What would happen if the cop responsible for the act could not cover the settlement money ?
The one affected by brutality would be doubly screwed.
The Police as a whole should be held accountable, and victims should be ensured compensation, they are by all accounts being brutalized by the state, and the state is run with taxpayers money.
Agreeing with the rest though.
What happens to normal mortals when they can't pay their debts. Are policemen really so much above the law that they don't have to pay their debts either?
This insures that the city who is guilty of hiring the miscreant ends up with the onerous duty of collection and the victim is compensated hastily.
Should a debt ordered by a court due to deliberately taking actions that harm another be treated differently than a debt occurred through a consensual transaction? If so, could the courts be given more power to seize resources (not just money) from the one owing the debt?
There are a lot of things that I would consider immoral to do to recover a debt that results from a consensual transactions that I wouldn't view as immoral to do to recover a debt incurred by criminal actions.
Malpractice insurance?
Then you seize their property and sell it until there's enough to cover the settlement. Just like any other debtor. If they don't have enough property, you seize portions of their income.
yes. that. that seems so obvious, but it also never seems to be the way things actually play out.
Second, if officers are forced to seek out indemnification on the open market these policies will be underwritten. Bad risks will be forced off the job through unaffordable policies. Whereas blanket indemnification by the taxpayer has no selection effect at all.
Maybe market magic would be more efficient, I doubt that in practice it would particularly show up.
I also wonder if cutting the above market clearing compensation would come for free, or if there are real reasons for it.
Edit to add: also, notice that you've addressed something different than what I said; you argue that it could cost less, not that the public would avoid paying.
Here's a law review article that reports the results of a national study on police officer indemnification: http://www.nyulawreview.org/sites/default/files/pdf/NYULawRe...
My study reveals that police officers are virtually always indemnified: During the study period, governments paid approximately 99.98% of the dollars that plaintiffs recovered in lawsuits alleging civil rights violations by law enforcement. Law enforcement officers in my study never satisfied a punitive damages award entered against them and almost never contributed anything to settlements or judgments—even when indemnification was prohibited by law or policy, and even when officers were disciplined, terminated, or prosecuted for their conduct.
In what percentage of cases would you guess that automobile insurance premiums rise where a driver is found liable for an incident and the insurance company is forced to pay out?
So sure, there's a good possibility that requiring police to carry individual liability insurance would lower costs. The public would still ultimately fund the premiums on that insurance.
Not really. The police decided to act like corporate lackeys and TAX PAYERS paid a $40,000 settlement to a person who was physically injured by their misconduct. There are several ways this story should end that are not that
1) the settlement should not cost the tax payers money
2) the cops, or at least the property owner, should pay the settlement
3) those officers should not be officers anymore AND they should be held to some level of personal responsibility for their actions
4) there should be consequences for the police brutally attacking someone who asserts their (legal in MN) right not to identify themselves to police officers