I never found it affected me.
It's probably different for different people, but I can highly recommend trying to "get some good stuff" to see whether it can do the same for you. I wouldn't want to miss it.
Another curious thing I have noted: While living in Japan I was binging on houjicha[0] (which has significantly less caffeine due to the roasting process) on late evenings so I would still be able to sleep. After several strong pots (we are talking litres of 1:1 water/leaf ration) I would often get into a different mind-space that is pretty close to what you are talking about. I tried to research if other catechins (like l-theanine) also disappear in the roasting process or if they could be the explanation, but weren't able to find anything to back this up.
It mostly seems to negate the negative effects of caffeine (apart from problems falling asleep) and gives a mood-boost and counteracting stress. It only goes so far of course, over-consumption of tea will still yield anxiety and dependence, but the threshold for this is a lot higher.
As George Orwell put it, "the best manner of making it is the subject of violent disputes" http://www.booksatoz.com/witsend/tea/orwell.htm
I am older, and drink both tea and coffee depending on mood, need for caffeine, etc.
There are some online guides that give ratios of caffeine in typical tea versus typical coffee. Of course, figuring out what "typical" is is the issue! What I've seen shows that black tea has quite a bit less caffeine per serving (bag, infuser full, etc): 1/10 to 1/5 of coffee caffeine. However, there seems to be a big difference in coffee strength! As an anecdote, I personally find little difference in caffeine between weak coffee (Dunkin Donuts regular is a good example) and a strong black tea (Tazo Awake, for example). On the other hand, Starbucks drip coffee is like getting a meth injection! Immediate symptoms: increased heartbeat, "speedy" feeling, fidgeting, etc.
Also, I hear you on water temps. At home I use an aeropress and 195 degree(F) water for coffee pressing. To me, there really is a taste difference (less bitterness, mainly) if I leave the water just below boiling, but some people don't see any difference and like their water hotter.
Experimentation seems to be the only way to get to your caffeine happy place!
Theanine and Caffeine Content of Infusions Prepared from Commercial Tea Samples https://www.ncbi.nlm.nih.gov/pmc/articles/PMC4787341/
Caffeine in Tea Revisited http://teaintheancientworld.blogspot.com/2017/06/caffeine-in...
Caffeine Content in 39 Tea Samples https://www.teaguardian.com/tea-health/caffeine-content-39-t...
90% of the tea I drink is loose-leaf, and I'm sure there are definite differences between loose and tea bags, because tea bags very often have very fine almost tea "dust" instead of actual leaves, and the increased surface area makes it extract faster.
The psychoactive effects you are talking about are likely a result of L-Theanine, if I had to guess
A good approximation of that is taking 2/3 boiling water and 1/3 tap water (if you have 10°C tap water that works out to exactly 70°C). Don't forget stirring before adding it to tea, to make sure it's well mixed.
For optimal results obviously read the packaging of your tea and use a thermometer.
Does anyone know a better resource?
Anyway, subjectively speaking I find that all the online estimates are too low, at least for the type of tea that I drink and in the concentration I prefer.
Also, subjectively it seems that tea has a more complex psychoactive effect that either pure caffeine or coffee. If I drink enough caffeine, I can avoid the symptoms associated with caffeine withdrawal, but I don't get nowhere near as strong as an effect as I get from from tea, even if I drink a lot of caffeine. It appears tea has other stuff in it apart from caffeine.
Now when I travel I take my own tea, cup, and immersion heater with me.
As I said, I really like tea, but only good tea that properly prepared is good. What passes for tea these days, sometimes even in tea shops (!) is usually poison. An easy litmus test is this: do they use a thermometer when making green or white ea? If not, that means they use boiling water which will destroy the tea. I think most people never had good tea in their life. I strongly dislike coffee, but I somehow suspect I only drank bad coffee that was not prepared correctly, and that I would enjoy good coffee.