Have some empathy, try to see that your life is not that of another and people aren't just "lazy to save" or "spend too much". The sooner people realize America's systems and institutions need A LOT of work, the better it is for your country.
The constant touting of "I did this, it was easy, why can't you? Stop being stupid." helps nobody at all and just shows how self absorbed American culture is. Looking down at others to make themselves feel good is not evolved and as an outsider looking into American culture, I always wonder what makes America this way?
Is it the celebrity culture? Other countries have this but not to the extent of the US. You have people who are rich and famous - for being rich and famous... And they are praised by millions in your country. I'd rather be in a country where the majority can live a decent life no matter their situation and the culture of showing off your riches is actually frowned upon socially.
This isn't about having empathy (hell my family regularly asks for "loans" that never get paid back so they can make rent and mortgage payments), it's about people not taking responsibility. If you're making six figures, I can't imagine what the excuse is for not having an emergency fund.
0: Make Six Figures? There's a Decent Chance You've Got Almost Nothing in the Bank https://bloom.bg/2cQ97hN
0: https://www.statista.com/statistics/183648/average-size-of-h...
Step 0: Don't be in a society that frowns upon sexual education, contraceptives and planned parenthood.
Maybe when we're talking about the bottom 10% or 20% I'll care less but having lived in that situation where even one major would have wiped us out I think it's a pretty serious problem that's often overlooked or blamed away.
I'm doing fine now(yay getting out of gamedev) but I'm always shocked how few of my coworkers are aware that most people are just scraping by.
Oh look, a news story about people with full-time jobs having to sleep in cars.
1. Go back in time and don't go to college
2. Get roommates
3. Don't have internet. Ration electricity.
4. Sell your car and steal a bike.
5. Don't eat.
and finally, move to Montana where your dollar goes further. This all seems to be relatively in the ballpark of what's commonly suggested when people on here rightly complain about CoL.
You might equally say that owning a Rolex increases your income, since it seems most people who have one make a lot of money.
That's a pretty hard comment to digest. There are a plethora of reasons that could prevent people in a low income bracket to save that sort of money.
Millionaire tells millennials to stop buying avocado on toast [to save $150,000 for a deposit on a house): https://www.theguardian.com/lifeandstyle/2017/may/15/austral...