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A comment on Europe is edging towards making post-car cities a reality. Parent comment

Re:Europe is edging towards making post-car cities a reality by exergy on Tuesday August 06, 2019 @05:20AM (#20623590)
The French have the RIB system, wherein you can send a snapshot of what your account details are, and the bills are automatically deducted from there. In practice, that means you need to use cheques MUCH less frequently than in the US. What's worse, the US doesn't have an easy way to transfer money electronically between banks! Thus requiring even more cheques.
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Re:Europe is edging towards making post-car cities a reality by tom_mellior on Tuesday August 06, 2019 @12:56PM (#20627035)
> The French have the RIB system

When living in France I never came across the use case you describe, at least not in this form. But I did often come across people wanting money from me sending their RIB as an image attachment to emails rather than copying and pasting their IBAN into the body of the mail like elsewhere in Europe.

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Re:Europe is edging towards making post-car cities a reality by exergy on Tuesday August 06, 2019 @01:09PM (#20627201)
That's more or less what I meant, except with utility companies instead of people. Apologies if I made it sound fancier. Having lived in the US and France, I think the places where cheques were used a lot was in bills-type things. That's why I brought this example up.
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Re:Europe is edging towards making post-car cities a reality by krzyk on Tuesday August 06, 2019 @07:27AM (#20624175)
Why would you need checks at all if you can just pay by card or transfer money using your bank online page?
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Re:Europe is edging towards making post-car cities a reality by exergy on Tuesday August 06, 2019 @07:52AM (#20624303)
It's often the other way around. Companies sometimes prefer to pay you, reimburements etc, via a cheque.
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Re:Europe is edging towards making post-car cities a reality by novok on Tuesday August 06, 2019 @08:50AM (#20624648)
It's because the USA decided paypal was the way to do C2C transfers between banks and decided not to develop their own as a result.

You also have venmo, square cash, fb messenger, etc.

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