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Re:Income-sharing agreements let students trade future earni... by dahart on Wednesday April 10, 2019 @12:33PM (#19626332)
Do you pay for your own roads & police? It’s very likely you’re using some publically funded resources more than others. If you actually got your wish and paid for all of your own responsibilities, isn’t there a pretty good chance it would completely bankrupt you? Think about it and be honest about what benefits you’re actually receiving.

Paying for education for all is something we could very easily afford by moving money from other publically funded programs, so you wouldn’t have to pay an extra cent in taxes above what you’re paying now.

So the question is why not divert some money from the military or other programs? It has been demonstrated many times over that we don’t need new taxes to cover a national education program.

Several countries in Europe have publically funded university, and they are ranking higher in education than the U.S. https://en.m.wikipedia.org/wiki/Education_Index

And that doesn’t seem to hurt those countries; wealth per adult is higher than the U.S. https://en.m.wikipedia.org/wiki/List_of_countries_by_wealth_...

So is it possible you’re mistaken and that public funding for education might not just be free but even have financial returns, that it might even make us richer in the long term not poorer?

Re:Income-sharing agreements let students trade future earni... by dsfyu404ed on Wednesday April 10, 2019 @02:07PM (#19627265)
Based on the demographics of HN (and software in general) it is highly likely that whoever you are talking to is a net contributor by a long shot, not net recipient.
Re:Income-sharing agreements let students trade future earni... by dahart on Wednesday April 10, 2019 @05:16PM (#19628862)
Even if true, that doesn't really contradict what I said in any way. Net contributors still use some resources more than others, and they are still the recipient of benefits. It's quite common for people who oppose public services on principle to dramatically underestimate the public services they're receiving themselves.

Also, net contribution has nothing to do with whether you can afford to pay to build private roads, or pay for doctors without insurance, or pay for private education. Almost nobody could afford to pay for their own roads, freeways cost billions; that's precisely why we share the cost, even if not every single person uses them. It should be somewhat evident that transportation and distribution businesses and the executives that run them benefit financially more from public roads than individuals do.

By using the term "net contributor" you're comparing tax payers against each other and painting a picture of what's more or less fair from person to person. What I'm suggesting is you should compare the services that come with taxes to what you get with no shared services at all, which is the logical conclusion of the GP comment. I care less about the fear of paying 2% more taxes than someone else when I think about the fact that the services I get would cost me many orders of magnitude more money than I have if I had to pay for them individually and privately.

For the sake of conversation, I wouldn't mind hearing why you think HN demographics makes people net contributors. I'm quite skeptical that services for the poor cost more than the sum total of tax breaks and infrastructure the rich enjoy, if that's the direction you were headed...

And, of course, the entire concept of contributor/recipient is irrelevant if we fund education without raising taxes, and moreso if a national education system were to bring in more money than it costs, which may be the case in Norway & Finland among other places. Fretting over what's fair and worrying excessively about freeloaders might be costing us a lot more than it saves.

Re:Income-sharing agreements let students trade future earni... by rexpop on Wednesday April 10, 2019 @04:35PM (#19628528)
We're all net contributors. Even "the poor," who spend their lives in the jobs to which they're corralled. Dollar-for-dollar, perhaps they pay fewer individual taxes, but hour-for-hour their labor's just as constitutive of the commonwealth. Moreso, perhaps.
Re:Income-sharing agreements let students trade future earni... by Matticus_Rex on Wednesday April 10, 2019 @05:17PM (#19628871)
"If I define the terms differently, I can say whatever I want."
Re:Income-sharing agreements let students trade future earni... by rexpop on Monday April 15, 2019 @08:06PM (#19669968)
I don't think it's absurd to talk about the value of time.
Re:Income-sharing agreements let students trade future earni... by jly on Wednesday April 10, 2019 @12:03PM (#19626005)
We already collectively pay for K-12 education (in the US). I'd rather pay a little extra and see progress equalizing opportunity in a world where complex skills are increasingly needed to succeed. Anyone who was able to go to a great school and get a great education without mountains of debt because mom and dad subsidized it should count themselves among the lucky. Everyone capable should get this chance.

Public universities are run like businesses now, with trillion dollar endowments and tuition expanding at insane rates. My own state school tuition has gone up 250% in the last 20 years, outpacing inflation by several times. Something needs to change to bring this under control.

Re:Income-sharing agreements let students trade future earni... by smileysteve on Wednesday April 10, 2019 @12:46PM (#19626474)
> I'd rather pay a little extra and see progress equalizing opportunity in a world where complex skills are increasingly needed to succeed.

There's little evidence that modern college provides skills to succeed; There is increasing evidence that there is a shortage in trades.

Re:Income-sharing agreements let students trade future earni... by rchaud on Wednesday April 10, 2019 @01:37PM (#19626976)
The fact that you're using cliched "conservative" meme tropes like "basket weaving" indicates you're not interested in having a non-ideological discussion about this. As of 2016, the most common bachelor's degrees in the US were in the areas of business and healthcare [1]:

[1]:https://nces.ed.gov/programs/digest/d17/tables/dt17_322.10.a...

From the table in the link:

Business - 371,694

Health Professions - 228,896

Public Admin/Social Services - 161,230

Biological + Medical Sciences - 113,749

This is Hacker News. Please respect the community here and attempt to present some data to support your comment.

Re:Income-sharing agreements let students trade future earni... by dsfyu404ed on Wednesday April 10, 2019 @02:10PM (#19627295)
Basket weaving isn't a "conservative meme". It may have once been (in a time before memes) but that phrase is in common usage as equivalent to "any degree of little to no value".
Re:Income-sharing agreements let students trade future earni... by danans on Wednesday April 10, 2019 @06:26PM (#19629364)
It was never a conservative meme, and it isn't one now. It's just a stupid over-generalization today, as it was in the past, regardless of the politics of the person who uttered it.

Nonetheless, the parent posts' point and evidence still stands, that the largest groups of degrees granted are in subjects of value.

Re:Income-sharing agreements let students trade future earni... by stale2002 on Wednesday April 10, 2019 @08:01PM (#19629869)
> Nonetheless, the parent posts' point and evidence still stands, that the largest groups of degrees granted are in subjects of value.

I strongly disagree with that. "Business" majors are an effectively general education humanities degree, that is pretty worthless a lot of the time.

The same goes for biology, actually. Yes, it is a hardish science, but the career path for biology majors is pretty grim.

Re:Income-sharing agreements let students trade future earni... by PascLeRasc on Wednesday April 10, 2019 @02:51PM (#19627653)
Yeah, I can't wait for Amazon University to start graduating Warehouse majors. Now that's a degree of value.
Re:Income-sharing agreements let students trade future earni... by mijamo on Wednesday April 10, 2019 @12:02PM (#19625988)
Plenty of things are free. Free does not mean it costs nothing, it means the client does not have to pay. Just like it's free for you to move in the city but the city still has to pay for roads.
Re:Income-sharing agreements let students trade future earni... by velcrovan on Wednesday April 10, 2019 @11:48AM (#19625850)
Free at the point of use, the way normal people mean it.

Re: the responsibility thing, it’s a fundamental difference in ideology and subjective preference, I get it, and I’m not going to argue it. I used to make the same argument, actually. My own subjective preference is to live in a developed nation where everyone has a good on-ramp towards work that they find fulfilling and interesting, and where everyone pays it forward. Other countries get better outcomes in this regard so I want to follow their lead. Anyways see you at the ballot box.

Re:Income-sharing agreements let students trade future earni... by ChrisClark on Wednesday April 10, 2019 @11:51AM (#19625890)
And this is exactly what's wrong with the US right now. No one cares to help anyone else.

Even in healthcare! "I have my money, if they die it's because they chose to be poor."

Re:Income-sharing agreements let students trade future earni... by instaheat on Wednesday April 10, 2019 @12:05PM (#19626025)
Chris, I understand what you are saying. Of course we care to help other people. Collectively, the US might be seen as "selfish" but I think at a certain point, you have to understand you do not want to harm yourself just to help someone else. I really feel for people who will go to great lengths to help others, even if it reduces the quality of their own life just because it's the "right thing to do"

My mother-in-law is like this. She would let a convicted murderer that was down on their luck move in with her because "everyone deserves a roof over their head"

Again, I GET IT. But do you understand why some may have these selfish viewpoints?

Re:Income-sharing agreements let students trade future earni... by danans on Wednesday April 10, 2019 @07:09PM (#19629590)
> but I think at a certain point, you have to understand you do not want to harm yourself just to help someone else.

What's special about the US among highly developed nations is that we've convinced ourselves that most of us would be harmed, when it's likely that only a very well-off minority would be harmed (where "harmed" means "be slight less well-off, but still well off").

Re:Income-sharing agreements let students trade future earni... by instaheat on Wednesday April 10, 2019 @09:38PM (#19630392)
You're making it completely about monetary value. I'm talking about people taking time away from their own families, going to extreme lengths just to help another human being. That's crazy to me.
Re:Income-sharing agreements let students trade future earni... by danans on Wednesday April 10, 2019 @11:45PM (#19630990)
That's crazy to me too, but it is also so rare that it is irrelevant to questions about societal resource distribution.
Re:Income-sharing agreements let students trade future earni... by mrguyorama on Wednesday April 10, 2019 @02:24PM (#19627424)
>Again, I GET IT. But do you understand why some may have these selfish viewpoints?

A complete lack of empathy for fellow people

Re:Income-sharing agreements let students trade future earni... by instaheat on Wednesday April 10, 2019 @09:33PM (#19630367)
Cue the violins.
Re:Income-sharing agreements let students trade future earni... by Jotra7 on Wednesday April 10, 2019 @12:09PM (#19626079)
>Again, I GET IT. But do you understand why some may have these selfish viewpoints?

Psychopathy.

Re:Income-sharing agreements let students trade future earni... by instaheat on Wednesday April 10, 2019 @09:34PM (#19630370)
Sound analysis from one sentence.
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Re:Income-sharing agreements let students trade future earni... by Shish2k on Wednesday April 10, 2019 @12:20PM (#19626180)
"Taken by force" is a strange (very American?) way to put it.

As a European, I'm happy to pay taxes because it's a convenient and efficient way to get money out of my bank account and into the hands of people who need it more than me; I'm helping my fellow countrymen with literally zero effort on my part, which makes my country a better place for me to live in. If we cancelled taxes and required people to make individual donations, I would still want to, but I would probably be too busy / lazy to do it :P

(Not to say that the government does a PERFECTLY efficient job of distributing taxes to those in need, I actually disagree with much of their spending - but on the whole it does a considerably better job than I would if I had to do it all myself)

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Re:Income-sharing agreements let students trade future earni... by Shish2k on Thursday April 11, 2019 @08:46AM (#19633828)
> Because you will go to jail if you won't.

Firstly, please don't put words into other people's mouths, it is very disingenuous.

As to the actual point - I'll also go to jail if I murder someone. But I wouldn't say "the government is using force to stop me from murdering people", "the reason to avoid murdering people is because you will go to jail if you do" - I'm happy to go around not-murdering people of my own free will, because I believe that society is a better place when we don't murder each other.

> Calling at least a third of your earnings "literally zero effort" is a bit disingenuous.

The GOAL is to spend a third of my money, so I'm not counting that as effort - taxes take a third of my earnings in between my employer and my bank account, so by the time my monthly pay reaches my bank account, it has all been taken care of.

Compare to the charity approach, where I need to research, make decisions, do bank transfers, keep up-to-date with the changing needs of a changing society... If I want to do a not-half-assed job of it, then I'm going to be spending so much time on it that it cancels out the benefit. A few people organising national spending at scale, even if they are only barely competent, is more efficient than everybody doing it individually.

Re:Income-sharing agreements let students trade future earni... by quentindemetz on Wednesday April 10, 2019 @12:20PM (#19626172)
« People in Europe » have elected politicians who have enacted these tax policies. Money is not being taken by force...
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Re:Income-sharing agreements let students trade future earni... by SketchySeaBeast on Wednesday April 10, 2019 @05:54PM (#19629162)
Could you provide an alternative to this "violent" taxation with real world, contemporary examples of a system that provides the benefits of a modern nation?
Re:Income-sharing agreements let students trade future earni... by Retra on Wednesday April 10, 2019 @12:20PM (#19626175)
You're assuming people don't see taxes as the preferred means of providing aid to those that need it.
Re:Income-sharing agreements let students trade future earni... by tracer4201 on Wednesday April 10, 2019 @12:11PM (#19626089)
My parents didn’t have mountains of wealth. We grew up in a home where sometimes my mom forced me to go to school even when I was feeling sick because I could get one of my meals there.

In your view of the world, people like me essentially wouldn’t have access to opportunity that would be reserved for the wealthy folks.

You shouldn’t have to care about me individually, but if there are enough people like me, it takes a huge toll on society. You won’t be able to hide from it.

Re:Income-sharing agreements let students trade future earni... by exodus_de on Wednesday April 10, 2019 @12:30PM (#19626295)
> In your view of the world, people like me essentially wouldn’t have access to opportunity that would be reserved for the wealthy folks.

That is just not true. Historically, working your way through college was completely feasible. It still is feasible, unless you need one of those fancy 50,000$-100,000$ degrees, in which case you need a loan.

In Germany, a lot of students are working and living modestly through college. You don't have to rush your degree, employers do value actual work experience.

> You shouldn’t have to care about me individually, but if there are enough people like me, it takes a huge toll on society. You won’t be able to hide from it.

Look at it this way: In society, not everybody can or needs to be an academic. If you're not willing to work your way through college, or get a loan, or get one of these ISAs, then society isn't worse off if your place is taken by someone else.

Just look at the situation right now, there are tons of Americans with advanced degrees that are bartending and they're deeply in debt. Clearly society didn't need them to get that education, so it's better off not having paid for it.

Re:Income-sharing agreements let students trade future earni... by SeanAppleby on Wednesday April 10, 2019 @03:08PM (#19627789)
$50000 is not a fancy degree, that's just about the floor for an in-state public school without even accounting for cost of living.

>If you're not willing to work your way through college, or get a loan, or get one of these ISAs, then society isn't worse off if your place is taken by someone else.

It absolutely could be. People are not interchangeable pieces. Our society is built on the achievements of improbable people doing improbable things. You need only imagine a world where Einstein was born on a struggling farm without the resources or encouragement to prosper to understand the problem.

At some level it's a statistical game of trying to distribute opportunity to get the relatively few outliers into position for us to reap the rewards of their output. If you narrow the funnel you minimize the probability of great intellectual work getting done to help steer society, which holds all of society back.

And if you don't understand how it could be infeasible to be able to pay your way through $50k on top of living expenses before starting your career, or how it could be unbearably risky to take on $50k+living expenses in debt as a 20y/o, even if you expect to exit that pipeline with good career prospects, you really need to explore outside of your bubble.

Re:Income-sharing agreements let students trade future earni... by tracer4201 on Sunday April 14, 2019 @01:21AM (#19657740)
That’s exactly what I did. It took me a long time and various jobs on the side along with serious will power to graduate with a degree in computer science and mechanical engineering.

My first semester, I took pre calculus instead of calculus 1 because my high school didn’t offer anything higher than trig, and growing up in poverty and going through and underfunded school district were the main reasons. My second semester I was in a data structures course and my professor was confused when I asked him to tell me what the sigma symbol was because I had never seen summations before.

I would like to assume people post generally on this forum in good faith, but your comment is incredibly ignorant and out of touch with reality. The wealthy send their kids to preschool. On the other hand, those of us who go through a regular K-12 system in middle America don’t have the proper prerequisites to succeed in college. We aren’t taught about finance, credit, the economy, investing, etc. Math and STEM education in general takes a back seat. Taking loans for college can be pointless unless you’re 100% motivated to learn not just what your college courses offer but the prior knowledge you need to wrap your head around the concepts.

Re:Income-sharing agreements let students trade future earni... by chmln on Wednesday April 10, 2019 @12:47PM (#19626479)
But you don't have to pay for college out of your pocket and you don't need to be rich to go to college. My parents were on the poverty line too, and I got in thanks to student loans that I will have no trouble repaying very quickly.
Re:Income-sharing agreements let students trade future earni... by honkycat on Wednesday April 10, 2019 @01:04PM (#19626650)
> In your view of the world, people like me essentially wouldn’t have access to opportunity that would be reserved for the wealthy folks.

I hate to break it to you, but this is already very much the case. Do you think the education you got was even CLOSE to what a Bill Gates or Mark Zuckerberg received? You are dreaming.

Re:Income-sharing agreements let students trade future earni... by strikelaserclaw on Wednesday April 10, 2019 @02:10PM (#19627293)
I think the crux is that having an accesible education is for social mobility, who knows maybe his children can gain access to the type of education bill gates and mark zuckerburg got.