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Re:Goodbye, Password. Banks Opt to Scan Fingers and Faces In... by allan_s on Tuesday June 21, 2016 @06:42PM (#11950039)
People who still not have understood

"What you are" (fingerprints / faces)

"What you have" (a token/card)

"What you know" (a password)

are different things, that you should adds up for improved security, not trade one for the other

Re:Goodbye, Password. Banks Opt to Scan Fingers and Faces In... by fuzzieozzie on Tuesday June 21, 2016 @09:16PM (#11950917)
And given that "police" have access to your fingerprint and your token/card then the only thing protecting you from self incrimination is your password !

http://www.theatlantic.com/technology/archive/2016/05/iphone...

Re:Goodbye, Password. Banks Opt to Scan Fingers and Faces In... by lotu on Tuesday June 21, 2016 @10:27PM (#11951152)
The police can subpoena your bank and obtain your finically information with out knowing your password.
Re:Goodbye, Password. Banks Opt to Scan Fingers and Faces In... by protomyth on Tuesday June 21, 2016 @11:36PM (#11951397)
People aren't worried about the bank records, they are worried about the biometrics. Never mind the first security breach and leaked data.
Re:Goodbye, Password. Banks Opt to Scan Fingers and Faces In... by angersock on Tuesday June 21, 2016 @08:51PM (#11950800)
Strictly speaking, there's only a pair of gardening shears between "what you are" and "what you have".
Re:Goodbye, Password. Banks Opt to Scan Fingers and Faces In... by mindslight on Tuesday June 21, 2016 @10:52PM (#11951244)
Biometrics are either just "what you know" or "what you have", depending if the sensor is trusted.
Re:Goodbye, Password. Banks Opt to Scan Fingers and Faces In... by jfoster on Tuesday June 21, 2016 @10:08PM (#11951095)
If people tend to write down their passwords, isn't a password closer to being "what you have"?
Re:Goodbye, Password. Banks Opt to Scan Fingers and Faces In... by syngrog66 on Tuesday June 21, 2016 @10:40PM (#11951208)
both or either, depending
Re:Goodbye, Password. Banks Opt to Scan Fingers and Faces In... by reustle on Tuesday June 21, 2016 @06:59PM (#11950155)
2018 news article: Hackers steal 1.8 million fingerprint records from BigBank

Great, so now they can use those fingerprints to log into every other system that also requires my fingerprint. I guess I'll just have to change it... oh wait

Re:Goodbye, Password. Banks Opt to Scan Fingers and Faces In... by ams6110 on Tuesday June 21, 2016 @07:23PM (#11950286)
They've already been stolen from the OPM hack a few years ago.
Re:Goodbye, Password. Banks Opt to Scan Fingers and Faces In... by therein on Tuesday June 21, 2016 @08:56PM (#11950832)
Pssh, it's not like any of those people whose biometrics are stolen are in important decision-making roles. Oh wait...
Re:Goodbye, Password. Banks Opt to Scan Fingers and Faces In... by matthewmacleod on Tuesday June 21, 2016 @07:24PM (#11950293)
I don't think most fingerprint with systems store actual fingerprints - think of it more like a hash, much like secure password storage. Stealing the data doesn't let you authenticate to other systems.
Re:Goodbye, Password. Banks Opt to Scan Fingers and Faces In... by zo1 on Tuesday June 21, 2016 @07:33PM (#11950346)
They store "minutiae" (sort of like keypoints) of the scanned fingerprints. As far as I know, there are no known methods of reliably hashing fingerprint/iris data.

The problem is the scanner/input-device. Unlike a password, the "input" is not always constant in what it gives you. So the resulted "hashed" value is not something you can "hit" again in order to do matching.

Re:Goodbye, Password. Banks Opt to Scan Fingers and Faces In... by _red on Tuesday June 21, 2016 @07:42PM (#11950391)
Some fingerprint drivers (like DigitalPersona) allow you to change a preset value that acts as a "salt" for the minutiae.

Obviously this salt must be shared among all installations of the driver for the results to be consistent.

However the end result is that you are not storing raw minutiae but its salted variant.

Re:Goodbye, Password. Banks Opt to Scan Fingers and Faces In... by wsinks on Friday June 24, 2016 @02:52PM (#11972399)
So question,

Why not do 2 factor authentication and require fingerprint + temperature sensor (has to be the right heat signature?

I guess answer is hardware isn't built that way yet, but I don't see why we can't get enough trust mechanisms that it has to be a real finger.

Re:Goodbye, Password. Banks Opt to Scan Fingers and Faces In... by kevin_b_er on Tuesday June 21, 2016 @07:04PM (#11950189)
It isn't what you know, but a a picture of the eye that will serve as the password, or the hashed picture of the eye.

The result is a password you don't know, but one the app or the bank can leak that you cannot change. Thus, this lowers security.

Re:Goodbye, Password. Banks Opt to Scan Fingers and Faces In... by shdc on Tuesday June 21, 2016 @07:08PM (#11950208)
fingerprints are usernames, not passwords: http://blog.dustinkirkland.com/2013/10/fingerprints-are-user...
Re:Goodbye, Password. Banks Opt to Scan Fingers and Faces In... by dragonwriter on Tuesday June 21, 2016 @07:10PM (#11950219)
> fingerprints are usernames, not passwords

While the article you linked to points out correctly why they aren't good as passwords, they also aren't good as usernames (though they may be good as an alternative by which a username is looked up, with a fallback to using the real username), since they can be destroyed.

Re:Goodbye, Password. Banks Opt to Scan Fingers and Faces In... by ben-schaaf on Tuesday June 21, 2016 @11:48PM (#11951427)
Another reason they aren't good usernames is that they are not unique. Almost unique isn't good enough for uniquely identifying a user.
Re:Goodbye, Password. Banks Opt to Scan Fingers and Faces In... by _red on Tuesday June 21, 2016 @07:45PM (#11950409)
"Searching" on fingerprints is difficult to scale as users move from tens to thousands.

The best system is:

1. User inputs username.

2. Fingerprint is used to confirm username.

3. User inputs password.

Re:Goodbye, Password. Banks Opt to Scan Fingers and Faces In... by tectec on Tuesday June 21, 2016 @08:22PM (#11950624)
Palm prints were used at a nuclear facility I visited as an alternative to fingerprints in step 2. After you scan your id card you scan your palm print and the system verifies the palm matches the one that is registered with the card. They are not as unique as finger prints but it makes it much more difficult to use someone else's card (or username).
Re:Goodbye, Password. Banks Opt to Scan Fingers and Faces In... by dragonwriter on Tuesday June 21, 2016 @07:46PM (#11950419)
If you use fingerprint to confirm username, you have to have an alternate means to do that, because fingerprints can be destroyed.
Re:Goodbye, Password. Banks Opt to Scan Fingers and Faces In... by kator on Tuesday June 21, 2016 @08:25PM (#11950642)
I have massive issues with the fingerprint systems like Apple Touch ID because of my eczema. Sometimes I have to retrain as often as once a week. I'm not alone with this problem, how exactly will these systems approach people with very real challenges with fingerprints, missing eyes and other issues?
Re:Goodbye, Password. Banks Opt to Scan Fingers and Faces In... by LeoPanthera on Tuesday June 21, 2016 @11:28PM (#11951373)
I'm not offering this as a solution, but Touch ID reads subdermal features and therefore works on literally any exposed area of skin, not just your finger tips. People have tested with MANY parts of the body. (Seriously.) Perhaps you could use some other part of you to train the sensor?
Re:Goodbye, Password. Banks Opt to Scan Fingers and Faces In... by oolongCat on Tuesday June 21, 2016 @07:54PM (#11950464)
If this replaces passwords, I am quitting this industry to raise chickens in a cave.
Re:Goodbye, Password. Banks Opt to Scan Fingers and Faces In... by dredmorbius on Tuesday June 21, 2016 @09:00PM (#11950848)
Stay out of my cave!

(It's the new "get off my lawn!")

Re:Goodbye, Password. Banks Opt to Scan Fingers and Faces In... by cesarb on Tuesday June 21, 2016 @08:10PM (#11950559)
Several banks here in Brazil have fingerprint readers in their ATMs. This makes at least two factors: what you have (the chip in your bank card, which also identifies you to the ATM) and who you are (the stored fingerprint). Depending on which operation you are doing, or on the amount of money involved, the ATM can also ask for the third factor (what you know): one or more of a numeric password, an alphabetic password (chosen from a group on the screen, so shoulder surfing just once isn't enough), the first/last three digits of your tax ID, your mother/father first name, and so on.

For phones, things aren't as advanced, though a bank manager told me that fraud happens more often when online banking is used on the computer, not on the phone. The phone is, in fact, often used as the second factor for online banking in the computer.

Re:Goodbye, Password. Banks Opt to Scan Fingers and Faces In... by plaguuuuuu on Tuesday June 21, 2016 @08:25PM (#11950644)
So now if you live in Brazil you have to worry about people chopping off your fingers to take your cash
Re:Goodbye, Password. Banks Opt to Scan Fingers and Faces In... by matmann2001 on Tuesday June 21, 2016 @07:09PM (#11950211)
So, when a bank leaks my fingerprint, I can just get a new one right?
Re:Goodbye, Password. Banks Opt to Scan Fingers and Faces In... by LeoPanthera on Tuesday June 21, 2016 @11:31PM (#11951383)
I know you're joking, but you do have ten of them. They're all different.
Re:Goodbye, Password. Banks Opt to Scan Fingers and Faces In... by peterbonney on Tuesday June 21, 2016 @11:29PM (#11951376)
Passwords are the worst form of authentication, except for every other form.

If you want to ALLOW me to authenticate with biometrics, fine. But please for the love of security don't FORCE me to do it... And certainly don't make me use it without a second (non-biometric) form of authentication!

Re:Goodbye, Password. Banks Opt to Scan Fingers and Faces In... by shostack on Tuesday June 21, 2016 @06:37PM (#11950007)
What could possibly go wrong.

I wonder how many of these banks currently have low character limits on their text passwords.

Re:Goodbye, Password. Banks Opt to Scan Fingers and Faces In... by chrsstrm on Tuesday June 21, 2016 @08:01PM (#11950504)
What a strange coincidence, this seems related to two new hobbies of mine:

    1. Collecting any high-quality selfie I find on the internet
    2. Preserving the fingerprints of anyone I "meet"    
All in the name of art, of course

I mean both of these things were left in the public domain, no one would mind if I saved them...

Re:Goodbye, Password. Banks Opt to Scan Fingers and Faces In... by calgoo on Tuesday June 21, 2016 @06:57PM (#11950149)
And only numeric.....
Re:Goodbye, Password. Banks Opt to Scan Fingers and Faces In... by FussyZeus on Tuesday June 21, 2016 @06:55PM (#11950137)
Is there such a thing as an insufficiently complex face?

Also what do you do if you're in a fire?

Re:Goodbye, Password. Banks Opt to Scan Fingers and Faces In... by beamatronic on Tuesday June 21, 2016 @07:39PM (#11950369)
I can see it now. The workaround will be they will ask you to draw nonexistent facial features with a Sharpie.
Re:Goodbye, Password. Banks Opt to Scan Fingers and Faces In... by FussyZeus on Tuesday June 21, 2016 @11:37PM (#11951401)
"Ah shit, which curly mustache did I use for the Amex..."

- Me in the future

Re:Goodbye, Password. Banks Opt to Scan Fingers and Faces In... by jnpatel on Tuesday June 21, 2016 @08:43PM (#11950741)
Re:Goodbye, Password. Banks Opt to Scan Fingers and Faces In... by foxylad on Tuesday June 21, 2016 @11:28PM (#11951372)
U2F is a good addition, but the current incarnations suffer from two issues.

First, most of us need access to our phones (no USB reader) and our computers (no NFC). Yubikey have a combo device, but it costs $50.

Second, they cost way too much given that most of us probably need two or three tokens in case we lose the primary one. $50 is fair enough for employees of large banks, but until they cost under $5 I doubt they'll take off for personal use.

If anyone knows of good value combined USB/NFC tokens, please enlighten all of us.

Re:Goodbye, Password. Banks Opt to Scan Fingers and Faces In... by sintaxi on Tuesday June 21, 2016 @08:48PM (#11950783)
I've been down this road so many times and I always end up at the same conclusion. When you consider security, privacy, usability, and portability of each authentication system there are only two that are really viable. SSH keys OR Email/Password. Both of which have their flaws but have proven time and time again to be better than any of the alternatives that have been introduced over the years.
Re:Goodbye, Password. Banks Opt to Scan Fingers and Faces In... by dasil003 on Wednesday June 22, 2016 @09:24AM (#11953663)
The Intel commercial with Jim Parsons exhorting the armored car drive to get a new, more secure laptop where "your face is your password" is definitely a cringeworthy moment, not just because of its ignorance, but because of how mainstream it is (plastered all over the NBA Finals).
Re:Goodbye, Password. Banks Opt to Scan Fingers and Faces In... by dredmorbius on Tuesday June 21, 2016 @09:20PM (#11950936)
"Who are you?" is the most expensive question in information technology. No matter how you get it wrong, you're fucked.

Passwords suck. But virtually everything else sucks far worse.

Biometrics, as many have already noted, 1) aren't passwords, 2) are usernames, 3) aren't universally present, 4) aren't immutable, 5) retain the problem of having to be stored as data to be verified, 6) aren't replaceable, and 7) can still be stolen, copied, faked, or otherwise misrepresented. At the very least. (Is there a "Myths programmers believe about biometric identifiers" page yet, because there needs to be one?)

Attesting to identity is a long-lived problem, though one that's changed through the ages largely in the scale of how many people it applies to and in what priveleges are granted based on attested identity.

Absent some alternative of a convenient, replaceable, inexpensive, repudiable, and effective portable token of some sort, I don't think the identification problem is ultimately solveable.

Electronic data are fundamentally different from data-on-physical-media. Electronic information tend, as Quinn Norton noted, to deleted or public -- those are the only possible end-states.

(Arguably paper-based records do as well, though the ratio of deleted to public is far higher.)

Electronic information lacks mass, and the attributes of mass. It has no, or very, very little, inertia. It can be transmitted around the globe in a fraction of a second. Multi-gigabyte, approaching terabyte storage, is now possible on fingernail-sized devices.

Data transactions unlike financial ones aren't reversible. It's possible to reverse or undo a financial transaction. The seen cannot be unseen, the heard cannot be unheard. Backing out data disclosures is not possible.

The World Wide Web was created as an information distribution system, specifically for academics. It's been extended far past that, but the fit has quite often been very, very poor.

There's a strong benefit to in-person physical transactions. There's a very high locality cost: getting to, and being present in, a specific location will cost you. Current rates are approximately $0.50 per mile traversed, plus other considerations. Being present in multiple locations simultaneously (or even in brief time) is exceptionally difficult to arrange. Physical reality has high attack costs.

Data presents low attack costs, and increasingly, highly appealing targets.

Devices, systems, users, administrators, vendors, and more, all exhibit exceptionally poor practices.

As one comment on this thread states, "If this replaces passwords, I am quitting this industry to raise chickens in a cave." To which I respond: stay out of my cave.

Because I'm already there.

Re:Goodbye, Password. Banks Opt to Scan Fingers and Faces In... by bane on Tuesday June 21, 2016 @09:27PM (#11950968)
Great, now you can't change the password without getting surgery.
Re:Goodbye, Password. Banks Opt to Scan Fingers and Faces In... by curun1r on Wednesday June 22, 2016 @01:20AM (#11951722)
I know this was meant as a joke, but with touch ID, you can have up to 10 different "passwords", or 11 if you're the bane of Inigo Montoya. You could technically have ten more than that, but most people don't like having to remove their shoes to login.

It's still not as good as the nearly infinite number of potential passwords, but it's not like there's only a single possible fingerprint for you to use.