (#20942339)
People do the same in India, Switzerland, Turkey, etc. medical tourism is very common.
Re:California passes bill that classifies gig economy worker... by mtberatwork on Wednesday September 11, 2019 @01:39PM (#20942712)
Many Americans also head down to Mexico for various treatments that are more affordable. https://www.newsweek.com/thousands-americans-cross-border-me...
Re:California passes bill that classifies gig economy worker... by ska on Wednesday September 11, 2019 @02:07PM (#20942990)
> Based on the very large revenue ...

It's really not that simple, even if some political talking heads would like you to think so. People travel to the US for some treatments, and people travel from the US for others. It's not even clear if there is a net inflow or net outflow.

All this really shows you is that people with the resources to do so are willing to travel for care, which shouldn't surprise anyone. Either for "the best treatment" (which depending on disease and treatment could be many places in Europe, US, Canada, etc.) or for more affordable treatment (cf US residents traveling to Canada for drug renewals).

Re:California passes bill that classifies gig economy worker... by dragonwriter on Wednesday September 11, 2019 @12:57PM (#20942236)
> The US public does not want this

That's far from clear. Polling fairly consistently shows that the US public favors at least some degree of it (particularly shifting the healthcare burden from employers to government, other benefits have less political salience), though any particular plan for the detailed mechanism may have trouble gaining majority support.

Re:California passes bill that classifies gig economy worker... by blackflame7000 on Wednesday September 11, 2019 @02:39PM (#20943308)
Honestly, I really wish people would stop basing so many decisions on Polls. There are so many problems with accurately polling people's opinions because generating a truly random dataset is really hard. Unless people have some sort of financial stake in the outcome you're only going to hear what they want to happen instead of what they think will happen.
Re:California passes bill that classifies gig economy worker... by jobigoud on Thursday September 12, 2019 @08:44AM (#20950767)
> generating a truly random dataset is really hard

IMO it's not just hard but impossible for polls to be unbiased, because people that don't like answering polls are never represented. If the subset of people that don't answer polls isn't itself following the same distribution over all possible opinions as the rest of the population the results are biased, and by definition we can't test for these correlations.

Re:California passes bill that classifies gig economy worker... by blackflame7000 on Thursday September 12, 2019 @07:29PM (#20957592)
That's an excellent point. You could also add people that aren't contactable into that group.
Re:California passes bill that classifies gig economy worker... by smsm42 on Wednesday September 11, 2019 @02:32PM (#20943242)
US public would yell an enthusiastic "hell yes!" if you ask them do they want free healthcare forever but then when you ask - ok, so how we pay for all that actually, that's where "hmmmm" comes in. "Government" means taxes, and US public is not super hot on paying more taxes, and not on US government (BTW, which one? there's federal government, state government, local governments... US has literally thousands of governments, which one you go to?), which is not exactly known by its efficiency and friendliness to the hoi polloi, to run their healthcare. If there was magic solution that allowed to keep those nice doctors and hospitals exactly as they are but somehow it would all be paid for by something, it's be super nice and the US public would love it. And some unicorns too. Unfortunately, neither seems to exist - to rebuild US healthcare system to look like Canadian or any of the European ones would not be as easy as just public agreeing on something - something most of them don't even understand how it actually works.
Re:California passes bill that classifies gig economy worker... by criddell on Wednesday September 11, 2019 @03:14PM (#20943665)
> to rebuild US healthcare system to look like Canadian or any of the European ones would not be as easy as just public agreeing on something

Why not? Canada didn't always have their healthcare system. Canadians just agreed on something and suddenly they had it.

Re:California passes bill that classifies gig economy worker... by mjevans on Wednesday September 11, 2019 @04:04PM (#20944087)
I think the segment on late night TV that I watched used to be called "street walking with jay lenno", or something along those lines.

The premise was pretty much: take a question that might sensibly appear on a GED test (highschool graduation equivalency, without the class credits), that probably at least 50% of the viewers (so adults that could afford a TV and stay awake until midnight / had just finished watching the news) would probably, if not know, have a good enough idea to say if an answer was obviously wrong. Then go out and film until you got enough bad answers to fill the segment.

I'm under no illusions that the bad examples were cherry picked, but I am also strongly inclined to believe that a "large percent" of the population isn't informed, and doesn't want to be informed, and literally just isn't fit to actually vote.

The US believes everyone should have the right to vote; and I agree with that. However I believe that every voter should be an informed voter that can at least understand the basic impact of their actions and should at least be able to pass an ECON101 test. I would really prefer a local, national, geo-political, basic law, and economics (including some light math) test as a pre-requisite for being able to vote; BUT if the test isn't passed that person would qualify for employment (lit paid) as a student, where attendance in class and academic progress would be part of the pay. If there are medical issues/etc impeding learning that should already be covered by universal health coverage (in a non-broken country).

Re:California passes bill that classifies gig economy worker... by smsm42 on Thursday September 12, 2019 @03:01AM (#20948755)
> every voter should be an informed voter that can at least understand the basic impact of their actions

I get a feeling you think you are one of these voters. But are you, indeed? Are you really sure you can predict the impact of the actions in a system as complex as 300 million people inside trillion dollar economy? Before you answer that, remember that many people with advanced degrees tried and failed to predict things about economy, and even more people with advanced degrees are in constant and complete disagreement about what would be effect of that or this policy and what should be done to achieve this or that effect. And "unintended consequences" appears in virtually every article describing the aftermath of any serious government decision. If all those people aren't really able to figure out how things work, are you confident you are?

> should at least be able to pass an ECON101 test

Why ECON101? That course probably provides very basic knowledge (depending on the curriculum) which is next to useless when dealing with enormous and complex systems because it ignores myriad of details. It's ok for a 101 course, but if after taking this course you think that you know enough to make informed decisions about the whole US economy, then this course actually decreased the amount of your actionable knowledge. And yes, voting is making decisions about the whole US economy, ultimately.

> I would really prefer a local, national, geo-political, basic law, and economics (including some light math) test as a pre-requisite for being able to vote

Are you sure you would pass? What if I will be writing the test and make every effort to make you not pass (you don't think politicians would ignore an opportunity as juicy as disenfranchasing a huge number of their opponents' base?)?

You understand also that making decisions for people that can not vote is the reverse of what representative democracy is, and a just cause for rebellion? If any situation justifies violent overthrowing of a government, it is a situation where the government denies participation in vote to a class of citizens which committed no crime, did nothing wrong but failed to satisfy an arbitrary criteria somebody instituted to not let them vote because they didn't like what they might choose. Who would consider such a government a legitimate one? You probably wouldn't, if you were one of the disenfranchised people. But somehow nobody thinks they will fail the test.

Re:California passes bill that classifies gig economy worker... by mjevans on Thursday September 12, 2019 @12:52PM (#20953649)
The part of ECON101 that I remember most distinctly is that we kept doing supply and demand curves. We kept doing that until the professor was absolutely sure that everyone knew what happened when supply was infinite, or when demand was inelastic, or when supply was a hard fixed quantity but the needs of the market kept growing.

It's really basic stuff, that's why it's a 101 course. However the realities of that kind of course should be remembered and applied to things like "rent control" that acts as an outside influence on where the curves meet, but doesn't actually change the supply or demand directly. Knowledge that would help with assessing the possible intended and unintended results of different laws.

Re:California passes bill that classifies gig economy worker... by michaelmrose on Thursday September 12, 2019 @10:15PM (#20958532)
Your criticism of minimal knowledge is correct. Your analysis that its insufficient to decide complex issues is correct. Your thoughts that its insufficient even to choose among 2 candidates positions on the matter is probably correct.

However you miss a points. It's not always or not even often about picking from 2 complex alternatives. It's often a matter of eliminating options that are stupid, illogical, or inconsistent. Doing so often requires basic literacy in the topic involved.

Unfortunately you are right in that disenfranchising a large number of idiots would upend social order even if it was only eliminating those who literally have no idea what is going on.

Re:California passes bill that classifies gig economy worker... by smsm42 on Friday September 13, 2019 @01:47AM (#20959519)
> It's often a matter of eliminating options that are stupid, illogical, or inconsistent.

But how do you know which options are stupid? Because they sound stupid to you? Are you confident enough in your powers of detecting stupid that you would base denying people basic rights on it? What gives you that enormous confidence?

> if it was only eliminating those who literally have no idea what is going on.

The number of people who have an idea what is going on, when we're talking about things like whole US economy, might be surprisingly small. In fact, sometimes I am tempted to think that number is zero. Of course, for me it makes me think maybe we need less government involvement, since a blind giant with a sledgehammer is worse than a blind giant without one, but some people think that means we need to abandon democracy. OK, but unless you are an anarchist, how do you propose to choose the government then? By instituting a series of exams? Chinese tried that, actually. Not sure it worked that spectacularly well. Check it out.

Re:California passes bill that classifies gig economy worker... by ProfessorLayton on Wednesday September 11, 2019 @05:28PM (#20944935)
While I understand your sentiment, these voter requirements would completely disenfranchise those who literally don't have access to quality education, especially POC who have been subject to systemic oppression (See redlining).

The solution should be to level the playing field (Access to education), not to change the rules of the game from under them.

Re:California passes bill that classifies gig economy worker... by mjevans on Thursday September 12, 2019 @12:46PM (#20953578)
Did you overlook my second to last sentence?

... "BUT if the test isn't passed that person would qualify for employment (lit paid) as a student, where attendance in class and academic progress would be part of the pay."

Re:California passes bill that classifies gig economy worker... by smsm42 on Friday September 13, 2019 @02:03PM (#20964651)
Here's an example for you: recent headline from NYT: Which Health Policies Actually Work? We Rarely Find Out https://www.nytimes.com/2019/09/09/upshot/which-health-polic...

Yeah that's right - nobody knows which healthcare programs work. Neither literal idiots, nor uneducated hillbillies, nor ECON101 graduates, nor PHD-bearing professors, nor politicians, nor NYT journalists, nobody has any good information. On a topic as important as which healthcare policies actually work. So what's the point on insisting on ECON101? There's just no information about it, and nobody cares about getting one.

Re:California passes bill that classifies gig economy worker... by joshypants on Wednesday September 11, 2019 @01:26PM (#20942580)
Yeah, more illustrative to say the US insurance industry does not want this.
Re:California passes bill that classifies gig economy worker... by bllguo on Wednesday September 11, 2019 @01:57PM (#20942892)
But it seems like an apathetic kind of want. There are degrees imo; if the people truly wanted something they would exert more effort than this showing. As it stands people may say they want it in polls but won't even vote for politicians that will make it a reality.
Re:California passes bill that classifies gig economy worker... by jack_jennings on Wednesday September 11, 2019 @02:27PM (#20943200)
Don’t confuse the apathy of the politicians that can run for office (and have the financial backing to do so), with the apathy of voters.
Re:California passes bill that classifies gig economy worker... by bllguo on Wednesday September 11, 2019 @08:24PM (#20946258)
uh, can't agree there. i will absolutely blame voters, myself included, for voting in apathetic politicians. pointing fingers like this is the mindset that gets nothing done in this country.
Re:California passes bill that classifies gig economy worker... by kritiko on Wednesday September 11, 2019 @02:13PM (#20943047)
you have stories in the US of people dying from lack of access to insulin or rationing insulin.I wouldn't question that they "truly wanted" to live. but political organizing in the US around healthcare and other social benefits seems to pale in comparison to European countries. to say nothing of how low voter participation is.
Re:California passes bill that classifies gig economy worker... by bllguo on Wednesday September 11, 2019 @08:27PM (#20946281)
i feel like people take it personally when it's pointed out that political will in the US is, for lack of a better term, pathetically low
Re:California passes bill that classifies gig economy worker... by ptaipale on Wednesday September 11, 2019 @03:05PM (#20943583)
The strange thing here is that United States uses more public money to health care than European welfare states. So Americans already now pay more taxes for health than Europeans. Some aspects of the U.S. health care system are incredibly ineffective use of money.

https://data.oecd.org/healthres/health-spending.htm

There are reasons for this; some of them good (the best care in the U.S. is very high quality and leading-edge technology, and consumer protection through litigation tries to minimize errors); some are bad (e.g. because of litigation, legal costs are very high, and the system seems to carry a lot of overheads, and many people still lack coverage).

It seems the so-called Obamacare wasn't a very good approach, because so many people felt it was ripping them off. Clearly it is easier to build an efficient public health care system from nothing (like e.g. my country Finland did in 20th century) than transform an existing system (which the U.S. has and where there are lots of incumbent operators that have "assets" that they protect.

Re:California passes bill that classifies gig economy worker... by bernawil on Wednesday September 11, 2019 @12:07PM (#20941699)
I can think of several countries with universal healthcare where hiring is still complicated to say the least. Not arguing it would still help, though!
Re:California passes bill that classifies gig economy worker... by ancorevard on Wednesday September 11, 2019 @12:15PM (#20941786)
Welcome to Europe.
Re:California passes bill that classifies gig economy worker... by Reedx on Wednesday September 11, 2019 @01:05PM (#20942334)
> All this despite the mountain of evidence from other countries, showing the greatly reduced total costs and improved life expectancy

Does this account for confounding factors? Such as the US having the highest obesity rates, which has a massive impact on costs and life expectancy.

I'm for universal healthcare, but "X has these results in Y, therefore it'll be the same in Z" is a poor argument and weakens the overall case.

Re:California passes bill that classifies gig economy worker... by ska on Wednesday September 11, 2019 @01:13PM (#20942428)
There are lots of confounding factors, so predicting outcomes is a dodgy business.

One thing that is easier to evaluate is the cost of delivering equivalent care - the US system turns out to be quite inefficient that way, which implies the potential for significant cost savings at least.

Re:California passes bill that classifies gig economy worker... by slantedview on Wednesday September 11, 2019 @02:18PM (#20943100)
> The US public does not want this, though

Actually a majority of Americans support the idea of single payer healthcare [1], and the number goes up depending on how the question is asked. The problem is the political obstacles, which are enormous given the power of the health insurance, pharma, and hospital industries.

https://www.kff.org/slideshow/public-opinion-on-single-payer...

Re:California passes bill that classifies gig economy worker... by bogomipz on Wednesday September 11, 2019 @01:28PM (#20942594)
>"The US public does not want this, though"

Could you share some data that supports this? Polls I have seen show that a majority of Americans support expanded health care coverage.[1][2][3] There is some division howwever on whether that is best done via Medicare For All or a regular single payer system.

[1] https://www.pewresearch.org/fact-tank/2018/10/03/most-contin...

[2] https://www.kff.org/slideshow/public-opinion-on-single-payer...

[3] https://www.pewresearch.org/fact-tank/2017/01/13/more-americ...

Re:California passes bill that classifies gig economy worker... by m-p-3 on Wednesday September 11, 2019 @02:36PM (#20943278)
It makes me sick that so many Americans are willing to keep their taxes lower and pay their own healthcare insurance (which are absurdly high, and you still have premiums to pay, etc) instead of having the peace of mind that if they become seriously sick, that it won't ruin them and their close relatives.

Sure, you might be healthy now but do you really want to take a gamble like this and keep more money in your wallet now, and potentially lose everything due to bad luck later? I guess it's the American way?

Re:California passes bill that classifies gig economy worker... by FireBeyond on Wednesday September 11, 2019 @05:39PM (#20945023)
It blows my mind that deathbed divorces are a thing here, for fear of burdening families with medical bills. And that that is socially, in any way, acceptable, or even tolerable.
Re:California passes bill that classifies gig economy worker... by irrational on Wednesday September 11, 2019 @01:22PM (#20942524)
>The US public does not want this

I don't think this is true. I think what the US public doesn't want is the higher taxes to pay for it. We are already swimming in debt and wages haven't kept up with inflation. My daughter is making exactly the same wages now that I made when I was her age 25 years ago, in comparable jobs.

Re:California passes bill that classifies gig economy worker... by jschwartzi on Wednesday September 11, 2019 @02:46PM (#20943383)
I pay $421/month for health insurance that has a 20% deductible, meaning that I could still be bankrupted by a major surgery or a couple of weeks in the hospital. I would much rather put that $421/month into taxes and have Medicaid or something similar A) keep costs down, and B) ensure an acceptable quality of treatment.

You're likely paying something similar whether you realize it or not. When I quit my job the COBRA cost of the insurance was like $600 or $700/month. It's just that your employer is hiding that cost from you and giving you "free" medical insurance. And when you quit your job, you lose your medical insurance after 6 months. That means you lose access to your doctor and you may have to change who you see. Sometimes the new doctor is way worse, and there is a very real cost to you in terms of their standard of care.

So it's pretty disingenuous to argue that this would be a new tax. And making it illegal for employers to offer health insurance while also expanding Medicaid to all Americans would actually remove a major barrier to quitting your job and EG starting a company or working for a small company.

Re:California passes bill that classifies gig economy worker... by munk-a on Wednesday September 11, 2019 @02:28PM (#20943207)
I think the US public doesn't want to lose more of their money to healthcare than it currently is - and this is the attack that's most commonly leveraged against universal healthcare... "Your taxes will go up!" well yes, they will, but my out of pocket will go down as I'll no longer be shoveling so much money from my salary (either pre- or post- collection) to health insurance.
Re:California passes bill that classifies gig economy worker... by subhobroto on Wednesday September 11, 2019 @02:37PM (#20943287)
You hit the nail on the head. I have written answers on Quora that show numbers to support your thoughts.

I used to paste links to these posts here but people felt I was spamming, so I don't do that anymore.

Feel free to look at my other comments and posts on Quora as well as reach out to me. We need more people like you to bring prosperity.

The status quo will not bring us prosperity.

Re:California passes bill that classifies gig economy worker... by fooster on Wednesday September 11, 2019 @03:50PM (#20943964)
I'm Canadian and I don't pay substantially more income tax that Americans do in high tax states such as California. So what do you get for your high taxes? Not health care thats for sure.

I guess what you mostly get is a very expensive military.

Re:California passes bill that classifies gig economy worker... by irrational on Wednesday September 11, 2019 @04:14PM (#20944166)
I honestly would like to see the military eliminated. It's not like Canada or Mexico are going to invade us. We could keep the missile defense to protect from anyone trying to attack us over the oceans. As for protecting commerce, let shipping companies weaponize their boats and pass on the cost to consumers. I'm sure the defense contractors not selling to the US military anymore would be happy to design systems for the shipping companies.
Re:California passes bill that classifies gig economy worker... by CodeWriter23 on Wednesday September 11, 2019 @01:56PM (#20942879)
> Then there is no risk to hiring a new employee beyond the wages you pay them.

This is a gross oversimplification. Two risks that immediately come to mind, increases to the Employer’s Disability Insurance and Unemployment Insurance either through fraud(speaking from experience), or, in the scenario mentioned by gp, when you lay the worker off at the end of the need.

My comment also is a gross oversimplification.

Re:California passes bill that classifies gig economy worker... by maximente on Wednesday September 11, 2019 @12:53PM (#20942190)
> The US public does not want this, though

evidence? from 2017 shows more support than not.

https://www.pbs.org/newshour/health/62-percent-u-s-want-fede...

Re:California passes bill that classifies gig economy worker... by bonestamp2 on Wednesday September 11, 2019 @12:59PM (#20942257)
And I think a lot of the people who don't support it also don't fully understand it, or have a misconception about how it will negatively impact them based on a few anecdotes they've heard from countries that do have universal healthcare (some of which are true, and many of which are false).
Re:California passes bill that classifies gig economy worker... by HillaryBriss on Wednesday September 11, 2019 @12:10PM (#20941732)
> Then there is no risk to hiring a new employee beyond the wages you pay them.

but you must not forget the additional administrative/accounting overhead, the risk from the wide variety of lawsuits one is vulnerable to as an employer, the risks of employee injury on the job, and costs associated with the possibility of laying off employees in the future. surely there are more costs than just wages.

Re:California passes bill that classifies gig economy worker... by jher17 on Wednesday September 11, 2019 @01:03PM (#20942306)
Sure. But this is the responsibility an employer must take on in order to hire someone’s labor.
Re:California passes bill that classifies gig economy worker... by AnthonyMouse on Thursday September 12, 2019 @11:25AM (#20952533)
> The way to protect workers is to shift the burden of health care and other costly benefits onto the government, supported by taxes. Then there is no risk to hiring a new employee beyond the wages you pay them.

That's still the same problem. If the taxes that fund the health care are paid by employees then a living wage would have to be higher to account for having to pay the taxes. If they're paid by the employer, there goes the money they were going to use to hire the employee, or they have to raise prices and we're back to causing a higher cost of living.

Taxes aren't magic. The money still has to come from somewhere. The actual problem is that housing and health care cost too much. It's necessary to solve that regardless of who is paying for them, at which point there is no longer a pressing need to try to shift the burden somewhere else, because the burden is no longer so onerous.

Re:California passes bill that classifies gig economy worker... by deathanatos on Wednesday September 11, 2019 @09:28PM (#20946753)
> The way to protect workers is to shift the burden of health care and other costly benefits onto the government, supported by taxes. Then there is no risk to hiring a new employee beyond the wages you pay them.

All that is needed is to undo employers providing health-care. The government could provide it, but it could also work akin to auto or home insurance where you the individual choose the company yourself. (I do think we need other reforms, principally price transparency, in order to manage the current cost problems w/ health care. There is no sane way for any person to evaluate anything about any insurance setup if they cannot gauge what it will cost them!)

Tax-based universal healthcare would accomplish this, but I do not think it is necessarily the only option. It does need to stop being attached to the employer. Losing my job should not cost me my healthcare, too.

Re:California passes bill that classifies gig economy worker... by nitwit005 on Wednesday September 11, 2019 @04:14PM (#20944168)
> The way to protect workers is to shift the burden of health care and other costly benefits onto the government, supported by taxes.

Or just disconnect this stuff from the employer. It seems strange that employers are involved in something like health insurance. It creates friction changing jobs, and much of the population isn't employed.

Re:California passes bill that classifies gig economy worker... by mrlala on Wednesday September 11, 2019 @02:57PM (#20943506)
>The US public does not want this

Yes, they do.

Re:California passes bill that classifies gig economy worker... by kevingadd on Wednesday September 11, 2019 @03:03PM (#20943562)
If they want it why do they keep voting in representatives who actively fight it the whole way?

This is kind of a pointless question, because the answer is complex and includes things like 'gerrymandering' and 'vote suppression', but it's still a fact that many elected representatives from both parties actively fight public health care.

Re:California passes bill that classifies gig economy worker... by DuskStar on Wednesday September 11, 2019 @04:46PM (#20944497)
It depends on how you phrase the question. "Do you want the US government to pay your health care bills" is a yes for most people. "Do you want to only have the choice of Veterans Affairs medical care" isn't quite as popular, and IMO that's what we'd end up with. (And considering the number of people who commit suicide by self-immolation to protest the VA's care... I really don't want that)
Re:California passes bill that classifies gig economy worker... by tathougies on Wednesday September 11, 2019 @02:37PM (#20943285)
Alternatively, incentivize companies to offer more pay rather than healthcare. For example, by disallowing group bargaining for healthcare by an employer.
Re:California passes bill that classifies gig economy worker... by intortus on Wednesday September 11, 2019 @12:13PM (#20941765)
> The US public does not want this

A majority does, in fact, want this.

https://www.pewresearch.org/fact-tank/2018/10/03/most-contin...

Re:California passes bill that classifies gig economy worker... by subhobroto on Wednesday September 11, 2019 @02:34PM (#20943256)
> The way to protect workers is to shift the burden of health care and other costly benefits onto the government, supported by taxes

Yes, it's clear that our prosperity hinges on how quickly we decouple health care from our employers.

Employers don't want to be in the business of providing healthcare to their employees and its painfully obvious.

I just don't understand why smart people think it's a good idea for anyone other than me decide what my healthcare needs are!

I would like to have a separate discussion whether the government is the best party to handle this. If you look for my writing here and on Quora, you will see that I have for over a decade being campaigning the government was the best party, but after having really worked on it (thanks to people getting in touch with me from my writing), I no longer believe the government is the best partner.

Instead, I think the government managed marketplace where people choose private insurance is actually a brilliant solution and ACA already provides that, so we already have that in place.

The value the government brings here is extreme negotiating ability with the private insurance providers that individual citizens lack.

> The US public does not want this

I strongly disagree.

I have spoken with far too many (thousands) of people to know that majority of the U.S. hate their employer provided insurance and are worse off for it. I can give you specific instances where an employee was worse off due to the employer provided insurance and had to declare bankruptcy due to medical bills than if they were unemployed to begin with and were on welfare instead!

I seriously believe:

1. the tax incentives to provide employer provided insurance should be abolished. They made sense at a time that's past us now.

2. employers instead should be required to pay a premium for choosing to provide primary insurance to employees instead of letting employees continue with the coverage they have or get one from the marketplace

3. Employers are free to provide secondary and supplementary care insurance if they chose to, not due to regulation.

This leaves behind only those employers who genuinely care about their employees instead of pretending to do something because someone forces them to.

I support the individual mandate in the ACA because it ensures negative self selection in the marketplace.

This will allow people to gain control of their own healthcare, get a benefit package that's more transparent and gain better control of their own lives.

As software engineers, we are in the top tier of employment. We earn in the top tier of the population and handle levels of complexity in the top tier of the population.

Our personal experiences don't reflect that of the general population.

Even then, the engineer making $180k/yr at Microsoft might have a very different healthcare experience compared to the engineer making $180k/yr at Google depending on the choices that the benefits administrators at Microsoft and Google have made!

That's just insane and a level of complexity that's just unnecessary.

Re:California passes bill that classifies gig economy worker... by unksdfnaajhfjk on Wednesday September 11, 2019 @08:13PM (#20946192)
> The value the government brings here is extreme negotiating ability with the private insurance providers that individual citizens lack.

This is not good, it distorts the market too much. Look at the negotiating power Spotify and Pandora have over musicians. Pandora negotiates rock-bottom prices with musicians on behalf of its consumers and the consumers think it's great because low prices. Long-term you've decreased compensation for becoming a musician, sound engineer, etc. and harmed the entire music ecosystem.

It's a trade-off between clear short-term gains and diffuse long-term costs.

Re:California passes bill that classifies gig economy worker... by subhobroto on Wednesday September 11, 2019 @08:34PM (#20946319)
Yes, you make a good argument and that was one of the good arguments made to support the regulation that ties down the government.

However, when I see people being unable to afford medication or losing a significant amount of their wealth to afford medication, I start to have second thoughts.

It seems to me, that in a developed and advanced society, one ought to be able to live a quality and comfortable life enabling them to contribute to the good of society as a whole.

Drug prices in the U.S. are at a completely different level compared to any other developed nation.

Re:California passes bill that classifies gig economy worker... by unksdfnaajhfjk on Thursday September 12, 2019 @12:34AM (#20948024)
If our drug prices are higher than in other countries it can only be because of how things are regulated. Otherwise we could buy the same thing from their market for the cost of shipping.
Re:California passes bill that classifies gig economy worker... by defterGoose on Wednesday September 11, 2019 @03:02PM (#20943557)
If the government has "extreme negotiating ability" that citizens lack, then why does it continue to allow price gouging on drugs?
Re:California passes bill that classifies gig economy worker... by subhobroto on Wednesday September 11, 2019 @03:21PM (#20943718)
> If the government has "extreme negotiating ability" that citizens lack, then why does it continue to allow price gouging on drugs?

Because regulations have been put in place to disallow the U.S. government from negotiating with pharma companies on drug pricing.

The regulations were put in with good intentions (and some healthy doses of lobbying) in ensuring pharma companies would have financial incentives to carry out R&D but hindsight is, as they say, 20/20.

Even in the face of these drug price regulations, though, the government still has a much higher negotiating ability than you or I do.

Check the drug prices one pays with Medicare Part D vs. the prices on "free market" Amazon or eBay.

Re:California passes bill that classifies gig economy worker... by defterGoose on Wednesday September 11, 2019 @05:49PM (#20945113)
If the regs were put in place due to "good intentions", and a "healthy[sic] dose of lobbying", then functionally this "negotiating ability" does not exist, because the government is not acting in the best interest of consumers, nor does it currently have the capability: its hands are tied.
Re:California passes bill that classifies gig economy worker... by subhobroto on Wednesday September 11, 2019 @08:50PM (#20946432)
I can see you are getting too tied up in the existing perspective you have, so I recommend you step back and revisit our discussion with a third person's perspective.

If you have a point to make instead, say it.

I don't know what you're thinking but it feels like you seem to believe that only direct actions have effect.

That's not true. Indirect actions have effect too.

Just because the government's hands are tied in drug pricing does not mean the drug companies can charge the government whatever they want (like they can charge you or I).

For one, it has sheer size and it's pretty powerful overall.

It will take an extremely risk seeking drug company to try and exploit the government and drug companies are extremely risk averse.

Let me give another example - if you interviewed for a front end job this week at either of the coasts and refused to negotiate or name a number, most companies, if not all, would still offer a six figure number because that's the market. I WOULD be surprised if anyone offered you a minimum wage even if you were actually willing to take it!

Another example - say you are driving properly on the freeway following all rules like a perfect citizen and a cop car drives by - in general you're likely to take notice of that and be more careful in the way you drive even if the cop car in no way signalled to you or otherwise expressed any interest. Even if you knew this cop was not allowed to pull you over, you still would modify your behavior. In general for the better.

Compare your change in response to all other cars driving by you - one even might have flashed its lights at you and you showed them your middle finger. You probably wont do that to this specific car though.

Or if you went to an fancy event where the organizers explicitly asked you not to bring any gifts because they knew you were going through a tough time but you saw everyone else bring in expensive gifts, you would probably go out and try and get something reasonable, despite being explicity directed otherwise.

Just because one does not actively signal, or might even be obstructed from signalling, does not mean there is a complete lack of signal.

Drug companies have more to gain from keeping the government happy than making it unhappy.

To that end, they are willing to forgo some profit.

They dont have any reason to do so for you or I.

We are at a natural disadvantage: If you needed drug "GiveLife" to not die tomorrow, you would probably give up a significant amount of your worth or even go into debt to pay for GiveLife.

Re:California passes bill that classifies gig economy worker... by defterGoose on Friday September 13, 2019 @07:26PM (#20967715)
Ad hominems really don't help any arguments you have to make. Nor do a handful of tenuous analogies.

The government is not a singular entity, but it does exercise some semblance of self-consistent control. The drug/insurance companies have no interest in minimizing their profits aside from following regulations so as to limit potential liability. If the drug companies can successfully lobby for less control then the government's bargaining power is impaired de facto.

Re:California passes bill that classifies gig economy worker... by subhobroto on Friday September 13, 2019 @09:12PM (#20968242)
I repeat: if you have a point to make, prioritize it over pointing out my grammar or qualifying the way I present my comment.

Really, say it because I have no idea what your position is and we have been communicating a bit at this point.

You have repeated twice now that the government's bargaining power, is impaired. Yes, that's what I said in my parent comment 2 days ago. Why are you repeating what I said, to me?

No, my previous comment was not ad hominem because I didn't know the position you were taking and I still dont know what position you have on the matter. I noticed tunnel vision on your part that was imparing the quality of the conversation and I suggested a technique I often follow myself. If you want to argue the semantics of an ad hominem, I am out of time.

Is your point that the government's bargaining power, which is impaired, less than the bargaining power citizens like you and I possess?

To clarify: My point, with the tenuous analogies included, is: the government's bargaining power, even after being severly impaired, is still superior to the bargaining power citizens like you and I possess when it comes to negotiating the prices of drugs that we need to get and be better.

Other developed countries recognize this and exploit it to the benefit of their citizens. Perhaps we should think of something similar but outside government.

Re:California passes bill that classifies gig economy worker... by defterGoose on Monday September 16, 2019 @02:25AM (#20981550)
Neither of us have the need to get further bogged down on this. My point of course is that functionally the government only has this bargaining power if 1: the majority of the people in the government see a change in the status quo as desirable, and 2: The will of those same people can't be subverted through means such as excessive lobbying. If both of those conditions aren't met, then saying that this bargaining power exists is essentially meaningless. If that wasn't clear from context, well maybe no amount of clarification can help.

On a side note, questioning someone's motivation and/or ability to comprehend the relevant information and form opinions based on it is definitely a form of ad hominem, and definitely not the right way to start an attempt to clarify.

Re:California passes bill that classifies gig economy worker... by poilcn on Wednesday September 11, 2019 @12:25PM (#20941892)
When an individual creates an enterprise it's expected to fail in 2 years. It does not mean death of the individual, but often it makes 'em go broke. Only one company in a hundred is successful. Other are doomed. Government-run projects do not live in alternative dimension. It is affected by the same things any private organization is affected. It is expected that a country would exist longer than an individual company. But want to bind the whole country to some huge bureaucratic organizations. Say, the one managing healthcare and the one managing pension founds. You won't stop at that, of course, but let's simplify to just that. There would be only two ways for them to survive in a long run. Bloating their budget, eating all other parts of the gov budget. After there is no where to "expand" (keeping the same quality of services), they would had to cut out some of their "clients". For a pension fund it would be to increase the age when people would be able to retire. For healthcare it would be to limit free services reject people who would be able to have certain services for free in certain cases, decrease quality of services. Then it would be inevitable death. As people are not immortal, organizations are not as well. If you had several private companies, the death of one of them would make others stronger. It would get rid of the weakest companies, keeping the strongest alive and in addition they would have opportunity to learn on errors of others. But you have one single company for each sector that manage the whole country. It results in country's collapse. There is no "mountain of evidence from other countries, showing the greatly reduced total costs and improved life expectancy as well as a lack of bankruptcy and financial ruin for those caught in an emergency". The idea of universal health care hasn't been tested by time yet (and in principal it will fail due to things I described above), so it's very reasonable that the US public rejects it.
Re:California passes bill that classifies gig economy worker... by jshowa3 on Wednesday September 11, 2019 @12:51PM (#20942168)
The idea of universal health care hasn't been tested by time yet (and in principal it will fail due to things I described above), so it's very reasonable that the US public rejects it.

Uhhh... nearly every other country other than the US has had some form of national health service for decades and they spend less on healthcare per capita for comparable quality.

What you're spouting is nonsense.

Re:California passes bill that classifies gig economy worker... by poilcn on Thursday September 12, 2019 @09:20AM (#20951086)
> for decades You are retelling what happens in a very short period of time, ignoring dynamics. Decades is nothing for a country. You could look at second-world countries which were pioneers in universal healthcare and universal pension funds. For most of them it didn't last long. Even though the "universality" was questionable. These systems won't survive 100 year run in countries with tens of millions. Then, private healthcare is not the reason why Americans pay for it that much. There are lots of factors that drastically worsen the situation. People in the US are the ones who finance medical R&D, results of which are used by other countries relatively for free as individual American companies are forced to negotiate their contracts with governments. Which could be mitigated if American government would enforce for these countries to pay for their share in R&D. Then, perhaps I am mistaken, but the US is the only place (or one of the few places) where doctors have to study twice to become doctors: first at regular colleges then in medical schools. It cuts out lots of people who could've been doctors, not to mention education costs. Other thing that affects the costs is the fact that medical debts of individuals could be reimbursed by the government (the same applies to education). It creates incentives to actually make people go broke as insurers have nothing to loose in this case, but gain much more from the government which play along.
Re:California passes bill that classifies gig economy worker... by jher17 on Wednesday September 11, 2019 @12:58PM (#20942243)
Your already-flawed logic leaves out the fact that single-payer and other universal healthcare systems run by governments around the world work far better than the US system and don’t make the choice of who gets what care when to who has the most money like the US does but rather who has the most need given the resources available.
Re:California passes bill that classifies gig economy worker... by ska on Wednesday September 11, 2019 @01:14PM (#20942443)
This sounds very ideologically, rather than evidence based.
Re:California passes bill that classifies gig economy worker... by maximente on Wednesday September 11, 2019 @12:59PM (#20942251)
- sovereign governments (which fund many government projects) can literally create money; individuals cannot

- government projects often have multi-year funding commitments legally bound by legislation; virtually no private enterprises have such guaranteed runways

- goals of government projects are often not "survive then maximize profit at all costs"; in fact, the idea behind infrastructure projects is for extreme long term payoffs, virtually impossible for from-scratch private projects due to lack of capital whereas .gov projects don't have the survival component

- because of things like infrastructure and overhead, there is evidence that public utilities with monopoly-like properties make more sense than rampant theoretical capitalism (imagine 100 sewer companies with 100 sets of pipes, ...)

Re:California passes bill that classifies gig economy worker... by poilcn on Thursday September 12, 2019 @09:41AM (#20951308)
>sovereign governments (which fund many government projects) can literally create money; individuals cannot The only government that can "literally create money" is the American one. >government projects often have multi-year funding commitments legally bound by legislation That was my point. When it breaks, everyone would pay for it, and not in money. >goals of government projects are often not "survive then maximize profit at all costs"; in fact, the idea behind infrastructure projects is for extreme long term payoffs, virtually impossible for from-scratch private projects due to lack of capital whereas .gov projects don't have the survival component That what I meant when I said that governments don't live in alternative dimensions where they have unlimited resources. It just looks for an individual that omnipotent governments can do anything, but they have the same limitations as anyone of us. If there are X of something and government would print X*3 equivalent of paper to pay for it, it would denominate the value of the paper the government call money, but won't make more of X. What they can do (the same goes with corporations) is to expand their spending at expensive of individuals and business, present and future. You don't see it in static. But that what helps most government projects to survive. I already described what happens when they have no space to expand. >(imagine 100 sewer companies with 100 sets of pipes, ...) Sewers, pipes, wires and similar entities are physically bound. Pension funds and healthcare organizations do not provide anything that are bound to specific place. I am not preaching "rampant theoretical capitalism". I am telling that these things, "alternatives" are doomed from their start as governments exist in the same world as individuals and companies. There is no magic behind it. They are fine now and here, but that won't last forever.
Re:California passes bill that classifies gig economy worker... by stuaxo on Wednesday September 11, 2019 @12:52PM (#20942174)
Government departments are turned over like businesses, with new administrations.

If anything there is more changing, and stricter controls on (if you don't include departments like defense)

Re:California passes bill that classifies gig economy worker... by beepboopbeep on Wednesday September 11, 2019 @12:51PM (#20942152)
Wow. I hope you don't build models for a living.