How does that follow? The government says you need insurance. It doesn’t say you have to buy from that company or that companies can’t compete on customer service.
If your car insurance company has bad customer service, do you think it’s your state government’s fault, too? My mortgage company requires homeowner’s insurance – is it their fault if I pick a company with bad support?
The ACA changed this dynamic in areas with competitive markets by providing subsidies that allowed people options. This is going away.
The unsubsidized options would cost almost 1/2 of my pre tax income and my wife has major medical difficulties that preclude her continuing her career and cost significant sums. I have asthma difficulties which without insurance would 4000 just so I can keep breathing.
I would have options if we moved to a cardboard box in order to pay for different insurance.
It is when health insurance is mandatory (enforced by the US govt) and not having it causes you to pay unavoidable penalties which get added to your govt taxes.
> In fact, repair of sidewalks between private property and the street are almost always the responsibility of the property owner.
This really depends where you live. In this case it was the town's responsibility (and it's documented in the town's codes).
It was a really dangerous road too. It was one of those decently trafficked 30 mph suburban roads with properties alongside the road. If you tripped the wrong way on that sidewalk you had a decent chance of ending up in the middle of the road.