https://www.energystar.gov/newhomes
Some states have even offered tax credits for doing so.
I'd love to install a ground heat pump but the installation requires digging up our fairly newly made garden. We'll move in a few years and buy something which has an A label with a pump and panels.
It also gives you an estimate of the amount Energy used to heat/cool your dwelling as well as the average yearly cost.
Obviously, this system is not perfect but its something.
Based on that you can work out if buying a cheaper and less insulated place is actually worth it or not.
You can argue all you want that it SHOULD be enough to share lifetime costs, but it doesn’t work. Just look at people who still buy incandescent light bulbs because they are cheaper at the cash register, even though they will save a multiple of the cost of the bulb over its lifetime.
We as consumers seem to ignore or discount future pain for lower prices now, which is why operating costs are ignored by average consumer if they mean higher upfront costs. And when marketers try to bring future savings into the present and get you thinking in terms of total cost of ownership, even the rational-types at HN cry "dark pattern!"
All of this is to say we haven't yet found how to make "it's cheaper to live in" an effective message.
Solar folks are getting there, though ("the system pays for itself in 5-7 years"), and with the rise of EV's, I think this reasoning will become more common.
The "dark pattern" complaint is that actual realized savings (tax credits) are mixed with hypothetical savings (future cost of gasoline) and taken off of the sales price. Meanwhile, things like delivery fees, sales taxes and maintenance cost differences are not added back in.
It's one part standard marketing, one part underhanded marketing imho.
> And when marketers try to bring future savings into the present and get you thinking in terms of total cost of ownership,
That's because it is fundamentally inaccurate, and therefor counter-productive. I'm all for demonstrating TCO differences, but when you show a "price" of $26k and the actual price is over $40k with taxes and everything added back in, suddenly you get struck with a bit of cognative dissonance.
Classic market failure: operational costs don't factor into home buying decisions prominently, so whatever small added construction cost is borne by the homebuilders (the cost of added insulation doesn't quite result in an equal increase of selling price).
Short of instituting a carbon tax that would make operational costs of heating suddenly more prominent and priced accordingly, this is a great case for efficiency standards in homebuilding. Suppose your home came with an "energy star" HVAC rating...